KNOWLEDGE PARTNERSHIP PROGRAMME

SANKALP FORUM – Preliminary Report An Intellecap Initiative

Submitted to

Department for International Development (DFID)

IPE Global Pvt. Ltd.

November 2013

Report Submitted to DFID, India towards Contract IPE-KPP-2013-09 (33) – Sankalp Strictly Confidential

SANKALP FORUM – Preliminary Report for Contract: IPE-KPP-2013-09(33) - Sankalp

Landscape Mapping and Program Structure

Contents

About the Sankalp Forum .............................................................................................................................. 1

Relevance of Sankalp Forum in Africa .......................................................................................................... 1

Landscape Analysis ....................................................................................................................................... 2

Program Structure ......................................................................................................................................... 3

Progress Made .............................................................................................................................................. 3

Way Forward ................................................................................................................................................. 3

Annexures to be provided .............................................................................................................................. 4

About the Sankalp Forum

About Sankalp Forum: Launched in 2009, Sankalp Forum, an Intellecap initiative, recognizes & supports innovative, sustainable, high impact social enterprises. It builds an enabling ecosystem for early-stage social enterprises, channels impact investments, and engages over 11,000 stakeholders globally through collaborative year-round initiatives. It mobilizes a community of entrepreneurs, investors, enablers and policy-makers to encourage innovation, facilitate scalability, and drive consensus on matters that aid social enterprise development. Sankalp Forum also organizes an Annual Summit which is the largest social enterprise gathering in the world. The Summit convenes more than 1,000 social enterprise and impact investing practitioners from around the world to discuss, issues, trends and solutions that aid entrepreneur-led inclusive development. Sankalp Forum in Sub Saharan Africa: Thus far, Sankalp Forum has focused its enterprise support and ecosystem building efforts largely on India, with some activities in South and South East Asia. It sees a tremendous opportunity for expanding its efforts to Sub Saharan Africa to grow local high impact SME ecosystems; and also build a knowledge and partnerships corridor between India and Sub Saharan African countries. Between September 2013 and August 2014; Sankalp Forum plans to pilot a regional program in Africa in collaboration with local organizations. UKaid is a funding partner for this initiative and is seeding the pilot program by covering 50% of costs (USD 250,000).

Relevance of Sankalp Forum in Africa

There is increasing evidence that nations in the Global South stand to benefit from learning about and replicating successful sustainable development models created in the South and for the South. Intellecap’s vision is to build a knowledge transfer corridor between India and Sub Saharan Africa by:

Seeding interest and collaboration through a Sankalp Forum program in Sub Saharan Africa and then providing thought leadership and implementation support to accelerate this knowledge transfer

Working in close partnership with local organizations; and also building a local advisory practice based out of Sub Saharan Africa and led by local experts from the region.

Report Submitted to DFID, India towards Contract IPE-KPP-2013-09 (33) – Sankalp Strictly Confidential

Landscape Analysis

A track record of successful early stage investments is critical to accelerating an impact economy in

Africa. Such a track record can help to demonstrate the viability of investing in impact enterprises, as well

as create pipeline for impact-focused VC and PE funding. The lack of early stage investments is

especially a concern at this point in time as a 2013 JP Morgan-GIIN Survey of close to 100 impact

investors showed that 34% of respondents have an investment focus on Sub Saharan Africa – higher than

any other region in the world. In the same survey, respondents ranked “lack of investible opportunities

with track record” as the most critical constraint to scaling impact investing.

Further, only 20% of respondents felt that “many” of the opportunities they considered “passed initial

impact and financial screen” – a lower percentage than South Asia where 35% of respondents felt that

“many” enterprises were crossing this screen.

Three critical challenges that have been identified as barriers to the creation of a more cohesive inclusive

development ecosystem in Africa are:

Limited Support Available beyond Financial Capital: While

one part of the problem of early stage investing is that there

aren’t enough funders keen to take more risks and invest early,

the other part is that funders don’t find scalable business models

unless significant investments are made on sourcing and

enterprise capacity building which are not core business areas of

a fund. Hence, there is a need to make know-how and resources

around investment facilitation more available to intermediaries

and enterprises so they can achieve greater success in

catalyzing seed and early stage investments

Capital Mismatch: Despite large amounts of capital being

committed towards development in Africa, the enterprises are at

very early stages of their growth and do not have the appetite to

absorb this capital. There is a need to make the capital available

in instruments that are easily accessible and more suitable to the

enterprise growth stage. These include angel investments from

local and international investors, access to seed/VC stage

investments and improved debt lending facilities.

