SSMMIITTHH LLAAKKEE//PPIIGGEEOONN RROOOOSSTT CCRREEEEKK -- Unique 4BR/4.5BA located in Sun-rise Point SD near Ryan Creek Marina. Soaring ceilings in GR w/intri-cate detail work. Gas FP is the focal point of the room. Kit overlooksGR w/huge island. Upper has 2BR/2BA and an office/library nook. Fnshbsmt has rec room, BR/BA, two car garage and storage area. Dbl deckBD w/lift. Water is deep yr rnd. $579,900. MOTIVATED SELLER!

Justin Dyar • (205) 468-6375 • www.JustinDyar.com

SUMMER 2015

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Smith Lake MLS Home and Property ListingsI have the latest tools to help market and sell your house orproperty or to find you a new home in the Smith Lake area.As a member of the Walker County Multiple Listing Service(MLS), I have access to all homes and properties for sale inthe county, and can show and sell any home or property listedwith any real estate company.

No Home or Property Sale is Too SmallNo piece of Smith Lake real estate is too small or too large forme. Whether you have a small one acre lot or an upper-bracket, prestigious waterfront lake home, I list and sell alltypes of properties located on Lewis Smith Lake in Walker,Winston and Cullman counties.

Cutting Edge Marketing for Your Smith Lake Home SaleI market Smith Lake homes and properties on national andlocal websites as well as television and local print media. Withaccess to high speed Internet connections, I will quickly getyou the MLS listing information you request and will respondto an email promptly.

Let Me Sell Your Lewis Smith Lake PropertyI am a professional Smith Lake Realtor-and a member of theNational Association of REALTORS®-which still meanssomething in these ever-changing times. It means that I amlicensed, accredited, and trusted to follow a long-establishedCode of Ethics. With the financial and political issues we arefacing now, it is comforting to know that you are in goodhands with a reputable agent who has the credentials, expert-ise, and experience to handle the sale or purchase of yourSmith Lake property with only your best interests in mind.With you in the driver's seat, I will take care of all the details.CALL ME TODAY at (205) 468-6375 or EMAIL me atdyar1@yahoo.com. I look forward to working with you asyour Smith Lake real estate agent.

It pays to work with a TRUE Smith Lake expert.Take a look at what some of my customers are

saying about their experience...

“Just wanted to drop you a quick note to say thank you for all thatyou did to get our lake lot sold. Your follow thru and professionalismwere superb. I have give your name to several people. We absolutelycould not have done it without you. Thank you again. VH 2014”

.....................................................................“As soon as I met you, I knew you would sell my home. I appreciateyou and your professional approach. I’d recommend you in a minute!RE 2014”

.....................................................................“I can’t tell you how much I love this house. Best think I’ve ever pur-chased. I’ll always be in your debt for helping me out. I sing yourpraises to everyone. LA 2014”

.....................................................................“Best think we ever did - buy on Smith Lake! Thanks for all yourhelp! Please stop by sometime. SB 2013”

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SMITH LAKE The ''Smith Lake Castle'' sit-uated on 18 acres overlooking the mainchannel. True craftsmanship, exceptionalquality w/stunning detail. Four levels ofluxury, master suite covering an entirefloor, custom tile work, gourmet kitchen,glass solarium, walls of windows. Propertyis security gated with full security systems.Enclosed dock, 8000 sq ft shop. Price dis-closed to qualified Buyer

SMITH LAKE / ROCK CREEK - Captivatingone of a kind home! Situated on two lots w/solidstone shore, 5BR/4.5BA, 2 master suites,amazing high end finishes throughout, customkitchen w/Sub-Zero and Wolfe range. Two wetbars, outdoor kitchen overlooking lake. Hot tubw/changing room & bath. Massive screenedporch w/fireplace. Recreation room, surroundsound throughout. Solid steel dock w/lift, swimpier. $1,445,000. Text P527161 to 85377

SMITH LAKE / RYAN CREEK - PRIMEpiece of Smith Lake real estate! Approx 12acres w/1172+/-feet of yr rnd deep waterfrontw/solid stone shoreline. Located on a pavedroad just min from I-65. Within walking dis-tance to Ryan Creek Marina and Big Bridge.What a wonderful spot for a development or completely private homeplace. On the property is a small cabin and BD. $1,200,000 Text P527177 to 85377

LAKE CATOMA / CULLMAN - Beautiful5BR/4BA Tuscan style home sitting on two lotswith approx. 600ft of waterfront. Lg gourmet kiton main level w/walls of windows, gas range,dbl ovens, icemaker, granite & marble counter-tops, European appliances, pantry and winebar. MBR w/exercise room and steam sauna.Fnsh bsmt w/1950's style diner entertainmentroom, audio-visual room, rec area, BRs/BAs.$1,200,000 Text P572702 to 85377

SMITH LAKE-Captivating home on perfectlot, 5BR, two full kitchens, 3 levels, pool, ca-bana w/bath. Stunning quality throughoutw/the finest of finishes and details, 5000+ sqfeet approx, 3 car garage, stone entrance,paved roads. Covered 3 stall boathouse w/2lifts in deep water. One of a kind property ina desired section of lake. Manicured land-scaping throughout w/sprinkler. $995,000Text P654043 to 85377

SMITH LAKE/MAIN CHANNEL-5BR/5.5BAlocated in Stoney Pointe Landing. No detailhas been left untouched and property is movein ready. Main GR is ideal for entertaining a lggroup and views are simply spectacular. Openkit/GR area. MBR is lakeside w/lg BA. Upperlevel is a loft BR, complete w/private screenedbalcony and BA. Lower is a rec room, guestrooms and second master w/private BA. $985,000. Text P605199 to 85377

SMITH LAKE / SIMPSON CREEK-Stunning Mediterranean home situatedon a wonderful lot. This 4BR/3.5BA sits480ft off the main road w/a long concretedriveway. This lot gives you privacy andalso breathtaking, sweeping views fromthe home. As you walk up to the frontdoor you can see the lake through thefront door. The view is breathtaking. $980,000. Text P555409 to 85377

SMITH LAKE / SIMPSON CREEK-Custom built, 5BR/4.5BA just min from I-65. Sit-uated on a point lot w/over 400ft of WF. Docksits in deep water yr rnd and the views areamazing. The kit and main living area all havewonderful open water views. Main living areahas soaring ceilings w/stone FP. MBR has floorto ceiling windows to capture the views. Also onmain level is a second master w/private BA.$949,000. Text P637988 to 85377

SMITH LAKE / ROCK CREEK - Stunning5BR/4.5BA designed w/impeccable old worldstyle situated on a wooded 2 acre lot. Twomaster suites and baths on main level, thishouse is perfectly suited for two-family own-ership or multiple-family entertaining. Bothmaster suites have stunning lake views.Open living/kit/dining area. Upper level hastwo lg bunkrooms & a guest room w/2.5BAs.$899,000. Text P566694 to 85377

SMITH LAKE / MAIN CHANNEL - 8BR/5BAestate close to I-65. Main has a massive GRw/beautiful views of lake & pool. Kit opensup into the lg dining area. Oversized MBRand 4 additional guest rooms w/2BAs andhalf BA. Fnsh bsmt w/full commercial kitw/grill area, theater area, dining,2BRs/2BAs, half BA, jacuzzi room & exer-cise room. Pool, BD w/3 slips & 4 jet ski lifts.$849,900. Text P527052 to 85377

SMITH LAKE / RYAN CREEK - Rustic crafts-man, 5BR/4.5BA on gentle sloping lot. Stun-ning wood flooring and wood beams create atrue rustic presence. Kit, living and dining areopen to the lakeside. Master, guest BR/BAand laundry on main. Upper is a huge guestsuite w/private BA. Lower is rec room, bararea, 2BR/1BA and 2 car garage. BD sits indeep yr rnd water. Located in Bear Pen SD.$825,000 Text P550294 to 85377

SMITH LAKE / MAIN CHANNEL - Immacu-late 4BR/4.5BA craftsman styled hm built forlake living. Main living area is open w/kit, liv-ing and dining all having lake views. Masteris lakeside w/entrance to cov porch. Upperis a loft w/2BRs each w/private BAs. Lowerhas a rec area, wet bar, BR/BA. Dbl slip BDw/composite decking. Pride of ownershipshows in every inch of this home. $799,900Text P550292 to 85377

SMITH LAKE / ROCK CREEK - Spacious5BR/3.5BA situated on 2 of the best WF lotsyou will find. Shoreline is solid rock and theview goes for miles. Deep, yr rnd water. Mainw/3 lg BRs, formal dining area, eat in kit andcov porch. FP in GR. Fnsh bsmt w/kit, recarea, FP, BRs and an in home theater room.Wooded property and gentle approach towater. Cov BD including HydroHoist lift andPWC lifts. $799,900. Text P527034 to 85377

SMITH LAKE / RYAN CREEK-''FURNISHED'',5BR brick on a stunning piece of WF. No stepsto emerald green water. Custom built w/qualityfinishes throughout. Main is covered in HW and has a cov deck overlooking the lake. Upper has BRs/BA. Fnsh bsmt has kit, recroom, storage area, BRs/BA. All aluminum BD by Flotation Systems. Two car garage, profes-sional landscaping and concrete driveway.$798,000. Text P679584 to 85377

#3185-SMITH LAKE / SOUTH POINTE-Exquisite 4BR/3.5BA brick on the main chan-nel. Perfect flat lot w/deep yr rnd water. Threefinished levels of living. Detached from thehome is a custom built 3 car garage w/apart-ment area above, heated and cooled, over-sized doors for boat trailers. All aluminum BDw/HydroHoist boat and PWC lifts. $769,000.Text P527247 to 85377

SMITH LAKE / MAIN CHANNEL -Captivating views from all directions in this4BR/3BA. Main living area has wood ceilingsw/open kit. MBR & guest room both have lakeviews & private BAs. Upper level loft is a greatBR or office space. Terrace level has rec room,2BRs, lg storage room and full BA.Custombuilt wine cellar built by owners. BD sits in yrrnd water. Dbl car detached garage/workshop.$729,900 Text P527181 to 85377

SMITH LAKE / SIMPSON CREEK - One of akind lake home w/guest house. Property con-sists of 3 lots totaling about 365ft of WF. Mainhome has 4BR/3BA w/stone wood burning FPon the main floor. Lower level has another stoneFP. Detached guest house was recently con-structed and has 3BR/2BA and FP as well. Dblslip BD in water yr rnd. This hm would make aperfect bed/breakfast. JUST REDUCED by$75,000! $725,000. Text P527108 to 85377

SMITH LAKE / MAIN CHANNEL- ''FORECLOSURE'', a rare opportunity to pur-chase a gorgeous brick home at a huge dis-count. This property needs finished work,however, most of the home has been completed.Soaring GR has a FP, wood ceilings and spec-tacular views. Kit has granite and built insthroughout. Upper level has two lg storage areasand a loft. Terrace level has guest rooms, bathsand rec area. $725,000. Text P637990 to 85377

SMITH LAKE / ROCK CREEK - Custom 5BR/4BA on main channel. Main floorhas 2 master suites w/private BAs and lakeside.Great for two families! Living area has gas stoneFP which opens up onto the screened porch. Kithas all stainless appliances and dining area.Upper has 2BRs and a bunk room. Det 2 cardrive through garage. BD in yr rnd water. Locatedin Sipsey Rock SD. Whole house generator.$699,900 Text P605201 to 85377

SMITH LAKE / RYAN CREEK - Stunning,private 3BR/3.5BA on the Cullman side nearI-65. Situated on about 6 acres w/900ft ofWF. Lot is super gentle to the water and BDis top of the line. Dbl slip w/huge upper deck.Views are spectacular, tucked away in acove, while still having the open views of bigwater. Open floorplan on the main w/FP andlg cov deck. Lower has 2BRs/2BAs and kit.$699,900. Text P527122 to 85377

SMITH LAKE / MAIN CHANNEL - Immacu-late 5BR/4.5BA on stunning lot. Main floorhas open kit/dining/GR w/soaring ceilings &stone FP. Master has sitting area w/privateentrance to cov porch. Upper has loft & 2 lgBRs, each w/private BAs. Lower has full kit, 2BRs/1BA. Aluminum BD w/upper sundeck, lift& sits in yr rnd water. Landscaping is main-tained perfectly. Located in an establishedSD. $699,900 Text P535535 to 85377

SMITH LAKE / MAIN CHANNEL -Custom 6BR/4BA SINGLE LEVEL on oneof the best lots you will find on the entirelake. Over 500ft of pristine, clear WF withbreathtaking views. Built in 2009, featuresa mental roof and hardi plank siding with1000sq ft of covered porches. Open floorplan w/GR, kit and dining that flows to-gether for entertainment and relaxation.$699,000. Text P616217 to 85377

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SMITH LAKE / MAIN CHANNEL -Rustic 5BR/3BA lodge situated on 1000+/-feet of gorgeous WF. Located at the end ofa rd on a point. Views are incredible! En-closed boathouse w/huge sundeck. Lodgestyle w/open floorplan, wood FP, exposedbeams, private balcony off the MBR and 3car garage. Fnsh bsmt w/BRs, BA and 2ndliving area. Ryan Creek part of the lake. $650,000. Text P572700 to 85377

SMITH LAKE / ROCK CREEK - Newlyconstructed 4BR/3.5BA located at RockCreek Peninsula. Open floor plan w/9' ceil-ings, plank walls, quartz countertops, cus-tom cabinetry, stainless appliances, andscreened porch overlooking lake. Naturalwooded setting w/1.39 acres of privacy.Single slip BD with lift. Year round deepwater. $649,900 Text P654045 to 85377

SMITH LAKE / RACCOON BRANCH -Amazing 5BR/3BA on a gentle sloping lotw/crystal clear water yr rnd. GR w/walls ofwindows, vaulted ceilings, parlor FP andnew sliding French doors out to upper covdeck. Lg rec area w/new French doors,vaulted ceilings, slate fooor, wet bar andbrick FP. Lg kit w/bar that can seat 8, prepsink, hot water tap and lg butler's pantry.$649,900. Text P548786 to 85377

SMITH LAKE / DISMAL CREEK - Located inLake Pointe SD, 3BR/3BA brick w/breathtak-ing views. Main includes kit w/Jenn-Air cook-top, granite counters and breakfast area bothwith lakeviews. MBR, guest BR and laundryalso on main. Lower has rec room w/wet bar,gas FP, BR/BA. This level leads out to terracew/hot tub and entertaining area. BD includedand 25ft pontoon as well. Deep yr rnd water.$649,900 Text P564863 to 85377

SMITH LAKE / CROOKED CREEK -Brand new H plan at Point William. Lake levelincludes lg den, 3BRs, & lg bunkroom. Allguest rooms are lakeside. Two BAs & storageroom also on this level. Lane level has openfloor plan w/dining, living & kit to capture thelake views. Pantry & half BA just off the laneentry. A Porte Cochere will keep your vehicleout of the weather while unloading. Dbl slipBD. $649,000. Text P527079 to 85377

SMITH LAKE / CROOKED CREEK -Brand New Floorplan! Three levels of con-temporary, modern design, 5BR/3.5BA w/thefinest of quality and amenities. Lane level hasMBR w/entrance to the lakeside deck & livingroom. Lake level has guest BR, bunkroom,2nd living area and lakeside deck. Upper has2BRs/BA. Included is a dbl slip BD sitting in emerald green yr rnd water. $649,000 Text P527153 to 85377

SMITH LAKE / ROCK CREEK - Modern andunique 4BR/4BA, well cared for and in im-peccable condition. Main living area opens uponto a wonderful cov deck w/dining room andMBR opening onto a New Orleans styledscreened porch. Kit has high end appliances,ice machine, convection oven and Coriancounters. Lower level has second entertain-ing space w/wood burning FP, wet bar, icemachine. $599,900. Text P679585 to 85377

SMITH LAKE / RYAN CREEK - Situated onover 5 acres of wooded property on the mainchannel, 4BR/3.5, pool w/waterfall and spec-tacular views of open water. A tram takes youdown past some amazing rock formations toa huge BD w/lift, 4PWC lifts, slide and divingboard. Main level has secondary living areaw/FP and game room which could be used asa BR, soaring ceilings and doors onto pooldeck. $599,900. Text P637991 to 85377

SMITH LAKE / MAIN CHANNEL - Custombuilt rustic 4BR/3.5BA w/many upgrades. Mainhas rock FP and soaring ceilings. Open kit/GRarea. Upper has BRs, BA & loft. Unfinishedbsmt w/garage space and BA. Gentle slope tothe dock w/rock shoreline and yr rnd water. Lo-cated in private cove in sight of the main chan-nel. Cov BD w/swim pier & lift. Two car garage,gated entrance and irrigation system. Calltoday! $599,000. Text P584903 to 85377

SMITH LAKE / CROOKED CREEK -Located on Lot 1 (Plan F), you will enjoy theprivacy and serenity this 5BR/4.5BA cottageoffers. Just a few short steps to the dockwhich floats in deep water yr rnd. Walkingtrails, a community swimming pool, privatedocks and generous lot sizes connects resi-dents to the magnificent environs. Situatedamongst 22 acres on a spectacular penin-sula. $599,000 Text P527273 to 85377

SMITH LAKE / DISMAL CREEK - Rustic yetmodern 4BR/3BA located in Sipsey PinesSD. Main living area has an open floor plan tocapture the lake views, 3BRs and full BA.Fnsh bsmt w/huge rec room, kitchenette,BR/BA and storage room. Lower terrace isscreened and leads out onto the deck areaw/hot tub. Dbl slip BD w/new aluminum deck-ing, boat lift and upper deck. Detached work-shop. $595,000 Text P527310 to 85377

