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SAL ISLAND • CAPE VERDE Elegance Enrichment

The Llana beach resort - payment plan

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The Llana beach resort - payment plans and investment charts for hotel room investments - Cape Verde. By the secret investor

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Page 1: The Llana beach resort - payment plan

S A L I S L A N D • C A P E V E R D E

E l e g a n c e E n r i c h m e n t

Page 2: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

Santo Ãntão

São Vicente

São Nicolau

São Tiago

Sa l

Boa Vista

UK

Maio

Praia

Fogo

Brava

Africa

An unspoilt archipelago set in the Atlantic Ocean.

• First discovered by Portuguese seafarers in 1456

• Granted independence from Portugal in 1975

• Situated in the Atlantic Ocean, Cape Verde consists of ten tropical Islands

• Located just off the coast of West Africa and 1 hour from the Canaries

• Combined area of 4,000 square kilometres (1,500 sq miles)

• Population of around 500,000

• Around 95 percent of the population is Creole of mixed black African and Portuguese descent

• Local currency is Escudo ($ or CV Esc), although Euros are widely accepted

• TheEscudoisfixedtotheEuro-offeringyou added security

• Portugueseistheofficiallanguage-CapeVerdean Creole is used colloquially

• StrongPortugueseandAfricaninfluencedculture

DISCOVER CAPE VERDE

TEMPERATURE ºc

SAL, CAPE VERDE

MAX

MIN

RAINFALL MM

35

30

25

20

15

10

JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC JAN FEB MAR APR MAY JUN JUL AUG SEP OCT NOV DEC

150

100

50

0

LISBON, PORTUGAL BRIDGETOWN, BARBADOS

CAPE VERDE LOCATION

CLIMATE

Page 3: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

Thesesun-drenchingIslandsofferanunrivalled opportunity for exceptional investment returns.

• A renowned sunshine destination with some of the best beaches in the world

• Excellent year round climate with consistently warm temperatures

• Spectacular growth in tourism with a 115% increase since 2000

• Directflightsavailablefrommajorcitiesallovertheworld

• DirectflightsfromtheUKtakejust5½hours

• Politically very stable and a strong emerging market – its economy has been growing since the late 1990’s

• Highgovernmentinvestmenttoenhanceon-island utilities and infrastructure

• Islandsprotectedbystrictlegislationagainstover- development and an excess of supply

• Sustainable source of rental income for property owners

• Excellent opportunity for substantial capital growth

INVESTING IN CAPE VERDE

Page 4: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

No other Cape Verde Island shines brighter than Sal.

• Sal is the most popular of the Cape Verde Islands

• It accounts for over 60% of Cape Verde’s rental market

• Santa Maria is the main tourist resort and has eight kilometres of stunning beaches

• Sal is home to the Islands main international airport

• At the centre of the booming tourist industry

• Tour operators are unable to meet the growing demand from tourists

• Substantial investment in the Island to create amodern,world-classtouristdestination

• Billions of Euros of international investment into hotels, resorts, golf resorts, marinas, water parks and commercial centres

SAL ISLAND1

3

4

5

6

7

8

9 10

12Protected Dunes

Protected Dunes

Ponta Preta Beach

DesignatedGolf

211

Ponta Norte

Espargos

Baia da Palmeira

Pesquerona

Baia da Murdeira

Ponta Preta Santa Maria

Pedra de Lume

Palmeira

Airport

Sal Island0 5km

LLANA BEACH HOTEL

1 Dunas Beach Resort & Spa

2 Tortuga Beach Resort & Spa

3 Dajadsal

4 Land acquired by Hilton Hotel Group

5 Vila Crioula

6 Vila Farol

7 Esmeralda Beach

8 Club-HotelRiuFunana &Club-HotelRiuGaropa

9 A8

10 C1

11 C2

12 Llana Beach Hotel

Page 5: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

DevelopingWorld-ClassResorts. DeliveringFirst-ClassReturns.

• International property developer specialising in the thriving investment potential of Cape Verde

• Currentlydevelopingworld-classresortsandhotels on Sal Island

• MELIÃ Tortuga Beach Resort & Spa opened in 2011

• MELIÃ Dunas Beach Resort & Spa under construction

• Financially very secure

• Strictduediligenceprocedures-allpermissions, permits and licenses in place

• Strategic partnerships established with leading industry experts

• Highly skilled, professional and experienced Executive team

• HighestlevelofcustomerservicewithaUKbased support team

THE DEVELOPER

Page 6: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

Sol Meliá is the largest resort hotelier in the world.

• Founded in 1956, they have been at the forefront of the tourism industry for over 50 years

• The overall market leader in Spain for both leisure and business sectors

• Global brand leader in Latin America and Caribbean

• Annual turnover of over €1 billion and a workforce in excess of 35,000 employees

• Thelargestgroupof‘resort-based’hotelsinthe world with more than 300 hotels in 30 countries on 4 continents

• Sol Meliá’s website network receives over 4.5 million visits EVERY MONTH

• A global management group with some of the highest occupancy rates in the world

• 5.3 million registered customers

THE HOTEL OPERATOR

Page 7: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

MELIÃ is one of the most luxurious and successful hotel brands in the world.

