Transforming Urban Landscape...Transforming Urban Landscape: Ministry of Housing and Urban Affairs Government of India Name of States & UTs No. Andaman & Nicobar 1 Andhra Pradesh 2

Empowering Women through PMAY(U)

Transforming Urban Landscape:

Ministry of Housingand Urban AffairsGovernment of India

Name of States & UTs No.Andaman & Nicobar 1Andhra Pradesh 2Arunachal Pradesh 3Assam 4Bihar 5Chandigarh 6Chhattisgarh 7Dadra & Nagar Haveli 8Daman & Diu 9Delhi 10Goa 11Gujarat 12Haryana 13Himachal Pradesh 14Jammu & Kashmir 15Jharkhand 16Karnataka 17Kerala 18Madhya Pradesh 19Maharashtra 20Manipur 21Meghalaya 22Mizoram 23Nagaland 24Orissa 25Puducherry 26Punjab 27Rajasthan 28Sikkim 29Tamil Nadu 30Telangana 31Uttar Pradesh 32Uttar Pradesh 33Uttar Pradesh 34Uttrakhand 35

Contents

1

Beneficiary name Mr. Amar Lall

Father / Spouse Name Ms. Rangamma

City / State Port Blair, Andaman & Nicobar Islands

Contact No. 9933262082

PMAY Beneficiary ID 358040415575200000

Scheme Vertical Beneficiary Led Construction (BLC)

Occupation Truck Cleaner

Andaman & Nicobar Islands

Transformation

Mr Amar Lall was living in a temporary hut with his wife and two children. During the rainy season their life would become difficult with the entry of reptiles and insects into the house.

The family availed PMAY-U benefit under the BLC vertical. Now the fam-ily has a shelter safeguarding them from all weather conditions, reptiles, insects etc. They feel their social status is uplifted. They are thankful to the Government for providing financial assistance.

2

Beneficiary name Ms. Mohammad Rehamatunnisa

Father / Spouse Name Mr. Mohammad Sadek

City / State Machilipatnam, Krishna District, Andhra Pradesh

Contact No. 90631336900



Occupation Home maker

Andhra Pradesh

Transformation

Ms. Rehamatunnisa was living with her husband and two children in a hut for 10 years. The condition during monsoons was pathetic. She availed financial assistance under the BLC vertical of PMAY (U). She was also exempted from Registration fees and House Plan fees by the State Government.

She now owns a pucca house which shelters her family. She expressed her gratitude to the Government.

3

Beneficiary name Ms. Bamang Menia

Father / Spouse Name Mr. Bamang Tagu

City / State Itanagar, Arunachal Pradesh




Occupation Peon

arunachal pradesh

Transformation

Ms. Bamang Menia along with her husband, five children and her moth-er in law lived in a traditional house with thatch roofing. She wished for a concrete house as the thatch roofing needed constant repair after heavy rainfall. She applied for financial assistance under Pradhan Mantri Awas Yojana (Urban) and has successfully completed her new house.

She says that the financial assistance received through PMAY (U) gave her the motivation to achieve her dream of a concrete house and that she is thankful to the Government for implementing a scheme like PMAY (U) which helps provide better living conditions for the poor.

4

Beneficiary name Ms. Bulu Brahma

Father / Spouse Name Mr. Poritosh Brahma

City / State Guwahati, Assam


PMAY Beneficiary ID A218801627096841

Scheme Vertical Credit Linked Subsidy Scheme (CLSS)

Occupation Hardware shop owner

assam

Transformation

The family of four lived in a rented house in Guwahati earlier. However, over a period of time as they were unable to afford the high rent in the city, the family shifted to a village. They had to commute daily from the village to the city for work and school.

The family was looking for loan options with financial institutions and they came to know about the Credit Linked Subsidy Scheme (CLSS) under the PMAY (U) programme through State Bank of India. The PMAY (U) subsidy on EMI was a relief as it reduced the monthly burden on day to day expenditures.