Highly Fragmented Ecosystem: Social enterprise ecosystem

exists in differing stages of evolution across the continent, creating a huge need to synthesize the

different activities and make available the most suitable support at the right time for entrepreneurs. Given

the diversity in the kind of support available across the continent, with South and East Africa being fairly

evolved, while West and North Africa in nascent stages, it calls for the creation of more easily accessible

shared networks and engagement platforms.

Report Submitted to DFID, India towards Contract IPE-KPP-2013-09 (33) – Sankalp Strictly Confidential

Based on Intellecap’s secondary and primary research, we have identified 3 key drivers

for a thriving social enterprise ecosystem:

1. Direct and indirect interventions to discover, build capacities

and showcase enterprises to investors

2. Collaborative efforts by intermediaries (consultants, investment

bankers, lawyers, incubators etc.) around shared challenges

3. Public/private sector building discourses and market

infrastructure building activities

Sankalp Forum, over the past 5 years played a critical role in catalyzing

the 3 drivers mentioned above to build an enabling ecosystem in India. It

now intends to draw extensively from its learnings to build a cohesive

ecosystem for entrepreneurship-led inclusive development in Africa.

Program Structure

SME Support - Direct and indirect interventions to discover, build capacities and showcase enterprises to investors Sankalp Forum will support emerging high-impact African SMEs through a rigorous Awards Program that sources scalable businesses across 5 high impact sectors; and showcases them to a group of funders ranging from philanthropic to equity to debt funders. Enterprises shortlisted for the Sankalp Awards for Africa will receive a broad range of capacity building support including business model validation and refinement; and training in capital raising. Convening - Public/private sector building discourses and market infrastructure building activities In addition to direct support to enterprises, Sankalp Forum creates an enabling ecosystem for them to thrive. It will annually convene Sankalp Africa Summit to bring together thought leaders, funders, entrepreneurs, intermediaries, corporations, industry experts, and policy makers from the region. Sankalp Forum’s first Africa Summit will be hosted in Nairobi, Kenya on 12th and 13th February, 2014. Knowledge and Thought Leadership - Collaborative efforts by intermediaries (consultants, investment bankers, lawyers, incubators etc.) around shared challenges The Sankalp platform will also create and disseminate knowledge and research to inform and influence entrepreneurship-led development. In the past, these have included sector landscape reports, and specific deep dives into talent and financing challenges faced by early stage, high impact SMEs.

Progress Made

On Overall Sankalp Africa Program

Secured partial funding from UKaid and in conversation for fundraising from Rockefeller

Foundation, USAID and IFC

Early stages of forming an advisory council of local experts High Impact SME Awards:

Launched call for applications for high impact SME awards with 10+ local incubators and accelerators promoting the awards and sharing SME pipeline. Launch meetings were organized in Kenya, Tanzania, Uganda, Rwanda, Ghana, Nigeria and South Africa

Sankalp Africa Summit:

Draft conference agenda launched and registrations opened on October 31

Currently co-curating panels and workshops in partnership with local and international organisations

Report Submitted to DFID, India towards Contract IPE-KPP-2013-09 (33) – Sankalp Strictly Confidential

Way Forward

As Intellecap looks to evolve and scale Sankalp Forum, it envisions a roadmap that helps to link impact investing and high impact SME hubs of the Global South to each other; and also with the Global North to drive a cohesive SME development agenda. This will include: South – South Knowledge Exchange: The Sankalp Summit is a convergence of knowledge, investment and dialogue geared towards building a better environment for high impact, pro-poor businesses. Over the years, the forum has successfully stimulated conversations and supported common action platforms that enable the Indian social enterprise industry. This year onwards Sankalp Forum, leveraging Intellecap and its partner network’s strengths will facilitate the creation of a knowledge corridor between the economies in the south beginning with Africa and expanding in Asia in 2015. Building Global Influence through Curated Discussions and Strategic Partnerships: Since its

inception, Sankalp has played a critical role in mainstreaming the impact investing agenda through its

network of 11000 global stakeholders. Going forward, Sankalp needs to be able to create mainstream

awareness and participation globally through strategic partnerships and carefully curated discourses that

include more significant global actors.