• MELIÃ Hotels & Resorts is part of Sol Meliá’s diverse portfolio of luxurious brands

• 94 MELIÃ hotels throughout the world

• Renowned as one of the most luxurious and successful hotel brands in the world

• Focused on delivering an exceptional guest experience

• Attheheartofthatexperienceisworld-classcuisine in their stunning range of restaurants

• Excellent attention to detail with superior service delivered throughout all their Hotels & Resorts

• MELIÃ Llana Beach Hotel will be the destination of choice for guests looking for something extra special

THE BRAND OF DISTINCTION

Page 8: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

The Cape Verde development that redefinesluxury.

Abreathtakingbeach-frontlocationandarangeoffacilitiesthatwillredefineluxuryinCapeVerde.

• StunningSuites:Uniqueandstylishrangeof601luxuriousHotel Suites

• TropicalPools:The luxurious pools sweep throughout the lush tropical gardens, expansive family and adult pools, aswellastheswim-uppoolstoyoursuite

• FineRestaurants:A delicious range of restaurants includingfine-dining,terracegrillrestaurant, show-cooking,familyandadultsonlyrestaurants

• ElegantBars:Stylish and elegant bars throughout the Hotel, including a Sports Bar, Terrace Bars and Lobby Bars to suit every occasion

• SophisticatedNightclub: Positioned by the Sports Bar, and perfect for those looking to continue their evening to the early hours

• InvigoratingSpa: The MELIÃ Yhi Spa is in the heart of the hotel grounds, with indoor and outdoor treatment areas, separate pool and total rejuvenation guaranteed

• Techno-Gym®: A fully equipped and state of the art Techno-Gym® with satellite TV

• THELEVEL: Exclusive area of the Hotel home to some of the most luxurious suites and an additional level of service,includingVIPCheck-In,aprivateloungeandconcierge service

MELIÃ LLANA BEACH HOTEL

Page 9: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

The most exclusive MELIÃ service.

• THE LEVEL is reserved for only the most luxurious MELIÃ Hotels and Resorts

• THE LEVEL attracts additional touristic demand for these selected Hotels and Resorts

• It offers exclusive spaces, a personalised and highly attentive service

GuestsstayingintheTHELEVELSuitesenjoythefollowingfeatures*:

• Premium luxury hotel suite with superior in-roomfacilitiesincludingaWelcomegift and Luxurious Toiletries

• VIP Check In and personal escort to your suite

• A Private Lounge area

• This includes an exclusive breakfast area with a la carte coffee and international newspapers

• VIP Bar with a choice of alcoholic drinks and juices with a selection of hot and cold snacks

• Contemporary work area with internet connection, secretary services and private concierge

DISCOVER THE LEVEL

* For indicative purposes only

Page 10: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

Llana Beach Hotel combines all the required investment criteria for exceptionallong-termreturns.

• Location: Set right on the beach in one of the world’s most exciting property hotspots

• Growth: Tourism is thriving in Cape Verde with demand vastly outstripping supply. This trend is set to continue for many years ahead

• Facilities:LlanaBeachHotelwillredefineluxuryontheIsland of Sal with a elegant and totally enriching range of service and facilities

• Trust: Developed by The Resort Group, who have a proven trackrecord,financialsecurityandfullduediligence

• Experience: No other hotel operator is more experienced, more skilled or better placed to deliver commercial success than Sol Meliá

• Protection: Strict legislation exists to protect the Islands against‘over-development’andanexcessinsupply

• TheInvestmentReturns:Investorsbenefitfromrentalincome, as well as a sustained level of capital growth

EVERYTHING IN PLACE FOR EXCEPTIONAL RETURNS

Page 11: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

Increasing tourist demand underpins your capital growth opportunity.

• Cape Verde is a unique destination for capital growth opportunities

• The size of the Islands and strict legislation limits the amount of property development

• Thiswillguardagainstover-supplyandmarketsaturation

• Touristic demand is growing and as popularity rises, so will the value of your property

• Investors will receive a regular and sustained income from their properties that will drive growth in its value

• Investingduringtheoff-planstagemaximisesthe potential for capital growth

• Ouroff-planincentivesdeliverequityinyourproperty during the construction phase

• Llana Beach Hotel will be operated by Sol Meliá to ensure the best possible occupancy and commercial returns

SUSTAINABLE CAPITAL GROWTH

Page 12: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

An unrivalled opportunity for consistent, sustained and equitable rental returns.