The new house in the city has not only provided the family with better infrastructure and amenities but also access to better education facili-ties for children.

5

Beneficiary name Ms. Rajani Kumari Gami

Father / Spouse Name Mr. Sanjay Kumar Gami

City / State Madhubani, Bihar




Occupation Labour

bihar

Transformation

Ms. Rajani was living in a semi pucca house along with her husband and two daughters. It was difficult to live in a house made from asbestos sheet during extreme weather conditions.

She came to know about the PMAY (U) from the Nagar Parishad office. Her life changed thereon. She availed the benefit of the BLC scheme under PMAY (U). She is now living with pride and dignity in her house.

6

Beneficiary name Ms Sonia Rani

Father / Spouse Name Mr. Joginder Singh

City / State Chandigarh



Occupation Home Guard with Chandigarh Police

CHANDIGARH

Transformation

Mrs. and Mr. Joginder Singh are a happy couple for the subsidy received under the CLSS vertical of PMAY (U). The couple appreciate the cus-tomer service of the bank.

The dream to buy their own house came true only due to the scheme. They said Rs.2,165/- saved from monthly EMI could be spent for better-ment of their life.

7

Beneficiary name Ms Savitari Bai

Father / Spouse Name Late Vijay Kumar

City / State Raipur, Chhattisgarh




Occupation Labour

CHHATTISGARH

Transformation

Ms Savitari Bai is a widow and lives with her two sons. Before availing the benefit under BLC vertical of PMAY-U, she used to live in a hut with a leaking roof making life miserable during the monsoons. After get-ting benefit from the scheme she feels safe in the pucca house and her grandchildren are able to focus better on their studies.

8 DADRA AND NAGAR HAVELI

Transformation

Ms. Dhamiben was living in a small house in a joint family in a village near Silvassa. Her husband is an ITI Mechanic. Since the family was expand-ing, they were struggling for comfort and space. They booked a house and applied for a loan. It was approved under the CLSS vertical of PMAY (U).

The shift into their own house had not only provided them with better living space it also gave them access to improved facilities like medi-cal care, hospitals, proximity to market and better infrastructure. Their daughter has joined a better school now.

Beneficiary name Ms. Dhamiben Kalpeshbhai Prajapati

Father / Spouse Name Mr. Kalpesh Bhai Prajapati

City / State Silvassa, Dadra and Nagar Haveli




Occupation Housewife

9

Beneficiary name Surendra Thakur

City / State Nani Daman, Daman


Occupation Barber

DAMAN & DIU

Transformation

Mr. Surendra Thakur was living in a hut with his family. The conditions were bad with water shortage, no toilet and water seepage. He had no choice but to look for a pucca house in a better locality with basic facilities.

The family availed benefit through CLSS vertical of PMAY (U) and pur-chased a house. He proudly says “With PMAY (U) a common man can dream and own a house”.

10

Beneficiary name Ms. Hemlata

Father / Spouse Name Mr. Hansraj

City / State Delhi




Occupation Cab driver

delhi

Transformation

Ms. Hemlata and Mr. Hansraj lived in a rented house with their 2 chil-dren. The condition of tin shaded roof top room was pathetic and they suffered a lot in rainy season. They had to share the common toilet with their landlord and this sometimes became dificult as they had no toilet facility inside their house.

Under CLSS vertical of PMAY (U), they were able to own 2 room house.Now, they are saving Rs 2,663/- on the monthly EMI which could be used for improving the quality of life. They are now proud and satisfied to have their own house with all basic facilities.

11

Beneficiary name Ms. Ananya Ghanshyam Rege

Father / Spouse Name Mr Ghanshyam Ajit Rege

City / State Panaji, Goa




Occupation Service

goa

Transformation

Ms. Ananya was living with her husband in Maharashtra. Being natives of Goa, they had to leave behind their family and move to another State for employment. The urge to relocate and live amidst family was strong, but their finances did not permit them to do so.

