MMaarr tt hhaa GGeenn tt rryy ’’ ss HHoommee SSee ll ll ii nngg TTeeaammFeatured Properties

Whispering Pines $150,000Located in the Village at Blue Farm on a quiet cul-de-sac,this well maintained brick and vinyl home has open floorplan, gas log fireplace flanked by bookcases, cathedralceilings and large deck.3 BR / 2 BA Code 952

www.175DublinCourt.com

Fairwoods on 7 $495,000Gorgeous new construction with beautiful long views of the8th hole and driving range. Elegant, open floor plan withhigh-end Nolte kitchen and baths, huge bedrooms andbaths, lovely hardwoods and more- A super house!3 BR / 3.5 BA Code 925

www.33GrangerDrive.com

Pinehurst $595,000Enjoy magnificent views of Lake Pinehurst from this beautiful homewith a boat dock! The foyer̓s cathedral ceiling continues into the liv-ing room with brick fireplace and large picture window. Downstairsguest suite w/ 2 additional bedrooms. Very open and bright!4 BR / 3.5 BA Code 930

www.1060BurningTreeRoad.comSee all Moore County Listings at www.MarthaGentry.com and to view more listings today go to Page 2.

910-295-7100800-214-9007

Re/Max Prime Properties5 Chinquapin Rd.Pinehurst, NC

WHISPERING PINES PINEHURST PINEHURST

(910) 295-1600Visit www.SellersHomes.com

We’ll Sell Your Home for $2,995!

$187,500 SEVEN LAKES,3BR-2.5BA, Golf Front, 12thFairway! Brick Home w/lovelySun Room & Deck. Paved cir-cular drive, Stone FPL, Ander-son Windows & lots of naturallight. Real quality!

WATERFRONT! WHIS-PERING PINES, 3BR-3BA, SPRING VALLEYLAKE! Very, very spa-cious. Updated & superenergy efficient! PrivateDOCK (Boat Included).$339,000. MLS148680

$289,900 WHISPERINGPINES, 3BR-2BA w/Sep. Li-brary/Den and full BonusRoom. Builders personal res-idence. Superb Landscape,Level 3 Granite & many otherExtras!MLS 148683

$269,000 PINEHURST,4BR-3BA, Large, updatedBRICK home w/sep In-lawSuite. Plenty of elbow room!Paved circular drive, SunRoom, all Formals & a PCCMembership!MLS 148135

$319,000 WHISPERINGPINES, Newer 3BR-2BAw/1st floor BONUS ROOM,separate Family Rm, de-tached Storage Bldg,Work-shop & a gorgeous POND!MLS 149350

130 Inverrary Road - Beautiful flatand wooded home site in Fairwoods

w/ClubMembership $159,000

56 Devon Drive - Pinewild Lotwith Club Membership closeto Club House. $39,900

rphillips@pinehurst.netVillage Properties of Pinehurst19 Chinquapin Rd., Pinehurst, NC

Rick PhillipsOwner/Broker

910-695-5795Serving the Pinehurst

Area for 37 Years

23 Whitehaven Drive - Beautiful GolfFront lot in Pinewild CC. with ClubMembership. Great Price $89,900

OPEN HOUSESUNDAY SEPTEMBER 4TH • 1-4 PM

140 Lake Forest DrivePinehurst

Offered at $209,900

3 BR 2 BA Well maintainedupdated home with well plannedkitchen, open floor plan with sun

room and nicely landscaped yard!

SANDRA SYKESGRI, CDPE910-315-4660

BuyPinehurstRealEstate.com

PAGE D2 THE PILOT — SOUTHERN PINES, N.C. FRIDAY, NOVEMBER 2, 2012

The Moore County Register ofDeeds Office in Carthage hasrecorded the following propertytransfers valued at $50,000 or more.

October 22-26, 2012Lee Huckabee Homes Inc. and

John H. Britton to Branch Bank-ing and Trust Company, TrusteesDeed B3077/580 Lot 2412 S4 P1Pinewild, 12 SP 248, $64,000.Jilian D. Farrow Et al. to The

Bank of New York Mellon Et al.,Trustees Deed B2728/220 Lot 5130S11 Woodlake 11 SP 229, $166,500.Zachary D. Hicks Et al. to Wells

Fargo Bank, NA, Trustees DeedB3666/352 Lot 47 Lake LongleafSeven Lakes, Mineral SpringsTownship, 12 SP 269 $96,000.Lois M. Bozman to Luba Cehel-

ska, PT Lot 46 & Lot 47 Sandavis,McNeill Township, $189,500.Union Presbyterian Church Et

al. to Alan Boutelle, 22.63 acres,$115,000.Donna M. Stringfellow Et al. to

The Levin Group, LLC, 0.35 acres& 0.39 acres, $200,000.Arnold J. Williams to Cody and

Sherry Sturdivant, 1 acre and Lots713 BLB Pineview, $80,000.Stone Bay Partners, LLC to

Scott A. and Brigette A. Fedak,Lot 17 PII Princess Gate, $288,000.Troy D. Clark Et al. to Jeffrey

and Kristy Boan, Lot 14 PineGrove Village, McNeill Township,$460,000.Michael T. Sturdivant Et al. to

U.S. Bank National Associationand 2002CB5 Trust, CBASSMortgage Loan Assetbacked Cer-tificates Series 2002CB5, TrusteesDeed B1418/52 1.19 acres, 12 SP254, $125,000.Joseph M. and Andrea W.

