PROMISSORY NOTE

1. Payable on stated installment2

2. Payable on stated installment with acceleration clauseh

3. Payable to the order of a fictitious person

4. Payable to a payee which purports to be a name of a person

I promise to pay P or order P50, 000.00 payable as follows:

March 1, 2015 P15, 000.00June 1, 2015 P10, 000.00September 1, 2015 P15, 000.00December 1, 2015 P10, 000.00

(Sgd.) M

I promise to pay P or bearer P60, 000.00 in twelve equal monthly installments of P5, 000.00 maturing on the last day of every month beginning January 2015.

(Sgd.) M

I promise to pay P or order P50, 000.00with interest at 12% payable as follows:

March 1, 2015 P15, 000.00June 1, 2015 P10, 000.00September 1, 2015 P15, 000.00December 1, 2015 P10, 000.00

Upon default in the payment of any interest, the whole amount payable and the interest payable shall become due.

(Sgd.) M

I promise to pay P or bearer P60, 000.00 in twelve equal monthly installments of P5, 000.00 maturing on the last day of every month beginning January 2015.

Upon default in the payment of any installment, the whole amount payable under this note shall become due.

(Sgd.) M

I oblige myself to pay to the order of Shinichi Kudo P10, 000.00 on or before May 4, 2015.

(Sgd.) M

I agree to pay Juan Dela Cruz or order P5, 000.00 payable on or before December 25, 2015.

(Sgd.) M

I shall pay Pencil or order P25, 000.00 ninety days after sight. (Sgd.) M

I promise to pay Plate or order P500.00 on 1/2/15. (Sgd.) M

5. Payable to order

6. Payable on demand

7. Payable at a fixed date

8. Payable after a fixed period after date

BILL OF EXCHANGE

I promise to pay to the order of X, Y, and Z P30,000.00 thirty days after January 2, 2015.

(Sgd.) M

I promise to pay the CEO of Penshoppe the sum of P50, 000.00 sixty days after sight.

(Sgd.) M

I promise to pay to the order of X, Y, and Z P30,000.00 on demand.

I promise to pay P or bearer P20, 250. (Sgd.) M

I agree to pay P or bearer P100, 000.00 before January 31, 2015. (Sgd.) M

I oblige myself to pay P or bearer P10, 000.00 on March 15, 2015. (Sgd.) M

I promise to pay P or order P5, 500.00 sixty-five days after January 15, 2015.

(Sgd.) M

I shall pay Liezel Maglinte or bearer P2, 000.00 twenty days after February 14, 2015.

(Sgd.) M

1. Payable on stated installment

2. Payable in sum certain in money with cost of collection

Pay to P or order P50, 000.00 payable as follows:

March 1, 2015 P15, 000.00June 1, 2015 P10, 000.00September 1, 2015 P15, 000.00December 1, 2015 P10, 000.00

(Sgd.) RTo WManila

Pay to P or order P60, 000.00 in twelve equal monthly installments of P5, 000.00 maturing on the last day of every month beginning January 2015.

(Sgd.) Nathallie CabalunaTo Wealthbank

F. Ramos St., Cebu City