After availing the interest subsidy under CLSS vertical of PMAY (U) they managed to purchase their own house in Goa. Ms. and Mr. Ghanshyam Rege are very happy to live in their hometown with their entire family. Relocating to Goa and purchasing a house was a huge sigh of relief to them.

12

Beneficiary name Ms. Valiben Bhikabhai Parmar

Father / Spouse Name Lt. Bhikhabhai Parmar

City / State Shahibaug, Ahmedabad, Gujarat



Scheme Vertical In Situ Slum Rehabilitation (ISSR)

Occupation Old paper business with son

gujarat

Transformation

Ms. Valiben is a widow living with her son in a hut. The family used to face drainage and flooding issue during the monsoons. She was allotted a 1 BHK Flat free of cost under ISSR vertical of PMAY (U).

The family has now access to facilities like individual water supply, elec-tricity and healthy environment. She is pleased that after getting the new house her son got married, which earlier was difficult as she used to live in slums. Today she is confident and happy with the pride of owning a pucca house.

13

Beneficiary name Ms. Alka

Father / Spouse Name Mr. Bablesh Kumar

City / State Yamuna Nagar, Haryana




Occupation House wife

haryana

Transformation

Ms. Alka was living in Yamuna Nagar in a small hut. In rainy season most of the material inside the house would get spoiled and become dirty and unusable. Making a pucca house was a distant dream for her con-sidering the financial constraints of her family.

Now with the benefits received under PMAY (U) her dream came true. Now her family face summer, cold or rainy season comfortably. Her fam-ily is happy in the comfort of a pucca house, she is no longer worried about the weather and its impact on their lives.

14

Beneficiary name Ms. Krishna Devi

Father / Spouse Name Late Rajesh Kumar

City / State Una, Himachal Pradesh




Occupation Daily Wage Labour

himachal pradesh

Transformation

Ms. Krishna Devi is a widow and a mother of three girls. Due to the de-mise of her husband in 2001, her dream of constructing a house was shattered. Her only purpose in life was to provide quality life and good education to her daughters. However, with the meagre income she did not have the courage to build a house.

She came to know about the PMAY (U) and enrolled herself. She re-ceived financial assistance from the Government and completed con-struction of her house in about four months. Today Krishna Devi’s lives with her children in a house which has two rooms, kitchen and a toilet.

The family says that their life has changed completely and there is a sense of dignity and pride to their living.

15

Beneficiary name Ms. Tripta Devi

Father / Spouse Name Late. Sh. Krishan Lal

City / State Samba, Jammu & Kashmir


PMAY Beneficiary ID O18000790620800007


Occupation Helper

jammu & kashmir

Transformation

Ms. Tripta Devi is a widow who lives with her family in a 10 sqm. pucca room. There was no kitchen or toilet facility in the house. There was no no privacy or security as they had to defecate in the open. The weather also made matter worse for them.

She received financial assistance under BLC vertical of PMAY (U). She was able to build her house with basic amenities. She feels economically benefitted, safe and secure and happy with the social change happen-ing in her life.

16

Beneficiary name Ms Kiran Baxla

Father / Spouse Name Mr. Manoj Kumar

City / State Ranchi, Jharkhand




Occupation Nanny

jharkhand

Transformation

Ms Kiran Baxla used to live in a hut. It was cramped for the family as they had to do all household activities in that small room. The roof would leak in rainy season making it difficult for them to sleep. She was looking for means to build a pucca house.

After availing benefit under the BLC vertical of PMAY (U), she has got a pucca house with 2 rooms, kitchen and a toilet. Today the family is leav-ing in peace that they do not have to worry about the roof leaking or congestion. They are able to focus better on other important activities such as the education of their son.

17

Beneficiary name Ms. Shyla M

Father / Spouse Name Mr. Chamaraja Murthy

City / State Bangalore Urban District, Karnataka





karnataka

Transformation

Ms. Shyla lived with her husband and two children. Her husband is a daily wage labourer. Under BLC vertical of PMAY, with the financial assistance from the Government and her own savings, she was able to construct a pucca house.