Research and Publications: Advisory work and thought leading research including landscape analyses, advocacy, and developing tools and other market infrastructure to drive SME development. E.g. in 2014 Intellecap in close consultation with the Office of the United Nations Envoy to Great Lakes Region will release an in-depth report on “Decentralized clean energy initiatives for the Great Lakes Region” that will be launched at Sankalp Africa Summit. This report will be and it will include recommendations towards the design and implementation of a decentralized clean energy initiative by the United Nations

Annexures to be provided

1. List of organizations interacted with for landscape scoping 2. Sankalp Summit – Draft Agenda 3. Collateral and Media

Organization Contact Person Designation Geography About the Organisation Scope of Engagement

Ashoka East Africa Simon Stumpf Regional Representative East Africa

Ashoka East Africa programs include rural

innovations and farming; and youth venture.

Will likely support Sankalp through

enterprise outreach and creating preferred

access for Sankalp enterprises to Ashoka

programs Enterprise Support Partners

Enablis Lillian Marenya Country Manager – Kenya Sub Saharan Africa

Conduct SME-focused enterprise sourcing,

capacity building, exposure and funding - in

East Africa, Ghana, South Africa and

Argentina. Will support Sankalp enterprises

with preferred access to their services and

also help in content curation Enterprise Support Partners

IFC Biju Mohandas Head of Health and Education Sub Saharan Africa

IFC is supporting private sector development

in sub-Saharan Africa with innovative

investments and advisory services programs.

Interested in exploring the possibility of a

healthcare related study and track focused

on knowledge exchane and peer to peer

learning between Africa and India Content Partners

Rockefeller Foundation Eme Essien Senior Associate Director Sub Saharan Africa

RF is interested in supporting Sankalp,

especially to seed conversation that will

result in the creation of market infrastruture Content Partners

OXFAM Lucas Chacha Market Based Livelihoods Advisor Pan Africa

Focused on agri businesses and building

market linkages for small holder farmers.

Will likely work with Intellecap advisory

services Advisory Services Partner

Feed the Future Innovation Engine Milton Lore Chief of Party Sub Saharan Africa

Feed the Future invests in inclusive

agriculture-led growth by supporting

initiatives for improving agricultural

productivity, expanding markets and trade,

and increasing the economic resilience of

vulnerable rural communities. Have offered

to lead the agriculture track at Sankalp

Summit

Enterprise Support and Content

Partners

ScopeInsight Ascar Juma Head – East Africa Sub Saharan Africa

Focus on rating and evaluating agri-focused

SMEs with the end goal of improving access

to finance (debt and equity) Advisory Services Partner

Open Capital Andreas Zeller Managing Partner Sub Saharan Africa

Open Capital is a financial services and

strategy consulting firm based in Nairobi that

supports high-impact businesses, investors,

and innovative solutions throughout East

Africa.

Content and Advisory Services

Partner

iHub Jimmy Gitonga Lead Kenya

Intel, Omidyar, Google and Hivos funded

incubator and co-working space. It hosts

most impact investing-related meetings.

Want to design an ecosystem to support

Kenyan tech entrepreneurs. Enterprise Outreach Partners

Growth Hub Johnni Kjelsgaard Co-founder Kenya

Facilitate business growth and expansion

in(to) East Africa through start-up incubation

and advsiory services Enterprise Support Partners

Amani Institute Roshan Paul President East Africa

Social enterprise capacity building and youth

vocational training focused. They also do

online learning for social entrepreneurs Immersion Event Partners

Strathmore University Christine Mwangi

Deputy Director, Centre for Public

Policy and Competitiveness Kenya Leading Kenyan university

Content and Enterprise Support

Partners

Mara Foundation Nina Werner Head Tanzania

Business incubator. Have offered to provide

Sankalp enterprises preferred access to their

programs Enterprise Support Partners

Invested Development Alex Bashian Head – Kenya Operations East Africa

Impact investing fund. Invests in early stage

social enterprises in emerging markets, with

a focus on alternative energy and mobile

technology Enterprise Support Partner

Acumen Fund Kenneth Macharia

East Africa Business Development

and Communications Manager Sub Saharan Africa Impact Investor Investment Partner

Investeq Capital Dan Awendo CEO East Africa

Predominantly engaged in the business of

arranging trade and asset finance for Small

& Medium Sized Enterprises (SMEs).