SMITH LAKE / MAIN CHANNEL - Beautiful,newly renovated home sits on 2 lots on themain channel in the desirable South Point sub-division. This brick home has 2 master bed-rooms w/en suite baths. Home has total of4BR/3.5BA. Pool, cabana, Generac, and a levellot! Incredible views with a brand new boat-house. Circle drive with fenced lawn. Locatedjust minutes from Jasper and approx 1 hour toBham. $595,000. Text P661659 to 85377

SMITH LAKE / DEVIL'S BRANCH - Stunningnew custom 5BR/3.5BA, great open floor planon the main, upgraded appliances in kit andFP in GR. Lower level has BR, BR and recarea. Cov porch is lakeside on both main leveland terrace level. Cov BD sits in beautifulemerald green water. A HydroHoist boat liftand swim pier included. Situated in a privatedeep water cove just min from Duncan Bridge.$589,900 Text P684001 to 85377

SMITH LAKE / MAIN CHANNEL - All brick4BR/3.5BA w/perfectly landscaped lawn,stone path leading into the water and main-tenance free aluminum BD w/lift, irrigationsystem and swim pier. Stunning gently slop-ing lot looking directly up the main channel.Three levels w/master, formal dining, lg openkit on main. Two guest rooms on upper and fnsh bsmt w/rec room, wet bar, BR/BA. $589,900. Text P635503 to 85377

SMITH LAKE / BRUSHY CREEK - Custombuilt 5BR/4BA located in Brushy CreekPointe. Main level has an open plan w/intri-cate wood work. MBR is lakeside w/lg BA. Onthe opposite end of hm are 2BRs/1BA. Mainliving area opens up onto a screened porch.Above garage is a fnsh room making a greatbunkroom. Fnsh bsmt w/rec area, 3BRs, saferoom kit area and huge storage. Cov BD in yrrnd water. $589,000 Text P637994 to 85377

SMITH LAKE / MAIN CHANNEL - The per-fect home to entertain! 5BR/3BA w/soaringceilings and gas FP. The entire top floor isthe master suite that includes a balconyoverlooking the pool and lake. Fnsh recre-ation room has guest rooms and a two cargarage. Three balconies overlooking thepool and lake. Cov BD w/boat lift. Yr rndwater. $589,000 Text P683998 to 85377

SMITH LAKE / ROCK CREEK - Well main-tained, 5BR/3.5BA. Home features an openfloor plan w/living, kit and dining that flows to-gether for entertaining. Upper level has a loftBR/BA and a bonus room, perfect for a bunkarea. Fnsh bsmt w/2BR/BA, laundry, saferoom and rec room. This level leads out ontoa screened porch. Dbl slip BD in yr rnd water.Detached 2 car garage w/BA and bonus roomabove. $585,000 Text P626661 to 85377

SMITH LAKE / PIGEON ROOST CREEK -Unique 4BR/4.5BA located in Sunrise Point SDnear Ryan Creek Marina. Soaring ceilings inGR w/intricate detail work. Gas FP is the focalpoint of the room. Kit overlooks GR w/huge is-land. Upper has 2BR/2BA and an office/librarynook. Fnsh bsmt has rec room, BR/BA, two cargarage and storage area. Dbl deck BD w/lift.Water is deep yr rnd. $579,900. MOTIVATEDSELLER! Text P569810 to 85377

SMITH LAKE / PIGEON ROOST CREEK -Located on the main channel of Ryan Creek.3BR/3BA hm w/a wonderful 180 degree viewof the lake. Soaring floor to ceiling windowson the main level, wood FP, a truly open floorplan & BR/BA. MBR is on the upper levelw/huge BA. Fnsh lower level has rec room,BR/BA and safe room. Just a few short stepsand you are on the dock which includes boatlift. $579,900 Text P548781 to 85377

SMITH LAKE / MAIN CHANNEL - Stunningviews from this 4BR/3BA located inLakeshore West. Main level has open floor-plan w/FP. Floors/ceilings are covered inwood giving it a modern, rustic touch. Recroom on main level w/pool table. Upper levelhas bonus room w/skylights. Just a short walkfrom the deck to the all aluminum DB. Solidrock shoreline dropping off to yr rnd water.$569,900 Text P569811 to 85377

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SMITH LAKE / DISMAL CREEK -Custom 3BR/3.5BA located in the new GrandBanks SD and designed for low maintenancelake living. Main living area has soaring ceil-ings, kit has stainless appliances and up-graded ceramic tile. MBR is lakesidew/wonderful lake view. Upper has 2BRs eachw/private BA and bunk room. DB has alu-minum decking and situated in a gorgeouscove. $550,000 Text P638966 to 85377

SMITH LAKE / BIG BEAR BRANCH -Three levels of fnsh space, 5BR/5.5BA w/soar-ing ceilings and a stone gas FP in the main liv-ing area. Dining and MBR on lakeside. Upperhas 2BRs each w/lakeside balconies and pri-vate BAs. Fnsh bsmt w/rec room and 2BR/2BA.Just a few steps from this level and you are onthe dock. BD has 2 boat lifts included and sits inyr rnd water. Great for multiple families.$549,900 Text P548782 to 85377

SMITH LAKE / BRUSHY CREEK -Gorgeous 5BR/3BA rustic lake home. Mainhas an open floor plan w/stacked stone FP incenter of room. Built to entertain a lg amountof people. Outdoor kit and grilling area. Fnshbsmt has rec room, media room, guest BRsand full BA. A gazebo overlooks the lake andoversized BD. Located in a gated communityw/paved rds, boat launch and restrictivecovenants. $529,900 Text P527179 to 85377

SMITH LAKE / RYAN CREEK - Located justup from the dam, 4BR/4.5BA situated onabout 3.6 acres of property. Three levels offnsh living. Main has lg kit w/den, breakfastarea, GR huge MBR, guest room & screenedporch. Upper has guest rooms, BA & officenook overlooking the GR. Fnsh bsmt has bar,BA & rec area. Three FP's & 3 car garagew/safe room. Boat dock approved throughAPCO. $529,900 Text P527046 to 85377

SMITH LAKE / MAIN CHANNEL - Immacu-late, 3BR/2BA w/2 half baths located inSipsey Oaks. Main living has vaulted ceilings,gas FP and opens up onto a glass sunroomw/views of the lake. MBR has gas FP and lgbath. Upper has 2BRs and loft area. Abovegarage is rec room which would make a greatbunkroom. Gorgeous flat lot! Nice beachyshore, perfect for all ages. BD included.$529,900 Text P621272 to 85377

SMITH LAKE / MAIN CHANNEL - Custom3BR/2.5BA on the Walker County side of thelake. Main features an incredible kit w/customcabinets, granite, stainless, gas 6 burnerrange surrounded by stone, ice maker, bev-erage cooler and full French door refrig. Up-stairs has 2BR/1BA, one is expansive w/lgseating area. Lower level features a bunkarea. Multiple levels of decking. BD w/lift andswim pier. $529,000 Text P684003 to 85377

SMITH LAKE / ROCK CREEK - Full brick5BR/5BA on an amazing gentle sloping lotw/solid rock shoreline dropping off into DEEPyr rnd water. GR has soaring ceilings w/gasFP, kit is open to living area w/walk in pantry.Upper has huge suite w/separate living areaand full BA. Two other BRs and BA on upper.Fnsh bsmt w/office, wet bar, rec room,BR/BA. BD has sun deck, swim pier & boatlift. $525,000. Text P587365 to 85377

SMITH LAKE / MAIN CHANNEL - Custom4BR/3.5BA brick located in Hidden StoneRidge at Duncan Bridge. Main has a lg livingarea w/FP, kit has solid counters, gas cooktopand stainless appliances. MBR is lake vieww/screened porch. Upper has 2BRs/1BA andbonus room, which would make a great 4thBR. Storage area in bsmt w/BA. Two car at-tached garage on upper and two in bsmt. BDpermittable. $525,000 Text P616216 to 85377

SMITH LAKE / MAIN CHANNEL - Recentlyremodeled, situated on a gorgeous waterfrontlot, consisting of about 2.5 acres. Main levelhas new white heart pine floors & pine tongue& groove ceilings. Kit is all new w/stainlessappliances & fnsh cherry wood counter topsw/granite inlays. Fnsh bsmt w/2nd kit. All BAshave been upgraded including new plumbing& lighting fixtures. BD included on yr rndwater. $525,000. Text P527171 to 85377

SMITH LAKE / BEAR BRANCH - Gorgeous5BR/3.5BA on a perfect wooded lot just ashort path to the water. Main living has soar-ing ceilings w/stone FP. Kit w/custom cabi-nets & solid surface counters. MBR islakeside w/entrance to cov deck. Upper has 2guest rooms & a wonderful view of the lakefrom the balcony. Fnsh bsmt w/2BR, rec room& garage. Aluminum BD w/upper deck & boatlift. $525,000 Text P527165 to 85377

SMITH LAKE / SIMPSON CREEK - This 3level hm features an abundance of outdoorliving space w/beautiful water views yr rnd.Main level has open floor plan, BR, laundry &full BA. Upper has 2 master suites and bal-cony. Fnsh bsmt has 2 BRs, full BA and lg recroom. Two cov decks on lakeside, two cargarage and stone exterior. Swim pier can beupgraded to cov dock. Located min from I-65.$499,900. Text P527009 to 85377

SMITH LAKE / MAIN CHANNEL - Spacious4BR/3BA in Sipsey Overlook located nearThe Bankhead National Forest. Big views,open floorplan and privacy will create a won-derful lake retreat for your family. Main livingarea has soaring ceilings and gas FP. Kit isopen to dining and living area. Upper has2BRs and loft overlooking GR. Fnsh bsmthas rec room, kitchenette and BR. $499,900Text P621275 to 85377

SMITH LAKE / BRUSHY CREEK -Everything you could ask for! FUR-NISHED, yr rnd deep water, lg BD, openfloor plan, wood accents, screenedporch, rec room! 5BR/4BA w/vaulted ceil-ings, gas stone FP, master and guestroom on the main level and 3BR/2BA infinished bsmt. Located in The Peninsula,an established gated community. CallToday! $499,000 Text P527190 to 85377

SMITH LAKE / MAIN CHANNEL - Custom4BR/3BA located in Sipsey Pines SD. Beingsold FURNISHED w/wonderful kit, gas cook-top and gorgeous tile work. Living area opensup onto the cov deck & pergola. Upper levelhas 2 lg guest rooms and bunk area. De-tached carport has full BR/BA making it a per-fect guest house. BD sits in yr rnd waterw/solid rock shoreline. Gentle sloping lot.$499,000 Text P527183 to 85377

SMITH LAKE / BRUSHY CREEK - Large6BR/4BA lake home. Finished bsmt w/kitch-enette. Hardwood and ceramic tile through-out. Master has a private deck on thelakeside. Kit has stainless appliances andsolid surface countertops. Stone gas FP. Dblslip boatdock w/sundeck on top. Solid rockshoreline w/deep water yr rnd. Call today.$489,900 Text P527278 to 85377

SMITH LAKE / SULFER SPRINGS -6BR/4BA located in a wonderful quiet bay be-hind an island near the SL Castle. Enjoy yr rnddeep water without the boat traffic and wind ofthe main channel. Main living area is all openw/wood burning FP and wood accents on theceilings, giving this space a rustic touch. Lg kitw/island and breakfast area. Dining area islakeside and has adequate space for lg table.$489,900. Text P527089 to 85377

SMITH LAKE / BRUSHY CREEK - Singlelevel brick, 4BR/3.5BA on gentle lot perfectfor all ages. No steps to the lake! Open floorconcept w/kit, living and dining all havinglake views. MBR has an entrance to the covlakeside deck. Two guest rooms each haveprivate BAs. Fourth BR can be accessed offthe master making a great office or study.Dbl slip dock sits in yr rnd water. $489,000Text P626660 to 85377

SMITH LAKE / MAIN CHANNEL - Immacu-late 5BR/4BA located near Jasper. Uniquelydesigned to accommodate two families.Upper has kit, 3BR/2BA, laundry and livingarea. Lower has kit, laundry, living, 2BR/2BA.Each level has a private entrance. Upper hasa sunroom w/driveway accessing the rear ofthe property. Lower has a 2 car garage. Ad-ditional lot included. Cov BD in yr rnd water.Gazebo. $485,000 Text P681725 to 85377

MAIN CHANNEL - Move in ready, 4BR/3.5BA,w/wonderful open floorplan. Main living areahas vaulted ceilings, recessed lighting, gas FP,built in book cases & HWs. MBR is lakesidew/entrance to the screened porch. MBA hasdbl vanities & lg walk in ceramic shower. Fnshbsmt has 3BRs, full BA & lg storage area. Justa short walk to BD. Water is yr rnd. Stonefirepit & decks overlooks water. $484,900Text P527090 to 85377

SMITH LAKE / BRUSHY CREEK - Elegant,contemporary and rustic 4BR/3BA situatedin Bankhead Paradise. Gated communitysituated across and within part of TheBankhead National Forest. Enjoy serenityand nature at it's finest! Main living area haswood floors & ceilings creating a truly rusticatmosphere. Stone FP is a focal point of thisspace. $479,900. Text P527313 to 85377

SMITH LAKE / RYAN CREEK - Immaculate3BR/2.5BA brick near I-65. Located on 2 lotsin the popular Catalina Point SD. Wonderfulflat terrain around the home and gentle slopeto the water. Main level is open and airyw/wood burning FP, library office space is justoff the foyer along w/half BA and master hasan entrance to lakeside deck. Lower level hasrec room, 2BR/1BA, bar area and storagearea. $469,900. Text P548789 to 85377

SMITH LAKE/MAIN CHANNEL - ''FULLYFURNISHED'' 4BR/2.5BA full brick located inSipsey Pines. Open floorplan w/lg serving is-land facing GR, stainless appliances andgranite counters. Fnsh bsmt w/3BRs, BA andrec room w/gas FP. Cov BD in emerald greendeep water. Two car garage, covered deck,boat launch in SD, protective covenants andhigh speed internet available. $459,900 Text P527121 to 85377

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SMITH LAKE/BRUSHY CREEK - Ideal layoutfor lake living in this 4BR/4BA. Open floor planw/a BR and BA on each end of home w/livingspace in between, all w/lakeviews! Lower levelhas 2 guest rooms and 2 baths, rec area andkitchenette. Just a few short steps from the lowerterrace to the BD. Water is yr rnd and emeraldgreen. Located in Emerald Valley SD w/many yrrnd residents. $449,000 Text P621273 to 85377

15-521 14-1279 15-49815-79115-37 15-882SMITH LAKE / ROCK CREEK - 4BR/2BA cot-tage on a wonderful lot. Home has been remod-eled, open floorplan w/lg windows capturing thelake views yr round. Basement could be finishedeasily for additional space. Waterfront lot has asolid rock shoreline w/a gentle slope to the water.With a mixture of solid stone and sandy shore,this lot has the best of both worlds. BD includedin yr rnd water. $444,900 Text P527155 to 85377

SMITH LAKE / MAIN CHANNEL - Amazing3BR/2.5BA situated on 3 private lots. Enjoy yr rndentertaining on the huge screened porch completew/gas FP and heaters. Kit is open to the diningand living area creating a true open concept.Lower level has 2 guest rooms w/full BA. Storagearea garage opening up onto the lakeside. All alu-minum BD w/2 swim piers and boat lift. Home ismove in ready. $439,900 Text P527173 to 85377

SMITH LAKE / ROCK CREEK - Amazingviews from this 4BR/3.5BA w/over 360ft of WF.Main has an open floor plan, MBR w/FP andloft perfect for 4th BR or office. Fnsh bsmtw/2BRs/BA, rec room and 2 car garage. Newscreened porch just added making a spectac-ular entertaining spot overlooking the water.Cov BD sits in emerald green water yr rnd.$439,900. Text P679588 to 85377

SMITH LAKE / BRUSHY CREEK - ''FURNISHED''3BR/3.5BA w/spectacular views from just aboutevery spot in the house. Main floor has soaring ceil-ings, open floorplan and wonderful screened porch.Upper level has a loft, 2 guest BRs and full BA.Fnsh bsmt has wet bar, tile flooring, tall ceilings, fullBA and storage. All aluminum BD w/lift and swimpier. Storage bldg and secondary parking on theproperty. $429,900. Text P698419 to 85377

SMITH LAKE/MAIN CHANNEL - FULLY FUR-NISHED, 4BR/2.5BA, located in the popular Winde-mere community in sight of the SL Dam. Thiscottage sits on one of the premier lots in the devel-opment w/captivating views of the main channel.Open floor plan on the upper level w/a wonderfuldeck overlooking lake. Lower level are guest roomsand rec area. Included is a cov boat slip. Pool, golfcart and DSL. $429,900 Text P616218 to 85377

SMITH LAKE / SIMPSON CREEK - Beautiful4BR/3.5 brick on the Cullman side. Only about8 miles from I-65. Renovated kit, lg open GRand formal dining. Finished basement w/lgguest suite, private bath and rec room w/bar.Nicely landscaped outdoor patio overlookingthe water. BD included sitting in deep water yrrnd. $429,900 Text P527289 to 85377