• Llana Beach Hotel will be operated and managed bySolMeliáundertheir5-starMELIÃbrand

• They are responsible for driving holiday bookings

• Holiday bookings will come via Sol Meliá’s vast online network and through high quality tour operators and travel agents throughout the world

• All investors will automatically qualify for entry into this MELIÃ management rental scheme

• The Rental Scheme ensures a consistent level of return for all investors

• AllrentalprofitgeneratedbytheHotelproperties is pooled together

• 50%ofthisprofitisdistributedtoinvestorsin a proportionate, fair and equitable way

• That means that no matter what the occupancy performance of your individual Suite, everyone will receive a proportionate return based on the Hotel performance

• The rental scheme is guaranteed for a minimum of 15 years

THE HOTEL RENTAL SCHEME

Page 13: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

Make your investment dreams a reality at Llana Beach Hotel.

• Investing is not exclusively for wealthy or experienced investors

• We have a range of investment options that make Llana Beach accessible to all

• CashInvestment: Make your money work harder with an investment through cash, savings or equity release

• PensionPurchase:Fully SIPP Compliant for pensions investment

• Co-Ownership: Entry level investment option with low initial deposits

• Completion mortgages are also available

• Utilisetheexcellentrentalincometocover mortgage repayments

• A range of three payment options offering flexibility,choiceandvalueformoney

• Additionaloff-planbenefitsandincentivesbuilt into our three payment options

A RANGE OF INVESTMENT OPTIONS

Page 14: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

RETURN ON INVESTMENT - EXAMPLE ONE

Experience the enrichment of Llana Beach Hotel.

EXAMPLE SUITE PRICE - €139,950 | NET ROOM RATE - €110

OCCUPANCY

ANNUAL OCCUPANCY LEVEL

50% 60% 70% 80% 90%

OCCUPANCY DAYS 182.50 219.00 255.50 292.00 328.50

REVENUE

GROSS ANNUAL REVENUE €20,075 €24,090 €28,105 €32,120 €36,135

50% OWNER SHARE £10,038 £12,045 £14,053 £16,060 £18,068

OWNER EXPENSES MANAGEMENT FEE €1,800 €1,800 €1,800 €1,800 €1,800

INCOME

NET OWNER INCOME €8,238 €10,245 €12,253 €14,260 €16,268

YIELD - OPTION 1 (45%) 6.36% 7.91% 9.46% 11.01% 12.56%

YIELD - OPTION 2 (65%) 6.72% 8.36% 10.00% 11.64% 13.28%

YIELD - OPTION 3 (85%) 7.59% 9.44% 11.29% 13.14% 14.99%

Theabovepaymentexampleassumesaspotexchangerateof€1.10-£1.00.Exchangerateprotectionon45%depositisattheEnhancedGuaranteedRateof€1.20-£1.00.Annual “Special Discount” is correspondent to 3% per annum of the initial 45% investment value. Paid in monthly installments for 3 years or until the completion of the property, whicheveroccursfirst.

Page 15: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

RETURN ON INVESTMENT - EXAMPLE TWO

Experience the enrichment of Llana Beach Hotel.

EXAMPLE SUITE PRICE - €184,950 | NET ROOM RATE - €145

OCCUPANCY

ANNUAL OCCUPANCY LEVEL

50% 60% 70% 80% 90%

OCCUPANCY DAYS 182.50 219.00 255.50 292.00 328.50

REVENUE

GROSS ANNUAL REVENUE €26,463 €31,755 €37,048 €42,340 €47,633

50% OWNER SHARE £13,231 £15,878 £18,524 £21,170 £23,816

OWNER EXPENSES MANAGEMENT FEE €1,800 €1,800 €1,800 €1,800 €1,800

INCOME

NET OWNER INCOME €11,431 €14,078 €16,724 €19,370 €22,016

YIELD - OPTION 1 (45%) 6.68% 8.23% 9.77% 11.32% 12.86%

YIELD - OPTION 2 (65%) 7.06% 8.70% 10.33% 11.96% 13.60%

YIELD - OPTION 3 (85%) 7.97% 9.82% 11.66% 13.51% 15.35%

Theabovepaymentexampleassumesaspotexchangerateof€1.10-£1.00.Exchangerateprotectionon45%depositisattheEnhancedGuaranteedRateof€1.20-£1.00.Annual “Special Discount” is correspondent to 3% per annum of the initial 45% investment value. Paid in monthly installments for 3 years or until the completion of the property, whicheveroccursfirst.

Page 16: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

RETURN ON INVESTMENT - EXAMPLE THREE

Experience the enrichment of Llana Beach Hotel.

