TOGAF® BIAN White Paper · TOGAF® BIAN White Paper Paul Bonnie, ING, on behalf of BIAN Thomas Obitz, KPMG, on behalf of The Open Group Webinar: Collaboration between BIAN & The

TOGAF® BIAN White Paper

Paul Bonnie, ING, on behalf of BIAN

Thomas Obitz, KPMG, on behalf of The Open Group

Webinar: Collaboration between BIAN & The Open Group

February 14, 2012

Copyright BIAN 2011 | Banking Industry Architecture Network

Agenda

Opening, Welcome

Introduction to BIAN

Why a TOGAF BIAN Whitepaper?

Enterprise Architecture in Banking

BIAN – A Business Service Model for the Banking Industry

TOGAF – The Leading Framework for Enterprise Architecture

Leveraging BIAN Deliverables with TOGAF

Q&A

Wrap-up & Closure

2

Copyright BIAN 2011 | Banking Industry Architecture Network 3

The Power of Joint Standardization: BIAN

Banking Industry Architecture Network (BIAN):

Not-for-profit association of leading banks and

their partners

Semantic Definition of standardized IT services

Close collaboration with other standards

initiatives: ISO 20022, IFX Forum and Open

Group (TOGAF), OMG Financial Domain Task

Force , TM Forum Enterprise Cloud Leadership

Council (ECLC)

Reference landscape to facilitate creation

of individual architecture roadmaps

Complemented by aligned Metamodel and

Service definitions

Flexible Integration of existing application

landscapes and commercially available

software solutions

Increasing Interest in Emerging Standard BIAN & Banks

Immediate Value for Banks and Partners BIAN & Partners

http://www.zkb.ch/de/startseite.html

http://www.ing.com/ing/contentm.nsf/home_en!readform

http://www.axonglobal.com/index.asp

http://www.innobis.de/index.php?id=269


Mission

Central objectives for IT in the banking industry are the reduction of integration

costs and the utilization of the advantages of a service oriented architecture

(SOA). BIAN is defining a common yet exceedingly flexible SOA framework for

the banking industry with the goal of establishing a common language.

Based on broad consensus within the banking industry, this will enable faster,

more efficient strategic and operational changes in banks while helping banks

to address the key market imperative to drive cost reductions through greater

efficiency and organizational flexibility.

BIAN is a global, open, independent and unique community where banks,

software providers and system integrators openly exchange Banking IT

requirements with regard to SOA.


BIAN Strategy 2010 – 2012

Evolve BIAN Service Landscape to a

reference model in the banking industry

within the next two years

Goal: Creating a de facto standard

Including enhanced guidelines and

templates to support the service

definition on a more detailed level with

regard to interoperability

First member implementations of (parts

of) the Service Landscape

Certification at different levels

Becoming a member of the ISO20022

network to develop service definitions to an

ISO Standard

Deliver a Proof of Concept in collaboration

with IFX-Forum

Publish a White Paper in collaboration with

the Open Group on TOGAF

Establish a working relationship with OMG’s

Financial Domain Task Force and TM Forum

Enterprise Cloud Leadership Council (ECLC)

First First

PriorityPriority

In In

ParallelParallel

BIAN will put strong emphasis on standardization

A two-way strategy to position BIAN


BIAN and other standards are complementary

BIAN key points

Distinct application to application (A2A)

focus, which complements the business-to-

business (B2B) focus of IFX and SWIFT

Total focus on semantic definitions -

technical definitions are excluded from

official work products (helps to balance other

industry efforts that, while not excluding

semantics, have historically focused on

technical specifications)

BIAN, IFX, and the OMG Finance Domain

Task Force recognize ISO 20022 standard

and the SWIFT-administered ISO 20022

Repository key to keeping standards

bodies in the finance sector aligned with

one another

Service-oriented, whereas IFX, SWIFT,

and ISO 20022 are message-oriented

UML is a foundational technology,

heavily used in the financial services industry

A B = A aligns with B

A B = A contributes to B

BIAN

IFX IFX

ISO 20022

Repository

(SWIFT

Administered)

OMG Finance DTF

ISO 20022 Core Standard

OMG UML

A2A B2B

Business

Content:

Technical

Business

Content:

Semantic

Modeling

Languages/

UML Profiles

= Service Oriented

= Message Oriented

= Process Oriented

6


BIAN Board of Directors

About BIAN…

Mission and Strategy

Vision

Organization

Directors

General Secretariat

Architecture Committee


Why a TOGAF BIAN White paper?