The new house, equipped with services like water, kitchen and toilet. She belives that she has earned her respect and dignity in the society.

18

Beneficiary name Ms. Shiji M K

Father / Spouse Name

City / State Koduvally, Kerala




Occupation Sales Woman

KERALA

Transformation

Ms. Shiji is a widow living with her 13 year old daughter. She used to live in a kutcha house. She availed benefit of BLC vertical of PMAY (U) and completed the construction of the house in 6 months with financial assis-tance from the Government and support from her relatives for her share of contribution.

She is delighted and has the confidence to overcome other challenges in life as her need for secured living has been accomplished. She is now more focused in upbringing her daughter.

19

Beneficiary name Ms. Kusum Chaurasiya

Father / Spouse Name Mr. Ujjawal Chaurasiya

City / State Chhatarpur, Madhya Pradesh





MADHYA PRADESH

Transformation

Ms. Kusum with her family used to live in a rented house, where house owners used to ill-treat the family and increase the rents regularly. She had to change houses frequently. In most of the houses she didn’t even had toilet facility.

Today, she lives in a pucca house constructed under BLC vertical of PMAY (U) which has all the basic amenities. Her family is enjoying a de-cent and dignified life.

20

Beneficiary name Ms. Asha Nagesh Jangjod

Father / Spouse Name Mr. Nagesh Nanaji Jangjod

City / State Amaravati, Maharashtra




Occupation Anganwadi Sevika

maharashtra

Transformation

Ms Asha’s family lived in poor financial conditions. They lived in a hut with no basic amenities. They could not think of building a pucca house as the money they made was sufficient to meet their daily needs. She heard about the PMAY (U) scheme and enrolled herself. Her applica-tion was approved. She was assisted by her family members and rela-tives in construction work of her house.

Due to this scheme she could build her house. She strongly belives that this would not have been possible they would continue to live in the same hut with no facilities.

21

Beneficiary name Ms. Narengbam Ibemcha Devi

Father / Spouse Name Mr. Narengbam Binoy Singh

City / State Thoubal, Manipur





manipur

Transformation

Ms. Ibemcha Devi lived with her husband and three children in a poorly built kutcha house. She has availed financial assistance under the BLC vertical of PMAY (U). She takes pride in living in the newly constructed house with her family which was not possible earlier due to the meagre family income.

She and her family expressed their gratitude to the Government.

22

Beneficiary name Ms. Aikmenda Dkhar

Father / Spouse Name Mr. Bansynshar War

City / State Mairang, Meghalaya




Occupation Self Employed (Runs a small tea stall)

meghalaya

Transformation

Ms. Aikmenda Dkhar lives with her husband and two children. She used to live in a rented house which lacked basic amenities. She has availed benefit under BLC vertical of PMAY (U) since she owned a small piece of land. She has built a two room house through the financial assistance under PMAY (U) and her own savings. She and her children are now liv-ing in a healthy and safe environment.

Mrs. Aikmenda has also motivated her neighbours, family and friends to avail the benefits of this scheme.

23

Beneficiary name Ms. Lalthlamuani

Father / Spouse Name Mr. Lalbiaktluanga

City / State Aizawl, Mizoram




Occupation Daily wage labour

mizoram

Transformation

Ms. Lalthlamuani is a young widow who lived in an poor economic con-dition with her two sons and a daughter, in a kutcha house. With the help from her relatives and financial assistance under PMAY (U), she managed to construct a house and completed it in 6 months.

She now lives a blissful life with her family, with all aminities such as water, electricity, kitchen and toilet.

24

Beneficiary name Ms Bokali K Chishi

Father / Spouse Name Mr Khehoshe Y Chishi

City / State Kohima, Nagaland




Occupation Housewife / Part time business

nagaland

Transformation

Ms. Bokali lives with her husband and six children in Kohima. The family for the past twenty years lived in a Government quarter (Ekra House) which comprised of two rooms and a kitchen.