EXAMPLE SUITE PRICE - €214,950 | NET ROOM RATE - €165

OCCUPANCY

ANNUAL OCCUPANCY LEVEL

50% 60% 70% 80% 90%

OCCUPANCY DAYS 182.50 219.00 255.50 292.00 328.50

REVENUE

GROSS ANNUAL REVENUE €30,113 €36,135 €42,158 €48,180 €54,203

50% OWNER SHARE £15,056 £18,068 £21,079 £24,090 £27,101

OWNER EXPENSES MANAGEMENT FEE €1,800 €1,800 €1,800 €1,800 €1,800

INCOME

NET OWNER INCOME €13,256 €16,268 €19,279 €22,290 €25,301

YIELD - OPTION 1 (45%) 6.66% 8.18% 9.69% 11.21% 12.72%

YIELD - OPTION 2 (65%) 7.05% 8.65% 10.25% 11.85% 13.45%

YIELD - OPTION 3 (85%) 7.95% 9.76% 11.57% 13.37% 15.18%

Theabovepaymentexampleassumesaspotexchangerateof€1.10-£1.00.Exchangerateprotectionon45%depositisattheEnhancedGuaranteedRateof€1.20-£1.00.Annual “Special Discount” is correspondent to 3% per annum of the initial 45% investment value. Paid in monthly installments for 3 years or until the completion of the property, whicheveroccursfirst.

Page 17: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

PaymentTerms

• Threedepositoptionsavailable-45%,65%or85%

• Each deposit option provides a variety of payment incentives

ExchangeRateProtection

• Available up to 45% deposit

• Thisguaranteesanexchangerateof€1.20-£1.00 up to 45% deposit

• Applicable to all payment options

AnnualSpecialDiscount

• All payment options qualify for our “Annual Special Discount”

• This is correspondent to 3% of the initial 45% investment value*

• Paid in monthly instalments or completion of theproperty(whicheveroccursfirst)

AdditionalIncentives

• The 65% deposit option offers a further 5% discount off the completion balance (only 30% to pay on completion)

• The additional 20% deposit on the 65% option is paid at the prevailing spot rate

• The 85% deposit option offers a further 15% discount from the completion balance (nothing to pay on completion)

• The additional 40% deposit on the 85% option is paid at the prevailing spot rate

* Note: For SIPP purchases, these payments are made directly into the SIPP.

THE PAYMENT OPTIONS

Page 18: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

THE PAYMENT OPTIONS - NET PRICE COMPARISON CHART

€150,000

€125,000

€100,000

€75,000

€50,000

€25,000

0

PAYMENT OPTION ONE 45%

PAYMENT OPTION TWO 65%

PAYMENT OPTION THREE 85%

COMPLETION

DEPOSIT

COMPLETION

DEPOSIT

Note: For the purposes of the above comparison chart we have used a spot rate of €1.10 - £1.00. The above net prices include all discounts including the 3% annual special discount.

DEPOSIT

NET PRICE €129,506 SAVING €10,444 (7.5%)

OPTION ONE OPTION TWO

NET PRICE €122,509 SAVING €17,441 (12.5%)

OPTION THREE

NET PRICE €108,514 SAVING €31,436 (22.5%)

PROPERTY LIST PRICE - £139,950

Page 19: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

OPTION ONE (45%) PAYMENT EXAMPLE

EXAMPLE LIST PRICE €139,950

DEPOSIT

45% DEPOSIT WITH EXCHANGE RATE PROTECTION

£52,481

SPOT RATE EQUIVALENT £57,252

EXCHANGE RATE SAVING £4.771

COMPLETION 55% BALANCE AT COMPLETION £69,975

SPECIAL DISCOUNT 3% ON 45% DEPOSIT £4,723

PRICE

NET PURCHASE PRICE £117,733

Euro Equivalent €129,506

DISCOUNT 7.5%

• 45% deposit

• Exchange rate protection on 45% deposit

• Annual special discount correspondent to 3% of 45% investment value

• 55% balance payable at completion

• Free MELIÃ Approved Furniture

• Automatic entry into MELIÃ rental programme

• 5 weeks free personal usage*

PAYMENT TABLE OPTION ONE - 45%

* Only applicable for cash purchasers.

The above payment example assumes a spot exchange rate of €1.10 - £1.00. Exchange rate protection on 45% deposit is at the Enhanced Guaranteed Rate of 1.20. Annual “Special Discount” is correspondent to 3% per annum of the initial 45% investment value. Paid in monthly installments for 3 years or until the completion of the property, whichever occurs first.

Page 20: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

OPTION TWO (65%) PAYMENT EXAMPLE

EXAMPLE LIST PRICE €139,950

DEPOSIT

45% DEPOSIT WITH EXCHANGE RATE PROTECTION

£52,481

SPOT RATE EQUIVALENT £57,252

EXCHANGE RATE SAVING £4,771

20% DEPOSIT AT SPOT RATE £25,445

TOTAL DEPOSIT £77,926

COMPLETION5% COMPLETION DISCOUNT £6,361

30% BALANCE AT COMPLETION £38,168

SPECIAL DISCOUNT 3% ON 45% DEPOSIT £4,723

NET PURCHASE PRICE £111,371

PRICEEuro Equivalent €122,508

DISCOUNT 12.5%

• 65% deposit

• Exchangerateprotectiononfirst45%deposit

• Additional 20% deposit paid at the prevailing spot rate

• Annual special discount correspondent to 3% of 45% investment value

• 5% further discount at completion

• 30% balance payable at completion

• Free MELIÃ Approved Furniture

• Automatic entry into MELIÃ rental programme

• 5 weeks free personal usage*

PAYMENT TABLE OPTION TWO - 65%

* Only applicable for cash purchasers.