Kosich to Stephen and HeatherGoldman, Lot 246A U2 P1 Pine-hurst, Mineral Springs Township,$435,000.Branch Banking and Trust

Company to North Carolina De-partment of Transporation andDepartment of Transportation,Deed For Highway Right of WaySandhills Township, $56,000.Christopher and Tonya Garner

to Robert W. and Brenda J.Weber, Lot 2 Pine Ridge, MineralSprings Township, $215,000.Janet P. Weber Et al. to Vincent

P. Gamble and Marlene R. Dick-inson, Lot 146 U2 P1 Pinehurst,Mineral Springs Township, $80,000.Roger and Kristen J. Roper to

Nicholas and Sarah Ramos, Lot276 U8 P1 Pinehurst, MineralSprings Township, $250,000.State Employees Credit Union

to Enrique J. Lopez, Tract, Sand-hills Township, $55,000.Enrique J. Lopez to Sandhills

Property Management, LLC,Tract, Sandhills Township, $58,500.Milton H. and Frances O. Don-

aldson to Rick L. and Donna C.Peters, Lot 141 U11 P2 Pinehurst,Mineral Springs Township,$403,000.Joanne G. Walsh to Terence J.

Barton Et al., Lot 58R S5 Claren-don Gardens, Mineral SpringsTownship, $219,000.Caroline A. Steiner to William

E. and Helen F. Kirk, Lot 30 PIFoxfire, Sandhills Township,$217,000.Francis T. Maser to Michael T.

and Carrie M. Hass, Tracts, Min-eral Springs Township, $1,500,000.Vanderbilt Mortgage and Fi-

nance, Inc. to John B. Jr. andMarilyn A. Grady, 1.384 acres,Mineral Springs Township, $80,000.David L. and Janice L. Daven-

port to Carl and Donna Klammer,Lot 3310 SA P1 Pinewild, MineralSprings Township, $364,000.Joshua Builders, LLC to Clay-

ton E. and Helene A. Benson, Lot 9P2 Shepherds Ridge, SandhillsTownship, $151,000.

Gustave Ehnes Et al. to DawnM. Schmiedeskamp, Lot 1065Echo West ADD Seven Lakes, Min-eral Springs Township, $170,000.Helen Mazloom to Thomas G.

Armstrong, Lot 244 U1 P1 Pine-hurst, Mineral Springs Township,$302,000.Andrew M. and Pamela J.

Fleming to Gabriel Corey andMargaret Martin, Lots 469470 U8P1 Pinehurst, Mineral SpringsTownship, $245,500.Forbis Land Development,

LLC to Emily and ThomasColthart, Lot 231 U9 P1 Pinehurst,Mineral Springs Township,$257,000.Christopher D. and Beth F.

Wentland to Douglas R. and Eliz-abeth A. Younger, Lot 2B SunsetRidge Sandhills Township,$318,000.Westside Holdings, LLC to

Brian and Michelle Numerick,10.8 acres, Carthage Township,$379,500.John M. Young Et al. to Luna

Pointer, Lot 104 Sequoia HarborSeven Lakes, Mineral SpringsTownship, $128,500.Communityone Bank, N.A. to

George O. II and Anna M. Young,Tract, Sandhills Township, $52,000.Forest Creek Investors, LLC to

SC Legend, Limited LiabilityCompany, Lot 1826 S18 ForestCreek McNeill Township, $141,500.Terry L. Michael Construction,

LLC to Doug Saunders, Lot 319U4 P1 Pinehurst, Mineral SpringsTownship, $224,000.H&H Constructors, Inc. to

Michael M. Jackson, Lot 19 P2Shepherds Ridge, Sandhills Town-ship, $172,000.Jesse E. and Daneen Gore to

Steven F. Templin, Lot 60 PIVJesse Gore Sandhills Township,$165,000.

PROPERTY TRANSACTIONS

Whispering Pines $150,000Well maintained home w/open plan3 BR / 2 BA Code 952www.175DublinCourt.com

7 Lakes West $469,000Great single-level waterfront on Lake Auman2 BR / 2.5 BA Code 938www.138SwaringenDrive.com

Pinehurst $389,000Gorgeous custom-built golf front3 BR / 2.5 BA Code 939www.3ForestHillsLane.com

Pinehurst $625,000Stunning new construction in Forest Creek3 BR / 3.5 BA Code 941www.430MeyerFarmDrive.com

7 Lakes West $630,000Charming lakefront cottage w/custom upgrades3 BR / 3.5 BA Code 945www.103FeatherstonPoint.com

Pinehurst $185,000Lovely setting in great neighborhood3 BR / 2 BA Code 946www.350SugarPineDrive.com

Pinehurst $158,000Super floor plan and wonderful privacy3 BR / 2 BA Code 947

www.8JuniperLane.com

7 Lakes North $175,000Picture perfect w/beautiful updates3 BR / 2 BA Code 948www.129ShagbarkCourt.com

7 Lakes West $299,000Immaculate golf front w/open floor plan4 BR / 3 BA Code 949www.244LongleafDrive.com

Pinehurst $375,000Elegant & luxurious w/spacious rooms4 BR / 3 BA Code 950www.10StantonCircle.com

Pinehurst $189,000Great Location – Generous Sized Rooms3 BR / 3 BA Code 730www.1425MonticelloDrive.com