8

Significant challenges in the banking Industry

Transformational changes are inevitable

Enterprise Architecture is key in enabling change

Bring together two industry frameworks for

content

and methodology

to speed up work and improve quality and consistency


Enterprise Architecture in Banking

9

Enterprise Architecture is the central tool for enabling the

transformation process of both Business and IT

Lack of an overall, consolidated and accepted perception of current and target state;

Actual impact of architecture on decision-making at various levels of the organization;

A significant set-up of “custom built” assets within the architecture function;

Limited adoption of standards in some areas.

In terms of architectural work, TOGAF can establish a shared approach and vocabulary

In terms of content, BIAN can serve as reference in a banking environment

Challenges

Mitigations


BIAN – A Business Service Model for the Banking

Industry

10

BIAN Service

Landscape BIAN Meta Model

BIAN Service

Domain Definitions

Community of banks, service providers and software vendors

Industry-wide consensus

regarding SOA for banking systems, aligned

with the business objectives of agility and reduced cost

Vision


BIAN – Service Landscape 1.5

11

Market Operations Market Operations

Trading Trading

Investment Investment Management

Corporate Banking Corporate Banking Products

Trade Finance Trade Finance

Corporate Financing & Advisory Services Corporate Financing & Advisory Services Marketing Marketing

Servicing Servicing

Payments Payments

Account Management Account Management

Collateral Collateral Administration

Operational Services Operational Services

Cross Channel Cross Channel

Channel Specific Channel Specific

Customer Mgmt Customer Mgmt

Sales Sales

Consumer Loans & Consumer Loans & Deposits

Cards Cards

Consumer Services Consumer Services

Sales & Service Sales & Service Reference Data Reference Data Business Support Business Support Analytics Analytics Operations & Execution Operations & Execution

Financial Markets Financial Markets

Mutual Fund Administration

Hedge Fund Administration

Unit Trust Administration

Order Allocation

Clearing & Settlement

Securities Fails Processing

Trade/Price Reporting

Custody Administration

Customer Entitlement Admin.