The above payment example assumes a spot exchange rate of €1.10 - £1.00. Exchange rate protection on 45% deposit is at the Enhanced Guaranteed Rate of 1.20. Annual “Special Discount” is correspondent to 3% per annum of the initial 45% investment value. Paid in monthly installments for 3 years or until the completion of the property, whichever occurs first.

Page 21: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

• 85% deposit

• Exchangerateprotectiononfirst45%deposit

• Additional 40% deposit paid at the prevailing spot rate

• Annual special discount correspondent to 3% of 45% investment value

• 15% further discount at completion

• No balance payable at completion

• Free MELIÃ Approved Furniture

• Automatic entry into MELIÃ rental programme

• 5 weeks free personal usage*

PAYMENT TABLE OPTION THREE - 85%

* Only applicable for cash purchasers.

OPTION THREE (85%) PAYMENT EXAMPLE

EXAMPLE LIST PRICE £139,950

DEPOSIT

45% DEPOSIT WITH EXCHANGE RATE PROTECTION

£52,481

SPOT RATE EQUIVALENT £57,252

EXCHANGE RATE SAVING £4,771

40% DEPOSIT AT SPOT RATE £50,891

TOTAL DEPOSIT £103,372

COMPLETION15% COMPLETION DISCOUNT £19,084

NO BALANCE AT COMPLETION £0

SPECIAL DISCOUNT 3% ON 45% DEPOSIT £4,723

NET PURCHASE PRICE £98,649

PRICEEuro Equivalent €108,514

DISCOUNT 22.5%

The above payment example assumes a spot exchange rate of €1.10 - £1.00. Exchange rate protection on 45% deposit is at the Enhanced Guaranteed Rate of 1.20. Annual “Special Discount” is correspondent to 3% per annum of the initial 45% investment value. Paid in monthly installments for 3 years or until the completion of the property, whichever occurs first.

Page 22: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

Reinvigorate your pension for an enriched retirement.

• Invest in Llana Beach Hotel with your pension

• Find the best solution to a declining pension fund

• UtilisethemanybenefitsofaSIPP

• Consolidate existing pension funds

• Excellent tax advantages

• Borrow additional funds against the total value of your SIPP

• Have greater control over how your pension is invested

• Simple and straightforward process

• Industry experts on hand to offer the best advice throughout the process

PURCHASE WITH YOUR PENSION

Page 23: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

SIPP PURCHASE - PAYMENT OPTION ONE

Enrich your retirement.

SIPP legislation permits borrowing at 50% of the Schemes Net Assets. Net assets are calculated as the completed property value less any remaining balance to be paid.

The above example assumes the investor holds no residual funds within their SIPPaftertheinitialset-upcostsanddepositpayment.Onthisbasis,itislikely a further contribution will be required in order to complete the purchase. However,paymentoptionstwo(65%)andthree(85%)arespecificallydesignedtoprovidesufficient“netassets”withintheSIPPwhenapplyingthe50%netasset borrowing rules, in order to provide the SIPP with the correct borrowing capability to complete the purchase.

SIPP BORROWING

PAYMENT OPTION ONE EXAMPLE

€139,950 - €76,973 = €62,978PROPERTY VALUE COMPLETION BALANCE SIPP NET ASSET

The SIPP can borrow 50% of €62,978 (£57,253)

That means SIPP Borrowing Capability of €31,489 (£28,626)

To fully fund the Completion Balance of €76,973 (£69,775)

An additional SIPP contribution of €45,484 (£41,349) is required

Equivalent to €36,387 (£33,079) with 20% tax reliefEquivalent to €27,290 (£24,809) with 40% tax relief

EXAMPLE LIST PRICE €139,950

DEPOSIT

45% DEPOSIT WITH EXCHANGE RATE PROTECTION

£52,481

SPOT RATE EQUIVALENT £57,252

EXCHANGE RATE SAVING £4.771

COMPLETION 55% BALANCE AT COMPLETION £69,975

SPECIAL DISCOUNT 3% ON 45% DEPOSIT £4,723

PRICE

NET PURCHASE PRICE £117,733

Euro Equivalent €129,506

DISCOUNT 7.5%

The above payment example assumes a spot exchange rate of €1.10 - £1.00. Annual “Special Discount” is correspondent to 3% per annum of the initial 45% investment value. Paid in monthly installments for 3 years or until completion of the property, whichever occurs first. The above SIPP borrowing examples do not include set-up costs or annual service fees. Actual costs may vary dependent upon your individual circumstances and the SIPP provider used.

The Resort Group PLC is not authorised or regulated by the Financial Services Authority in the UK and is not licensed to provide financial advice to the public. Therefore any representations made in this brochure should not be viewed as financial, taxation or legal advice and is provided for information only.