Pinehurst $166,950Quiet Cul-De-Sac – Pristine Condition2 BR / 2 BA Code 790www.125MerionCircle.com

7 Lakes West $339,000Great home with open floor plan3 BR / 3.5. BA Code 951www.128OwensCircle.com

Seven Lakes West $369,000Elegant Brick Home – Split Plan3 BR / 2.5 BA Code 800www.134HarrellRoad.com

Pinehurst $239,000Covered porch & large fenced lot3 BR / 2.5 BA Code 825www.1340BurningTreeRoad.com

Longleaf CC $339,000Gorgeous Pristine Golf Front Home3 BR / 2 BA Code 713www.325MagnoliaCircle.com

Pinehurst $75,000Updated Immaculate Golf View Condo1 BR / 1 BA Code 717www.210StAndrewsCondo.com

Pinehurst $349,000Immaculate one-story brick home on 2 lots3 BR / 2 BA Code 942www.355DiamondheadDrive.com

CCNC $449,000Custom Built Villa Overlooking Water3 BR / 2.5 BA Code 841 www.8RoyalDornoch.com

Pinehurst $165,500Charming home w/open floor plan3 BR / 2 BA Code 943www.250FoxRunRoad.com

Whispering Pines $310,000Great value on nice family home4 BR / 3.5 BA Code 931www.45SunsetDrive.com

Pinehurst $1,295,000Stunning custom home in Fairwoods on 74 BR / 4 BA & 2 Half BA Code 932

www.170InverraryRoad.com

Pinehurst $269,000Great house with large rooms. New Roof!3 BR / 2 BA Code 934www.40PinyonCircle.com

7 Lakes North $249,000Single-level waterfront home w/great privacy!3 BR / 2 BA Code 936www.126CardinalLane.com

View Floor Plans and Virtual Tours of Our Listings and See ALL Moore County Listings and Community Information at

wwwwww..MMaarrtthhaaGGeennttrryy..ccoommRe/Max Prime Properties, 5 Chinquapin Rd., Pinehurst, NC 910-295-7100 • 800-214-9007 www.MarthaGentry.com

Military?!Check out our

MilitaryAdvantage Program at

Pinehurst $349,000Beautiful townhome in Cotswold3 BR / 3 BA Code 933www.6StantonCircle.com

Eva Toney910-638-0972

E-Mail: eva@pinehurst.netwww.RealEstateInPinehurst.com

Linda Breeding910-690-8368

275 LAKE FOREST DRIVE

©2012 BRER Affiliates Inc. An independently owned and operated broker member of BRER Affiliates, Inc. Prudential, thePrudential logo and the Rock symbol are registered service marks of Prudential Financial, Inc. and its related entities, registeredin many jurisdictions worldwide. Used under license with no other affiliation with Prudential. Equal Housing Opportunity.

BEAUTIFUL HOME WITH ALL THEUPGRADES! Hardwood floors mainareas plus Master Bedroom, large eat-inkitchen with granite opens to coveredporch, 2-sided fireplace to Living Roomand Carolina Room, formal Dining Room,Rocking Chair front porch, mature trees inbackyard. Take a look – you’ll love it!$369,000.

32 MIDDLETON PLACE

CONDO LIVING WITH LOW HOAMAINTENANCE FEES GIVES TIME TOENJOY OTHER ACTIVITIES! ThisMiddleton Place Home has everything – 3or 4 BRs, 4 Baths, fantastic Kitchen withexpanded eating area, extra storage andserving bar, Carolina Room + lower levelfor hobbies. You must see this one!$395,000.

Barbara KlugCell 910.690.0262

MIDLAND COUNTRY CLUB110 SAFFORD DRIVE

Spacious brick home on 7th fairway at MidlandCountry Club. Home has large living/dining room

combination, kitchen w/breakfast nook overlooking courtyard. Cozy Carolina Room

w/gas fireplace, wet bar & half bath. Each bedroom suite has a private bath.

Expansive golf views from the Carolina Roomand living/dining rooms.

Contact Barbara Klug 910-690-0262for more details. Offered at $189,900.

Box 1511 - 2209 Midland Road - Pinehurst, NC 28370800.633.8576 - 910.295.5011 - Fax 910.295.6000 WWW.PINEHURSTAREAREALTY.COM

LIN HUTAFFBROKER/REALTOR®

"Selling Moore"910.528.6427

lhutaff@gmail.com

38 Greyabbey Dr.Pinewild Golf Front

Golf Front in Gated Community,large open spacious rooms, custombuilt by Danny Adams, 3BD/ 2BA

Asking $350,000

5 Riviera DrivePinehurst No 6

All brick custom home with manyupgrades, one owner, hardwoods, tile,tray ceilings, private yard, 3 BD/2 BA

Asking $250,000

Open House Saturday 1:00 - 4:00

FRIDAY, NOVEMBER 2, 2012 THE PILOT — SOUTHERN PINES, N.C. PAGE D3

When you need to know...talk to Mickey DeBernard

Affiliated Builders• McArnold

Construction Inc.• Wonderful Life

Construction Inc.