13-1798 15-116 15-15315-81915-858 15-456SMITH LAKE / ROCK CREEK - Single level4BR/2BA. Open floorplan w/MBR on lakesidew/private entrance to cov porch. Two BRs andfull BA on opposite end of hm. Above garage is abonus room making a great 4th BR or rec area.BD sits in yr rnd water and includes boat lift. Rockformations are all over this property leading downto the dock. Situated on a wooded lot w/little yardmaintenance. $429,000 Text P527182 to 85377

SMITH LAKE / MAIN CHANNEL - Threelevels of entertaining space, 5BR/3BA lo-cated in Lakeshore East. Main living isopen to kit/dining w/master and full BA.Upper level has 2 lg BRs and full BA. Ter-race level has a kit, 2BRs and rec area. Lgcov deck and a concrete patio both over-looks the water. BD sits in yr rnd deepwater. $429,000 Text P693384 to 85377

SMITH LAKE / MAIN CHANNEL - Amazing, lowmaintenance 4BR/4BA overlooking a spectacu-lar view of the lake. Community features a pool,pavilion and dedicated boat slip. Even included isa golf cart to drive to the pool and dock. Main liv-ing area is open to capture those lake views.MBR and one guest room are on the main. Fnshlower level has 2BR/2BA. Wonderful coveredporches. $429,000 Text P684002 to 85377

SMITH LAKE / LICK BRANCH - AGGRESSIVELYPRICED 5BR/3.5BA. This home offers so much fora lg family or group of friends. Main level has a dblsided brick FP from the GR to the kitchen. Kit hasbeen renovated. A wonderful deck overlooks thelake. MBR and two guest rooms on main. Lowerlevel has rec room, kitchenette, 2BR/BA and an of-fice which could be another BR. Cov dbl slip BD.$425,000 Text P605203 to 85377

SMITH LAKE / RYAN CREEK - ''FULLY FUR-NISHED'' located in Bluewater Estatesw/many yr rnd residents. Vaulted ceilings andopen floor plan on the main, kit has stainlessappl, solid counters and wk island. Guestrooms are on the upper level w/balcony over-look. Fnsh bsmt w/rec room and guest area.Cov BD w/PWC port. Built for low maintenanceliving. $425,000 Text P531927 to 85377

SMITH LAKE / ROCK CREEK - Truly private4BR/4BA nestled in the trees at the end of a pri-vate drive. Main floor has soaring ceilings, stoneFP & 2BRs. A screened porch is located off thekit perfect for grilling. Kit has stainless appliancesw/gas cooktop. Upper level has a loft BR, Fnshbsmt has BR/BA, rec room and lower terrace.Rock formations all over the property. BD in yrrnd water. $419,000. Text P527102 to 85377

14-1211 14-1228 14-38115-9515-614 14-1583SMITH LAKE / RYAN CREEK- ''FULLY FUR-NISHED'' 4BR/3BA just min from Ryan Creek Ma-rina. Open floor plan w/stacked stone FP, ceilingscovered in wood and abundance of windows. 2ndliving area on main w/gas FP, laundry, guest roomand BA. Upper has loft space, another den area,bunk rooms. Built to accommodate a lg amount ofpeople. Top of the line BD w/cov upper deck.$409,900 Text P527104 to 85377

SMITH LAKE / MAIN CHANNEL - Amazing mainchannel views from this 3BR/3BA. Main living areahas vaulted ceilings and a great cov porch over-looking the water. A FP is in the center of room andlakeside windows bring in natural light. Fnsh bsmthas wood FP and 2nd master BR area. Just a fewshort steps and you are on the cov BD in yr rndwater. Sunsets will capture you from this perfectWF lot. $409,000 Text P637987 to 85377

SMITH LAKE - SIMPSON CREEK - 4BR/3BASmith Lake home just mins from I-65! Soaringceilings, gas fireplace, sunroom, and screenedporch. Master on main level in addition to guestroom and bath. Upper level has loft, two bed-rooms, and full bath. Single slip dock with Hy-droHoist. Year round water, rock shoreline. Movein ready! Double car garage perfect for boat stor-age. $399,900. Text P527186 to 85377

YELLOW CREEK - Rustic 4BR/3.5BA nestled inthe woods on the lake. Main has exposed beams,FP and sunroom on lakeside. Kit has a Viking rangew/vent hood and a work island facing the lake. De-signed for entertaining. Upper has a second livingarea, 3BRs and 2BAs. Just a few steps from thehouse to the water. Dbl slip BD w/concrete decking.Located in a private cove just off the main channel.$399,000 Text P527043 to 85377

SMITH LAKE / MAIN CHANNEL - 4BR/3BAw/vaulted ceilings on the main floor. Kit,MBR/BA on this level. Upper has 2 guestrooms and BA. Fnsh bsmt has kitchenette/bararea, guest room, BA and rec room. Coveredboat dock w/lift, swim pier and compositedecking. Fenced in area on the lake side. Lo-cated in Lakeshore East. Call today.$399,000 Text P527314 to 85377

SMITH LAKE / ROCK CREEK - Truly a uniqueproperty w/two separate living quarters, perfect formultiple owners, friends or family to use together.A breezeway is the connecting piece to each livingspace. Each side has separate living quarters andkitchens. Right side has open kit/liv/diningw/2BR/1BA. Left side has GR w/kit, loft area &1BA. Fnsh bsmt has 2BR/1BA. Flat lot w/over400ft WF. $399,000. Text P689815 to 85377

15-834 14-628 15-74414-175714-1780 15-750SMITH LAKE / BRUSHY CREEK - Locatedin The Peninsula which is a security gatedcommunity. 4BR/2.5BA has an open kit/liv-ing/dining area, ceilings are vaulted w/woodaccents. Finished bsmt w/kitchenette, diningarea, rec room, 3BRs & 1BA. Lower deck hasa covered porch area & a swinging bed! Dou-ble slip BD sitting in deep water yr rnd.$389,900. Text P527030 to 85377

SMITH LAKE / ROCK CREEK - ***HIGHLY MOTIVATED SELLER*** 3BR/2BA on awooded lot overlooking a wide section of thewater. Open kit, living and dining area. Kit in-cludes gas range, island w/wet veg sink,commercial heated holding oven and coffeemaker. Private boat launch extends about 70'under the water. Cov dock w/pontoon lift.$389,900 Text P527068 to 85377

SMITH LAKE / BRUSHY CREEK - Locatedin Emerald Valley Estates, 3BR/3BA situatedin a private cove. Open floor plan on mainw/cov deck that overlooks the water. Fnshbsmt has stained concrete floors, kitch-enette, rec room, lg garage area, BR/BA.Just a few short steps from the lower terraceand you are on the water. Top of line BDw/lift. $389,900 Text P527146 to 85377

SMITH LAKE - Immaculate 5BR/3BAon a beautiful shaded lot that gentlyslopes to the water. Main living area has3BR/2BA, vaulted ceiling in GR and gasFP. Fnsh bsmt has 2BR/1BA and an-other living area. Two car attachedgarage. Single slip cov BD with swimpier. $389,900 Text P663881 to 85377

SMITH LAKE / RYAN CREEK - Brand new3BR/3BA located at Rocky Springs. Gorgeousrock shoreline and amazing views of the lakefrom all directions. Main living area is open to kitand dining. Huge porch spans the lakeside.Upper has 2BR/2BA and a second living space.This community has boat launch for residents,underground power and protective covenants.$389,900 Text P663875 to 85377

SMITH LAKE / BRUSHY CREEK - Fully Fur-nished 3BR/3.5BA, ready for Summer! Kit isopen to dining and living area w/soaring ceilingsand captivating views from all directions. Upperlevel has a loft area, BR/BA. Bsmt has wetbar,rec room, BR/BA. The owners have just installeda brand new aluminum BD built by Flotation Sys-tems, one of the best docks you can buy. Calltoday. $379,900. Text P527305 to 85377

13-980 14-2002 15-28814-70715-385 14-1210SMITH LAKE / CROOKED CREEK - Full3BR/2BA brick on a wonderful lot. No steep stepshere! Enjoy wide water views & yr rnd water. CovBD w/lift. All on one level, main living area has tallceilings, HWs, gas FP & formal dining room. Onthe lakeside is a bright & airy sunroom. Split BRfloorplan, generator, storm shelter, fenced lawn,new water heater, new heat compressor and threecar garage. $379,900 Text P527159 to 85377

SMITH LAKE AREA - Modern, 3BR/2BA rusticfarmhouse on 35 acres w/stocked pond. Soaringwood burning FP, wide planked flooring, exposedbeams and truly modern elegance. Kit is open toGR. Two barn type doors separate the GR from theBRs. Upper has a huge loft overlooking the GR,making for a great office, bunkroom or 4th BR.Enjoy the quiet country life while being only minfrom the lake. $379,900 Text P587366 to 85377

SMITH LAKE / ROCK CREEK - Amazing views fromthe cov deck of this 4BR/3BA. Shoreline is solid rockdropping off into emerald green yr rnd water. Dbl slipBD w/lift & swim pier. Main floor has open floorplanw/views all around. Fnsh bsmt has rec room & dblcar garage making a great boat or PWC area. Sev-eral storage buildings & a motor home garage onproperty. Minutes by water from 2 different marinas.$379,000. Text P527065 to 85377

SMITH LAKE / RYAN CREEK - Spacious 4BR sit-ting on a pristine point lot w/an extremely gentleslope to the water. No steep steps w/own boatlaunch. Over 500ft of WF. Soaring ceilings, customwindows and rustic wood flooring. Main living opensup onto cov deck and has a 2nd kit and wood FP inGR. Second living area includes main kit/dining.Master has entrance to 2nd living area. Lg storagearea. $375,000. Text P527103 to 85377

ROCK CREEK - Amazing 2BR/2BA contemporarycottage situated on a wooded, completely privateWF lot. Lakeside has a full length screened porch.Kit opens up into the living area, HW floors coverthe main floor & MBR is lakeside w/entrance toscreened porch. Bsmt could be easily fnsh & is cur-rently the garage area. Lower terrace has outdoorshower & sitting area. Stunning rock formations. BDincluded. $369,900. Text P564862 to 85377

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SMITH LAKE / ROCK CREEK - This 3BR/2BAcabin sits on one of the best WF lots you will find!Enjoy the ease of getting to the water for all ages.This cabin has the rustic touch everyone is look-ing for. Main living area has vaulted ceilings cre-ating an open and airy feeling. Upper has2BRs/1BA. Detached garage and storage bldg.Cov BD included and sits in yr rnd deep water.$369,000 Text P527057 to 85377

14-2019 15-369 14-148514-154814-1879 15-806SMITH LAKE / ROCK CREEK - Completelyremodeled 5BR/3BA sitting on 2 WF lots. Allon one level, perfect for retirement home.Floors are HW throughout. Some sections ofthe walls are cov in gorgeous wood panels. Kithas stainless appliances and granite counters.Massive screened porch overlooking the lake.Detached garage for boats or water toys.$359,900 Text P581433 to 85377

SMITH LAKE / RYAN CREEK - Located only 7miles from I-65! 3BR/2BA on gentle slope lot. Mainliving has wood floors and soaring ceilings w/woodthroughout. Huge cov porch spans the entire lake-side. Upper w/2BRs/1BA and additional attic stor-age. Unfinished bsmt w/huge garage space w/18ftceilings. Propane generator, dble paned windowsand high speed internet. Swim pier included.$359,900 Text P527054 to 85377

RYAN CREEK - Adorable 3BR cottage in im-maculate condition! Being sold FULLY FUR-NISHED. Open floorplan on the main w/covporch on lakeside. Hardwoods cover the mainfloor. Fnsh bsmt w/guest room, full and half BAand one car garage. Just installed new HVACunit. Cov BD w/HydroHoist lift. Situated in a pro-tected cove just min from main channel and RyanCreek Marina. $349,900 Text P527167 to 85377

SMITH LAKE / LITTLE BEAR BRANCH - Beau-tiful point lot w/535+/-ft of WF, 2.5+/-acres of landwith no steps to the water! Home has 4BR/2BAon two levels. Main level has GR w/vaulted ceil-ings, dining room and spacious living room. Kithas granite counters and stainless appliances.Upper level has 3BRs and full BA. Two car de-tached garage w/upstairs loft. Single slip BDw/swim pier. $349,000 Text P681724 to 85377

MAIN CHANNEL - ''Furnished'' 3BR/3BAon a gentle sloping lot located just off Hwy278 for easy access. Main floor has an openfloor plan w/gas FP. Lg windows on lakesidebring in natural light. HW's cover the livingspace. MBR is lakeside w/trey ceilings creat-ing a nice touch. Single slip BD w/upper sun-deck and roof. Boat lift and PWC lift included.$340,000. Text P527083 to 85377

SMITH LAKE / MAIN CHANNEL - Unique5BR/4BA cottage style sitting on a wonderful gen-tly sloping lot. Main living has an open conceptw/soaring ceilings. Upper has guest BRs/BAs andbalcony overlook. The far top portion is a copulawhich would make a great daybed area or bunkroom. Fnsh bsmt has kitchenette, guest BR/BA,storage area and garage. Cov BD included.$334,900 Text P564864 to 85377

15-28915-58 14-115815-26015-94 14-2001SMITH LAKE - SIPSEY FORK - Furnishedone level home w/screened porch, dock, twocar garage. Easy access from I-65, pavedroads, flat yard space. Great room has gasfireplace, breakfast area, coffered ceilings.Located in Lakeshore East Subdivision, anestablished community minutes from a ma-rina and the town of Double Springs.$339,900. Text P527176 to 85377

SMITH LAKE / RYAN CREEK - ''Furnished''3BR/2BA cabin on a wooded lot on the mainchannel. Terrace level has an open floorplanleading out onto a screened porch. Just a fewsteps to the BD which sits in yr rnd water. Hy-droHoist boat lift included. On the property is adetached garage which could easily be con-verted into a guest house. Many yr rnd residents.Call Today! $339,900 Text P527185 to 85377

SMITH LAKE / RYAN CREEK - 3BR/2BA lo-cated on the Cullman side not far from I-65. Openfloorplan that leads out onto a lakeside deckoverlooking a nice body of water. MBR is lake-side w/entrance to the deck. Fnsh bsmt has recroom, 2BR/BA. Located in a quiet cove in sight ofthe main channel. No boat traffic here! Includedwith the sale is a 2002 Ebbtide Mystique Boat.$329,900 Text P558823 to 85377

SMITH LAKE / MAIN CHANNEL - ''FULLY FUR-NISHED'', 3BR/2BA on 3 levels. Main has exposedwood ceilings, cozy cov porch and open floorplan.Upper has 2BRs/1BA. Fnsh bsmt has rec room, fullBA and bunk room. Professional landscapingthroughout the property. Just a short walk fromlower terrace to the water. No steep steps! Cov BDw/PWC lift. Located in quiet cove just off main chan-nel. $329,900 Text P527311 to 85377

SMITH LAKE / RYAN CREEK - Located just minfrom I-65 on the Cullman side, 3BR/2BA brick.Main living opens up onto a cov porch overlook-ing the lake. FP is the focal point of the GR. MBRis lakeside w/a nice view of the water. Diningarea and 2nd living space are just off the foyer.Dbl slip BD sits in yr rnd water and includes aswim pier. Very few hms are located near I-65.$329,900 Text P527025 to 85377

SMITH LAKE AREA - Excellent opportunity topurchase a lucrative business at Smith Lake.Property consists of 2 parcels totaling 5+/- acresof land on the road leading to SL Park. 17 boatstorage slips 12x30, 9 boat storage slips 12x40,fenced in area for trailers, shop bldg., office areaand 3BR/1BA home w/approx. 1200 sq ft. Popu-lar area that attracts boaters, campers from allover. $329,000 Text P581434 to 85377

15-371 15-39 15-22115-259 15-697 14-2020SMITH LAKE / PIGEON ROOST CREEK -3BR/2BA situated on a wooded, private lot nearRyan Creek Marina. Views are great, the water isyr round and the home is move in ready. Mainhas 2BRs, BA, kit and living area. A deck over-looks the lake w/a retractable awning. Lower hasa 2nd kit area, BR/BA. A short path goes downto water with ease. BD sits in emerald greenwater. $325,000 Text P527188 to 85377

SMITH LAKE / CROOKED CREEK - Maintenancefree, resort style living, located at Silverock Cove.3BR/2.5BA, three levels, two outside decks & beau-tiful lake views. Main living has wood burning FP,open floor plan, stainless appliances w/granite coun-tertops & lg pantry. Second level has MBR/BA and2BR/1BA. Bsmt has 2 car garage and bunk room.Complex includes pool, walking trails, boat storageand more. $315,000. Text P654044 to 85377

SMITH LAKE / MAIN CHANNEL - Low mainte-nance home situated on a lg 2 acre lot in SipseyPines SD. 2BR/2.5BA, w/soaring ceilings,stacked stone FP and open floorplan. Kit hasstainless appliances and granite counters. MBRon main level. Upper level has BR/BA and loftmaking a great 3rd BR. Bsmt is unfinishedw/garage and BA area. Covered swim pier in-cluded. $319,900 Text P558824 to 85377

SMITH LAKE / MAIN CHANNEL - 3BR/3BA cot-tage located in Rock Shore Point in Arley. Mainliving has soaring ceilings w/windows coveringthe lakeside. Open floor plan creating a wonder-ful place to entertain. With 3 levels of livingspace, this home is perfect for vacationing.Lower level is a rec room w/tile flooring perfectfor coming in off the water. BD approved throughAPCO. $299,900 Text P527058 to 85377