Page 24: The Llana beach resort - payment plan

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

SIPP PURCHASE - PAYMENT OPTION TWO

Enrich your retirement.

SIPP legislation permits borrowing at 50% of the Schemes Net Assets. Net assets are calculated as the completed property value less any remaining balance to be paid.

SIPP BORROWINGEXAMPLE LIST PRICE €139,950

DEPOSIT

45% DEPOSIT WITH EXCHANGE RATE PROTECTION

£52,481

SPOT RATE EQUIVALENT £57,252

EXCHANGE RATE SAVING £4,771

20% DEPOSIT AT SPOT RATE £25,445

TOTAL DEPOSIT £77.926

COMPLETION5% COMPLETION DISCOUNT £6,361

30% BALANCE AT COMPLETION £38,168

SPECIAL DISCOUNT 3% ON 45% DEPOSIT £4,723

NET PURCHASE PRICE £111,371

PRICEEuro Equivalent €122,508

DISCOUNT 12.5%

The above payment example assumes a spot exchange rate of €1.10 - £1.00. Annual “Special Discount” is correspondent to 3% per annum of the initial 45% investment value. Paid in monthly installments for 3 years or until completion of the property, whichever occurs first. The above SIPP borrowing examples do not include set-up costs or annual service fees. Actual costs may vary dependent upon your individual circumstances and the SIPP provider used.

The Resort Group PLC is not authorised or regulated by the Financial Services Authority in the UK and is not licensed to provide financial advice to the public. Therefore any representations made in this brochure should not be viewed as financial, taxation or legal advice and is provided for information only.

PAYMENT OPTION TWO EXAMPLE

€139,950 - €41,985 = €97,965PROPERTY VALUE COMPLETION BALANCE SIPP NET ASSET

The SIPP can borrow 50% of €97,965 (£89,059)

That means SIPP Borrowing Capability of €48,983 (£44,530)

To fully fund the Completion Balance of €41,985 (£38,168)

SIPP residual fund value of €6,998 (£6,361)

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L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

SIPP BORROWINGEXAMPLE LIST PRICE £139,950

DEPOSIT

45% DEPOSIT WITH EXCHANGE RATE PROTECTION

£52,481

SPOT RATE EQUIVALENT £57,252

EXCHANGE RATE SAVING £4,771

40% DEPOSIT AT SPOT RATE £50,891

TOTAL DEPOSIT £103.372

COMPLETION15% COMPLETION DISCOUNT £19,084

NO BALANCE AT COMPLETION £0

SPECIAL DISCOUNT 3% ON 45% DEPOSIT £4,723

NET PURCHASE PRICE £98,649

PRICEEuro Equivalent €108,514

DISCOUNT 22.5%

SIPP PURCHASE - PAYMENT OPTION THREE

Enrich your retirement.

SIPP legislation permits borrowing at 50% of the Schemes Net Assets. Net assets are calculated as the completed property value less any remaining balance to be paid.

The above payment example assumes a spot exchange rate of €1.10 - £1.00. Annual “Special Discount” is correspondent to 3% per annum of the initial 45% investment value. Paid in monthly installments for 3 years or until completion of the property, whichever occurs first. The above SIPP borrowing examples do not include set-up costs or annual service fees. Actual costs may vary dependent upon your individual circumstances and the SIPP provider used.

The Resort Group PLC is not authorised or regulated by the Financial Services Authority in the UK and is not licensed to provide financial advice to the public. Therefore any representations made in this brochure should not be viewed as financial, taxation or legal advice and is provided for information only.

PAYMENT OPTION THREE EXAMPLE

€139,950 - €0 = €139,950PROPERTY VALUE COMPLETION BALANCE SIPP NET ASSET

The SIPP can borrow 50% of €139,950 (£127,227)

That means SIPP Borrowing Capability of €69,975 (£63,613)

There is no completion balance to pay

SIPP fund can borrow €69,975 (£63,613) towards further investment

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L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

Invest in Llana Beach Hotel for an initial depositofonly€28,865or£26,241*

• Co-OwnershipmakesLlanaBeachHotelaccessibleforallinvestment budgets

• AllPaymentOptionsareavailablewithCo-Ownership

• This is available for Cash or SIPP Investors

• Co-Ownershipoffersinvestorstheopportunitytoown 50% of one of the luxurious hotel suites

• 50% ownership offers the lowest value deposit for Investors

• Achieve the same excellent rental yields as full ownership

• Benefitfromthecapitalgrowthachievedinyourproperty

* Based on the initial deposit for hotel suite with a list price of €139,950 on payment option one. Assumes spot rate of €1.10 - £1.00

CO-OWNERSHIP OPTION

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L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

THE

HOTEL SUITESExperience the elegance of the

Llana Beach Hotel Suites

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L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

High quality suites that deliver exceptional levels of luxury.