Looking to raise a PE Fund as well. Offered

to support Sankalp enterprises through their

services and lead financial access related

tracks at the summit

Enterprise Support and Content

Partners

ANDE - East Africa Mary Mwangi East Africa Head Pan Africa

Network of SME stakeholders - offered to

support Sankalp through outreach Enterprise Outreach Partners

One Acre Fund Jessica Gamburg Business Development Manager East Africa

One Acre Fund is an NGO in Kenya,

Rwanda, and Burundi that invests in farmers

to generate a permanent gain in farm income

to reduce poverty and hunger. Offered to co-

curate the agri focused panel at the summit Content Partners

Segal Foundation Andy Bryant Executive Director Sub Saharan Africa

Offer financial and capacity building support

to grassroot enterprises in Sub Saharan

Africa Enterprise Support Partners

Equity Group Foundation Dr. Helen Gichohi Managing Director East Africa

Equity Group Foundation [EGF] was

established in 2006 in recognition of the

need to scale up the existing corporate social

responsibility (CSR) initiatives by the Equity

Bank Group. TBC

Africa Management Institute Rebecca Harrison Director South Africa Management training and consulting firm. Outreach Partners

Africa Social Entrepreneurs

Network Jaco Slabbert Manager Pan Africa

The African Social Entrepreneurs Network

(ASEN) is a growing community of social

entrepreneurs Enterprise Support Partners

Gray Matters Capital Joseph Matara Regional Director East Africa

GMC is focused towards improving access to

education for underserved children in

developing countries. Enterprise Support Partners

African Entrepreneur Collective Julienne Oyler CEO Rwanda

AEC is a business accelerator for young,

growth-oriented entrepreneurs in Africa to

create jobs for the unemployed in their

communities Enterprise Support Partners

TanzICT Iiro Associate Expert Tanzania

Is a parastatal organization affiliated with the

government of Tanzania. Works like a space

incubator but also has a lot of activities going

on Enterprise Support Partners

GroFin Tanzania Emmanuel Elisanta General Manager Tanzania

They primarily provide debt (usually collateral-

free) but the size is reasonably high –

anywhere between $300K to $1.5Mln Enterprise Support Partners

VC4Africa Ben White Co-founder Pan Africa

Venture Capital for Africa is a community of

entrepreneurs and investors in Africa.

Focussed on connecting people and ideas

on a peer-to-peer level. Network extends to

more than 159 countries around the world Enterprise Support Partners

Grameen Foundation Erin Connor

Africa Manager/Kenya Country

Director Sub Saharan Africa

Focused on on-ground implementation in the

m-Agri and m-Health space. They also run a

Pioneer Fund there, which invests in SEs

Content & Enterprise Support

Partners

MicroSave Mike McCaffrey Head of Digital Financial Services Sub Saharan Africa

Focus on digital money, channel

development, technology and they are

spending a lot of time on creating a national

distribution network Content Partners

MESPT George Okeyo Knowledge Management Officer Kenya

A financial institution that provides support

and capacity building, financial as well as

business development services to improve

the performance of enterprises Enterprise Support Partners

Climate Innovation Centre David Njugi Technology Analyst Kenya

One of the incubation set-ups at Strathmore

Business School started by DANIDA, UKAID

and InfoDev. Enterprise Support Partners

Kenya Investment Authority Sysan W Njoba Manager - Business Development Kenya

Kenya Investment Authority is a statutory

body that is responsible for promoting private

investments in Kenya Content Partners

iDev

Patricia Chin

Sweeney Regional Director Sub Saharan Africa

Offer investment banking and advisory

services in Africa as well as Latin America. Content Partners

Shell Simon Desjardins Manager Global

USAID Raymond Guthrie

International Finance and

Development Professional Global

Potential Funding Partners

The USD 2 trillion African economy has been growing faster than any other continent in the world. The region - is emerging as a hotbed of IT and mobile innovations that are catering to a global market. This change is increasingly being led by a growing young and entrepreneurial talent pool. At the same time, Africa also faces significant social, economic and political challenges in building a brighter future. Underlying these opportunities and challenges is a clear sense amongst business and development practitioners that "market-based approaches" have a critical role to play in driving inclusive development.