It was always a dream to build a house of their own. However, due to financial constraints they were not able to do it. She believes that she was fortunate enough to get the financial support under PMAY (U). She stated that “We have a comfortable house in the town area and we are grateful for what we have received today through this scheme.”

25

Beneficiary name Ms. Mamata Kumari Panda

Father / Spouse Name Mr. Krushna Chandra Panda

City / State Berhampur, Ganjam, Odisha




Occupation House wife, now self employed

odisha

Transformation

Ms. Mamata lives with her husband and two children. Her husband works as a cook in a private hotel for the past 10 years. She used to live in a kut-cha house with poor facilties. Her children used to sleep in neighbour’s house during the rainy season.

After availing the financial assistance under PMAY (U), she was able to construct a pucca house. Building a house gave her the confidence to further start a small tea stall in front of her house to support her family.

26

Beneficiary name Ms. M. Rajalakshmi

Father / Spouse Name Mr. Murugan

City / State Puducherry





PUDUCHERRY

Transformation

Ms. Rajalakshmi was living with her family in a thatched hut. They lived with a dream of owning a pucca house with their hard earned savings. She was selected as a beneficiary under BLC vertical of PMAY (U).

Living in the newly built pucca house has transformed the life of Ms. Ra-jalakshmi and her family by placing them in a higher strata of the soci-ety. She is happy and there is a sense of contentment in living in her own house.

27

Beneficiary name Ms. Poonam Devi

Father / Spouse Name Mr Rajkishor Singh

City / State Ludhiana, Punjab





PUNJAB

Transformation

Ms Poonam Devi and her three children lived in a hut for close to 17 years. The couple made very little income which was sufficient for daily needs and for the education of their children. Though she wanted to build a pucca house she could not even think of it until Pradhan Mantri Awas Yojana (Urban) came as a support to fulfil her wish.

Ms Poonam Devi says that she is thankful to the Government for the fi-nancial assistance. This has helped her and her family live in the comfort of a pucca house.

28

Beneficiary name Ms. Ranjana Sen

Father / Spouse Name Mr. Mukesh Sen

City / State Udaipur, Rajasthan




Occupation Works in a beauty parlour

rajasthan

Transformation

Ms. Ranjana Sen lives with her husband and son. She had been living in a rented house for 10 years with no ventilation. She has now shifted to a 2 BHK flat after availing interest subsidy under the CLSS vertical of PMAY(U).

The new flat has infrastructure facilities like water, electricity, kitchen, toi-let, access to road, etc. She is very happy that they were able to provide a separate room for their son and there is enough space when guests come.

29

Beneficiary name Mr. Karma Tshering Bhutia

Father / Spouse Name Mrs. Laden Bhutia

City / State Gangtok, Sikkim



Occupation Retired SSB (Sashastra Seema Bal) Jawan

sikkim

Transformation

Mr. Karma Tshering Bhutia, a 53 year old retired SSB (Sashastra Seema Bal) Jawan. He is the only working member of the family of four. Since, he was always away from his family, his wife and children lived in their kutcha ancestral home. The house was insufficient for the family of four and the ancestral house was too old to withstand extreme weather con-ditions leading to seepage, mould, fungus etc.

They have availed a loan under the CLSS vertical of PMAY (U). Today, the family is comfortably living in a pucca house which they were long-ing for quite sometime.

30

Beneficiary name Ms. Shamshath

Father / Spouse Name Mr. Settu

City / State Vellore, Tamilnadu




Occupation Home maker and saree seller

tamil nadu

Transformation

Ms. Shamshath lived in a hut made of mud walls and tiled roof. The roof used to leak during the rainy season and the water would seep in. In these conditions, the house was not safe to live. Adding to this, as there was no toilet facility, the family had to defecate in the open.