www.NewHeritageRealty.comE-mail: Mickey@NewHeritageRealty.com

1901 N. Poplar Street • Aberdeen NC

!"#$%&&'(#)*%+(## !"#$%&'()*+ ,-./+ 0+ 1#2+ 3+ 1)%4+4'5#+ 6&%4+ 7'8(&(9+ :''5+ )(2+;&%"4#(+ <4)826''2+ =''8>?+ '@#8A*''B&(9+%4#+CDE :+)%+1*-#+F)85/+G&%%&(9+ 8''5+ 'HH+ %4#+7)>%#8+ >-&%#/+I'8(#8+ *'%/+ G&2#+ #(%8.+ 9)8)9#/+F#("#2+ ,)"B.)82/+ J6(#8+ >).>+>#**/ !"#$ %&'( )*+ ", -.&/01&&2

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OPEN HOUSE SUNDAY 1-4 PM

3#4'5#6.7#8.7#9#RDS1+T8##(+)(2+L+G%)8+U+ (#89.+G%)8+"#8%&V#2+4'5#/+1-&*%+%'+%'5'88'6W>+>%)(2)82>+6&%4+>'*)8+4'%+6)%#8+>.>%#5N+>#)*#2+"8)6*+>$)"#N+XL!3YW+6'8B>4'$+6&%4+>#$)8)%#+SZDIN+)(2+,#)-%&H-*+4)826''2+=''8>/+D+0+1#2+>$*&%+1#28''5+$*)(+6&%4+8#)8+I)8'*&()+:''5/+D8%&>)(+6)*BA&(+>4'6#8/+RDS1[T8##(/+!"#$ -64 ( )*+ -./505&&7+\#)>#[Q-8"4)>#+$'>>&,*#/+

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Professionally SpeakingDear Community,

If you are contem-plating home owner-ship, now is the timeto buy—there aremany wonderful val-ues currently avail-able and interestrates are at an all-time low.If you are looking to sell yourhome, competitive pricing canassist you in achieving yourgoals.

Whether buying orselling a home, usinga professional realtor

will ensure you will have asuccessful experience.

REMEMBER TO CHANGE THE TIMEFALL BACK ONE HOUR

Set clocks back Saturday evening November 3rdTIMING IS EVERYTHING!

Published every Friday by The Pilot in partnership with the Pinehurst-SouthernPines Area Association of REALTORS, with a circulation of 19,000.Deadline for the Sandhills Real Estate Guide is 5:00 pm on Tuesday.

Pinehurst - Southern Pines Area Association of REALTORS®, INC.The Voice for Real Estate in the Sandhills

www.pinehurstncrealtors.com

345,385V I S I T S129,702

UNIQUE VISITORS

1,285,747PAGE VIEWSPER MONTH*PER MONTH*

Sincerely,Arvilla Sheron President

Arvilla Sheron – PresidentLari Dirkmaat – President-ElectGreg Regan – Secretary/TreasurerChristine Menear – Director

Laurie Davis – DirectorMarcus Larose – DirectorEileen Malan – DirectorRoss Laton – Director

Margaret Hinesley – DirectorDianne Forsberg – DirectorAnita Emery – DirectorWalter O’Hearn – DirectorPeyton Gentry – MLS President

2012 Board of Directors:

Single Family residential Average sales price, units closed and average days on market in Moore County only.Stats provide by the Pinehurst-Southern Pines Area Multiple Listing Service. Arvilla Sheron – President.

Moore County, Single Family, residential only, number of closings by month:

Year Jan Feb Mar Apr May Jun Jul Aug Sept Oct Nov Dec

2012 63 57 68 66 101 83 81 90 100

2011 56 47 75 70 81 93 88 75 70 68 61 77

2010 45 51 72 94 78 112 77 70 77 54 67 65

2009 20 41 42 56 45 79 76 59 67 67 74 67

Year Average Closed Price Total Sold Days on Market2012 $241,857 793 1792011 $244,366 880 1622010 $252,021 862 1722009 $258,569 693 156

PAGE D4 THE PILOT — SOUTHERN PINES, N.C. FRIDAY, NOVEMBER 2, 2012

Local Builders & Home Services

Ken Rice ~ Owner/30 Years Experience NC License No. 54148

www.LeClaireConstruction.com

Daniel Adams, owner danny@danieladams.com

(910) 295-1504 • www.danieladams.com

PROVIDINGCustom Homes

Remodeling Metal Buildings

HOMEOWNERS INSURANCE

PIONEERINSURANCE.COM 910-944-2848

Visit our website or give us a call for a

FREE Quote.

409 Johnson St, Aberdeen

Call Steve Pattison910.279.5709

NC Licensed | Free Estimate & Design

Do you hate your kitchen, bath,interior or exterior of your home?

43 Years in Historical and Modern Restoration & Building

RReeCERTIFIED GREEN BUILDER • ADDITIONS

REMODELING • CUSTOM BUILT HOMESWAYNE HADDOCK

6895 NC HWY 211 W • PINEHURST

295-5400

Aberdeen Carpet & Flooring CenterAberdeen Carpet & Flooring Center

Carpet • Hardwood • Laminate • Ceramic • Vinyl910-944-6204 • www.aberdeencarpet.com

Located Next to Gulistan Carpet • 3086 Hwy 5 Aberdeen, NC • Hours: Mon.- Fri. 9-5, Sat. 9-4

FinancingAvailable

OFFICE: 910-281-4567 or 800-682-9276

QUALITY WORKAT REASONABLE RATES

Commercial & Residential Service On All Brands - New or Existing24 HOUR EMERGENCY SERVICE

