Is Bankruptcy Really a Solution?

Due to the problems

with the economy,

many people are

having trouble

paying their bills.

Sometimes, through

no fault of your own,

you may find that

there is simply no

way you can keep

up with your bills.

If you live in Florida and

find yourself in this

difficult situation, you may

want to contact a Florida

bankruptcy lawyer.

There are different types of

bankruptcies, so be sure to

have a Florida bankruptcy

attorney explain the

differences.

Discussing your options will

help you in making an

informed, confident decision

about the best solution for

your unique situation.

For example, if you own

a business, your

bankruptcy will be very

different from a person

who needs to declare

bankruptcy, but does

not own a business.

If you are having financial

problems, you may wonder

how you can afford to consult

with a Florida bankruptcy

attorney.

The truth is that there are

many bankruptcy lawyers that

offer free consultations.

In order to find a

bankruptcy lawyer that

offers free

consultations, you can

do a search on the

internet or look in your

phone book.

Chances are that you

may find several

lawyers that offer free

consultations.

Don’t feel obligated

to hire the first lawyer

that you see, even if

you receive a free

consultation.

Instead, take your

time and do some

research. Lawyer

fees vary widely, so

be sure that you’re

looking for one that

fits into your budget.

Check to see how much

each lawyer will charge

you in order to file your

bankruptcy.

Even after your

consultation, you may

worry about hiring a

lawyer to help with your

bankruptcy.

Although you may be

tempted to file your own

bankruptcy, you really need

to think twice about doing

this.

Since bankruptcy laws can

change quickly, you can’t be

sure that you will know about

the latest laws when filing

yourself.

In addition, bankruptcy laws in Florida can be very

complex.

This is why many people elect to have a lawyer fill

out the paperwork and process the bankruptcy for

them.

Probably the best part

about hiring a lawyer to

file your bankruptcy is

the fact that creditors

will be instructed to

deal with your lawyer

and to stop harassing

you.

This peace of mind is

well worth the cost of

an attorney.

Finally, when you hire a

bankruptcy lawyer, you

will have someone to

represent you before a

judge during bankruptcy

court.

Having a lawyer

significantly increases

your chances of having

your bankruptcy petition

accepted by the court.

Once your bankruptcy

petition has been

approved, you can start to

get your life back on track.

It’s important to prepare

yourself for some of the

ways a bankruptcy will

affect your life.

For example, a bankruptcy will affect your

credit rating and your ability to get credit.

This can be a challenge and make

purchasing a house or a car more difficult.

Even if you can get

credit, you may

have to pay a very

high interest rate.

Your bankruptcy

will affect your

credit for about 7

years.

Take some time to schedule an

appointment with a bankruptcy

attorney to evaluate your

options.

A new financial start may be just

around the corner!

FOR MORE INFORMATION

ABOUT

SARASOTA LAWYER

AND

FLORIDA BANKRUPTCY

ATTORNEYS,

PLEASE CHECK OUT

WWW.SMITHDINE.COM