SANDERO HATCHBACK ... TOYOTA YARIS HATCHBACK 1.0 VVT-i Active 5dr Taxable List Price £13,120 ... NISSAN

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Text of SANDERO HATCHBACK ... TOYOTA YARIS HATCHBACK 1.0 VVT-i Active 5dr Taxable List Price £13,120...

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    http://www.tchsalsa.co.uk/http://www.tchsalsa.co.uk/

  • Welcome ToTCH Salsa...

    TCH Salsa is a scheme which enables employees to acquire a brand new car every 2 or 3 years under a Salary Sacrifice arrangement with their employer.

    You agree to a reduction in monthly salary for the period of the vehicle contract and subsequently your employer pays the monthly rental for the vehicle. The rental includes all of the following throughout the whole of the contract: All regular servicing and maintenance, All tyre replacements, Full breakdown cover, Road tax, Accident Management, Fixed premium, business use, insurance with up to two named drivers included.

    NO DEPOSIT NEEDEDNO CREDIT CHECKS CARRIED OUT

    Although you have to pay company car tax on the vehicle - as the provision of the car by the employer is classed as a benefit in kind, the tax and NI savings (which vary dependent on the car chosen) and the vehicle discounts that TCH Salsa pass on to you - far outweigh the company car tax.

    http://www.tchsalsa.co.uk/http://www.tchsalsa.co.uk/

  • Heres how it works: You get your quotes and choose the car you want via the TCHSalsa website All makes and models available* Your employer then leases the car from TCHSalsa Your employer deducts the monthly rental for your car from your Gross (pre-tax) salary Because it comes from Gross salary, you pay less tax and NI on the rest of your salary dependent on the type of vehicle you choose This makes the net cost for the car less than what is deducted from your salary (the savings are shown on the quotations on the website for you) The car is classed as a benefit in kind by HMRC which means you have to pay Company Car tax on it BUT: The potential savings due to Tax (in the case of ULEVs) NI, VAT (if applicable) and TCH Fleet discounts will offset the company car tax, meaning you will make an overall saving.*subject to eligibility and any employer restrictions

    TCH Salsa enables you to acquire a brand new car every two or three years with all of the costs included in one simple package. All you have to budget for on top is the cost of your fuel!

    AboutSalarySacrifice Whats Included...

    New car every2 or 3 years

    All vehicles ordered are brand new with the only additional cost

    outside of the agreementbeing fuel.

    Tyre replacement& Repair

    Damage and Wear & Tear are both included in your rental costs, just contact TCH Assist and well do

    the rest.

    There is no depositto pay

    The full cost of the car is split equally over the term of the

    agreement so no upfront costs and each payment comes out

    with your usual Tax and N.I. payments.

    Free Breakdowncover

    TCH assist provides you with a full breakdown and recovery facility.

    This includes Roadside assistance, At Home service, Recovery/

    Onward travel and Recovery Plus.

    No Credit Checkis required

    No need to worry about a search being recorded on your credit report. Beneficial if you have a

    poor (or no) credit history.

    Full comprehensive business insurance

    Fixed cost for up to three years! It wont increase even if you

    have a claim during the contract. Includes business use if you use

    your car for business duties.

    Includes servicing& repairs

    Simply book your vehicle in at a dealer convenient to you

    whenever a service is due.

    Add additionaldrivers

    Up to two additional drivers can be included (total 3). Minimum

    age is 18.

    http://www.tchsalsa.co.uk/http://www.tchsalsa.co.uk/

  • Only Ultra Low Emission Vehicles (ULEVs) will be available through SalarySacrifice schemes FALSE!

    ALL vehicles are available under the scheme. You continue to enjoy the full Income Tax and NI savings on the amount of salary sacrificed regardless of type of vehicle. Alongside the benefits of having a brand new, fully expensed vehicle every 2 or 3 years with no deposit needed, including everything except the fuel, the scheme still provides a very competitive proposition in comparison with more traditional motor finance methods.

    ULEVs offer full income tax and NI savings on the scheme -TRUE

    Vehicles with Co2 emissions of 75g/km and less are usually petrol engine vehicles coupled with an electric battery, called Hybrids, OR totally electrically battery powered. These types of vehicle get the full income tax saving (20% or 40% dependent on your tax position).

    THE FACTS TRUE OR FALSE

    SalarySacrifice

    Non-ULEVs are no longer competitive due to the tax restrictions FALSE!

    HMRC has recently provided a new interpretation of how the BIK is calculated. If you choose a vehicle with Co2 emissions above 75g/km (which still includes most cars) you will still get the full income tax saving on the amount of salary that you have sacrificed (your monthly deduction). This is because HMRC clarified in October 2017 that the BIK (Company Car Tax) payable is the greater of either the income tax saving on just the Finance part of the vehicle rental (typically about 50% of the total) OR the actual BIK payable on the car. In all instances this will mean you still get the full 20% or 40% income tax saving on the total deduction from salary.