It’s Time to Get Comfortable™

By Bob Van HoutenMoore County Home Builders Association PresidentMMOOOORREE CCOOUUNNTTYY HHOOMMEE BBUUIILLDDEERRSS AASSSSOOCCIIAATTIIOONN

Going to a settlementand signing a contract on anew home can be bewil-dering. Home buyers areusually required to sign aseemingly endless pile ofdocuments, most of whichare written in legalese.While you will not under-stand all of the details in-volved in the settlementprocess, there are certainimportant items youshould know about so thatyou can achieve the bestpossible terms for yourselfin the transaction. Somethe more common termsfound in your contract in-clude:Appraisal FeeAn appraisal is an esti-mate of the fair marketvalue of your home. Ap-praisals help both thelender and the buyer to de-termine if the sales price isconsistent with the actualvalue. An appraiser in-spects the house and theneighborhood and makesan estimate based on theprice of comparablehouses and other factors.The appraisal provides noguarantee that the propertyis free of defect. Lendersinsist on an appraisal tosee how much they couldrecover by selling yourhouse if you default. Thefee for this service mayvary considerably depend-ing on the specific charac-teristics of your house.

Attorney’s Fees

If the lender requires anattorney to draw up any ofthe settlement documents,you may be charged a fee— a flat amount or a per-centage of the loan. If youhire a lawyer to assist withthe settlement, you willhave to pay an additionalfee at or immediately fol-lowing settlement.

Credit ReportThe lender may charge afee for investigating yourcredit history.

Earnest MoneyEarnest money is a de-posit paid to a seller toshow you are seriousabout buying a house.Your receipt for this pay-ment is called a binder. Ifyou later buy the home,the earnest money is ap-plied to your downpay-ment. If not, the earnestmoney is returned, minusexpenses for processing.Understand refund proce-dures before you make adeposit.

Escrow Fees and Accounts

Escrow involves havinga third party hold fundsand/or documents untilyou and the seller com-plete settlement. Depend-ing on the circumstancesof your loan, you may beasked to make monthlypayments to an escrow ac-count after you purchaseyour home. Money in theaccount may be used topay taxes, insurance and

any other regular assess-ments as they fall due.Such accounts serve asimilar purpose to with-holding income tax fromyour paycheck — by put-ting aside money eachmonth, you avoid largeannual or semiannual pay-ments. You may becharged a fee for the serv-ice. In some states, escrowaccounts draw interest.Sometimes, escrowagents handle settlements.Rather than you and thelender meeting to sign allof the documents andtransfer money, the agentworks with you and thelender separately to ensurethat everything is doneproperly. Once again, a feeis required for this service.Loan Origination FeeA lender will charge afee for the cost of process-ing the loan, usually cal-culated as a percentage ofthe loan amount.Loan Discount (Points) The largest of your set-tlement costs may be the“points” lenders require tomake the yield on yourloan more profitable. Apoint is one percent onyour loan amount. If youare borrowing $50,000,one point equals $500.Points are tax deductible ifthey are paid separatelyand not deducted from theloan amount. For VeteransAffairs (VA) loans, youcan be charged a maxi-

mum of one point, but thenumber of points can behigher for Federal Hous-ing Administration (FHA)and conventional loans.On a 30-year loan, eachpoint that you pay reducesyour interest rate byroughly 1/8 of a percent.You may be faced with achoice between two mort-gages in which one haslower monthly paymentsbut involves paying morepoints up front. Annualpercentage rate calcula-tions include buyers’points, so ask for the an-nual percentage rate(APR) to help you makeyour assessment. Keep inmind that an APR is a 30-year composite figure. Ifyou sell your new homeafter a few years, the aver-age annual cost of yourpoints will be much higherthan is reflected in theAPR. If you plan to movesoon, you might be betteroff with a loan that had aslightly higher rate butfewer points.

Property Survey FeeYou may have to pay tohave your lot surveyed,especially if there is aquestion about the bound-aries. The cost will dependon the complexity of thesurvey.

Recording FeeBecause title is changinghands, the transactionmust be recorded withyour city, county or other

appropriate branch of gov-ernment. The fee coversadministrative costs.State and Local Trans-

fer TaxesSome jurisdictions levytaxes on the transfer ofproperty or real estateloans.

Settlement and CostsBetween Buyer and

SellerYour builder may havealready paid the annualproperty taxes on yournew home or filled upyour fuel tank. When titlechanges hands, you mustreimburse the builder for aproportional share of thetaxes, any fuel that re-mains in the tank, and anyother prepaid costs.

Title Search and Insurance

A title search involveshaving someone lookthrough public records tosee if anyone else has aclaim to your property. Alender does not want tolend you money only tolearn in the event of fore-closure that somebodyother than you has a priorclaim to the property.You will normally be re-quired to purchaselenders’ title insurance toguard against a faulty titlesearch as well as hazardsthat even the most thor-ough search will not re-veal—such as a forgeddeed that does not transfer

title, claim by a previouslyundisclosed relative of aformer owner, or a mis-take in the records. For aone-time premium at clos-ing, title insurance willclear up title problems,pay the lender’s legal ex-penses for defendingagainst an attack on title,or pay claims on propertythe lender may lose.Lenders’ title insurancedoes not compensate buy-ers for any legal expensesthey might incur, or thevalue of property theymight lose. A separateowners’ title insurance isavailable to safeguard thebuyer. Whether the selleror the buyer pays for own-ers’ title insurance de-pends on local custom.The list of settlementterms above is not all-in-clusive. You may also becharged fees for notarizingdocuments and other mis-cellaneous items.For more information onthe settling process, con-tact the Moore CountyHome Builders Associa-tion at (910)944-2992 orvisit us online atwww.mchba.com.

