Mobile Identity andMobile Authentication(mobile e-signature)

Valdis Janovs

Sales Director

Lattelecom Technology SIA

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Fixed PKI (e-signature) based services are being developed

We are addingmobile

e-signature services

From now on for all transactions that requires written signature: like private, corporate,

governmental and banking use, you can do it with mobile signature.

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It’s all about making economy more

efficient

The Basics

Mobile Identity service

Mobile Identity service

Use cases

Use Cases

• Company / Corporate• Secure Mobile Identity Services (VPN/Intranet

authentication, digital signing of transactions, approval of agreements, etc.)

• Bank• Authentication to web bank, to call centre, etc.• Signing on-line transactions (on stock exchange,

loans, mortgage, insurance...)• ATM money withdrawal without card• Internal use (like corporate)• New financial services which require signature

Use Cases

• Government• Guaranteed and secure authentication of citizens

(for online services, phone services, remote identification etc.)

• On-line business processing for government officials, digital signatures (eliminate paper processing)

And much more possibilities

depending on your business needs!

Benefits of using Lattelecom MSSP service• No investment required to platform, technology, expertise

• No changes to Mobile Operator network or infra-structure

• Full service available• Registration, Authentication, Mobile Signature (PKI)

• Time to revenue• Fast out-of-the-box integration to SP systems• Availability of Lattelecom integration services

• International signature roaming

Key Stakeholders• Lattelecom

• Mobile Identity Service – Available for all Service Providers

• Full service including certificates, registration, signature, integration

• Access to the Baltic market users

• Mobile Operators• Network Infrastructure, SIM

• Latvian Post CA• Certificates, trusted services

• Other Certificate Authorities• Certificates, trusted services

Stakeholders

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LattelecomMSSP

Mobile operator (MO)

Mobile operator (MO)

Mobile operator (MO)

Mobile operator (MO)

Certificate Authority

(CA)

Certificate Authority

(CA)

Service Provider(Banks)

Service Provider(Corporates)

Service Provider(Government)

Service Provider(Other)

User

Sample Business Model

Fraud reduction

Service Fee

Service

Traffic

Service Fee

Cost saving

Value Added Services

Service Fee

CA Services

Service Fee

MSS

En

d C

usto

mer

(Based on Valimo solution)

Service Provide

r

(Banks, governmen

t, corporates

, mobile operators,

etc.)

Mobile Operato

r

CA (1)

MO (2)MO (1)

MO (...n)

Signature Roaming

CA (2)

CA..n

Valimo ID Suite – Conceptual overview

Bank

Multiple Delivery Channels

Subscriber/Consumer/End User

Mobile Signature Service Provider (Operator)

● payments ● transactions● services● ....

Signature requestDigital signature

Provides secure signature creation and validation process

CA/Trusted Services

Valimo Validator MSS

Valimo iD Server Financial

Valimo References40+ customers in 12 countries

Several moresoon to beannounced

Virtual Private Network (VPN)

Reliable authentication needed; username & password not strong enough

ACCESS GRANTED

41 5

2

3

AUTHENTICATIONCOMPLETE

AUTHENTICATIONREQUEST

CORPORATELOG-IN

AUTHENTICATIONREQUEST

ENTER PIN * * * *Options Send

Credit with Mobile Signature --Credit up to 3.000€ at internetbank

Loan Application

Select “Credits”, “Fast Credit Request”

Type monthly income, credit type, nr.installments

Select “Cash”, and “Mobile signature” Approval by SMS

Sign with mobile

Withdrawal from account or ATM (without using Bank card)

7*24*365

Call center

1 End-user needs customer service

My name is Jim Smith.I have questions regarding my account.

Secure customer service

Mobile authentication

AUTHENTICATECUSTOMER SERVICE:Jim Smith

* * * *Options Send

32 Authentication request

Please authenticate yourself on your phone. I’m sending you an authentication challenge to be confirmed.

4

Thank you Mr. Smith. Now, how can I help you today?

Thank you!