Class Assignment – Personal Finance – SEM 3

To be completed in Groups of 5/6 Marks assigned – 20 Deadline – 25th Sep, 2014

Create a financial model to showcase Personal Finance Investment Options

- Define your Household family mixture/ demography- Define Financial goals- Identify sources of income- Enlist possible household expenditures- Enlist Financial expenditures (if any)- Create suitable P&L, Balance sheet and Cash flow statement for the

Household- Identify/ calculate the family’s savings/ investments across various asset

classes (Savings account/ FD/ Liquid funds/ Equity/ Mutual funds/ Gold/ Real Estate/ REITs etc..)

- Propose changes in family’s investments (if needed)

Criteria:

- Clarity in family’s Financial statements- How flexible is your model to various scenarios?- Ability to de-bug- Clarity in presentation

Hints:

- Speak to people/ Visit Markets around to get realistic (not just Hinjewadi D Mart!!)

- Be creative in your thinking. Depth in the financial model will be appreciated.- Create separate sheets for analysis of return on various asset classes

All assignments should reach me by before midnight 24-Sep-2014. This folder should contain One Excel Workbook and One Powerpoint Presentation.