The enrolled themselves and received financial assistance under BLC vertical of PMAY (U). They were able to construct a RCC house with all basic facilities within the house. The family feels the transformation of their house has brought recognition for the family in the society they live in. Their children feel more safe and comfortable and are able to focus on their educatoin.

31

Beneficiary name Ms K Jyothi

Father / Spouse Name Mr K Peerunaik

City / State Hyderabad, Telangana



Scheme Vertical Affordable Housing in Partnership (AHP)


telangana

Transformation

Ms Jyothi is a daily wage labour and her husband is an Auto driver. The family used to reside in a small dilapidated house, with no ventilation, they had little room for cooking and no access to other basic needs. Economically they were not in a position to afford to construct a pucca house. Their dream to live in a house with dignity came true under the benefit of under AHP vertical of PMAY(Urban).

Ms Jyothi says “It’s a life changing moment to her and she feels owning house is the sign of her family’s social growth”.

32

Beneficiary name Abdul Khaliq

Father / Spouse Name Rampur, Uttar Pradesh

City / State 9719035915

Contact No. 098006915482200032

PMAY Beneficiary ID Beneficiary Led Construction (BLC)

Scheme Vertical Dance and Music


uttar pradesh

Transformation

Abdul Khaliq is a transgender who makes a living through dance and music the income was not consistent. Abdul lives in a hut with no basic amenities. Being a transgender, Abdul had to face a lot of social chal-lenges in the locality.

Now with the assistance from the Government under BLC vertical of PMAY (U), Abdul has managed to construct the house with all the facili-ties i.e. water, electricity, kitchen with gas connection and toilet. Abdul says ‘By building a house, I have gained respect in society’.

33

Beneficiary name Ms Manju

Father / Spouse Name Mr Harikesh

City / State Lucknow, Uttar Pradesh





uttar pradesh

Transformation

Ms Manju lives in a hut with her husband and four children. During the rainy season, a lot of insects and snake enter the hut. They could only use the corners of the hut as the central part of the hut would leak dur-ing the rainy season.

After receiving the financial assistance under BLC vertical of PMAY (U) their distant dream of owning a pucca house came true. Ms manju says she is now able to concentrate on the education and future of her chil-dren.

34

Beneficiary name Ms. Ranjana

Father / Spouse Name Mr Hemraj

City / State Lucknow, Uttar Pradesh





uttar pradesh

Transformation

Ms. Ranjana and her husbane live in a kuccha house with no basic fa-cilities. Her husband is a mason. The couple spent sleepless nights with their children due to water logging inside the house. The family desired to own a house with basic facilities but they could not afford it due to financial constraints.

They availed financial assistance through PMAY (U) under the Benefi-ciary Led Construction (BLC) component. They are now happy to live in a two room pucca house which includes a kitchen and a toilet. She is relieved that she does not have to go outside the house at night as there is a toilet inside the house.

She expresses heartfelt thanks to PMAY (U) for fulfilling her long cher-rished dream.

35

Beneficiary name Ms. Basanti Rani

Father / Spouse Name Mr. Haridas Haldar

City / State Udham Singh Nagar, Uttarakhand





UTTARAKHAND

Transformation

Ms. Basanti Rani was living in kutcha house in Dineshpur Municipal Coun-cil of Uttarakhand along with her husband and three children. With the meagre income that her husband earned, Basanti Rani could not even think of having an own house. However, she was keen to provide a comfortable quality life to her children. She was looking for options that will help her build her own house.

She came to know about the PMAY(U) and enrolled herself. With the financial assistance from the Government, she built her own house with all basic amenities. Ms Basanti Rani expresses her gratitude to the PMAY (U) scheme which helped her provide quality life to her family.

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Documents

Transforming Urban Landscape...Transforming Urban Landscape: Ministry of Housing and Urban Affairs Government of India Name of States & UTs No. Andaman & Nicobar 1 Andhra Pradesh 2