Securities Valuation

Trading Book Oversight

Dealer Workbench

Market Making

Assisted Trading

Program Trading

Market Trading

Order Management

Investment Portfolio Planning

Investment Portfolio Analysis

Investment Portfolio Mgmt

Corporate Products Corporate Products

Corporate Credit Facility

Corporate Loan

Cash Mgmt & Accounting Svs

Cheque Lock Box

Letter of Credit

Bank Guarantee

Trade Finance Services

Taxation Services

Corporate Finance Services

M&A Advisory Services

Corporate Tax Advisory Svs

Public Offering

Private Placement

Business Development Policies

Business Development

Brand Management

Advertising

Promotional Events

Prospect Campaign Portfolio

Prospect Campaign Design

Prospect Campaign Execution

Customer Campaign Portfolio

Customer Campaign Design

Customer Campaign Execution

Prospect Management

Customer Surveys Business Planning Business Planning

Market Research

Customer Portfolio

Segment Plan

Segment Assessment

Market Analysis

Competitor Analysis

Product Portfolio

Branch Portfolio

Channel Portfolio

Bank Portfolio & Bank Portfolio & Treasury

Stock Lending/Repos

Treasury Management

Treasury Administration

Asset Securitization

Factoring

Asset & Liability Committee

Bank Portfolio Analysis

Bank Portfolio Administration

IT Management IT Management Systems Administration

IT Policies & Plan

IT Arch Stds & Guidelines

Development Environment

System Development

Production Release

System Deployment

Systems Operations

Platform Operations

Systems Help Desk

Systems Assurance

Internal Network Operations

Buildings, Equipment Buildings, Equipment and Facilities Property Portfolio

Site Operations

Site Administration

Equipment Administration

Equipment Maintenance

Utilities Administration

Maintenance

Finance Finance Financial Statements

Financial Control

Financial Compliance Resolution

Tax Administration

Human Resource Human Resource Management HR Policies & Plan

Employee Assignment

Employee Record

Employee/Contractor Contract

Employee Certification

Employee Assessment

Employee Payroll & Incentives

Travel & Expenses

Employee Access Profile

Employee Benefits

Workforce Training

Recruitment

Business Direction Business Direction Corporate Strategy

Corporate Policies

Product & Service Policies

Business Architecture

Continuity Planning

Business Command & Business Command & Control

Business Unit Budget

Business Unit Financial Analysis

Business Unit Financial Ops

Business Unit Accounting

Organizational Model

Business Unit Operations

Business Unit Administration

Knowledge & IP Knowledge & IP Management

Management Manual

Intellectual Property Portfolio

Knowledge Exchange

Corporate Relations Corporate Relations Corporate Communications

Corporate Alliance/Stakeholder

Corporate Relationship

Regulatory & Legal Authority

Investor Relations

Servicing Issue

Case Management

Case Resolution Analysis

Customer Case

Card Case

Cross Product Operations

Cross Product Operations

Payments Execution

Check Processing

Cash/Currency Inventory

Wire Room

Transaction Engine

Customer Account

Position Management

Accounts Receivable

Account Reconciliation

Fraud Detection

Rewards Points Account

Collateral Management

Collateral Asset Administration

Collections

Consolidated Customer Activity

Card Issuance

Rewards Points Agreement

Billing Services

Document Mgmt & Archive

Document Services

Archive Services

Correspondence

Product Management Product Management Product Design

Product Combination

Product Deployment

Product Training

Product Quality Assurance

Product Pricing Facility

Servicing Position

Servicing Activity Analysis

Contact Routing

Contact Dialogue

Interactive Help

Channel Management

Channel Operations

Branch Currency Distribution

Distribution Operations

eTrading

Product Inventory Item Mgmt

Product Inventory Distribution

Market Data Market Data Market Feed Administration

Market Feed Operation

Market Information Management

Financial Market Analysis

Financial Market Research

Quantitative Analysis

Market Data Dissemination Admin

Market Data Dissemination Ops

Financial Instrument Maint.

Reference/Directory Management

Counterparty Administration

Credit Agency Svs.Operations

Non IT and HR

Non IT and HR Enterprise Services

Internal Audit

Procurement

Fixed Asset Register

Legal Assurance

Supplier Management

Company Billing & Payments

Customer Relationship Plan

Customer Agreement

Customer Product Coverage

Customer Event History

Customer Behavioral Insights

Customer Credit Rating

Account Recovery

Party Party Party Data Management

Party Profile

Commission Agreement

Commission Transaction

Product Matching

Sales Planning

Offer Management

Underwriting

Product Expert Sales Support

Consumer Products Consumer Products

Secured Loans

Unsecured Loans

Consumer Finance

Current Account

Deposit Account

Card Facility

Card Authorization

Card Capture

Merchant Relations

Currency Exchange

Remittance Services

Trust Services

Brokered Product

Bank Drafts & T Checks

Consumer Investments

External Agency External Agency

Credit Agency Service Sub.