SMITH LAKE / CROOKED CREEK -4BR/2BA bungalow on a gentle sloping lot.Main level has hardwoods and an open floor-plan. One BR and full BA are on the main level.Upper level has 3BRs and another BA. One ofthe BRs has a private balcony overlooking thelake. The lakeside lawn is fenced. Swim pierincluded. Larger dock is allowed if you desire.$299,900 Text P550293 to 85377

SMITH LAKE / RYAN CREEK - Rare opportunityto purchase a lg piece of WF property consistingof approx. 27 acres. This property includes a3BR/2BA cottage sitting on a prime WF lotw/345ft. Could be divided into 3 separate lotswhich would make 2 empty lots available for fu-ture sale. Non restricted, wooded acreage behindthe WF and only min from Ryan Creek Marina.$299,000. Text P527060 to 85377

14-111- 15-817 14-85814-1956 15-27SMITH LAKE / RYAN CREEK - 4BR/2BA lo-cated close to I-65 and Big Bridge. Sunroomw/vaulted ceilings, open main level floor planw/wood burning FP. Large deck on main leveljust off the sunroom. A paved path down to thedock which has a single slip BD w/lift. Swimpier and 2PWC docks. Land across the drivefor additional storage. Call Today! $289,900Text P684000 to 85377

SMITH LAKE / MAIN CHANNEL - Three BRcondo located at the popular Waterford com-plex adjoining Ryan Creek Marina. The waterview is simply spectacular. The balcony hasone of the best views looking directly up thechannel. Unit has granite counters and tileflooring in the main living area. Included is adedicated and cov boat slip w/lift and pool.$289,000 Text P527158 to 85377

SMITH LAKE / MAIN CHANNEL - Located on theWalker Co side of lake, 4BR/3BA, gentle slopinglot w/view of the main channel. Main floor has3BR/2BA & nice sunroom overlooking the lake. Lgrec/party room is above the carport, perfect for lggatherings. Bsmt is partially finished w/BR, BA & lgstorage area. Single slip BD in yr rnd water. Thissection of the lake has few properties in this pricerange. $278,900. Text P527172 to 85377

SMITH LAKE AREA / CURRY - Recently remodeled5BR/3.5BA brick hm near Smith Lake. New hard-woods, counter tops in BAs and fresh paint. Main hasFP, hardwoods throughout, sunroom, open kit/dining,formal dining room, BRs/BAs and office space. Fnshbsmt w/rec room, BRs, BA and hm office. Two cargarage on upper level and 1 car garage/workshopconnected to lower level. Located in Kimwood Es-tates. $274,900. Text P527010 to 85377

SMITH LAKE / ROCK CREEK - Perfect oppor-tunity to own one of only 4 townhomes at Bai-ley's Bridge. FURNISHED, 4BR/3BA on threelevels, great layout for vacationers. Main levelhas soaring ceilings, master and deck over-looking lake. Upper has loft, 2BRs/1BA. Loweris a rec area, BR/BA. Dedicated cov boat slipw/lift, two jet ski ports and two storage lockers.$269,900 Text P548788 to 85377

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15-178 13-34414-138115-133 14-1414SMITH LAKE / MAIN CHANNEL - Rustic3BR/3.5BA on flat lot! No steep steps here. A per-fect lot for all ages. Main level has an open floorplan w/lg windows to take in the lake views. Newmaster BR w/nice bath w/ceramic shower. Upperlevel has 2BRs and a sleeping loft. Also on theproperty is a detached carport. BD w/gazeboarea. Located off paved roads for easy access.$269,000 Text P548787 to 85377

SMITH LAKE / RYAN CREEK - 2BR/2BA bun-galow w/great view of the main channel. Main liv-ing area has open floorplan, FP and entrance tolakeside pergola. Lg MBR has entrance to lake-side porch. Garage has been converted into arec room making a great 3rd BR or party area.Situated on a private, wooded lot on the Cullmanside of the lake. Dock permittable through APCO.$259,900 Text P527184 to 85377

SMITH LAKE / MAIN CHANNEL - Highly up-graded 3BR/2BA unit at Duncan Bridge Re-sort. This is the first time offered for sale. Thisunit has every upgrade you can possibly imag-ine and is in pristine condition. Move right inand start enjoying the lake. Top floor units have10ft ceilings giving the unit a much more openfeeling. INCLUDES TWO BOAT SLIPS!$259,900 Text P527132 to 85377

SMITH LAKE / MAIN CHANNEL - Up-graded to the max with the finest of ameni-ties. 3BR/2BA end unit condo on the topfloor. 10ft ceilings makes this unit open andairy. Included is a cov boat slip, pool andgrilling areas. Duncan Bridge Resort is apopular vacation destination allowing you toenjoy the lake without the maintenance.$259,900 Text P527128 to 85377

SMITH LAKE / MAIN CHANNEL - Enjoy this TOPFLOOR unit of the beautiful Duncan Bridge Resort.Views are simply spectacular as you overlook thepool and docks from the balcony. 2BR/2BA, tile inthe living area & 10ft ceilings. Included are all ap-pliances, ice machine, washer/dryer, covered boatslip and HydroHoist boat lift. Complex has a secu-rity gated entrance and is located only about 1 hrfrom Bham. $259,900. Text P527148 to 85377

ROCK CREEK - Three cabins all for sale! A logcabin sits directly on the water w/1BR/1BA. Won-derful lake view. Upper cabin recently renovatedw/2BR/1BA, living area, GR, kit, wood FP and lake-side deck. Across the road is yet another cabinwhich has been updated & move in ready. Huge liv-ing area w/exposed beams, kit, 2BR/1BA. BD sits inemerald green water. Truly a unique set up.$259,000 Text P527147 to 85377

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15-295 15-378SMITH LAKE / RYAN CREEK - 2BR cottage thatsits perfectly on a wooded lot looking directly upthe channel. Shoreline is rock and water is deepyr rnd. Wooded terrain, garden areas and ap-prox. 1.8acres. Lg sunroom on lakeside w/win-dows covering the entire lakeside. Bsmt is greatstorage area or could be used for additionalguest space. Detached garage and cov BD in-cluded. $249,999 Text P566697 to 85377

SMITH LAKE / RYAN CREEK - Partiallyrenovated 2BR/1BA cabin. This lake cabinneeds a little TLC to get finished up. Locatedjust minutes from I-65. Located on yearround water with approx. 102 feet of water-front. Properties near I-65 are in high de-mand. Call Today! $249,900 Text P584902to 85377

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SMITH LAKE / RYAN CREEK - Lake home under250k w/yr rnd water! Priced to sell 2BR/3BA on agentle sloping lot. Located in a nice, quiet covew/view of the main channel. Main level has openplan w/kit and living areas leading out onto a covporch. Oversized master has lg private bathw/walk in closet. Fnsh bsmt has 2nd master suitearea w/living room and bath. BD included.$249,900 Text P527175 to 85377

15-60 14-1156 14-211215-45514-1881 15-861SMITH LAKE / PIGEON ROOST CREEK -Rustic 3BR/2BA cabin on a gentle sloping lot.Main floor has an open floorplan w/floor to ceil-ing windows on the lakeside. Lower level has2nd kit area, living room, BRs/BA w/entrance tothe lakeside terrace. Detached dbl car garage.Newer dbl slip BD w/lift. Conveniently locatednear Ryan Creek Marina and I-65. $249,900Text P527086 to 85377

SMITH LAKE / RYAN CREEK - Adorable2BR/1BA sitting right on the water w/just a fewshort steps to the lake. Views are spectacularwhile being tucked away in a private cove w/lowboat traffic. Open living area has great views andopens up onto the lg deck. Lower level is a stor-age area making a great workshop. Swim pier in-cluded and the ability to install a full size dock inthe future. $249,900 Text P527151 to 85377

SMITH LAKE / MAIN CHANNEL - 3BR/2BA lakecottage on Ryan Creek. Main level has a livingarea, master BR/BA, laundry, pantry area andhalf bath. Upper has 2BRs/full BA and rec room.Located just minutes from Ryan Creek Marina.Gorgeous rock formations are all over the lake-side of the property. The cov BD w/sundeck sitsin emerald green deep water and has a solid rockshoreline. $239,900 Text P605200 to 85377

SMITH LAKE / ROCK CREEK - Immaculate3BR/2BA sitting on 4 gentle sloping lots totalingabout 5 acres w/approx. 695ft of WF. The privacyfactor is amazing. Recently updated including anew metal roof. On the property is a fishing hut,storage building and manufactured home. End-less possibilities w/this property. Located in aquiet section known for amazing bass fishing.$249,000 Text P694632 to 85377

SMITH LAKE / MAIN CHANNEL - TOP FLOORcondo at Duncan Bridge Resort. 3BR/2BA, solidsurface counters and stainless appliances. MBRis lakeside w/private entrance to balcony. This re-sort is a gated development w/pool, DSL internetand best of all, no yard maintenance. Included isa dedicated and covered boat slip. HOA dues are$248 monthly which covers insurance, sewer, pooland boat slip. $239,900 Text P527037 to 85377

SMITH LAKE AREA / CURRY - Great investmentopportunity near Smith Lake. An established mo-bile home park consisting of 34 possible lots w/19currently leased. Approx 8.5 acres of property andgood rd frontage on a well traveled rd. Prime lo-cation for investment. Within min to the SL Dam,Duskin Point Marina and Duncan Bridge Marina.Only about 1 hr to Bham, 10 min to Jasper and 1min to Curry. $239,900. Text P527126 to 85377

14-490 14-2054 15-79510-74015-904 15-621SMITH LAKE / CANE CREEK - ''BANKOWNED'' home under 250k! This cottage isready to go and is in move in condition. Main floorhas vaulted ceilings bringing in an abundance ofnatural light. A bedroom with full bath is on thislevel as well. Upper has two bedrooms and fullbath. Basement is unfinished with space for abedroom and full bath. Cov boat dock sitting inyr rnd water. $235,000 Text P527062 to 85377

SMITH LAKE / MAIN CHANNEL - Groundfloor end unit at Duncan Bridge Resort.3BR/2BA, tile floor, solid counters and stain-less appliances. Low maintenance lake life!It is rare to find a 1st floor condo for sale atthis complex. Duncan Bridge Resort is agated complex with pool, dedicated boatslips, DSL Internet and amazing views.$234,900 Text P703144 to 85377

#3403 - SMITH LAKE / MAIN CHANNEL -Second floor condo unit overlooking the poolat Duncan Bridge Resort. Included with thisunit is a covered boat slip in deep yr rndwater. Only about 55 min to downtown Bhamand 10 min to the city of Jasper. Resort is se-curity gated. True convenience and low main-tenance here! $230,000. Text P527225 to85377

SMITH LAKE / BRUSHY CREEK LAKE VIEW -5BR/3BA on just over 3 acres w/a great view ofthe lake. Within walking distance to a boatlaunch. Recently been painted and new flooring.Main living area has stone FP, kit has island andentrance to rear cov porch and MBR is lakeside.Upper level w/guest rooms and BA. Detachedguest house w/1BA/1BA and garage area.$229,900 Text P637995 to 85377

SMITH LAKE / MAIN CHANNEL - ''Aggres-sively Priced'' condo located at DuncanBridge Resort. Enjoy low maintenance lakeliving in this immaculate end unit! The viewsare amazing. This unit has been well caredfor and is move in ready. This complex in-cludes pool, dedicated boat slip and gatedentrance. $224,000 Text P679589 to 85377

SMITH LAKE / MAIN CHANNEL - Beautifulwooded lakefront lot, 3BR/2BA manufacturedhome. Easy to find and private. Open floorplan w/fireplace and a huge kitchen w/island.Nice deck on the lakeside captures great waterviews. No steep slope, great for all ages. Dblslip covered BD w/swim deck. Located on anarea of the lake w/low boat traffic. $219,000Text P663876 to 85377

15-745 15-618 15-17714-185315-797 14-596NEAR SMITH LAKE / HOUSTON - Wonderfulcountry setting situated on 13 gently rollingacres, just min from Smith Lake. 4BR/3BA, builtin 2006 and offers plenty of privacy and adjoinsThe Bankhead National Forest. Main level has agreat kit w/granite counters and stainless appli-ances, living area w/wood FP, and dining area.MBR bath has jetted tub and glass shower.$209,900 Text P637989 to 85377

SMITH LAKE / SULPHER SPRINGS -Adorable lake cottage on year round water!2BR/1BA recently remodeled and ready for thesummer. Main living area is all open w/greatlake views. Covered porch is a great enter-taining spot. Situated on a wooded lot w/loadsof privacy. Boatdock sits in crystal clear waterand includes a boat lift and swim pier.$199,900 Text P679587 to 85377

SMITH LAKE / CROOKED CREEK - All on onelevel 3BR/2BA brick home. Completely remodeledand situated on a gentle sloping lot. Just a few stepsfrom the deck and you are on the water. Dbl slip BD.Huge detached garage for storage of boats. Lo-cated on the Crooked Creek section of the lake, justa short drive from the town of Cullman. Few prop-erties on the lake under 200k! Call Today. $199,900Text P527093 to 85377

SMITH LAKE / RACOON BRANCH - Plentyroom in this 5BR/3BA on a gently sloping lot. Nosteep inclines or steps here. Main has a livingarea, huge MBR, guest room w/BA and kit w/lakeview. Fnsh bsmt has kit area, guest rooms, fullBA and lg rec room. Rec area could be convertedback into a 2 car garage if desired. Located nearJasper and 1 hour to Bham. Great buy for under200k! $189,900. Text P527023 to 85377

SMITH LAKE / LICK BRANCH - Enjoy the pri-vacy and big water views from this 3BR/2BA. Ap-prox 220ft of pristine waterfront, you will enjoy therocky shoreline and emerald green water. Livingarea has a gas FP and open floorplan. Split BRsw/master on one end and 2BRs on the other.Huge screened porch is lakeside. On a popularsection of the lake near Ryan Creek Marina. BDincluded. $189,900 Text P548783 to 85377

SMITH LAKE / ROCK CREEK - Adorable2BR/1BA bungalow w/lg bunk room upstairs.Floors are stained concrete for low maintenance.Sold mostly FURNISHED. Screened porch,wooded lot and at the water's edge is a gazeboand swim pier. Larger dock can be permittedthrough APCO. Use this bungalow now and buildanother larger home in the future when the timeis right. $179,000 Text P527261 to 85377

13-1964 11-598 14-178915-816 15-617#3527 - SMITH LAKE / RYAN CREEK -Situated on approx 9ac of wooded privacyw/200+/-ft of WF. 4BR/2BA move in ready.Paved roads to the property. Swim pier isincluded w/PWC lift. From the dock, youcan see the main channel of Smith Lakewhile enjoying the calm waters of the cove.$169,900 Text P527236 to 85377

ADORABLE 3BR/2BA BUNGALOW ON APERFECT LOT. Just a short walk from the lowerterrace and you are on the water. Lovingly caredfor and ready for immediate occupancy. Locatedon a quiet section of the lake perfect for fishingand simply relaxing. Main floor has a screenedporch, FP, 2BR/1BA. Fnsh bsmt has BR/BA andbonus space perfect for a 4th BR. Swim pier in-cluded. $169,900 Text P683999 to 85377

SMITH LAKE / ROCK CREEK - Great week-end getaway! 2BR/1.5BA located on the mainbody of Rock Creek. Truly some of the bestshoreline money can buy. The slope is easyto the water and the amazing rock shorelineand water clarity is stunning. Use the manu-factured home now and build on the propertylater. Endless possibilities! Cov dock sits in yrrnd water. $169,000 Text P637992 to 85377

SMITH LAKE / CROOKED CREEK - Spa-cious 4BR/2BA manufactured home situ-ated on a gently sloping WF lot. Locatedon the Cullman side of the lake for easyaccess to all amenities. No steep slope tothe water and plenty of parking. The mainliving area has a FP and open floor plan.Swim pier included. Call Today! $154,000Text P527033 to 85377

SMITH LAKE / ROCK CREEK - Neat and clean2BR/1BA bungalow situated on a wooded lot. Per-fect weekend or vacation getaway. Little upkeep ormaintenance. Main floor has 2BRs/1BA. Living/din-ing/kit are all open to the lakeside. Covered porchoverlooks the water and lower deck leads out ontoa rock terrace. Bsmt would be perfect for future ex-pansion or storage. Dock permittable throughAPCO. $125,000 Text P527270 to 85377

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15-139 14-155115-52515-524 14-797SMITH LAKE/ RYAN CREEK - Perfect getawayunder 100k! 3BR/1.5BA, neat, clean and move inready. Included is a covered swim pier. The own-ers stated you are allowed to have a larger BD ifdesired. On the property is a motorized tram tocarry you effortlessly to the water. Located just minfrom Exit 299 off I-65. Hard to find something forthis price on the lake, so now is your opportunity.$89,900 Text P528811 to 85377

SMITH LAKE/ROCK CREEK - 3BR/1BAcottage in a wooded, natural setting onRock Creek. ''FURNISHED'', rustic andunique. Needs a little TLC, but is great fora handyman. Upper level has a loft cur-rently being used as the master BR. Ascreened porch is on the lakeside to enjoythe views. Included is a boat slip and walk-way. $55,000 Text P621274 to 85377

SMITH LAKE / ROCK CREEK - Perfect lakegetaway! ''FURNISHED'' 1BR/1BA rustic cot-tage nestled in a wooded setting on RockCreek. Compact, yet cozy and efficient, it haseverything you need to enjoy the lake. Lo-cated near the town of Arley for groceries, gasand supplies. Few properties in this pricerange for sale and this one is priced to sell.$50,000 Text P621276 to 85377

SMITH LAKE / RYAN CREEK-''LEASE LOT''$1,875 per year. You own boat dock andstructure. Well kept manufactured home w/agreat screened porch overlooking the lake.Recently remodeled. Just a few short stepsand you are on the cov boat dock which is in-cluded. Few places on the lake for this pricerange. $49,900 Text P527129 to 85377

ROCK CREEK AREA - Metal shop buildingw/water access. This building sits on about .75acres of property and has access to a commu-nity boat launch. This building has previouslybeen used as a wood shop and storage facility.What a perfect place for boat storage and laketoys. The main building is 24x40 w/a 12x40 ad-dition on the side. Located near Rock Creek Ma-rina. $35,000 Text P527044 to 85377

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AT POINT WILLIAM ...the homes are built for generations.Nestled in a grove of hardwoods and rock outcroppings on Smith Lake, the homes of Point William cultivate a sense of permanence

and a strong connection to the land. We are building homes of architectural integrity with sweeping, panoramic lake views –yet ease of access to the water. At Point William, we are creating a sustainable future, influenced by a timeless aesthetic.

