sri sivani MBA 2008

8/9/2019 sri sivani MBA 2008

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ANNEXURE-I

EQUITY INVESTMENT CULTURE IN INDIA

QUESTIONNAIRE

I. PERSONAL INFORMATION:

1. Name and Address (Optional):

2. Occupation : Years of experience :

3. Age:

Below 25

years

25-35 years 35-45 years 45-55 years Above 55

years

4. Educational qualifications:

Illiterates 10th

class

Intermediate Graduate Post

graduate

others

5. State the average annual income of your family including your occupation.

Below Rs.1

lakh

Rs.1-2 lakh Rs. 2-3 lakh Rs.3-5 lakh Above 5 lakh


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6. State the average annual savings out of the above.

Below

Rs.50,000

Rs.50,000-

1,00,000

Rs.1,00,000-

1,50,000

Rs.1,50,000-

2,00,000

Above

2,00,000

II. INVESTMENT PATTERN:

1. In which year you have started your investment activity .

2. What is your investment pattern during initial years and current and their

motivating factors?

Initial years Current years

Investment Pattern Motivating

Factors*

Motivating

Factors*

1.Agricultural land

2.House sites and buildings

3.Real estate

4.Durable consumer goods

5.Jewellery

6.Money lending

7.Chit Funds

8.Postal Savings and deposits

9.Deposit in Banks and FIs

10.Government Bonds11.LIC Schemes

12.Mutual Funds

13.Company Shares

14.Company Debentures

15.Company Deposits

16.Others (Please specify)

The following are some of the motivating factors.

a) Family traditions f) Family members


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b) Friends, Colleagues, Relatives g) By Self interest

c) Media publicity h) Security for money

d) Financial Institutions i) High Return

e) Agents and Brokers j) Capital gains

3. Please rank the fallowing factors influencing your investment decision.

No. Item of Investment Rank

1. Safety of Principal amount2. Liquidity of the investment

3. Annual return

4. Capital Appreciation

5. Tax Benefit

4. Are you happy with present investment pattern? YES / NO.

If NO, are you proposing to make any change in the investment pattern?

YES / NO

If YES, please mention the nature of change and the reasons there for

Nature of change Reasons

5. How do you rate the following avenues of investments?

Avenues of investment Awareness

(YES/NO)

Security

(H M L)

Liquidity

(H M L)

Return

(H M L)

Ranking of

your

preference

1.Postal savings

2.Bank savings3.Bank Deposits


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4.LIC policy

5.Units of UTI

6.Govt.Bonds

7.Company Shares

8.Company Debentures

9.Company Deposits10.Investment in local

Chits

11. Investment in private

financial corporations.

H - High; M - Medium; L Low

III. EQUITY INVESTMENT:

1) Are you aware of company equity shares? (YES/NO)

2) If YES, please mention the names of any three companies you are aware of

1.

2.

3.

3) Preference for securities

a) Govt. b) Private

4) Reasons for choosing the security

1.

5) Choice of securities

A) Equity a) common b) preference

B) Debt a) Debentures b) Bonds c) Fixed deposits

6) Are you aware of the following benefits of Equity Investment?

Benefits Yes No


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a. Transferability of shares

b. Easy to realize (Liquidity) by selling in secondary market.

c. Very high rate of return at certain times.

d. Getting Bonus/Right shares.

e. Ownership of company.

f. Procedure for allotment of shares (Equal Opportunities).g. An opportunity to participate in decision making either

personally or through proxy.

h. Bank facilities for buying shares.

i. Capital appreciation through market value (Speculation).

j. Possibility of loans on pledge of equity shares.

k. Changes of becoming director of company.

l. Discount on purchase of companys goods in some cases.

7) Do you follow the investment analysis before investing in share market?

(YES/NO)

A) Fundamental analysis ( )

a) Economic analysis ( )

b) Industry analysis ( )

c) Company analysis ( )

B) Technical analysis ( )

8) List any six major companies in which you have invested at present

Name of the

company

Primary/

secondary

Motive of

investment

Date of

investment

Distinguishing

features

1.

2.

3.4.

5.

6.

Motives: a) Capital appreciation b) Regular returns

c) Prompt service to share holders d) Growth prospects of company

9) Are you aware of protective measures available to equity investors?