Settlement Terms

FRIDAY, NOVEMBER 2, 2012 THE PILOT — SOUTHERN PINES, N.C. PAGE D5

Out & Aboutin Real EstateKeep us involved

Send us your event photos to share with the community. Submit digital photos accompanied by caption information to mechelle@thepilot.com.

Walthour Moss Foundation Social October 28, 2012Audrey Wiggins and Jo-an DeSell from DeSell & Co Realty Group.

JO Bishop from McDevitt Sotheby's greeting trick-or-treaters at Tuesday night'sHalloween Haunt in downtown Southern Pines.

A Downsize your home and Rightsize your Life event was held October 25 at the Villas at Forest Hills. Margaret Hinesley shared information on cutting edge construction and the HOA of the Villas at Forest Hills. Phil Hinesley

spoke on the Energy efficiency, particularly the Energy Star program, conducted by the Environmental Protection Agency incoordination with the United States Dept. of Energy. He concluded with HERS, Home Energy Rating System. The Villasare rated at 72, meaning they are built to use 28% less energy than the average home. Nancy Olson, from Village Design in-spired the participants with a pathway to down sizing. She encouraged the clients to take the next step for living in a main-tenance free, energy saving home located in the heart of PInehurst.

Downsize your home and Rightsize your Life.

Faye Gibson with Pinehurst Resort Realty celebrates Halloween in style!

Left to Right: Phil Hinesley, Margaret Hinesley, Nancy Olson, Bahdra Deemer

PAGE D6 THE PILOT — SOUTHERN PINES, N.C. FRIDAY, NOVEMBER 2, 2012

LOVELY LAKE FRONT LOT ONSHADOW DRIVE

The lot slopes gently towards Shadow Lakeand is approx. 2/3 acre; it is ideal for a WalkOut Basement. The Septic permit isapproved for a 4 Bedroom house, andthere is potential for interesting landscapingfeatures. The village owns property acrossthe street which will add to the privacy ofthe location. Call me to see the property.$75,000

RE/MAX of THE PINES235 E. Pennsylvania Ave.Southern Pines, NC

28387

PPiinnkkyy DDooyyllee , CRS, GREEN, GRI, RFCBroker/Owner

Office: 910-695-3651 Mobile: 910-783-6573pinkydoyle@mindspring.com

JUST LISTED • LAKE FRONT LOT IN WHISPERING PINES

CALL SANDY TODAY FOR A SHOWING 910-315-4269

Sandy Haarlow“Selling Pinehurst & Southern Pines Since 1985”910-315-4269 (C) • 800-752-4836

www.sandysellspinehurst.com e-mail: sandyhaarlow@remax.net

RE/MAX Prime Properties

51 FOREST LAKE DR., FOXFIREGolf front East Course. Custom built 2005 with all the bells and whis-tles! 3 br. plus bonus room, screen porch, patio, separate storageshed/workshop, oversized 2 car garage and closets galore.Cook’skitchen and luxurious master bath! MLS#147316 Asking $349,000!MUST HAVE APPOINTMENT TO SHOW.

80 PINE VALLEY DRIVE, PINEHURSTFully furnished, 2nd floor unit with 2BR/2BA ! Screenporch! Overlooks 4 golf holes on #3. Walk to US Open in2014! One hole from main clubhouse! PCC available. Easywalk to Village of Pinehurst MLS#147283 PRICE ISNOW $122,000. MAKE AN OFFER!

GOLF FRONT FOXFIRE AND GOLF FRONT PINEHURST!

FRIDAY, NOVEMBER 2, 2012 THE PILOT — SOUTHERN PINES, N.C. PAGE D7

150555 Pinehurst #6: Stately traditional4BR/2BA with spacious living areas!Brazilian cherry hardwood. $219,000T443885

Bonnie Baker690.4705 692.2635

148771 Village Acres: 3BR/2.5BA, LRw/frplc, great back deck for entertaining.2-Car Garage. $189,000T615182

Marie O'Brien528.5669 295.5504

148657 Short walking distance toSouthern Pines, Shops, Eateries &Entertainment! 2BR/2BA.$148,000 T601715

Jim Lawson783.5442 692.2635

145852 625 SE LAKE FORESTDRIVE, PINEHURST, DIR.: Route 5East; Right Lake Hills; Right SugarGum; Left SE Lake Forest. Manyupdates! 3BR/2BA. PCC Mbrshp avail-able. $259,000 T155940

Eva Toney638-0972 295.5504

150756 Spacious updated home!Hardwood throughout! GorgeousKitchen! DR w/frplc, LR w/frplc.$210,000 T849194

Debbie Darby783.5193 295.5504

149411 Middleotn Place: Just move-in!Updated! Immaculate! Just waiting foryou! 2Bedrooms, 2Baths. NOW$260,000T734336

Pat Koubek215.2869 692.2635

147135 Attractive, Spacious & Well-Designed! Many Upgrades! OpenDesign! 4Bdrms, 3Baths. $389,000T443897

Linda Criswell783.7374 295.5504

For MoreFor MoreInformation,Information,

Text theText the“T” Code“T” Codeto 85377to 85377

147244 Borders Walthour MossFoundation. 4300sf home on 10.2 acres,8-Stall Barn, 4-Paddocks, 3-Run inSheds. $1,150,000T443907