Convenient to major metropolitan areas in North and Central Alabama, Point William is a lake destination waiting to be discovered.Walking trails, a community swimming pool, private docks and generous lot sizes connect residents to the magnificent environs.

Architectural and environmental standards enhance a collective sense of community.

This is the lake experience you’ve been waiting for.LOT #1 F Plan - UNDER CONTRACT

LOT #2 A Plan available for Spring delivery $539,000 - SOLDLOT #3 E Plan available Now $619,900 - SOLD

LOT #15 C Plan - SOLDLOT #7 $649,000 under construction AVAILABLE (brand new design)LOT #8 $649,000 under construction AVAILABLE (brand new design)

LOT #7 LOT #8

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#6593-SMITH LAKE / CROOKED CREEK -Rare piece of SL waterfront. Over 850ft of yrrnd WF. This 3.47 acre parcel can be dividedinto 5 separate lots if you choose. Point lotw/views of Rock Creek, White Oak Creek andCrooked Creek. Spectacular views! No build-ing restrictions, so the possibilities are end-less. This is one true ''POINT'' lot. $850,000.Text P527237 to 85377

11-996 14-1380 15-20814-91612-919 12-109SMITH LAKE / ROCKHOUSE CREEK - One ofa kind peninsula! Unique and simply stunningpiece of property. Approx 2200ft of WF w/solidstone shoreline on one side and a sandy beachon the other. Surrounded by The Bankhead Na-tional Forest. Water is crystal clear and yr rnd.No building restrictions and can be subdividedfor development. Dock permittable throughAPCO. $750,000 Text P527154 to 85377

#6071 - SMITH LAKE / DEVIL'S BRANCHApprox 13 wooded acres on Lewis Smith Lakewith approximately 630 feet of pristine water-front! ONE OF A KIND PROPERTY! This par-cel is located in a nice cove in sight of the mainchannel of Smith Lake. It is truly unique withhuge rock formations, mature hardwoods, sev-eral rock caves, and a waterfall. $699,500.Text P527268 to 85377

SMITH LAKE / MAIN CHANNEL - ''Prime'' devel-opment parcel! Prime location near the Smith LakeDam and Jasper. Located off a paved highway, theaccess is easy. Consisting of about 50 acres of pas-ture and timber land, this property has the best ofboth worlds. Enjoy acreage & waterfront together inone package. Great parcel for a family retreat, multifamily development or simply a recreational play-ground. $595,000. Text P694631 to 85377

#6038 - SMITH LAKE / BRUSHY CREEK -Rare piece of waterfront ready for develop-ment or private retreat. 38+/- acres w/nobuilding restrictions. This part of the lake isknown for gorgeous emerald green water andwooded areas of natural preserve. Maturehardwoods and access road directly to thewater. Water is smooth as glass & deep yrrnd. $575,000. Text P528813 to 85377

SMITH LAKE / CLEAR CREEK- ''DEVELOPERLIQUIDATION'' The owner of this SD has decided tolet the remaining 8 WF and 7 off shore lots go at ahuge discount! Eight WF lots are wooded and have yrrnd water. All WF lots are dock permittable throughAPCO. Road is paved to the property and within thedevelopment. Located across the lake from TheBankhead National Forest. Lots are all platted andrecorded. $499,500. Text P548790 to 85377

#6571 - SMITH LAKE / ROCK CREEK -1.7 acre premier lot w/302' of yr rnd deepwater in the new prestigious Patriot's Para-dise subdivision. Long lake views and astunning rock shoreline. Wooded lot iscleared and ready to build. Elegant en-trance, beautiful paved roads and boatlaunch. $499,000. Text P527234 to 85377

11-506 13-506 14-155014-10615-67 10-198SMITH LAKE / MAIN CHANNEL - Waterfrontparcel adjoining The Bankhead National Forest.Rare find as only a fraction of properties on SLjoin the forest. Perfect spot for a new develop-ment or private retreat. Approx 900ft WF and 3acres. Shoreline is sandy and drops off into deepwater and the slope is super gentle. Views arespectacular and possibilities are simply endless.$450,000 Text P527070 to 85377

SMITH LAKE / ROCK CREEK - Three gor-geous lake lots sold as a package! Locatedon Rock Creek, known for solid rock shore-lines, crystal clear waters and pristineviews. These lots have a gentle slope to thewater and a spectacular view of the mainchannel. Buy one, sell the others to friendsor family. All lots are dock permittable.$395,000 Text P527187 to 85377

NATURAL BRIDGE - Natural Bridge Reserveis part of Alabama's Natural Heritage w/spec-tacular waterfalls, gorges, New River headwa-ter and famous Bald Rock w/it's Dry Cave.Abundant game, excellent road system andplanted green fields. Popular Smith Lake is 20min away, as is the numerous recreational op-portunities of the adjacent Bankhead NationalForest. $382,500. Text P527020 to 85377

#6684 - SMITH LAKE / ROCK CREEK -New development on the main body ofRock Creek. Rock shoreline, flat build-ing site, deep emerald green water,boat launch, paved roads, restricted de-velopment, underground utilities, theworks. $355,000. Text P527203 to85377

SMITH LAKE AREA / CRANE HILL - Gorgeouspiece of property just min from the lake. Approx78 acres located directly on CR201, one of themain roads accessing Smith Lake. Electric gatedentrance, approx. 2800 sq ft metal bldg and twoponds on the back side of the property. Mixture ofpasture and timber..all well manicured and readyto use. All property is fenced and cross fenced. Arare find. $325,000. Text P527028 to 85377

ROCK CREEK - Extremely private piece of WFw/approx. 39 acres and 1000+/-ft of WF. No build-ing restrictions and located at the end of the roadfor complete privacy. Roads run throughout theproperty making easy access. On the property is a3BR manufactured home and a cov boat slip. Enjoycomplete serenity and seclusion at this wonderfulsite. Sites of this size are hard to come by aroundthe lake. $310,000. Text P527315 to 85377

14-1549 10-662 15-45713-174715-222 10-38#6503 - SMITH LAKE / RYAN CREEK -Unrestricted acreage with 1000+/-ft of wa-terfront. Located at the edge of a subdivisionwith nice homes around, but this lot is notpart of the subdivision. On the Cullman sideof the lake only about 15 min to I-65. Pavedroads all the way. Wooded parcel with a pri-vate driveway at the end of a cul-de-sac.$299,900. Text P527224 to 85377

SMITH LAKE / BRUSHY CREEK - Approx4.86 acres of non-restricted waterfrontproperty located on a peninsula. Situatedperfectly for wonderful water views up bothsides of the lake. A perfect building site di-rectly on the point. Located at the end of aroad for complete privacy. Literally no stepsto the water. These parcels are hard to find.$279,000 Text P550295 to 85377

SMITH LAKE / MAIN CHANNEL - Stun-ning views from the building site of thislot! Located only minutes from I-65 at Exit304. Lot has a point type peninsula over-looking the main channel. Located nearLakeshore Estates, an established com-munity with year round residents. Dockpermittable through APCO. $249,900Text P527288 to 85377

#6680 - SMITH LAKE / ROCK CREEK -Brand new development on the mainbody of Rock Creek. Rock shoreline,flat building site, deep emerald greenwater, boat launch, paved roads, re-stricted development, underground util-ities, the works. Get one today.$245,000. Text P527205 to 85377

SMITH LAKE / MAIN CHANNEL - Breath-taking views from this WF lot. Located in theexclusive gated community BluewaterPointe. Truly one of the best lots in the entiredevelopment. Facing toward Ryan Creekand the dam, the views are hard to beat. Lo-cated in a cul-de-sac and is wooded with agentle slope to the water. Call Today!$225,000 Text P605202 to 85377

SMITH LAKE / RYAN CREEK - This 1.76 acreparcel has everything in place to start building!Power, septic & water are all installed. Custom de-signed dbl slip BD w/2 lifts. One of a kind dock,uniquely configured w/boat slips facing each othercreating a swimming area in the middle. Sitting inemerald green deep water on the main channel.Located in Eagles Landing SD, only about an hrfrom Bham. $225,000. Text P661660 to 85377

15-708 14-900 14-141010-4013-316 14-1367SMITH LAKE / BEAR BRANCH - Stun-ning lake lot w/the popular solid stoneshoreline and a gentle slope to the water.Nice views, quiet cove and deep yr rndwater. Located in a nice, quaint subdivi-sion surrounded by nice homes. Calltoday. $225,000. Text P527038 to 85377

#6134 - SMITH LAKE / RYAN CREEK -Huge lot w/approx 2.4 acres of propertyand about 470ft of waterfront. Lot is readyto build on and is located in a private deepwater cove just a short distance from themain channel. Enjoy quiet peaceful sur-roundings and wonderful sunsets.$219,900 Text P527287 to 85377

#6686 - SMITH LAKE / ROCK CREEK- Brand new development on the mainbody of Rock Creek. Rock shoreline,flat building site, deep emerald greenwater, boat launch, paved roads, re-stricted development, underground util-ities, the works. Get one today.$215,000. Text P527207 to 85377

SMITH LAKE / DISMAL CREEK - GrandBanks Subdivision on Smith Lake! BigViews, gentle slopes and year roundwater. Located just outside of the town ofArley for groceries and gas. Dock permit-table and ready to build. Call Today!$209,900 Text P527156 to 85377

SMITH LAKE / MAIN CHANNEL - Stunningshoreline for sale. Lot is located in the popularBear Pen Subdivision between the Dam andRyan Creek Marina. Popular area of the lakedue to the deep, crystal clear waters and gor-geous homes currently under construction.Over 200ft of waterfront w/solid stone shorelinedropping off into deep water. Big views. CallToday! $209,900 Text P527077 to 85377

SMITH LAKE / DISMAL CREEK - GrandBanks Subdivision on Smith Lake! BigViews, gentle slopes and year roundwater. Located just outside of the town ofArley for groceries and gas. Dock permit-table and ready to build. Call Today!$199,900 Text P527075 to 85377

14-1357 10-1150 15-74615-90012-1035 15-863#6514 SMITH LAKE / CROOKED CREEK -Enjoy the views from this huge piece oflake property. Approx 3 acres w/over 400feet of WF. One of the largest lots in thedevelopment, this parcel will give you theprivacy everyone desires. Located on adesirable section of Smith Lake w/bigwater views and crystal clear water.$199,000. Text P527196 to 85377

#6077 - SMITH LAKE / MAIN CHANNEL -One of the best lots available in this subdi-vision. A beautiful gentle sloping lot on themain channel of the lake in the highly de-sirable South Pointe SD. Shoreline is rock,dropping off into deep yr rnd water. Devel-opment is only about 1 hr to Bham and 10min to the town of Curry for groceries, gas,etc. $199,000 Text P527238 to 85377

MAIN CHANNEL - Stunning lot located inStoney Pointe Landing. Gorgeous solidrock shoreline dropping off into emeraldgreen deep water. No steps required to theshore and you can build down close to thewater. Security gated community withpaved roads, protective covenants, boatlaunch and beach area. Not many like thisone! $195,000. Text P703143 to 85377

SMITH LAKE / MAIN CHANNEL -Gentle sloping lot located in LakeshoreWest, one of the most desirable subdi-visions on the lake. A aluminum boatdock with lifts is already installed.Enjoy paved roads, a security gatedentrance and many year round resi-dents. Amazing views from this lot.$189,900 Text P694634 to 85377

SMITH LAKE / ROCK CREEK - UNRE-STRICTED piece of WF w/approx. 500ftof WF and 8 acres. Great water viewsright on the main channel. This parcelslopes gently to the water and even flatenough for a boat launch. This propertyhas a paved road directly to the property.You can drive a vehicle to the water.$189,900 Text P663878 to 85377

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SMITH LAKE / RYAN CREEK - Stunning water-front lot in the popular Bear Pen SD. This lot hasa solid rock shoreline dropping off into emeraldgreen water. Lot also has the best of both worlds:big views, but situated in a private cove w/littleboat traffic and wind. Located at the end of theroad on a private peninsula. No steep steps.Ready to build. May new homes are under con-struction. $185,000 Text P527137 to 85377

14-1856 13-256 15-142#6602 - 'THE RETREAT' - The FinalPhase of Hidden Falls! Beautiful views ofThe Bankhead National Forest are thehighlight of this brand new development.This lot totals 1.49 acres m/l with approx101 feet of waterfrontage. Subdivision fea-tures underground utilities, privacy, andconvenience! Additional lots are available.$185,000. Text P527282 to 85377

SMITH LAKE / BRUSHY CREEK - Stunningviews from the water's edge of this gorgeous lot.With a solid rock shoreline, you will have no needfor a retaining wall...maintenance free for a life-time. Lot has a gentle approach to the water andbig lake view. Located in Brushy Estates, an es-tablished development w/protective covenants,paved roads and nice homes throughout.$179,900 Text P528810 to 85377

SMITH LAKE / ROCK CREEK - Wooded lotwith approx 4 acres of property and over 170feet of waterfront. You will love the privacyand views this lot offers. Both adjoining lotshave beautiful homes already constructed, sono question as to what your neighbor willbuild. Enjoy the big water views, a rock shore-line and emerald green deep water. Calltoday! $169,900 Text P527303 to 85377

13-900 14-329 14-188313-25013-251 13-249SMITH LAKE / DISMAL CREEK - Gorgeous lotlocated in the established community of SipseyPines. Freshly cleared and you can literally driveright down to the water's edge. Solid rock shore-line dropping off into emerald green water. Over170ft of WF, you will have plenty of space betweenneighbors. Subdivision has boat launch access forresidents, paved roads and just outside the townof Arley. $169,900. Text P527026 to 85377

#6602 - 'THE RETREAT' - The FinalPhase of Hidden Falls! Beautiful views ofThe Bankhead National Forest are thehighlight of this brand new development.This lot totals 2.84 acres m/l with approx161 feet of waterfrontage. Subdivision fea-tures underground utilities, privacy, andconvenience! Additional lots are available.$169,000. Text P527280 to 85377

#6602 - 'THE RETREAT' - The FinalPhase of Hidden Falls! Beautiful views ofThe Bankhead National Forest are thehighlight of this brand new development.This lot totals 1.07 acres m/l with approx106 feet of waterfrontage. Subdivision fea-tures underground utilities, privacy, andconvenience! Additional lots are available.$169,000. Text P527277 to 85377

#6602 - 'THE RETREAT' - The FinalPhase of Hidden Falls! Beautiful views ofThe Bankhead National Forest are thehighlight of this brand new development.This lot totals 1.31 acres m/l with approx101 feet of waterfrontage. Subdivision fea-tures underground utilities, privacy, andconvenience! Additional lots are available.$165,000. Text P527276 to 85377

SMITH LAKE / RYAN CREEK - Large,wooded lot on the Cullman side of the lakeonly minutes from I-65! This lot has about227 feet of WF and 1.6 acres. Located inan established area of nice homes, this is awonderful spot to start building your lake-home. Few lots are located on this side ofthe lake, so make sure to take a look at thisone. $159,900 Text P527095 to 85377

SMITH LAKE / ROCK CREEK - Wooded andprivate! Located on the popular Rock Creek sec-tion of the lake, you will enjoy deep, yr rnd waterand easy access to the town of Arley. Lot hasabout 1.89 acres and 342 ft of WF. With no build-ing restrictions or requirements, you are free tobuild any size structure you like or use an RV,camper or mobile home. Call Today! $159,000Text P527092 to 85377

14-1814 13-247 10-3911-52913-248 12-707#6602- 'THE RETREAT' - The FinalPhase of Hidden Falls! Beautiful views ofThe Bankhead National Forest are thehighlight of this brand new development.This lot totals 1.51 acres m/l with approx125 feet of waterfrontage. Subdivision fea-tures underground utilities, privacy, andconvenience! Additional lots are available.$159,000. Text P527142 to 85377

#6602 - 'THE RETREAT' - The FinalPhase of Hidden Falls! Beautiful views ofThe Bankhead National Forest are thehighlight of this brand new development.This lot totals 1.17 acres m/l with approx101 feet of waterfrontage. Subdivision fea-tures underground utilities, privacy, andconvenience. Additional lots are available.$159,000. Text P527275 to 85377

#6573 - SMITH LAKE / CROOKEDCREEK - Enjoy the private setting of a 3acre lot w/approx 300ft of WF, two creeksand rock formations. Beautiful maturetrees with an abundance of wildlife toenjoy. Located in a quite bay just off themain channel of Crooked Creek.$159,000. Text P527233 to 85377