From slum sanitation to affordable housing to vocational training - innovative business models that seek to create both financial and social value are on the rise. These business models involve actors like SMEs, NGOs, large corporations and government bodies. The diverse initiators and leaders behind these innovations have lessons for the rest of the developing world. These innovations should be scaled as "common approaches to doing business" and not just as individual initiatives. To do this, a greater harmonization of voices between different organizations and individuals is required. Could a common action platform be created where questions of all types and unlikely collaborations come together to create fresh insights, new collaborations, and actions?

Transformational social change is complex, time-taking and not just related to the scalability of individual business models. Transformational change can mean a community in Kibera gets access to well-maintained private toilets and a migrant in Accra is able start a bank account and a young person in Bhisho is able to find a job after a school. This calls for systemic approaches - different actors along the "value chain" coming together and being incentivized to work together. As the world looks to Africa for insights on systemic approaches to inclusive development - can Africa also look to other developing economies of the Global South for answers? In the past decade, India has experienced a growth story similar to that of many emerging African economies. Funders, companies and intermediaries with a wealth of experience from India can add a powerful component to a discussion about inclusive development in Africa. In convening the inaugural Sankalp Africa Summit in Nairobi, Sankalp Forum aims to bring an ecosystem-focused lens to conversations but more importantly actions to drive inclusive development. It also aims to build bridges between two emerging giants of the Global South. Sankalp Forum launched in India in 2009 to bring together an entire ecosystem of companies and individuals who were driving inclusive growth. Built for the South by the South - over the past 5 years it has grown into one of the world's largest platforms geared towards building a better environment for high impact, pro-poor businesses. In finding another home in Nairobi, Sankalp, it will discover and bring scalable and high impact business models to the forefront, and connect them to enablers, mentors and crucial networks. It will also raise challenging and forward thinking questions about the future of what markets can do for inclusive growth; and bring together practitioners to drive common action. When we come together as an industry in Nairobi - ours will not be a one-time convening. Through our conversations we will seek to explore what an ecosystem-based approach to inclusive development in the region can look like. We will explore how we can create more collaboration, more talent, and better tools for decision making. Action will be our bottom line and the one critical aspect we will focus on is how to take our collective insights from talk to action.

Taking an Ecosystem View for Inclusive Development in Africa

Key Highlights of Sankalp Africa Summit 2014 Cross-cutting Focus Areas:

1) Value chains and collaboration across different sectors

2) Innovative financing for high impact SMEs

3) Tangible opportunities for India - Sub Saharan Africa partnerships

Key drivers: 1) Entrepreneurship 2) Collaboration 3) Innovation 4) Financing

Key Sessions Sector Deep-Dives

Exploring value chains and partnerships to solve critical challenges across 6 focus sectors

Beyond Equity Investing Explore how angel funding and debt funding can become more available to high impact SMEs

Enablers Working Group In these facilitated working groups, we will bring together incubators, consultants, investment bankers and others from India and Sub Saharan Africa

Startup Hacks Expert-led workshops for entrepreneurs on business modelling and fund raising – with experience sharing from African and Indian entrepreneurs

Sankalp Awards Finalist Pitches Watch the 10 SME finalists of Sankalp Awards share their stories of how they are disrupting the future and creating impact

Report Launches Participate in sessions where critical thought-leadership is launched - learn more, question, and be inspired with something you take back to your work.

Special Attractions – Side Events Innovation Showcase: Innovations in inclusive development can take many forms and can be seen in large corporations, SMEs, NGOs, government

bodies and others. Through this showcase, we will bring you a carefully curated group of innovations that you can be inspired by, learn from, and

partner with.

Impact Huddles: Through impact huddles that are small by-invite meetings organized in the week of the Sankalp Africa Summit, we will bring

together potential partners from India and Sub Saharan Africa with a specific focus on sectors or functional areas and help them find ways to work

together. Good things can happen when unlikely partners come together.

Immersion Journeys: An opportunity for international investors and organizations interested in discovering opportunities in East Africa to undertake

a learning journey consisting of facilitated visits to different parts of the region culminating in the Summit.

Partner Convenings: A number of Sankalp Forum’s partners will be organizing convenings in the same week as the Sankalp Africa Summit. A list of

these and special discounts will be made available on our website shortly

Mentoring Clinics: Focused on helping start-ups that come to Sankalp Africa Summit - mentorship clinics are special 30-minute meetings between

an industry expert and a start-up to help solve growth challenges. Meetings are booked in advance and will run on the side-lines of the Summit.