    It all adds up to fixed cost, worry free, no hassle motoring for 2 or 3 years with only the fuel to budget for!

    REGISTER NOW TO SEE HOW YOU CAN SAVE ON THE TCH SALSA SCHEME!

    To see how it works and get your quotes, registered users can log in with your username and password. New users, heres what to do:

    Go to www.tchsalsa.co.uk Click on Register First Time Enter your organisation pin number* Choose your own username and password Complete the remaining fields Click on Sign Up Proceed to the Quotations section of the website

    *if you need a reminder of your organisation pin number or have forgotten your log in details simply emailsalarysacrifice@tchleasing.co.uk and we will be able to help you.

    Salary Sacrifice schemes will be abolished in 2021 FALSE!

    The Government has clarified the tax rules for salary sacrifice cars for the foreseeable future and has definitely NOT announced any end to this type of scheme.

    The figures generated on the TCH Salsa website automatically apply the correct calculations for the category of vehicle chosen TRUE!

    What does it offer?

    A brand-new car every 2 or 3 years Income tax and NI savings Access to TCH Salsa buying terms for car and servicing No deposit required - fixed budget monthly rentals No credit checks to undergo Includes road tax (if applicable) for the whole contract

    Includes all Servicing & Repairs Unlimited Tyre Replacement/Repair (even due to accidental damage) Comprehensive Breakdown Cover Fully managed by TCH Assist- One call and you are looked after! Fully comprehensive Buisness Insurance fixed for 3 years (regardless of claims) Additional 2 named drivers allowed (min 18 years)

    http://www.tchsalsa.co.uk/http://www.tchsalsa.co.ukmailto:salarysacrifice%40tchleasing.co.uk?subject=mailto:salarysacrifice%40tchleasing.co.uk?subject=

  • DACIA SANDERO HATCHBACK1.0 SCe Access 5dr

    Taxable List Price 5,780 CO2 Emissions 117

    From 196.75 per month

    HYUNDAI I10 HATCHBACK1.0 S 5dr

    Taxable List Price 9,345CO2 Emissions 108

    From 232.07 per month

    VOLKSWAGEN UP HATCHBACK1.0 Take Up 3dr

    Taxable List Price 9,125CO2 Emissions 101

    From 241.07 per month

    TOYOTA AYGO HATCHBACK1.0 VVT-i X 3dr

    Taxable List Price 9,080 CO2 Emissions 95

    From 227.86 per month

    CITROEN C1 HATCHBACK1.0 VTi Touch 3dr

    Taxable List Price 8,945CO2 Emissions 95

    From 244.47 per month

    FIAT 500 HATCHBACK1.2 Pop 3dr

    Taxable List Price 11,420CO2 Emissions 110

    From 241.72 per month

    City Cars/Super MiniMonthly rentals inclusive of everything except fuel!

    (All monthly rentals are general examples only based on 36 month/6,000 miles per annum contracts live, website quotes are based on personal details, whether you are a 20% or 40% taxpayer, vehicle annual mileage, your organisations VAT position and whether they are public sector or corporate organisation terms).

    Winter 2018 Special Offers

    http://www.tchsalsa.co.uk/http://www.tchsalsa.co.uk/

  • Small Family Hatchbacks

    TOYOTA YARIS HATCHBACK1.0 VVT-i Active 5dr

    Taxable List Price 13,120CO2 Emissions 99

    From 256.48 per month

    CITROEN C3 HATCHBACK1.2 PureTech Touch 5dr

    Taxable List Price 11,360CO2 Emissions 108

    From 255.64 per month

    SEAT IBIZA HATCHBACK1.0 S 5dr

    Taxable List Price 13,195CO2 Emissions 112

    From 263.40 per month

    SKODA FABIA HATCHBACK1.0 MPI S 5dr

    Taxable List Price 12,035CO2 Emissions 111

    From 268.80 per month

    DACIA LOGAN MCV ESTATE1.0 SCe Access 5dr

    Taxable List Price 7,080CO2 Emissions 120

    From 217.57 per month

    NISSAN MICRA HATCHBACK1.0 Visia 5dr

    Taxable List Price 12,100CO2 Emissions 103

    From 248.01 per month

    Monthly rentals inclusive of everything except fuel!

    (All monthly rentals are general examples only based on 36 month/6,000 miles per annum contracts live, website quotes are based on personal details, whether you are a 20% or 40% taxpayer, vehicle annual mileage, your organisations VAT position and whether they are public sector or corporate organisation terms).

    Winter 2018 Special Offers

    http://www.tchsalsa.co.uk/http://www.tchsalsa.co.uk/

  • Large Family Hatch/Saloon

    SEAT LEON HATCHBACK1.2 TSI SE Technology 5dr

    Taxable List Price 18,705CO2 Emissions 114

    From 331.33 per month

    FORD FOCUS HATCHBACK1.0 EcoBoost 125 Zetec Edition 5dr

    Taxable Li