#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new developmentsituated right in the heart of Smith Lake.Solid stone shoreline and some of thedeepest and clearest water on the entirelake. Views are simply spectacular! Approx196ft of WF w/about 1.34 acres of prop-erty. Perc tested and dock permittable.$157,152. Text P527256 to 85377

#6684 - SMITH LAKE / ROCK CREEK -Brand new development on the mainbody of Rock Creek. Rock shoreline, flatbuilding site, deep emerald green water,boat launch, paved roads, restricted development, underground utilities, the works. Get one today. $155,000. Text P527208 to 85377

#6120 - SMITH LAKE / BRUSHY CREEK - Beau-tiful gently sloping lakefront lot located at ThePeninsula, a gated community on the Brushy Creeksection of the lake. Subdivision has undergroundutilities, a gated entrance and boat launch for theresidents. Slope is gentle, the water is deep and theview is great! Everything you could ask for in a WFproperty. No time limit on construction. Approx 240ftWF. $150,000. Text P548774 to 85377

13-108 15-141 15-89914-6712-441 14-125SMITH LAKE / BULL BRANCH -Gen-tle sloping lot in the new Paradise PointSD. You can literally drive a vehicle di-rectly to the boathouse! No steep stepshere! Lot is cleared and ready to buildon. Covered boathouse is included andsits in year round water. Call Today!$149,900 Text P528809 to 85377

#6052 - SMITH LAKE / ROCK CREEK -Beautiful DEEP water lot. Enjoy crystalclear water, a gorgeous solid rock shorelineand long range views from this lot. Lot hasapprox 170+ft of deep waterfront. Locatedin Lakefront Landing, a small quaint com-munity near Bailey's Bridge. Homes are al-ready constructed on both sides of the lot.$149,900. Text P528814 to 85377

SMITH LAKE / MAIN CHANNEL - Beautifulwaterfront lot located just minutes from theGood Hope Exit (304). Live and play on thelake and work in Birmingham or Cullman. Aperfect lot for commuters. Situated on one ofthe widest sections of the entire lake, youhave views for miles. Just a few steps to thewater make this a great lot for all ages. CallToday. $149,900 Text P527018 to 85377

SMITH LAKE / RYAN CREEK - One ofthe few lots located off a main highway.This lot adjoins CR222 which is a main ac-cess road to Smith Lake. Lot has yearround water, a rock shoreline and flatbuilding site. The views are spectacular.Few lots of this nature are available on thelake. $149,900 Text P548778 to 85377

SMITH LAKE / MAIN CHANNEL - Prime lot inthe exclusive gated community called Bluewa-ter Pointe. Just a short drive from Bham orJasper, you are conveniently located near allamenities. Perfect spot to build your dreamlakehome. With about 1.5 acres and close to200ft WF, you will have all of the privacy youneed. Approved 7for a dbl slip BD and has yrrnd water. $149,900 Text P703142 to 85377

SMITH LAKE / MAIN CHANNEL - Fivelake lots for the price of most single lots!The owners of this property have itpriced to move quickly. What a buy!These consecutive lots would make awonderful home place or sell them sep-arately in the future. Wooded and pri-vate. $149,900 Text P663877 to 85377

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SMITH LAKE / BRUSHY CREEK - The best of thebest! It does not get much better than this. Thiswaterfront lot has no steps to yr rnd water and in-cludes a swim pier. A larger dock can be permittedthrough APCO. Located in the Emerald Pointe de-velopment, a small community of only 5 lots. Newhomes are on both sides of this lot, so you willhave no questions as to what your neighbor willbuild. $149,900 Text P527078 to 85377

SMITH LAKE / ROCK CREEK -Wooded lot on the main channel ofRock Creek. A solid rock shorelinedrops off into emerald green yearround water. Located just minutes fromRock Creek Marina for fuel and boatlaunching. The view is spectacular.$149,900 Text P527308 to 85377

SMITH LAKE / BRUSHY CREEK -Unique lot w/huge rock formations on theback side of the property. What a perfectspot to build your dream home. Views arespectacular as you look out over the widewater. Located in The Peninsula, a gatedcommunity w/paved roads, boat launchand protective covenants. Call today.$149,900 Text P527292 to 85377

#6131 - SMITH LAKE / CLEAR CREEK -Deep water lot across from the gorgeousWilliam Bankhead National Forest, locatedat The Retreat at Hidden Falls. Enjoy beau-tiful wooded views as you look down thelake. Lot is about 1.61 acres w/over 100' WF.Located only about 1 hour from Bham and15 min from the town of Jasper. $149,900Text P527285 to 85377

#6132 - SMITH LAKE / CLEAR CREEK - Deepwater lot w/gorgeous rock shoreline located di-rectly across from The Bankhead National For-est at Hidden Falls. Views are simply pristine asyou look out over the beautiful water. This com-munity is restricted w/covenants to protect yoursurroundings. This phase has a security gate,playground and covered dock for day use by res-idents. $149,900 Text P527286 to 85377

#6130 - SMITH LAKE / MAIN CHANNEL - Gor-geous deep water lot facing the main channel.Enjoy the views, solid rock shoreline and yr rndwater while being in a nice protected cove. Verylittle boat traffic and wind will effect this area. Lo-cated in Lakeshore West, an established com-munity on the Cullman side. Lot is ready to buildand has been approved for a dbl slip BD.$149,750 Text P527284 to 85377

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SMITH LAKE / ROCK CREEK - Woodedacreage on Smith Lake. Approximately 2acres of gorgeous, unspoiled property onthe main channel of Rock Creek. Withabout 293 ft of WF, you will definitely havethe space and privacy everyone is lookingfor. Located just outside the town of Arleyand only 1 min to a boat launch. Call Today!$149,000 Text P527307 to 85377

Visit www.JustinDyar.com For New Listings, Photos and Smith Lake Information!

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CLEAR CREEK - Wooded, deep water lot lo-cated directly across from The Bankhead Na-tional Forest. Enjoy serene unspoiled views, asolid rock shoreline and yr rnd water. Locatedin Hidden Falls subdivision, a community withprotective covenants, underground utilities,paved roads and a security gate. Only about 1hr from Bham and 15 min into the town ofJasper. $147,900 Text P527144 to 85377

13-252 12-704 14-1073#6602 - 'THE RETREAT' - The FinalPhase of Hidden Falls! Beautiful views ofThe Bankhead National Forest are thehighlight of this brand new development.This lot totals 1.22 acres m/l with approx113 feet of waterfrontage. Subdivision fea-tures underground utilities, privacy, andconvenience! Additional lots are available.$179,000. Text P527281 to 85377

#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new developmentsituated right in the heart of Smith Lake.Solid stone shoreline and some of thedeepest and clearest water on the entirelake. Views are simply spectacular! Approx221ft of WF w/about 1.76 acres of prop-erty. Perc tested and dock permittable.$177,024. Text P527255 to 85377

SMITH LAKE / RYAN CREEK - Acreagenear I-65. Priced aggressively to sellquickly. Almost unheard of for the priceon the lake. Located in a quiet bay, in-sight of the main channel. Multiple build-ing sites w/endless opportunities. Withover 400ft of WF, you have adequatespace between neighbors. Call Today!$175,000 Text P551161 to 85377

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#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new developmentsituated right in the heart of Smith Lake.Solid stone shoreline and some of thedeepest and clearest water on the entirelake. Views are simply spectacular! Approx118ft of WF w/about 1.81 acres of prop-erty. Perc tested and dock permittable.$145,080. Text P527254 to 85377

SMITH LAKE / RYAN CREEK - SmithLake acreage for sale! Big view on oneof the widest sections of the lake. Non-restricted property, so build anythingyou choose or use a camper or RV.Boat launch access and utilities areavailable. Call today! $140,000 TextP527264 to 85377

SMITH LAKE / MAIN CHANNEL - Beautifuldeep water lot ready to build on. You can drivea vehicle right up to the BD walkway as this lothas a very level terrain to the water. Huge dblslip dock w/upper sundeck. This is one of thelargest type docks you can install on the lake.Located in Lakeshore East, a restricted com-munity located directly off Hwy 278 for easy ac-cess. $139,900. Text P527293 to 85377

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SMITH LAKE/MAIN CHANNEL - Woodedlot on the Cullman County side of the lake.Conveniently located near Ryan Creek Ma-rina for gas and boat launching. Lot istucked away in a private cove with a view ofthe main channel. Located in Bluewater Es-tates, an established community with manyyear round residents. Call today. $138,000Text P548775 to 85377

13-1467 10-1415 14-1360#6532 - SMITH LAKE / RYAN CREEK -Wooded 1.2 acre lot on the Cullman side ofSmith Lake! Located near Ryan Creek Ma-rina, this lot is easily accessible with pavedroads to the property. Enjoy beautiful longrange water views and scenic rock forma-tions along the shoreline. Building site islevel to the road. Utilities are in place.$137,000. Text P527199 to 85377

SMITH LAKE / DISMAL CREEK -Grand Banks Subdivision on SmithLake! Big Views, gentle slopes andyear round water. Located just out-side of the town of Arley for gro-ceries and gas. Dock permittableand ready to build. Call Today!$135,900 Text P527162 to 85377

SMITH LAKE / ROCK CREEK - Great sun-set views from this waterfront lot. Enjoy agentle slope to the water and communityboat launch. Located in Rolling Hills Es-tates, an established community of only 17lots in the midst of gorgeous rolling pasture.Boat dock permittable through APCO. CallToday! $135,000 Text P637993 to 85377

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SMITH LAKE - RYAN CREEK -Woodedlot on the popular Ryan Creek Section ofthe lake known for natural beauty, quitecoves, and rock formations. This lot hasabout 150 feet of waterfront with a solidrock shoreline dropping straight off intoemerald green deep water. Adjoiningparcel is available as well. $134,000.Text P535536 to 85377

SMITH LAKE / DISMAL CREEK -Grand Banks Subdivision on SmithLake! Big Views, gentle slopes andyear round water. Located just out-side of the town of Arley for gro-ceries and gas. Dock permittableand ready to build. Call Today!$129,900 Text P527118 to 85377

SMITH LAKE / MAIN CHANNEL -Wooded lot with over 2 acres located ina quite cove in sight of the main channelof the lake. Enjoy the privacy and calmwater while enjoying the big views. Lo-cated in Bluewater Estates, an estab-lished community on the Cullman sideof Smith Lake. Call today. $129,900Text P548777 to 85377

ARLEY - Approx 68 acres of pasture andwoods located just minutes from Smith Lake.This parcel has two access points from eitherCR22 or CR214. Located just minutes from thetown of Arley & a boat launch. This acreagewould make a great home site or hunting prop-erty. On the property is a stocked pond, barns& a storm shelter. Timber rights do not convey$11 9,900. Text P527063 to 85377

SMITH LAKE / MAIN CHANNEL - Beautiful wa-terfront lot located in Stoney Pointe Landing Sub-division. Lot is wooded with a gentle slope to thewater. Located in a cove just in sight of the mainchannel. Natural rock shoreline with 177+/- feetof waterfront. Water is year round. Subdivision isgated with many year round residents, commonarea, beach area, boat launch and boat storage.$129,000 Text P661658 to 85377

SMITH LAKE / DISMAL CREEK -Grand Banks Subdivision on SmithLake! Big Views, gentle slopes andyear round water. Located just out-side of the town of Arley for gro-ceries and gas. Dock permittableand ready to build. Call Today!$125,900 Text P527087 to 85377

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14-1366 15-40614-135814-1359 12-1741SMITH LAKE / DISMAL CREEK -Grand Banks Subdivision on SmithLake! Big Views, gentle slopes andyear round water. Located just out-side of the town of Arley for gro-ceries and gas. Dock permittableand ready to build. Call Today!$125,900 Text P527076 to 85377

SMITH LAKE / DISMAL CREEK -Grand Banks Subdivision on SmithLake! Big Views, gentle slopes andyear round water. Located just out-side of the town of Arley for gro-ceries and gas. Dock permittableand ready to build. Call Today!$125,900 Text P527136 to 85377

SMITH LAKE / DISMAL CREEK -Grand Banks Subdivision on SmithLake! Big Views, gentle slopes andyear round water. Located just out-side of the town of Arley for gro-ceries and gas. Dock permittableand ready to build. Call Today!$125,900 Text P527170 to 85377

#6116 - SMITH LAKE / ROCK CREEK - Largelot with a gorgeous view of Rock Creek. Thislot has been recently cleared and is ready forconstruction. Located in Rock Creek Penin-sula, a small community with rustic style cot-tages throughout the development. Approx 1acre with flat building site. The owners of thislot have it priced aggressively for quick sale.$125,000 Text P527245 to 85377

SMITH LAKE / BEAR BRANCH - Deep waterlot w/gentle slope to the water and a solid rockshoreline. Located at Bear Branch Cove SD.Bear Branch is a gorgeous deep water covejust inside the main channel of the lake. Enjoyemerald green water and peaceful surround-ings with low boat traffic and wind. Lot hasabout 142ft of WF and has about 1 acre ofproperty. $125,000 Text P591049 to 85377

SMITH LAKE / MAIN CHANNEL - Gen-tle sloping lot in the exclusive Preservesubdivision on the Walker County side ofthe lake. Located in a big slough just offthe main channel. It does not get anymore convenient than this! Located on apaved road with year round residents.$125,000 Text P663879 to 85377

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15-749 11-124215-86715-796 12-685SMITH LAKE / MAIN CHANNEL -Waterfront lot located in the exclu-sive Preserve subdivision on theWalker County side of the lake. Lo-cated in a big slough just off the mainchannel. Enjoy protective covenants,paved roads and a quiet cove.$125,000 Text P663880 to 85377

SMITH LAKE / MAIN CHANNEL -Amazing rock formations on this lot. Theshoreline is solid rock. Lot is located inSipsey Overlook near The BankheadNational Forest. Subdivision has pavedroads, restrictive covenants and won-derful privacy factor. Call today!$125,000 Text P679586 to 85377

SMITH LAKE / MAIN CHANNEL - Ag-gressively priced lake lot in the estab-lished Bear Pen Cove Subdivision. Enjoywonderful, peaceful surroundings whileenjoying the main body views. With agentle slope and approximately 360ft ofwaterfront, this could be it! Call Today.$125,000 Text P694633 to 85377

#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new developmentsituated right in the heart of Smith Lake.Solid stone shoreline and some of thedeepest and clearest water on the entirelake. Views are simply spectacular! Approx152ft of WF w/about 1.38 acres of property.Perc tested and dock permittable.$122,144. Text P527253 to 85377

#6596 - SMITH LAKE / MAIN SIPSEY- Enjoy a beautiful sunset view fromthis gentle sloping lot. Located inSipsey Oaks, an established commu-nity just outside the town of Arley. Lot issituated in a private cove just off themain channel. Enjoy the views, butalso the peace and quite of the cove.$119,900. Text P527227 to 85377

SMITH LAKE / DISMAL CREEK -Grand Banks Subdivision on SmithLake! Big Views, gentle slopes andyear round water. Located just out-side of the town of Arley for gro-ceries and gas. Dock permittableand ready to build. Call Today!$119,900 Text P527073 to 85377

14-1354 14-1363 13-24614-91514-525 07-1188SMITH LAKE / DISMAL CREEK -Grand Banks Subdivision on SmithLake! Big Views, gentle slopes andyear round water. Located just out-side of the town of Arley for gro-ceries and gas. Dock permittableand ready to build. Call Today!$119,900 Text P527117 to 85377

SMITH LAKE / MAIN CHANNEL - Gently slopinglot in well established community, South Pointe.Located at the end of a cul-de-sac, so no traffic.Situated in a private cove, you will enjoy the waterviews, but not have the boat traffic and wind. Boat-dock in place, only about 1 hour to Bham andmany yr rnd residents. Community includes tenniscourt, park area, protective covenants and pavedroads. $119,900. Text P527022 to 85377

SMITH LAKE - Non restricted lotw/rock shoreline and emerald greenwater. Lot has been recently surveyedand underbrush cleared. It is ready forbuilding. If you are not ready to build,bring in an RV or camper until you areready. Call Today! $119,900 TextP527085 to 85377

#6639 - SMITH LAKE / BEARBRANCH - This lot is nestled around aprivate cove of the lake and is part of afamous swimming hole. Views of emer-ald green waters and natural rockshoreline. Restricted development withnew homes being built in the area.$119,000. Text P527192 to 85377

#6602 - 'THE RETREAT' - The FinalPhase of Hidden Falls! Beautiful views ofThe Bankhead National Forest are thehighlight of this brand new development.This lot totals 2.6 acres m/l with approx205 feet of waterfrontage. Subdivision fea-tures underground utilities, privacy, andconvenience! Additional lots available.$119,000 Text P527272 to 85377

#6110-SMITH LAKE / RYAN CREEK -Gorgeous wooded lot w/a spectacular wideview of the lake. Enjoy the pristine crystalclear waters on one of the deepest sectionsof the entire lake. Underbrush has beenfreshly cleared. Located in The Bluffs atBrushy Pond, a small SD only about 20 minfrom I-65 on the Cullman side. $119,000Text P527244 to 85377

12-1599 14-1102 14-135315-90513-973 08-47SMITH LAKE - ROCK CREEK -Ap-prox 2 Acre lot on wide section ofSmith Lake. Over 200 feet of yearround waterfront. Wooded with nicebuilding site. Located in restrictedsubdivision with nice homes in area.$119,000. Text P527096 to 85377

SMITH LAKE / MAIN CHANNEL - Woodeddeep water lot located in Eagle Pointe Landing,a restricted community on the Western side ofthe lake. Enjoy pristine, unspoiled views andbeautiful water. Across the lake from TheBankhead National Forest. City water, pavedroads and a boat launch for residents. PRICEDBELOW ASSESSED VALUE FOR QUICKSALE! $119,000 Text P527304 to 85377

SMITH LAKE / RYAN CREEK -Non restricted waterfront lot onSmith Lake! Located on the Cull-man side of the lake with easy ac-cess from I-65. Enjoy wide bodyviews while being tucked away in aprivate cove. Call Today! $119,000Text P703145 to 85377

#6720 - SMITH LAKE / BEARBRANCH - Gentle sloping lot in arestricted subdivision. Beautifulrock shoreline with over 130 feet ofwaterfront. $117,500. MAKEOFFER! Text P527194 to 85377

SMITH LAKE / DISMAL CREEK -Grand Banks Subdivision on SmithLake! Big Views, gentle slopes andyear round water. Located just out-side of the town of Arley for gro-ceries and gas. Dock permittableand ready to build. Call Today!$115,900 Text P527113 to 85377

Visit www.JustinDyar.com For New Listings, Photos and Smith Lake Information!