Networking Lounge: Use the Sankalp connections app to fix meetings in advance and settle down in our networking lounge to talk. In between discussions, explore our innovation showcase, Sankalp wall of ideas and Sankalp Awards Finalist profiles.

TIME SESSIONS

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Day 1: Feb 12, 2014

9:00 AM to 3:00 PM By Invite Working Group Sankalp Awards Grand Jury Process

X X

4:00 PM to 5:00 PM Briefing Setting the Context Part 1: Briefing on inclusive development landscape in Sub Saharan Africa

X

5:15 PM to 5:30 PM Speech Conference Opening

5:30 PM to 6:30 PM Fireside Chat Accelerating India –Africa collaboration in driving the global inclusive development agenda.

X

6:30 PM onwards Dinner Reception

Day 2: Feb 13, 2014

Breakfast Meetings

7:00 AM to 8:15 AM

By-Invite Roundtable Big Data for Big Impact in Sub Saharan Africa

X X

Briefing Setting the Context Part 2: Briefing on inclusive development in India

X

TBD (Partner Meeting)

TIME SESSIONS

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7:30 AM to 8:15 AM Registrations

8:15 AM to 8:30 AM Speech Welcome Note

8:30 AM to 9:15 AM Fireside Chat Plenary session 1: The Global Canvas of Inclusive Development: Contrasts, Challenges, and Lessons

X X X

9:15 AM to 9:45 AM Speech Special Keynote Address – Imperatives of Inclusive Development in Africa

X X

9:45 AM to 10:30 AM Panel Discussion Plenary session 2: Can the world look to Sub Saharan Africa for leadership in inclusive development?

X X

10.30 AM to 11:00 AM

Parallel Sessions 11:00 AM to 12:15 PM

Panel Discussion Homegrown heroes: Catalyzing African angel investments

X X

TIME SESSIONS

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Parallel Sessions (contd.) 11:00 AM to 12:15 PM

Panel Discussion Private sector role in agriculture extension for improved food security

X X

Panel Discussion South-South Learning in Clean Energy: Replicating clean energy lessons from India in the Great Lakes Region

X X

Panel Discussion Partnering to tackle water stress: A value chain approach

X X

Slot for Sankalp Open

Panel Discussion Accelerating inclusive business – SME partnerships in Sub Saharan Africa

X X

Workshop “Startup Hacks” - Workshop Series for SMEs - Part 1: Building scale into your business model

X

By Invite Working Group The Enablers Working Group Part 1: Going beyond the cities - Deepening local ecosystems of entrepreneurship support

X X

12:15 PM to 1:30 PM Lunch Break

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Parallel Sessions 1:30 PM to 2:45 PM

Case Presentation and Panel Discussion From start to the finish line: Innovations in SME Financing

X X

Innovation Showcase and Panel Discussion Rapid diagnostics to save lives: The disruptive role of technology in healthcare

X X

Workshop Practitioners workshop on impact measurement for funds

X

Report brief and Panel Discussion Cracking distribution networks: Learning from the success of financial inclusion

X X

Workshop “Startup Hacks” - Workshop Series for SMEs - Part 2: Raising your first investment

X

By Invite Working Group The Enablers Working Group Part 2: Building a better policy environment for first generation entrepreneurship

X X

Slot for Sankalp Open

2:45 PM to 3:15 PM Networking Break

Plenary Discussion 3:15 PM to 4:15 PM

Panel Discussion Role of the African Diaspora in driving inclusive development

X X

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Closing Plenary 4:15 PM to 6:00 PM

SME Pitches Disrupting the Future: Pitches from 10 Sankalp Awards Finalists

X X

Awards Ceremony X X

Vote of thanks and announcing future programs. X

6:00 PM onwards

Networking Sankalp Happy Hours

Networking BY INVITE: Sankalp Partners Dinner

Day-long side events

Pre-scheduled One on One Meetings Mentorship Clinics

X X

Exhibition Innovation Showcase

X X

List of Collaterals Created and Media Mentions

Logo:

Website: www.sankalpforum.com/africa

Awards Flyer:

Media Articles:

Sankalp Forum Launches First Africa Chapter

Call for Nominations: Sankalp Forum Seeks India and Africa based Financial Inclusion Innovations