Debbie Darby783.5193 295.5504

150752 Fenced Pasture & Barn, 3 Acres- Zoned for 2 Horses. Custom home,hrdwd, granite & more! 4BR/4BA.$550,000T848364

Linda Criswell783.7374 295.5504

147503 Incredible home! GolfFront & Water Views! Every con-ceivable Upgrades! 4BR/3.5BA.$875,000 T465979

Bill Brock639.1148 692.2635

149224 Stately home with room foreveryone in the family! Formal &Informal areas, 4BR/3.5BA. $389,900T667080

Jim Lawson783.5442 692.2635

143080 Located on 3.3 acres,3BR/3.5BA, vaulted LR, DR,Kitchen & Carolina Room.Broker/Owner $360,000 T385480

Joel Rich315.4009 295.5504

146054 Beautiful rustic contemporarywaterfront home on 2 lots! Many ren-ovations! Spectacular Water Views!$750,000T368102

Joel Rich315.4009 295.5504

150046 Vacation at home off DonaldRoss! Pool, Patio and Pergola! 3Bdrms,2.5Baths. Renovated. Broker/Owner.$449,900T782023

Krista Duncan690.7009 295.5504

147975 25 PINE VALLEY ROAD,PINEHURST,DIR.: St. Andrews Roadto Pine Valley; First house on the left.Follow Signs. 3BR/2.5BA. PCC mbrshpavail. $339,000T519577

Marie O'Brien528.5669 295.5504

150455 650 N BETHESDA ROAD, SO.PINES, DIR.: From Connecticut Avenue;Right Bethesda; 3rd house on the right.3BR/2.5BA. Overlooks Weymouth NaturePreserve. $359,900T353560

Mary Joe Worth695.5430 692.2635

150793 Village Green: Open Livingt &Dining Room, Carolina Room, 2Bdrmsup/2Bdrms down. Lots of Storage!$125,000T853185

Carol Haney315.5013 692.2635

147162 Brick, 3BR/2.5BA, home on .92acre estate lot. 3,600sf w/built-ins andhardwood floors. $424,900 T263443

Krista Duncan690.7009 295.5504

148369 Panoramic Views of 12th Green!Custom all brick, 3BR/2.5BA home.Outstanding Upgrades! $495,000T566908

Eva Toney638-0972 295.5504

149361 Panoramic view of HollyCourse #5! Custom 3BR/2.5BA home,solid surface, hrdwd, custom cabinetry.$379,000T443313

Terry Ganse783.5335 295.5504

149210 Southern style charm!Cherry cabinetry, soaring ceilingin Great Rm w/frplc, DR, Studyw/frplc. 4BR/3.5BA. $470,000T11601

Kay Beran315.3322 692.2635

149349 Golf Front on Magnolia.Beautiful formal areas! Granite, hard-wood, Screened Porch. $489,000T678032

Arvilla Sheron639.5133 295.5504

147524 Brick beauty, 4BR, 3.5BA,Bonus Room & Office. Chef's Kitchen!$549,000T467703

Nettie Calfee315.6225 692.2635

150523 Golf Front! Brick,4BR/3.5BA home. Main level mas-ter. Great Rm w/frplc, BonusRoom, DR. $569,000 T827294

Arvilla Sheron639.5133 295.5504

NEW PRICE

CCNC

MCLENDON HILLS NATIONAL GC

PINEHURST PINEHURST COURSE #1 PINEWILD CC

PINEWILD CC PINEWILD CC PINEWILD CC PINEWILD CC

CCNC

NEW PRICE

BROAD STREET TRAILS

HORSE COUNTRY

PINEHURST

NEW PRICE 7 LAKES WEST

DONALD ROSS AREA

PINE GROVE VILLAGE

OPEN HOUSE, SUN.,NOV. 4TH, 2:00 - 4:00 PM

OPEN HOUSE, SUN.,NOV. 4TH, 2:00 - 4:00 PM

NEW LISTINGMOBILE SEARCHwith

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Street Address, City and Zip

MARKET WATCHREPORT

Search with us for all the rental propertiesin our MLS

144000 Stunning ExecutiveHome! Beautiful views overlook-ing Lake Pinewild. 3Bdrm,3+Baths. $899,500 T353553

Kay Beran315.3322 692.2635

148403 Great golf front patio homeoverlooking the 2nd green! Beautifullymaintained! 3BR/2BA. $340,000T574391

Bill Brock639.1148 692.2635

150396 www.20GlendevonDr.com -Beatuiful Home with magnificent golfcourse views! 3BR/3.5BA. $479,500T11600

Frank Sessoms639.3099 295.5504

147576 www.175WiregrassLane.com -Like New! Numerous Upgrades!3Bdrm, 3Bath. $406,000 T472936

Frank Sessoms639.3099 295.5504

PINEWILD CC TALAMORE TALAMORE THE ARBORETUM

2012 Moore County Real Estate market shows a 10% increase in units sold over same period Jan – Sept 2011.

NEED A RENTAL?

www.prupinehurst.com

US OPENRENTAL PROGRAM

Our Sellers know what ishappening in the market. Do you?