SMITH LAKE / DISMAL CREEK -Grand Banks Subdivision on SmithLake! Big Views, gentle slopes andyear round water. Located just out-side of the town of Arley for gro-ceries and gas. Dock permittableand ready to build. Call Today!$135,900 Text P527027 to 85377

SMITH LAKE / ROCK CREEK - Verynice development on the ever so popu-lar Rock Creek. Views for miles up themain channel. This development hasonly 10 lots, so this is a small quaintcommunity. Restrictions are in place,however an RV or camper will be al-lowed while you are building. $135,000.Call today! Text P527138 to 85377

SMITH LAKE / ROCK CREEK - Verynice development on the ever so popu-lar Rock Creek. Views for miles up themain channel. This development hasonly 10 lots, so this is a small quaintcommunity. Restrictions are in place,however an RV or camper will be al-lowed while you are building. $135,000.Call today! Text P527263 to 85377

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#6896 - SMITH LAKE / EDGEWATERPOINT - Beautiful wooded lot on the mainchannel. Nice rock shoreline and deepwater year round. Building site is level andunderbrush has been cleared. Views aregreat! Entrance to the development goesthrough The Bankhead National Forest.$115,000. Text P527197 to 85377

10-137 13-652 14-121113-144813-193 14-1356SMITH LAKE / MAIN CHANNEL - Wooded lotlocated in one of the most exclusive develop-ments on the lake, Blue Water Pointe. Conve-niently located near the town of Jasper and onlyabout 1 hr from Bham. Established communityand growing. Paved roads, gated entrance andvery well kept grounds. Many owners live in theSD yr round and more homes are under con-struction. $109,900 Text P527299 to 85377

#6127 - SMITH LAKE / LITTLE DIS-MAL CREEK - If you are looking fora gently sloping waterfront lot, this isit! Over 150 ft WF totaling .92 acreson Little Dismal Creek of Smith Lake.Very easy road access to this subdi-vision. BD approval through APCO.$109,900 Text P527300 to 85377

SMITH LAKE - One of the largest lots in thesubdivision. Lot #3 at Winding Creek hasabout 1 acre and 262 feet of WF. Located ina quiet cove just a short distance from themain channel. Lot is wooded, has a rockshoreline and restrictive covenants to pro-tect your investment. Conveniently located10 minutes from Duncan Bridge Marina. Calltoday! $109,900 Text P527279 to 85377

SMITH LAKE / DISMAL CREEK -Grand Banks Subdivision on SmithLake! Big Views, gentle slopes andyear round water. Located just out-side of the town of Arley for gro-ceries and gas. Dock permittableand ready to build. Call Today!$109,900 Text P527099 to 85377

SMITH LAKE / ROCK CREEK - ''Big Views''from the building site of this lot located onthe desirable Rock Creek section of the lake.Enjoy a gentle slope to the water with ap-proximately 160 feet of waterfront. Yearround water. Lot is located in a small com-munity consisting of only 10 waterfront lots.$109,900 Text P527119 to 85377

SMITH LAKE / RYAN CREEK - Approx 2acre lot on the Cullman side of the lake nearI-65. Lot has about 189 ft of WF. Located ona paved road with easy access making yearround living easy. Very few properties areavailable on this side of Smith Lake. Dockapproved by Alabama Power Company. CallToday! $109,000 Text P527094 to 85377

14-1813 12-1399 15-69010-60815-458 12-687#6107 - SMITH LAKE / RYANCREEK - Nice gentle sloping lot in theBear Pen Cove Subdivision. Enjoycrystal clear water and a rock shore-line. This subdivision has pavedroads, covenants and new homesunder construction. $109,000. TextP527242 to 85377

SMITH LAKE / RYAN CREEK - Aggres-sively priced waterfront lot. Approx 1.3acres with 110+/-feet of waterfront. Lo-cated in Lake Sunset Estates, a smallcommunity near Ryan Creek Marina. Lotis wooded and has plenty of space tobuild your dream lakefront getaway. CallToday! $109,000 Text P605204 to 85377

#6997 - SMITH LAKE / THE BLUFFS ATBRUSHY POND - This spectacular lothas rock formations all along the shore-line. The water is deep and crystal clear.Located near Ryan Creek Marina for boatlaunching and gas. New homes havebeen built in this development recently.$105,000. Text P527223 to 85377

#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new developmentsituated right in the heart of Smith Lake.Solid stone shoreline and some of thedeepest and clearest water on the entirelake. Views are simply spectacular! Approx130ft of WF w/about .95 acres of property.Perc tested and dock permittable.$104,024. Text P527252 to 85377

CROOKED CREEK -Wooded, deep water lotconveniently located on the Cullman side ofthe lake. Paved road access and utilities are inplace at the road. Lot has a gentle slope to thewater's edge with a solid rock shoreline. Theviews are great and the water is yr rnd. Nobuilding restrictions, so you are free to buildany size cabin or even use an RV or camper.$104,000 Text P654042 to 85377

SMITH LAKE / BRUSHY CREEK -Waterfront lot located in Laurelwood, asecurity gated community. Lot has agentle approach to the water and niceviews of the lake. This community hasprotective covenants, paved roads andseveral year round residents. $99,900.Text P527125 to 85377

14-330 14-297 14-9414-205514-2057 14-1922SMITH LAKE / MAIN CHANNEL - Aggressivelypriced lake property for quick sale. Parcel is Lot22 and half of Lot 23 of The Pine Ridge Devel-opment. Totaling about 204ft of WF and 1.46+/-acres. Great combination for privacy and stellarlake views. Nice rock shoreline drops off intoemerald green water and the views are spec-tacular. Located on a paved road in a restrictedcommunity. $99,900. Text P527150 to 85377

SMITH LAKE / BEAR BRANCH - Solid rockshoreline and year round water for under100k! The owners of this lot have it priced tosell! Located just outside the town of Arley inBear Branch, a popular deep water cove justinside the main channel. With over 280 feetof waterfront, you truly have a nice point lot.Enjoy the beautiful water without boat traffic.Call Today. $99,900 Text P527130 to 85377

SMITH LAKE / PIGEON ROOST CREEK - Yearround water lot w/a swim pier (larger dock permit-ted) and deck overlook already in place. Locatedon the popular Pigeon Roost Creek area just min-utes from Ryan Creek Marina. A driveway iscleared to the building site so you are ready to go.Paved roads to the property make this a wonder-ful vacation destination or year round home site.$99,900 Text P527160 to 85377

SMITH LAKE / DISMAL CREEK - Ag-gressively priced lake lot in LongviewLanding Subdivision. Enjoy the convenientlocation just outside the town of Arley. Lotis wooded and has natural rock formationson the lakeside. Over 160ft of yr rnd waterand about 2 acres of land. Plenty of spacebetween the neighbors. Call Today!$99,900 Text P527309 to 85377

SMITH LAKE / HIDDEN FALLSPHASE I - Lake lot in the desirable Hid-den Falls Subdivision on Clear Creek.Awesome location convenient to allamenities in Jasper. Restricted subdivi-sion with common area, gated entrance,paved roads and underground utilities.$99,900 Text P527084 to 85377

SMITH LAKE / CLEAR CREEK - Wa-terfront lot in the desirable Hidden FallsSubdivision on Clear Creek. Awesomelocation convenient to all amenities inJasper. Lot has 99 feet m/l of water-frontage and totals .47 acres m/l. Re-stricted subdivision with common area,gated entrance and underground utili-ties. $99,900 Text P527024 to 85377

14-95 13-2071 13-50914-10011-686 13-1614SMITH LAKE / RYAN CREEK - GorgeousDEEP water lot on the main channel located inRocky Springs, one of the hottest communitieson the lake. Many new homes are under con-struction. Enjoy the long range views of lgopen water. Water is crystal clear w/depths ofover 200ft just a few ft from this lot. Pavedroads, underground utilities and dock ap-proved. $99,900 Text P527271 to 85377

#6582 - SMITH LAKE / RYAN CREEK -Enjoy privacy, serenity and conveniencewith this wooded lakefront lot. Underbrushhas recently been cleared. New homes inthe area. The Bluffs at Brushy Pond is asmall quaint community near a marina.Water is deep and clear yr rnd. Only aboutone hour to Bham or Huntsville. $99,900.Text P527235 to 85377

SMITH LAKE / CLEAR CREEK - Lots 65,66 and 67 are being offered at one greatprice..$99,900!! This is a wonderful opportu-nity to own lakefront property. These lotstotal 445+/- ft of waterfront and 3.35+/-acres. Located just off the main channel in aquiet cove with views of The Bankhead Na-tional Forest. Call Today for further informa-tion. $99,900 Text P527115 to 85377

SMITH LAKE / MAIN CHANNEL -Lake lot located in Stoney Pointe Land-ing. Gated community, boat launch,beach area, restrictive covenants andpaved roads. Lot has a gentle slope tothe water, nice sandy shoreline andwooded terrain. Call today! $99,900.Text P527283 to 85377

SMITH LAKE / MAIN CHANNEL - Three proper-ties totaling about 3 acres of land w/WF. Locatedin Bluewater Estates, an established communityon the Cullman side. Land includes Lot 13, 60 and61. This property includes one WF lot & two waterview lots. The three combined total approx 3acres. Limitless possibilities. Build a WF home onthe lakeside and build a guest cottage on thewater view side. $99,900 Text P527295 to 85377

#6106-SMITH LAKE / RYAN CREEK -Gentle sloping WF lot located in BearPen Subdivision, a new subdivisionjust up from the Smith Lake Dam. Thisarea of the lake is known for the ex-ceptionally clear emerald green water.$99,000. Text P527241 to 85377

12-1398 12-678 12-71412-68212-680 12-683#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new develop-ment situated right in the heart of SmithLake. Solid stone shoreline and some ofthe deepest and clearest water on the en-tire lake. Views are simply spectacular!Approx 110ft of WF w/about .41 acres ofproperty. Perc tested and dock permit-table. $99,000. Text P527248 to 85377

#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new develop-ment situated right in the heart of SmithLake. Solid stone shoreline and some ofthe deepest and clearest water on the en-tire lake. Views are simply spectacular!Approx 110ft of WF w/about .54 acres ofproperty. Perc tested and dock permit-table. $99,000. Text P527249 to 85377

#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new develop-ment situated right in the heart of SmithLake. Solid stone shoreline and some ofthe deepest and clearest water on the en-tire lake. Views are simply spectacular!Approx 109ft of WF w/about .58 acres ofproperty. Perc tested and dock permit-table. $99,000. Text P527250 to 85377

#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new develop-ment situated right in the heart of SmithLake. Solid stone shoreline and some ofthe deepest and clearest water on the en-tire lake. Views are simply spectacular!Approx 110ft of WF w/about .68 acres ofproperty. Perc tested and dock permit-table. $99,000. Text P527251 to 85377

#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new develop-ment situated right in the heart of SmithLake. Solid stone shoreline and some ofthe deepest and clearest water on the en-tire lake. Views are simply spectacular!Approx 109ft of WF w/about .59 acres ofproperty. Perc tested and dock permit-table. $99,000. Text P527262 to 85377

#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new develop-ment situated right in the heart of SmithLake. Solid stone shoreline and some ofthe deepest and clearest water on the en-tire lake. Views are simply spectacular!Approx 115ft of WF w/about .7 acres ofproperty. Perc tested and dock permit-table. $99,000. Text P527257 to 85377

12-709 12-710 10-38812-71112-713 07-376#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new develop-ment situated right in the heart of SmithLake. Solid stone shoreline and some ofthe deepest and clearest water on the en-tire lake. Views are simply spectacular!Approx 123ft of WF w/about .64 acres ofproperty. Perc tested and dock permit-table. $99,000. Text P527258 to 85377

#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new develop-ment situated right in the heart of SmithLake. Solid stone shoreline and some ofthe deepest and clearest water on the en-tire lake. Views are simply spectacular!Approx 119ft of WF w/about .66 acres ofproperty. Perc tested and dock permit-table. $99,000. Text P527259 to 85377

#6058 - SMITH LAKE / RYAN CREEK -Rocky Springs, a brand new develop-ment situated right in the heart of SmithLake. Solid stone shoreline and some ofthe deepest and clearest water on the en-tire lake. Views are simply spectacular!Approx 121ft of WF w/about .57 acres ofproperty. Perc tested and dock permit-table. $99,000. Text P527260 to 85377

#6594 - GENTLY SLOPING LAKE-FRONT LOT in a private section of SmithLake. No steps are needed to the water!This lot has approx 122 feet of water-frontage on 1 acre m/l. Restricted devel-opment to 1700 sq ft homes. Many newhomes going up in the area. $99,000.Text P527191 to 85377

#6988 - SMITH LAKE / RYAN CREEK -Wooded lot in subdivision of The Bluffs atBrushy Pond with a beautiful rock shorelinedropping off into deep water. This lot has aflat building site and is situated in a cove justoff the main channel of the water. This areais easily accessible from I65 at Exit 299. Newhomes and cottages have been built in thisarea. $99,000. Text P527206 to 85377

Visit www.JustinDyar.com For New Listings, Photos and Smith Lake Information!

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#6025 - SMITH LAKE / RYAN CREEK- DEEP water lot on the Cullman side ofthe lake. Located in the Forrest LakeSubdivision which is an establishedarea on Ryan Creek. Year round resi-dents are located on both sides of thislot. Paved roads, DSL and a great view.Very few lots are available in this area.$99,000. Text P527229 to 85377

11-445 11-169 08-160614-141311-377 15-906#6554 - SMITH LAKE / BLUEWATERPOINTE - Wooded lot located in one ofSmith Lake's most exclusive gated com-munities. This development is in site of theLewis Smith Lake dam and is only about 1hour from Bham. Development has re-strictive covenants, paved roads and a se-curity gate. Priced below tax assessment.$99,000. Text P527231 to 85377

#6564 - SMITH LAKE / BEAR BRANCH -One of the best lots in Olivia Shores,wooded w/a gentle approach to the water.Water in this area is calm, making a greatswimming spot. Very little boat traffic. Lothas a rock shoreline, nice building site,paved roads, water & power available. Re-stricted area w/nice homes around. BD per-mittable. $99,000. Text P527169 to 85377

SMITH LAKE / MAIN CHANNEL -Wooded lot on the main channel in sightof Duncan Bridge. Located only about 1hour from Bham and 15 minutes fromthe town of Jasper. Situated in an es-tablished area of nice homes and manyyear round residents. Call Today!$99,000 Text P527091 to 85377

SMITH LAKE / MAIN CHANNEL - Bigviews from this gentle sloping lot in theStillwater Cove Subdivision on SmithLake! Enjoy a gentle slope to the waterwith big, open views. Call Today!$99,000 Text P703146 to 85377

#6852 - SMITH LAKE / THE PENIN-SULA - Build your new lake getawayon this great lot with 116 m/l feet of wa-terfront and approximately .90 of anacre. Gated entrance, undergroundutilities and restrictive covenants toprotect your investments. $95,000.Text P527193 to 85377

SMITH LAKE / ROCK CREEK -Wooded peninsula type lot, yr rnd water,located in Rock Creek Peninsula. Smallcommunity located just outside the townof Arley. Many new homes and yearround residents. Lot is about 1 acre insize with 139+/- feet of year round wa-terfront. Adjacent to Bankhead NationalForest! $94,000. Text P527114 to 85377

14-128 10-1904 12-122714-205613-899 14-1412#6547 - SMITH LAKE / CLEAR CREEK -This gorgeous lot sits directly across fromThe Bankhead National Forest and has asolid rock shoreline. Views across the waterare unspoiled. This section of forest land isthe largest on the entire lake. Clear Creekis known for it's long stretches of woodsand waterfalls. Lot fronts 2 cul-de-sacs.$92,000. Text P527204 to 85377

SMITH LAKE / RYAN CREEK -Wooded lot lo-cated in Bluewater Estates, a restricted com-munity on the Cullman side not far from I-65.Lot is situated in a nice private cove just insidethe main channel. You are protected from windand boat traffic by a lg island. Roads are pavedto the property, utilities are in place and thecommunity is well established. Take a looktoday! $89,900 Text P527302 to 85377

SMITH LAKE / MAIN CHANNEL - Gen-tle sloping waterfront lot with great views!Located in the popular Lakeshore WestSubdivision. Lot 129 is located in a pri-vate bay with views of the open water.Lakeshore West is considered by most tobe one of the most exclusive and desiredcommunities on the entire lake. CallToday! $89,900 Text P527312 to 85377