Syndicate Management

Correspondent Bank

Sub Custodian

Product Broker

Product Service Agency

Contractor/Supplier Agreement

Regulations & Regulations & Compliance

Fraud/AML Resolution

Guideline Compliance

Regulatory Compliance

Compliance Reporting

Financial Accounting

Models Models Market Models

Gap Analysis

Credit Risk

Cust. Behavior Model Portfolio

Customer Behavior Model

Credit/Margin Policies

Production Risk Models

Operational Risk Models

Fraud Models

Fraud Detection

Liquidity Risk

Economic Capital

Business Risk

Service Domain - Confirmed

Service Domain - Established

Service Domain - Scheduled

Service Domain - Proposed

Business Area Business Area

Business Domain Business Domain


TOGAF – The Leading Framework for Enterprise

Architecture

12

TOGAF is an open,

industry consensus,

framework - a detailed

method and a set of

supporting tools - for

developing Enterprise

Architecture


TOGAF – It’s main components

13

The Architecture

Development Method is

the core of TOGAF. It

describes a method for

developing and managing

the lifecycle of an

Enterprise Architecture

The content framework

provides a structural model

for architectural content that

allows the major products

an architect creates to be

consistently defined,

structured, and presented.

The Enterprise Continuum

describes a view of the

Architecture Repository,

classifying architecture

products, showing how

these products evolve, and

how they can be leveraged

and re-used.


Leveraging BIAN Deliverables with TOGAF (I) BIAN Deliverables and the TOGAF Content Metamodel

14

Business

Scenarios

Business

Objects

Service

Landscape

Service

Domain &

Service

Landscape

design

principles


Leveraging BIAN Deliverables with TOGAF (II)

Overview: Relating BIAN to the phases of the ADM

15

Consider BIAN as framework

(part of) Overall BIAN Service Landscape

Service Landscape (Business areas &

Business domains)

Service Domains (Reusable

building blocks related to

application components and

data entities)

Service Landscape to assess compliance of

external packages


Leveraging BIAN Deliverables with TOGAF (III)

Details: Relating BIAN to the phases of the ADM (I)

16

Consider BIAN as framework: • The existence of the BIAN network contributes to the awareness and

acceptance of an architectural approach;

• The use of the BIAN framework and related deliverables may be

prescribed by the architecture;

• Decide whether or not to use BIAN input and principles during the

architecture work.

(part of) Overall BIAN Service Landscape:

• Assess the relevance and fitness-for-purpose of BIAN deliverables for

this architecture work;

• Use the relevant part of the BIAN Service Landscape to identify

possible stakeholders;

• Use the BIAN Service Landscape to identify relevant related other

architecture developments.

Service Landscape (Business areas & Business domains):

• Use the BIAN business scenarios as a starting point in defining the

Baseline and Target Business Architecture;

• The BIAN Service Landscape is structured according to a common

reference hierarchy: a business breakdown in Business Areas and

Business Domains. The BIAN Service Landscape can be used as a

starting point for the set-up of the Target Business Architecture.


Leveraging BIAN Deliverables with TOGAF (IV)

Details: Relating BIAN to the phases of the ADM (II)

17

Service Domains (Reusable building blocks related to

application components and data entities): • The BIAN Service Landscape can be used as a reference point for

defining or assessing the Target Application Architecture;

• The structure of the BIAN Service Landscape (Business Areas,

Business Domains, Service Domains) can be applied to structure the

Target Application Architecture;

• The principles applied in constructing the BIAN Service Landscape

can be translated into application and data principles.

• The BIAN service operations in the Target Application Architecture can

be related to the Target Business Architecture, to relate business

processes and applications, and to relate business objects and data;

• The other way around, BIAN could benefit from this phase by updating

the BIAN Service Landscape with the output of this phase.

Service Landscape to assess compliance of external

packages : • Are BIAN services, leveraged in previous ADM phases, also physically

available in the market as COTS software solutions or application

components?

• The BIAN Service Landscape can be used in vendor and package

selections, assessing compliance of vendors and products with BIAN.


Q&A

18


Thank you! Thank you!

Documents

TOGAF® BIAN White Paper · TOGAF® BIAN White Paper Paul Bonnie, ING, on behalf of BIAN Thomas Obitz, KPMG, on behalf of The Open Group Webinar: Collaboration between BIAN & The