Patrice N Hall | Tips To Save You Money On Auto Insurance

Tips To Save You Money On Auto Insurance

If you’re looking to save money on auto insurance and who among us isn’t? Managing Partner Matt Dubblestein of All-Risks Insurance Brokers Limited in Kingston, Ontario,  is the perfect person to help answer this very question.

It’s something Matt gets asked all the time. Insurance premiums can seem so high. How, then, can you save money on your rates? What follows are 12 tips to help you save money on auto insurance.

Consider The Make And Model Of Car.

The make and model of your car determines a large part of your auto insurance premiums. Thieves have a preference for certain vehicles, and some cars have reputations for being driven at excessive speeds and, therefore, being involved in accidents.

Research the vehicles for which drivers receive lower premiums versus those that are consistently hit with higher rates. Your insurance broker can help with this info. As well, look into the Insurance Bureau of Canada  as a good starting point.

Maintain A Long-standing Status As A Safe Driver

The benefits of being an accident-free defensive driver go well beyond insurance premiums but those who maintain safe driving records year after year often benefit from the best in competitive insurance rates.

It pays to make safe driving a lifelong commitment!

Save Money As A Student Driver

Student drivers can save on the cost of premiums by getting on their parents’ or guardians’ policies as occasional drivers. As well, students with good grade-point averages or those who live away from home may benefit from better rates.

Also, don’t forget about the importance of those accredited driver training courses to lower your premiums!

Shop Around For The Right Insurance Company

Not all insurance companies offer the same rates. As with any industry, different providers are affected by different financial circumstances that are extended to consumers.

Shop for the best rates or better yet turn to a reputable insurance company that has competitively low rates, supported by industry expertise.

Change Your Regional Location

Where you choose to live may be easier said than done, but insurance premiums can differ significantly among provinces when compared to less populated territories.

If you find yourself measuring your quality of life against the cost of living, check into the insurance rates by region.

Patrice N Hall | Tips To Save You Money On Auto Insurance