• Through the power of our national database,Prudential Real Estate provides every sellerwe work with the opportunity to see the webdistribution and online activity on their listing.

• Local MLS activity including price changes,new listings and sales all in a weekly per-formance report sent via e mail.

Our Sellers love itand we do to!

Now Available!Before you decide to rent your home, call usto discuss our full service program and ourlimited service program.

Our website is ready for yourreview at

www.2014pinehurstgolfrentals.com.Ask about our Homeowner

FAQ’s.

Total Units Sold through 9.1.11 879 Residential Sales through 9.1.11 731

Average Price - $263,570

Units Sold through 9.1.12 971 Residential Sales through 9.1.12 796

Average Price - $264,616

OPEN HOUSE, SUN.,NOV. 4TH, 2:00 - 4:00 PM

• Includes property details

• Includes address and rental price

• Includes contact info forappointment to view

• View full listing details

• See Comps• Map the Property• E Mail Listing• Make an Appointment

PAGE D8 THE PILOT — SOUTHERN PINES, N.C. FRIDAY, NOVEMBER 2, 2012

PINEHURST RESORT REALTY

910-235-8700 • 1-800-772-7588E-mail: pinehurstresortrealty@pinehurst.com

Located in the Lobby of the Carolina Hotel

Joanne PadgettBroker in Charge

CRS/GRI & GREEN

Elizabeth ChildersAssociate Broker

CRS/GRI

Joe Violette

Associate Broker

Pete GarnerAssociate Broker

ABR

Roger JohnsonAssociate Broker

Harwell StovallAssociate Broker

Ann BentonAssociate Broker

GRI/ABR/RRS & GREEN

Faye GibsonAssociate BrokerGRI/ABR/RRS

We are here 7 days a week to answer your questions and meet your real estate needs or call 1-800-772-7588 910-235-8722 • E-mail: pinehurstresortrealty@pinehurst.com

PANORAMIC VIEWS of the 5th, 6th,and 7th holes on the No. 5 golf course. Themost wonderful golf view available andvery private. Wide open with high ceilings,large masonry fireplace. Large MasterSuite with walk-in closet. A very pleasantand comfortable home. Well maintainedwith a PCC membership available fortransfer. 3BR/2.5BA $330,000 (142456)

Hickman built home on the 2nd fairwayof PCC Course No. 6. Hardwood, ce-ramic, & carpeting, crown moldings.Master bedroom has a California closet.Kitchen has granite, fine cabinets, stain-less steel appliances. Plantation shutters& window treatments. Screened backporch & brick patio. Super landscaping.3BR/3.5BA $419,500 (145122)

FANTASTIC CUL-DE-SAC, GOLFFRONT on the 10th tee of Fairwoods onSeven. Enjoy the golf & water views fromthe elevated rear deck. New roof in 2010.Kitchen has been freshly painted. Unfinishedbasement with golf cart access. Brick exteriorwith mature low maintenance landscaping.Private well for irrigation. Security system.4BR/2BA, 2 Half Baths $694,900 (148048)

LARGE and light filled 3 bedroomcondo; golf front to the Pit Golf Course.Bedrooms are large and are set up tosleep 12 people. Kitchen has stainlesssteel appliances and solid surface coun-tertops with an eat at bar. Covered deckextends off the Great Room and Diningarea. Purchase in time for the U.S. Open.3BR/2BA $215,900 (146648)

RARE FIND. Golf & water views fromevery window. Nicely furnished with flatscreen TVs in every room. Kitchen cabi-nets, counter and floor replaced in recentyears. There are two PCC membershipsavailable for transfer w/this ground floorunit. 2BR/2BA $178,000 (148703)

NICE STARTER HOME. Waterheater, carpet, bathroom tile floors, andsliding door new in 2011. Heat pump re-placed in 2009. 10x12 rear deck and10x13 storage shed. Very private backyard. 3BR/2BA $110,000 (146175)

NEW PRICE!QUALITY PLUS! Upgrades throughout.Granite, fireplace, hardwood, tile, TraneHVAC. Open & bright floor plan withvaulted ceilings. Covered porch. Superlarge lot. Beautiful deck. 3BR/2BA$196,000 (147624)

NICE & NEAT AS A PIN! One ownerhome that has been very well maintained.Heat pump and ductwork are two yearsold. Vaulted ceiling, rear deck. Best pricein Pinehurst for such a nice home.3BR/2BA $139,500 (149511)

GREAT INVESTMENT or starterhome. Vaulted ceiling in Living roomw/fireplace. 10x11 deck off Kitchenplus 8x6 storage room off carport.3BR/2BA $125,000 (150028)

SERENITY, SECURITY, & SPLEN-DOR. Family Room has a wall of glasswindows & doors plus the warmth of afireplace that is open to an outstandingKitchen. Thirty-five feet of glass over-looks the brick patio and a view ofLake Pinewild. PCC membershipavailable for transfer. 3BR/3.5BA$549,000 (147531)

Realtor of the WeekFAYE GIBSON

ENJOY the Pine Needles Golf Course Par 3 16th Hole from your brick patioor 14 x 18 Carolina Room. There are two fireplaces. Nice Kitchen with amplesolid cherry cabinets, eating area and 8x10 Laundry Room. Beautiful woodedgolf front lot loaded with dogwoods and azaleas. 3BR/2BA $299,000 (145749)

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