Your Business Is Our Business

Business EditionApril 2020

InformerThe

New Business Accounts

we are excited to announce TwO new checking accounts for Business Members! Our new Community Group Checking Account is specially designed for non-profit organizations. We also have a new Business Plus Checking Account, which is designed for businesses that prefer to carry a higher balance and rewards you with extra perks! Contact the Credit Union at 989-777-3620 for full details.

You Love the earth.We love helping you protect it.E-Statements are a convenient way to help the environment while keeping yourself organized. By signing up to receive E-Statements rather than paper statements, you’ll enjoy a host of benefits, including:

� Access your business statements anytime, anywhere

� Keep your statements safe and secure with top digital encryption

� Receive email notifications when your new statement is available

� View and print your statements only when you need them

� Reduce the risk of identity theft caused by lost or stolen paper statements

� And more

Plus, when you enroll in free E-Statements, you help save trees by helping us reduce paper waste, making it a win-win all the way

around. If you’re not enrolled in E-Statements yet, contact

a member service representative to make the switch today.

Resources to Help Your Small Business

Survive the CoronavirusAs individuals do their part to mitigate risk and protect each other and our communities during this difficult situation, it’s clear the coronavirus is causing financial difficulties for small businesses across the U.S. If your business is struggling financially during this time, here are some resources that can help ease the financial burden.

The coronavirus response toolkit. The U.S. Chamber of Commerce put together a coronavirus response toolkit to help businesses and citizens understand how to navigate the coronavirus. Visit https://www.uschamber.com/coronavirus-response-toolkit for guidelines on how to keep your customers and employees safe, and more.

Disaster assistance loans from the SBA. The SBA has announced that it will offer disaster assistance loans up to $2 million for small businesses affected by the coronavirus. These low-interest loans, available to businesses that do not have access to credit and have sustained “substantial economic injury” due to the spread of the coronavirus, can be used to pay off outstanding debts, payroll and any other bills they are unable to pay.

State-wide initiatives to help small businesses.So far, the coronavirus has had a varying effect across different states. Likewise, responses have varied by state and local government. As circumstances progress, the best thing small business owners can do is check with their local governor’s office for the latest on state specific assistance, resources and updates.

Federal small business assistance.The U.S. Chamber of Commerce has called on the Administration and Congress to take critical steps to support America’s employers during this time. Plans for federal assistance for small businesses is still underway. Watch for updates as the circumstances progress.

Tax relief.The federal due date for 2019 federal taxes owed has been extended to July 15, 2020, giving individual and corporate taxpayers an additional 90 days to pay their taxes. Note you will still need to file a tax return or an extension by April 15.

United Financial is here and ready to help you find solutions that ease and protect your financial well-being during these uncertain times. If you are in need of assistance, please contact us at 989-777-3620 to speak with a representative.

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Your BusinessIs Our Business© CUAdvantage.com • 877.799.0784

Bridgeport Township Office5658 Dixie Hwy.

Saginaw, MI 48601Fax: 989.777.3642

Saginaw Township Offices4685 State St.

Saginaw, MI 48603Fax: 989.399.8673

2510 Weiss St. Saginaw, MI 48602 Fax: 989.399.8620

Chesaning Office 1720 W. Brady Rd.

Chesaning, MI 48616 Fax: 989.399.8691

Freeland Office7600 Midland Rd.

Freeland, MI 48623Fax: 989.399.8705

Auburn Office1026 W. Midland Rd.

Auburn, MI 48611Fax: 989.399.8707

Mailing AddressP.O. Box 6430

Saginaw, MI 48608-6430

989.777.3620 • 800.772.8728www.unitedfinancialcu.org

Lobby HoursMon. - Thurs. 9:00am to 5:00pm

Friday 9:00am to 6:00pmSaturday (State St. location only)

9:00am to 12:30pm

Drive-Thru HoursMon. - Fri. 7:00am to 7:00pmSaturday 9:00am to 2:00pmFo

llow

us:

Loons Vouchers Coming Soon!

Member Appreciation Day

Friday, June 19th

11 :00 A . M . – 3:00 p. M . You’re invited to stop by any branch location for complimentary ice cream sandwiches as we show you our appreciation for continuing to choose United Financial to serve your financial needs.

Annual Meeting R e C A p

Our 57th Annual Meeting, held February 24, was a great success! Thank you to all our guests. If you were unable to attend the 2020 Annual Meeting, we hope you will make plans to join us next year.

p ROT eC T YO U R B U S I N eSS F RO M F R AU D, T H e F T

& Ov e R S p e N D I N g

With CardNav by CO-OP United Financial Credit Union is pleased to offer members the opportunity to start controlling your business debit card with the touch of your finger. Simply download the CardNav app by CO-OP to start managing when, where and how your debit card can be used.

Use CardNav to: � Turn your card on or off � Set controls regarding transaction and merchant types

� Set geographic rules � Limit where your card can be used � Set dollar limits for transactions � Authorize specific users � Receive real-time alerts and notifications

What are you waiting for? Get the app that puts you in control of your card 24/7 by downloading CardNav to your mobile device.