TheDeluxeRangeIncludes:

• Twospaciousfloorplandesignstochoosefrom -TheOrchidandThePearl

• The option of a private garden

• Swim-uppoolsalsoavailableonbothfloor plan designs

• Fully furnished with MELIÃ approved Hotel Excellence Furniture

• Contemporary interior styling and high quality finishthroughout

• Excellent locations throughout the Hotel complex for you to choose from

THE DELUXE RANGE

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L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

DELUXE RANGE

* TheDeluxeRangealsoincludesgroundfloorOrchidandPearlSuiteswithoutaprivategarden.Refertothesitemapfordetails.

Large living area with sofa bed and separate master bedroom, a luxurious bathroom with twin sinks and shower.

Measurements(m2)Build Area ............................... 41.8 Terrace ...................................... 5.6 Garden..................................... 28.0

Location• Excellent locations throughout

the Hotel complex for you to choose from

• Groundandfirstflooravailable

AdditionalFeatures• Private gardens available with

groundfloorSuites*

• FirstfloorSuitesavailablewithprivate balcony

Largesuitewithanopen-planliving area and master bedroom, luxuriousen-suitebathroom with twin sinks and shower.

Measurements(m2)Build Area ............................... 40.0 Terrace ...................................... 5.6 Garden..................................... 23.0

Location• Excellent locations throughout

the Hotel complex for you to choose from

• Groundandfirstflooravailable

AdditionalFeatures• Private gardens available

withgroundfloorSuites*

• Firstfloorsuitesavailable with private balcony

DELUXE ORCHID SUITE

DELUXE PEARL SUITE

Allmeasurementsandpropertyspecificationswerecorrectattimeofprintbutaresubjecttochangebasedonresortrequirements.

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L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

DELUXE SWIM-UP RANGE

Thesamespaciousfloorplandesign as our regular Deluxe Orchid Suite with the added luxuryofaswim-uppool.

Measurements(m2)Build Area ............................... 40.0 Terrace ...................................... 5.6 Garden..................................... 20.5

Location• Located in the heart of the Hotel

close to all luxurious facilities

• Available in the block next to THE LEVEL and the main hotel pools

AdditionalFeatures• The added luxury and

indulgenceofaswim-uppool at the end of your garden

DELUXE ORCHID SWIM-UP SUITE

Make your Deluxe Pearl Suite even more luxurious with astunningswim-uppoolat the end of your garden.

Measurements(m2)Build Area ............................... 41.8 Terrace ...................................... 5.6 Garden..................................... 28.0

Location• Located in the heart of the Hotel

close to all luxurious facilities

• Available in the block next to THE LEVEL and the main hotel pools

AdditionalFeatures• The added luxury and

indulgenceofaswim-uppool at the end of your garden

DELUXE PEARL SWIM-UP SUITE

Allmeasurementsandpropertyspecificationswerecorrectattimeofprintbutaresubjecttochangebasedonresortrequirements.

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L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

Prestigious, exclusive and unmistakably stylish.

ThePremiumRangeIncludes:

• Twospaciousfloorplandesignstochoosefrom – The Orchid and The Pearl

• The option of a private garden

• Swim-uppoolsalsoavailablewithbothfloorplandesigns

• All Premium Suites have Internal Jacuzzi Baths

• Garden Hot Tub also available

• Premium Suites are located in THE LEVEL, the most exclusive MELIÃ service

• Sea-facingbeach-frontlocationsalsoavailable

• Fully furnished with MELIÃ Approved Hotel Excellence Furniture

• Contemporary interior styling and high quality finishthroughout

THE PREMIUM RANGE

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*Garden hot tubs only available on selected suites. Refer to the resort plan for full details Allmeasurementsandpropertyspecificationswerecorrectattimeofprintbutaresubjecttochangebasedonresortrequirements.

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

PREMIUM RANGE

Largeopen-planlivingandbedroom area and luxurious en-suitebathroomwith a jacuzzi bath.

Measurements(m2)Build Area ............................... 42.8 Terrace ...................................... 6.1 Garden..................................... 25.0

Location• Premium Suites located

in THE LEVEL

• Beach-frontandseafacinglocations also available

• Groundandfirstflooravailable

AdditionalFeatures• Jacuzzi bath in all Premium

Orchid Suites

• Garden hot tub also available withbeach-frontground floorSuites*

PREMIUM ORCHID SUITE

Large living area with sofa bed and separate master bedroom, aluxuriousen-suitebathroom with a jacuzzi bath.

Measurements(m2)Build Area ............................... 45.7 Terrace ...................................... 6.1 Garden..................................... 27.0

Location• Premium Suites located

in THE LEVEL

• Groundandfirstflooravailable

AdditionalFeatures• Jacuzzi bath in all Premium

Pearl Suites

PREMIUM PEARL SUITE

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E L E G A N C E • E N R I C H M E N T

PREMIUM SWIM-UP RANGE

Luxuriousswim-upSuitewith a jacuzzi bath and balinese day bed in the garden.