SMITH LAKE / MAIN CHANNEL -Wooded lot on the main channel of pop-ular Ryan Creek. Situated in ClearwaterCoves, an established subdivisionw/protective covenants, paved roadsand several yr rnd residents. Extremelydesirable w/some of the most uniquehomes being built currently. Call Today!$89,900 Text P527067 to 85377

#6070 - SMITH LAKE / DISMAL CREEK - Gentlesloping lot near the town of Jasper, Arley andCurry. Situated in a quiet cove just around the cor-ner from the main channel. Lot is a very privatespot to build a great weekender or full time home.Solid rock shoreline, water is crystal clear and lotsof hardwoods on the property. Located just 5 minsfrom Duncan Bridge Marina for boat launching andgas. $89,000 Text P527240 to 85377

#6895 - SMITH LAKE / EDGEWATERPOINT -Great wooded lot with gentle slopeto the water. Underbrush cleared and manynew homes being built. The Bankhead Na-tional Forest is located near this dev. andentrance road goes right through this beau-tiful section of natural forest land. Locatedon a private cove right off the main chan-nel. $84,900. Text P527198 to 85377

10-136 12-1432 14-61813-152112-764 14-616#6033 - SMITH LAKE / MAIN CHANNEL- Gentle sloping lot in a gated communitycalled Stoney Point. Lot is ready to buildon w/a new perc test and survey. Specialfeature of this lot is a rock cave w/a wetweather waterfall. Lot is priced over50,000 below the tax appraisal. Many yrrnd residents are in this development.$83,323. Text P527243 to 85377

#6060 - SMITH LAKE / BEAR BRANCH- Aggressively priced lakefront lot inOlivia Shores SD. Owners have pricedlot $20,000 below the assessed value forquick sale. Restrictive covenants, pavedroads and located just outside the townof Arley. Located in Bear Branch, a quitecove just off the main channel. $79,900.Text P527265 to 85377

SMITH LAKE / MAIN CHANNEL - Non-restricted lot on the main channel ofSmith Lake across from Smith LakePark. Lot has a wide view of the lakeand has paved roads to the property.With no building restrictions, you arefree to build any size home you like oruse an RVC/Camper. Call Today!$79,900 Text P527168 to 85377

SMITH LAKE / BUTLER BRANCH -Two lots totaling about 222 feet of wa-terfront combined. Buy them, sell one,keep the other. Or, build in the centerto create a private retreat. Thesewooded lots have a very gentle ap-proach to the water and are locatedjust minutes from the town of Arley.$79,900. Text P527317 to 85377

SMITH LAKE / ROCK CREEK - Woodedlake lot on the popular Rock Creek area ofSmith Lkae. Lot is wooded with approxi-mately 170 feet of waterfront. Located nearRock Creek Marina and near the town ofCrane Hill for groceries and supplies. Theassessed value of this lot is well over 100kand the owners have this one priced tomove. $79,900. Text P527053 to 85377

#6872 - SMITH LAKE / BLUE WATERPOINTE - Wooded waterfront lot just up fromthe Dam. This lot looks right out to the mainchannel and has been approved for a boat-house. Conveniently located just off Hwy 69,Exit 299 on I-65. Very popular developmentwith many brand new homes being completedeach year. Homes range from 400k to over1m. $79,000. Text P527195 to 85377

09-60 11-1672 13-165114-176211-1444 13-1355#6036 - SMITH LAKE / WHITE OAKCREEK - Aggressively priced unrestrictedlot. Appraised value over 100,000, but theowners are ready to sell! Approx 2 acresand 360+ ft of WF. Plenty of privacy to buildyour dream home or weekend cottage. Lo-cated on White Oak Creek, an area knownfor smooth clear water and low boat traffic.$79,000. Text P527230 to 85377

#6024 - SMITH LAKE / ROCK CREEK -Deep water on Smith Lake at a bargainprice! The owner of this lot has it priced$20,000 less than the tax assessment!Ready to build, rock shoreline, deep waterand boatdock permittable. No building re-strictions, so perfectly fine for an RV,camper or any size cabin you like.$79,000. Text P527228 to 85377

MAIN SIPSEY - ''Bank Owned'' lot inthe quaint community of LakeshoreEast. Just minutes from the town ofDouble Springs. This subdivision offerspaved roads, restrictive covenants andeasy access off a state highway. Manyhomes are built in this subdivision withseveral others under construction.$77,900 Text P527055 to 85377

SMITH LAKE / MAIN CHANNEL - Private,wooded lot w/no building restrictions. No sqfootage requirements, no architectural review,just start building! Perfect for a camper, RV,small cottage or rustic retreat. Lot located inCamp Corinth Cove. The developers createdthis section of lots w/the idea of coming to thelake and having fun in a atmosphere of woodedprivacy. $69,900 Text P527140 to 85377

SMITH LAKE / ROCK CREEK -Nice deep water lot located withinminutes to a boat launch, groceriesand gas. Lot is ready to build onand has a nice wooded landscape.The shoreline is rock and the wateris yr rnd. Ready to go! $69,900Text P527014 to 85377

SMITH LAKE / CROOKED CREEK -''Un-real'' views from this lot! Lot is ready to buildon, site is cleared, brand new decking hasbeen installed and utilities are in place. Lotis priced to SELL! 2.2 acres with 121 feetof shoreline. Priced $30k under actual ap-praised value. Over 1.5 mile panoramicview. Pre-permitted for a boat dock. CallToday! $69,900. Text P527131 to 85377

14-419 14-798 14-205815-31515-316 10-1492SMITH LAKE / BEAR BRANCH -''BANK OWNED'' lot. This lot has agentle slope to the water with approx.270ft of waterfront and 1.5 acres ofland. Situated in a private cove withlow boat traffic and wind. Located nearthe town of Arley for convenience tostores and gas stations. $69,900 TextP527088 to 85377

SMITH LAKE / ROCK CREEK -Wooded lot on year round water. Lo-cated near the town of Arley for gro-ceries and supplies. Within walkingdistance from a boat launch. Pavedroads to the property. Dock permittablethrough APCO. Call Today! $69,000Text P569815 to 85377

SMITH LAKE / ROCK CREEK - Deepwater lot near the town of Arley. Lot iswooded and has water year round. Lo-cated just minutes from the town ofArley. Paved roads to the property.Dock permittable through APCO. Greatopportunity! Call Today! $69,000 TextP569813 to 85377

#6536 - SMITH LAKE / MAIN SIPSEY- Enjoy lake living in the exclusivegated community of Blue WaterPointe! This lot is reasonably pricedunder 70k. This community is near theSmith Lake Dam and convenient to I-65. $69,000. Text P527200 to 85377

SMITH LAKE / SIPSEY - ''BANKOWNED'' non-restricted waterfront lot.Lot is wooded with a gentle slope tothe water. Perfect spot for a camper,RV or small cabin. Call Today! $65,000Text P527072 to 85377

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DOUBLE SPRINGS / CANE CREEK -''BANK OWNED'' lot on Smith Lake in a quietarea with low boat traffic. This lot is woodedand has a gentle slope to the water with agreat view up the channel. Located just min-utes by water from Lakeshore Marina, foreasy gas fill ups and service. Dock permit-table through APCO. Call Today! $65,000Text P535534 to 85377

14-1817 14-1673 14-71214-12614-420 14-69MAIN CHANNEL - Bank owned lakefront! Located in Lakeshore East Subdi-vision, the only development on the lakelocated off a state highway. Convenientlylocated off Hwy278 from Exit 308 at I-65.Restricted development with pavedroads, restrictive covenants and only min-utes from a marina and grocery store.$63,900 Text P527143 to 85377

SMITH LAKE / MAIN CHANNEL - Twolots sold as one in the exclusive gatedcommunity of Stoney Pointe Landing.Enjoy a gentle slope to the water andgreat view year round. Subdivision hasgated entrance, paved roads, communityboat launch and beach area. $60,000Text P548784 to 85377

SMITH LAKE / MAIN CHANNEL - Rea-sonably priced lot in the exclusive Blue-water Pointe Subdivision. Community haspaved roads, gated entrance and protec-tive covenants. This subdivision has manyyear round residents and multiple homesunder construction. Gorgeous view fromthis lot. $59,900 Text P548779 to 85377

SMITH LAKE / BEAR BRANCH - One of themost unique lots on the lake. Lot is part of an oldswimming hole know by all the lake locals beforethis subdivision was developed. Over 200ft ofsolid rock shoreline winding back in a privatecove with a waterfall. Very gentle slope to thewater. Located in a restricted community calledBear Branch Cove just outside the town of Arley.Call today. $59,900 Text P527015 to 85377

SMITH LAKE / MAIN CHANNEL - Non-restricted lot located near The BankheadNational Forest. Lot has wide views ofthe water and is in a very private areamaking a wonderful place to relax. Fewlots on the lake for this price. A deck hasbeen built overlooking the water.$59,900. Text P527066 to 85377

SMITH LAKE / BRUSHY CREEK -Reasonably priced lot in a wooded,private setting. Located in The Hamp-tons Subdivision, just 5 minutes fromthe town of Arley. Lot is ready to buildon and has been dock approved byAlabama Power. Call Today! $59,900Text P527032 to 85377

14-1621 13-1266 14-9115-31413-1613 15-179SMITH LAKE / BRUSHY CREEK - Deepwater lot under 60k! The owners are readyto let this one go and have priced it ag-gressively for quick sale. Located in TheHamptons, a quaint community just outsidethe town of Arley convenient to all ameni-ties on Smith Lake. This lot is wooded witha great view and rock shoreline. Call today!$59,900 Text P527274 to 85377

SMITH LAKE / MAIN CHANNEL - Greatprice on the deep water lakefront situatedin a private cove just inside the main chan-nel.Lot has access to a community boatlaunch, beach area, pavilion, bath houseand BBQ in the community area. Owner isready to get this one SOLD, so call today!$59,900 Text P527011 to 85377

SMITH LAKE / ROCK CREEK -Wooded deep water lot near the townof Arley. Just minutes into the town forgroceries and supplies. Located withinwalking distance to a boat launch. Dockpermittable through APCO. Call Today!$59,000 Text P569814 to 85377

SMITH LAKE AREA / DOUBLESPRINGS - 40 acres of perfect huntingland just minutes from Smith Lake.Daniels Drive leads directly to a new de-velopment on Smith Lake. This propertyhas a nice road through it and has a se-curity gate. What a great piece of recre-ational property that is priced to sell!$57,900 Text P548785 to 85377

#6766 - SMITH LAKE / ROCK CREEK -Brand new subdivision on Smith Lake of-fering UNRESTRICTED affordable lake-front lots. This lot has approx. 100ft ofwaterfront and is .48 of an acre. This lot isclose to Arley and is perfect for small cab-ins, manufactured homes or campers.$49,900 Text P527013 to 85377

SMITH LAKE / ROCK CREEK - Brandnew subdivision on Smith Lake offeringUNRESTRICTED affordable lakefront lots.This lot has approx. 100ft of waterfrontand is .44 of an acre. This lot is close tothe town of Arley and is perfect for smallcabins, manufactured homes or campers.$49,900 Text P527012 to 85377

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12-862SMITH LAKE / MAIN CHANNEL - Gentlesloping lot located in Stoney Pointe LandingSubdivision. Wooded lot with gentle slope tothe water and situated in a quiet cove just offthe main channel. Community has pavedroads, security gate, boat launch, beach area,restrictive covenants and storage area. In-cludes alum swim dock, ladder, and dock box.$49,900. Text P527049 to 85377

#6066 - SMITH LAKE / WHITE OAKCREEK - Aggressively priced lakefront loton Smith Lake! With approximately 3acres of unrestricted acreage, you willhave plenty of room to build your dreamlakehome or year round residence. Lo-cated on White Oak Creek, a quite sectionof Smith Lake just off the main channel.$49,900. Text P527267 to 85377

SMITH LAKE / BLUEWATER POINTE - ''Moti-vated Seller''! Bring offer! Best price in BluewaterPointe. Priced well below tax appraised value.Great opportunity to own in one of the most pres-tigious communities at Smith Lake. Approx 2acres. Gated community w/easy access to Jasperand I-65, underground utilities and all pavedroads. 128+/- feet waterfront and swim pier per-mittable. Text P527290 to 85377

SMITH LAKE / BRUSHY CREEK - Lot is ready tobuild on & is located at Emerald Valley Estates, arestricted community conveniently located be-tween the towns of Houston & Arley. Located in apopular section just off the main channel. Lot hasa gentle slope to the water, wooded terrain andsandy/rocky shoreline. Many new homes havebeen built and several are under construction. Ap-prox 292ft of WF. $39,900 Text P527296 to 85377

SMITH LAKE / ROCK CREEK - Brandnew subdivision on Smith Lake offeringUNRESTRICTED affordable lakefront lots.This lot has approx. 100ft. waterfront and.68 of an acre. This lot is close to the townof Arley and is perfect for small cabins,manufactured homes or campers. $39,900Text P527017 to 85377

14-93 14-92SMITH LAKE / ROCK CREEK - Brandnew subdivision on Smith Lake offeringUNRESTRICTED affordable lakefront lots.This lot has approx. 107ft. waterfront and.54 of an acre. This lot is close to the townof Arley and is perfect for small cabins,manufactured homes or campers. $39,900Text P527101 to 85377

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SMITH LAKE / DISMAL CREEK -Grand Banks Subdivision on SmithLake! Big Views, gentle slopes andyear round water. Located just out-side of the town of Arley for gro-ceries and gas. Dock permittableand ready to build. Call Today!$29,900 Text P527074 to 85377

SMITH LAKE / BRUSHY CREEK -Enjoy all of Smith Lake for a reason-able price! Lot is located in ThePeninsula, a gated community. Sub-division features paved roads, acommunity boat launch and privatelake for the residents. Call today!$25,000 Text P527297 to 85377

SMITH LAKE / BRUSHY CREEK -Water view and access lot located in ThePeninsula, a community on the mainchannel of the lake. Enjoy all of theamenities of the water without the wa-terfront price. This subdivision has re-strictive covenants, a gated entranceand community boat launch. Call today.$25,000 Text P527149 to 85377

SMITH LAKE / BRUSHY CREEK- Water access lot located in ThePeninsula. This development is es-tablished with paved roads, agated entrance, private lake andboat launch. Call today! $25,000Text P527120 to 85377

SMITH LAKE / BRUSHY CREEK -Bargain priced lot in The Peninsulasubdivision. Enjoy all of the lake with-out the waterfront price. Establishedcommunity with boat launch, privatelake and a gated entrance. Call today!$25,000 Text P527294 to 85377

13-1864 14-1675LAKESHORE EAST - ''BankOwned'' off water lot located inLakeshore East Subdivision. Per taxrecords, this lot is 4 acres in size.Enjoy water views and be just min-utes from a marina for boat launch-ing. $12,900 Text P527145 to 85377

Visit www.JustinDyar.com For New Listings, Photos and Smith Lake Information!

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SMITH LAKE / ROCK CREEKBrand new development on the main body of Rock Creek.Restricted development, underground utilities, pavedroads, flat building site, boat launch and water view.

LOT #1MLS 10-50 - $25,200Text P527215 to 85377

LOT #10 MLS 10-51 - $20,160Text P527216 to 85377

LOT #3MLS 10-53 - $20,160Text P527217 to 85377

LOT #2MLS 10-52 - $20,160Text P527218 to 85377

LOT #5MLS 10-54 - $20,160Text P527219 to 85377

LOT #7MLS 10-55 - $20,160Text P527220 to 85377

LOT #8MLS 10-56 - $20,160Text P527221 to 85377

LOT #9MLS 10-57 - $20,160 Text P527222 to 85377

LOT # 6MLS 10-182 - $18,000 Text P527201 to 85377

14-619SMITH LAKE AREA - Wooded 1acre lot within walking distance toSmith Lake. Priced just under$10,000, the owners want it sold.Only minutes to a boat launch foryear round boating. Only 1 hour toBham. Call Today! $9,900. TextP527031 to 85377

GREAT OFFSHORE LOTSIN THE DESIRABLE

HIDDEN FALLS SUBDIVISION.This new development has a common area, community boatdock, and underground utilities. Additional lots are available.

LOT 17 #5659MLS 10-45 - $45,000

Text P527210 to 85377LOT 19 #5661

MLS 10-47 - $35,000Text P527211 to 85377

LOT 18 #5660MLS 10-46 $35,000

Text P527212 to 85377

LOT 21 #5663MLS 10-49 - $35,000Text P527213 to 85377

LOT 20 #5662MLS 10-48 - $35,000Text P527214 to 85377

LOT 22 #5664MLS 10-44 - $35,000Text P527209 to 85377

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There is a 50 X 50 foot boat dock with threelifts, and an air-conditioned boat house with10 x 10 foot fishing hole that presents cli-mate controlled fishing! 8,000 square footshop, air-conditioned toy garage can be usedby the car and RV enthusiast.

This home is offered fully furnished. Price Disclosed to Qualified Buyer.

Your private paradise awaits you!

Located in the gorgeous rolling hills ofnorthern Alabama, this custom built four-story home has 5,500 square feet of graciousliving space, a master suite that is the entirethird level, along with three other bedrooms,custom baths and a gourmet kitchen.

Towering windows and glass enclosed so-larium offer fantastic views of the lake.Custom craftsmanship in the form ofcolumns and scroll work are featuredthroughout the home. A gated entranceand full security systems ensure privacy.

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