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1. The companies Act, 1956 YES/NO

2. SEBI guidelines YES/NO

3. Stock Exchange Guidelines YES/NO

4. Share Holders Grievance cell YES/NO

10) Are you happy with your present investment in Equity shares?

YES/NO

If YES, What are the reasons (tick the appropriate reasons)

a. Prompt reply from companies. b. Good returns and dividends.

c. Safe investment. d. International portfolio development.

e. Not effected by inflation. f. Easy marketability of shares.

g. Capital appreciation. h. Tax benefits.

i. Availability of professional guidance on equity market.

j. Any others (please specify).

If NO, What are the reasons (tick the appropriate reasons)

a. Returns are very low. b. Uncertainty of returns.

c. No protection for principal invested. d. No proper governance.

e. Improper utilization of money raised. f. Lack of Accountability.

g. Need for more correspondence. h. Ineffective remedial mechanism.

i. Poor project Appraisal by Agencies and banks.

j. Any others (please specify)

11) Are you facing any problem with intermediaries? YES / NO

If YES, what are they?

1)

2)

12) To what extent the following are necessary to popularize the Equity Culture?


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Standards required To a large

extent

To some

extent

Not

required

a) Door to door campaign by agents in different

areas.b) Extensive campaign through opening of

branches of companies.

c) Increase accountability of lead managers and

banks in appraising.

d) Introduction and extension of insurance to

equity investment on the lines of bank

deposits.

e) Insisting companies on depositing certain

percentage of equity.

f) Increase participation of equity shareholders

by conducting AGM in multiple locations.

g) Increase responsibility of promoters and

directors to equity investments.

h) Formation of small investors Association to

protect their interest.

i) Introducing a buy back policy by company

irrespective of market.

j) Opening of markets for foreign portfolio

investment.

k) Control the speculative transactions of

institutions which influence markets.l) Taking strict action against the fraudulent

merchant bankers and stock brokers.

m) Development of security analysis to give

proper advice to investors.

n) Lead managers to be given post issue

responsibilities like timely listing of securities

in the stock exchanges.

o) Reserving 50% of public offering for small

investors instead of following proportional

allotment.

p) Strict enforcement and implementation ofguidelines of SEBI.

q) Any specific suggestions.

1)

13) Do you feel that following are limiting you to enter primary market-Please respond?


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1) Wrongful disclosure YES/NO

2) Inadequate and Misleading information YES/NO

3) Free pricing of issues YES/NO

4) Incapable and biased lead managers YES/NO

5) Procedural lacunae of SEBI YES/NO

6) Pre issue price rigging YES/NO

14) A sound and vibrant equity capital market is an essential condition for rapid economic

growth of a company. Do you agree?

YES NO NOIDEA

15) Depending on large no. of small investors is perhaps more desirable than depending on a

few rich investors to raise financial resources required. Do you agree?

YES NO NOIDEA

16) Do your family members have different attitude towards different investment avenues?

YES NO

17) Where do you usually notice information on investment Avenues? Please rank the

following:

Sources of information Rank

a. Daily news papers - Telugu.

b. Daily news papers English.

c. Periodicals-Telugu.

d. Periodicals English.

e. Sign boards.

f. Radio.

g. Television.h. Agents.

i. Relatives and friends.

j. Public announcement.

k. Internet/Mobile alerts.

l. Others (please specify)

IV. FINANCIAL CRISES:


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1) Are you aware of the stock market fall down YES/NO

2) What is the effect of crisis of stock market?

Positive/Negative

3) What are the reasons for stock market fall down?

a) Due to global financial crises.

b) Due to rupee development against dollar.

c) Slow down of foreign trade.

d) Decline forex reserves.

e) Out flow of foreign investment.

4) Investment lost in during share market crash? YES/NO

If yes,

a) Up to 50,000

b) 50,000-1,00,000

c) 1,00,000-2,00,000

d) 2,00,000-5,00,000

e) 5,00,000-and above

5) Have you disposed the shares YES/NO

6) Have you bought the shares during stock market crash YES/NO

V. The effect of financial crisis on investment pattern:


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1) Your investment pattern is affected by the financial crises? YES/NO

If yes, how you are affected?

a)

b)

c)

2) What are your observations?

a) Low availability of credit b) Banks disinterest to give loans

c) Low interest rates d) slow down in the real estate market

e) Fall down in the prices of automobiles/electronic items/other consumer durables

3) Did you change your investment pattern? YES/NO

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sri sivani MBA 2008