Measurements(m2)Build Area ..........................42.8 Terrace .................................6.1 Garden................................22.0

Location• Premium Suites located in

THE LEVEL

• PremiumSwim-UpSuiteslocated by the main hotel pools, the pool bar and beach bar

AdditionalFeatures• Jacuzzi bath in all Premium

Orchid Suites

• Balinese Day Bed in the private gardenofthefirstfloorSuites

• Private Balcony with all second floorSuites

• Luxuriousswim-uppoolwithdirect access to the main pool bar and beach bar

PREMIUM ORCHID SWIM-UP SUITE

Add even more luxury to your PremiumPearlSuitewithaswim-up pool at the end of your garden.

Measurements(m2)Build Area ..........................45.7 Terrace .................................6.1 Garden................................27.0

Location• Premium Suites located in

THE LEVEL

• PremiumSwim-UpSuiteslocated by the main hotel pools, the pool bar and beach bar

AdditionalFeatures• Jacuzzi bath in all Premium

Orchid Suites

• Balinese Day Bed in the private gardenofthefirstfloorSuites

• Private Balcony with all second floorSuites

• Luxuriousswim-uppoolwithdirect access to the main pool bar and beach bar

PREMIUM PEARL SWIM-UP SUITE

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Total opulence and breathtaking views of the ocean.

• TwostylesofDuplexSuites-TheOrchidandThePearl

• The largest and most luxurious suites available at Llana Beach Hotel

• The most spectacular views across the hotel gardens looking out to the ocean

• Located in the main hotel building

• Excellent occupancy levels anticipated for these exclusive suites

THE DUPLEX RANGE

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

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*Garden hot tubs only available on selected suites. Refer to the resort plan for full details Allmeasurementsandpropertyspecificationswerecorrectattimeofprintbutaresubjecttochangebasedonresortrequirements.

L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

DUPLEX ORCHID

Large open plan living area with leather sofa, coffee table and separate dining area. Spiral staircase leading to luxurious master bedroom situatedonmezzaninefloor above living area

Measurements(m2)Build Area .......................... 72.4 Terrace ............................... 10.0

AdditionalFeatures• Large open plan living area

with leather sofa, coffee table and separate dining area

• Luxurious bathroom with internal jacuzzi bath

• Spiral staircase leading to mezzanine master bedroom

• Patio doors leading to balcony with spectacular views of the ocean

• Balcony hot tub available on sea facing Orchid Suites*

• Elegant and stylish interior design and the highest qualityfinish

DUPLEX ORCHID

GROUND FLOOR

MEZZANINE

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E L E G A N C E • E N R I C H M E N T

DUPLEX PEARL

The ultimate hotel suite. Luxurious master bedroom located on the mezzaninefloor,withalargeopenplan living room and second double bedroomanden-suitebathroom.

Measurements(m2)

• Build Area ...................110.1 Terrace .........................20.4

AdditionalFeatures• Expansive open plan living

area with leather sofa, coffee table and separate dining area

• Luxurious bathroom with twin sinks and shower

• Spiral staircase leading to mezzanine master bedroom

• Additional king sized bedroom withen-suitebathroom

• Patio doors leading to balcony with spectacular views of the ocean

• Balcony hot tub

• Elegant and stylish interior design and the highest qualityfinish

DUPLEX PEARL

MEZZANINE

GROUND FLOOR

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L L A N A B E A C H . C O M

E L E G A N C E • E N R I C H M E N T

THE HOTEL SUITES

PROPERTY TYPE MEASUREMENTS (m2) ADDITIONAL FEATURES

RANGE TYPE FLOOR BUILD AREA TERRACE GARDEN GARDEN SWIM-UP JACUZZI

BATHBALINESSE

BED HOT TUB

DELUXE

ORCHID GROUND 40.0 5.6 – – – – – –

ORCHID FIRST 40.0 5.6 – – – – – –

ORCHID GARDEN GROUND 40.0 5.6 23.0 – – – –

PEARL GROUND 41.8 5.6 – – – – – –

PEARL FIRST 41.8 5.6 – – – – – –

PEARL GARDEN GROUND 41.8 5.6 28.0 – – – –

DELUXE SWIM-UP ORCHID SWIM-UP GROUND 40.0 5.6 20.5 – – –

PEARL SWIM-UP GROUND 41.8 5.6 28.0 – – –

PREMIUM

ORCHID FIRST 42.8 6.1 – – – – –

ORCHID GARDEN GROUND 42.8 6.1 25.0 – – *

PEARL FIRST 45.7 6.1 – – – – –

PEARL GARDEN GROUND 45.7 6.1 27.0 – – –

PREMIUM SWIM-UP ORCHID SWIM-UP GROUND 42.8 6.1 22.0 –

PEARL SWIM-UP GROUND 45.7 6.1 27.0 –

DUPLEXORCHID MEZZANINE 72.4 10.0 – – – – *

PEARL MEZZANINE 110.1 20.4 – – – –

*Hot Tubs available on sea facing suites only. See the Resort Plan for full details