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Rev. Date 9/25/2012

Presented by:Suzy Turner, Financial Services Manager

Introduction to Leveraged Planning Programs

Not for use with the public - for education and training purposes onlyLeveraged Planning is a registered trademark of Entaire Global Intellectual Property, Inc.

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Exclusive marketer of Leveraged Planning programs

Leverage-based funding for:o Life Insuranceo Annuitieso Business Planning Strategies

Not for use with the public - for education and training purposes only

Global Financial Distributors

2

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Characteristics

< 50 employees (LLC, C-Corp, S-Corp, LLP)

The Target Market

Not for use with the public - for education and training purposes only4

Common IndustriesMedical

Finance

Construction

Age/Income Range Age: 45-60

Income: > $250,000

Credit ScoreMin: 550

Ideal: > 650

Net Worth

Unencumbered assetsequal to the greater of $1,000,000 or the loanamount (Life Only / Call for Annuity)

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Leveraged Planning

Not for use with the public - for education and training purposes only5

In typical cases, the planning strategies are designed to benefitthe owner of the business, their designee or a specific businessneed, such as:

Buy-Sell

ExecutiveCompensation

WealthTransfer

EstatePlanning

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Benefits for the business owner of using otherpeople s money

o

Maintain free cash flow for businessreinvestment, etc.

o Potential for favorable tax considerations

o Magnified buying power

Why Clients Choose Leveraged Planning

Not for use with the public - for education and training purposes only6

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Leveraged Planning

Not for use with the public - for education and training purposes only7

Global OneFinancial (G1)

The Business(LLC, C-Corp, etc)

The BusinessOwner

Three Parties to the Transaction

Global One extends a commercial loan to the business

Global OneFinancial (G1)

LoanArrangement

The Business(LLC, C-Corp, etc)

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Leveraged Planning

Not for use with the public - for education and training purposes only8

The business (may) extend a loan to the businessowner (or key employee)

The Business(LLC, C-Corp, etc)

LoanArrangement

The BusinessOwner

Loan proceeds must be used to purchase an (approved)insurance or annuity product

The BusinessOwner

G1 AuthorizedInsurance Product

LoanProceeds

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Leveraged Planning

Not for use with the public - for education and training purposes only9

The business takes out and services a loan (paying interest),while the business owner, or other designated individual,

benefits from the program.

Interest Options:

Curren t Pay

Rol lup

Amor t iz ing

Swi tch B e tween Opt ion s

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Benefits of Marketing Leveraged Planning

Not for use with the public - for education and training purposes only10

Average annuity loan size: $750,000

Average life program = $5,000,000 death benefit

Extensive case support and design assistance from dedicatedGFD Financial Service Managers

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Case Studies

Not for use with the public - for education and training purposes only11

The Client: David Salmanson, 48

48 years old, hadn t funded any form of death benefit for his family s needs

Required a death benefit of $10,000,000 and wanted to borrow to achieve his goals.

Using a Leveraged Planning program, Mr. Salmansontook out a loan that required annual interest paymentsof $77,449. The cash value of the policy when Mr.Salmanson was age 70 was projected to be $4,739,261(the death benefit remains level at $10mm) fromwhich he could choose to payoff the loan principal, oropt to allow the principal to be paid from the deathbenefit.

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Case Studies

Not for use with the public - for education and training purposes only12

The Client: Walter Flynn, 55

Mr. Flynn required a death benefit of $4,300,000

Using a Leveraged Planning program, Mr. Flynn took out a loan that required annual interest payments of $47,500 to maintain his death benefit. The projectedretirement income at age 65 will be approximately$116,400. Mr. Flynn will be able to use either the cashvalue of the policy or other business assets to pay off the loan.

Mr. Flynn also hoped to secure a retirement income of $100,000 per year or more at age 65.

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10 Reasons to Market Leveraged Planning

Not for use with the public - for education and training purposes only13

No Personal Guarantee

Exper t i se

Loan Serv ic ing Flexibi l i ty

No Recu rr ing Trus t or L egal Fees

48 Hours of a Prel imin ary Offer

High ly Com pet i t ive Rates

Streamlined An nu al Review

Financing/Ref inancing o f Ex i s t ing

Pol ic ies /Loans

L o w M i n i m u m Lo an Size

Bro ader Range of Carriers A ccepted

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Webwww.globalfd.com

Mailing Address

Global Financial Distributors, Inc.1200 Ashwood ParkwaySuite 150Atlanta, GA 30338

Phone: 800-515-2599

Fax: 770-923-2553

Email: sales@globalfd.com

Contact Information

14Systems and methods and/or software related to Entaire

s Leveraged Planning programs are covered by U.S. PatentNos 7 797 214; 7 797 217; and 7 797 218 Not for use with the public - for education and training purposes only