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payments from 15 to 100, and full-blown PKI authentication for spending above this level. In another move, the European Commission has approved the results of trials of Euro-Citi, a secure platform for such e-government initiatives as electronic forums, tele-consultation and tele- voting. The trials took place in three European Comm- unity cities – Athens, Barcelona and the London Borough of Brent. The Euro-Citi initiative is now expected to be extended to other European Community cities. The Euro-Citi research project was co-funded by the European Commission under the Information Society Technologies programme. The computing architecture for the trials was developed by Schlumberger, using key elements of the Schlumberger DeXa.Badge solution, (an ID badge which runs on the Cyberflex 32K Java card). Contact: Jose de Vries at SchlumbergerSema, Tel: +33 1 46 00 44 67, email: jdevries@montrouge. sema.slb.com Semiconductors Atmel launches encrypted memory-card chips Atmel Corp has launched its CryptoMemory range of chips for memory-only cards; the new data-encryption devices are intended to provide many of the security features previously only found in microprocessor-based systems. Cards based on the new chips will not require the added expense of an operating system or the input of programming resources; they should be both lower in cost and faster to bring to market than cards running on microprocessors. A range of CryptoMemory high density chips from 32K to 256K bits is on offer; for high volume deliveries, prices will range from US$0.54 for the 32K bit to US$1.00 for the 256K bit version. The first major user of the new devices is to be CardLogix, a US smart card producer that has developed platforms for loyalty, access, e-purse, health and digital identity systems. The new range will enable Atmel to offer its chips at competitive prices in smart card markets – such as driver’s licences, health care and other government applications – where the prime need is not data processing but the secure storage of sensitive data. As an example of how the family of circuits might be deployed, Atmel gives the driver’s licence in a country with many states and different require- ments, such as the US, India or China. The aim is to produce cards with basic ID data that can be read by any terminal in any state, but which would incorporate different applications for use where required. The chips would range from the 2K device (the AT88SC0204C) required in the basic ID card to the 64K chip (the AT88SC6416C) required in a card that carried, in addition, finger- print, photo, driving violation and health data. Contact: Jean-Pierre Benhammou at Atmel, Tel: +1 719 540 1834, email: [email protected] or Cathy Clemensen at CardLogix, Tel: +1 949 380 1312, email: [email protected] Multi-application cards Hungarian bank pioneers e-banking Oberthur Card Systems is to supply a leading Hungarian bank, Kereskedelmi és Hitelbank (K&H Bank), with more than 100,000 Visa- certified smart cards, through a mix of multi- application Java Cards and simple cash cards. The high-end Java Cards will combine secure access to K&H Bank’s E-Bank service as well as providing Visa credit/debit functionality. They will be based on Oberthur’s CosmopolIC Java product, which incorporates PKI security. Oberthur has been working with K&H Bank for more than two years on e-business solutions and Visa pilot projects. There are plans to add further applications such as electronic signatures, loyalty schemes and an e-purse. Róbert Nemcsics, director of K&H Bank’s Retail Products and Channels, said: “At present, 90% of card use in this region is ATM related; the introduction of smart cards will help encourage consumer confidence in using cards for payments, because of the high level of security they can offer.” Hungary is among the first Central European countries to adopt chip card technology. The magnetic stripe will remain on the cards produced for K&H Bank until all the Hungarian banks have completed the installation of chip- ready terminals. Contact: Wais Wasiri at Oberthur Card Systems, +33 6 10 63 01 60, email: [email protected] Mobile phones Gemplus unveils new development kit Gemplus has launched GemXplore CASE 3.1 for Java Card, the latest in a range of kits designed to help developers reduce ‘time-to- market’ for their STK (SIM Toolkit) applets. The package provides developers with the ability to develop and prototype real wireless applications at their own PCs, since it is not linked to a network. Developers can use the kit either to create a prototype STK service or to 7 Card Technology Today January 2003 news Oberthur Card Systems and Welcome Real-time have launched EMV payment cards that will carry a loyalty application. The two companies have chosen Italy as their initial market for a low cost EMV debit–credit application (developed by Oberthur) and loyalty packages developed by Welcome. Welcome products include instantly-awarded loyalty points, coupons, vouchers, tickets and cash back. The Italian market, with 33 million cards in circulation, is one of the biggest payment card markets in Western Europe. After the United Kingdom, Italy is set to be the next country to migrate to EMV micro- processor cards. Smart card supplier Datakey has joined forces with Pointsec Mobile Technologies, specialists in security software for laptops, desktops and PDAs. Pointsec software requires the user to authenticate their identity prior to computer start-up, with a single ID/password. After log-on, it automatically encrypts the contents of the user’s hard disk drive. Datakey smart cards deliver an extra layer of protection by giving users the ability to upgrade from user ID password-only authentication to two-factor security, based on password and possession of a smart card. KT Corp (formerly Korea Telecom), South Korea’s largest telecommunication provider, is to use Bell ID’s ANDiS Management Systems to manage its EMV smart cards. The web- based system will enables KT Corp to manage the life cycle of cards, applications and cryptographic keys. In cooperation with South Korean banks, KT Corp issues smart cards to subscribers; these cards can include up to seven applications in the field of electronic payment, loyalty and ticketing. • US-based payment terminal leader VeriFone has added four new partners to its European marketing network. The company says it has chosen the partnership model rather than operating small local sales offices. The new partners are: EL-ME (Germany); SMARTEL (Italy): Necomplus (Spain); and VIDRA (Yugoslavia). After an unsatisfactory period as a subsidiary of Hewlett-Packard, and a short spell within the Gores Technology Group, the company was re-capitalised in mid-2002 by GTCR Golder Rauner. VeriFone says it is now ‘independent and profitable’. During 2002, VeriFone launched the Omni 3750 counter-top ter- minal (selling 70,000 in the first eight months after the launch) and the SC 5000 smart PIN- pad, which can be added to older POS terminals to equip them for EMV-based transactions. in brief

Hungarian bank pioneers e-banking

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payments from �15 to �100, and full-blownPKI authentication for spending above this level.

In another move, the European Commissionhas approved the results of trials of Euro-Citi, asecure platform for such e-government initiativesas electronic forums, tele-consultation and tele-voting.

The trials took place in three European Comm-unity cities – Athens, Barcelona and the LondonBorough of Brent. The Euro-Citi initiative is now expected to be extended to other EuropeanCommunity cities.

The Euro-Citi research project was co-fundedby the European Commission under theInformation Society Technologies programme.The computing architecture for the trials wasdeveloped by Schlumberger, using key elementsof the Schlumberger DeXa.Badge solution, (an IDbadge which runs on the Cyberflex 32K Java card).

Contact: Jose de Vries at SchlumbergerSema, Tel:+33 1 46 00 44 67, email: [email protected]

Semiconductors

Atmel launchesencrypted memory-cardchipsAtmel Corp has launched its CryptoMemoryrange of chips for memory-only cards; the newdata-encryption devices are intended to providemany of the security features previously onlyfound in microprocessor-based systems.

Cards based on the new chips will not requirethe added expense of an operating system or theinput of programming resources; they should beboth lower in cost and faster to bring to marketthan cards running on microprocessors.

A range of CryptoMemory high density chipsfrom 32K to 256K bits is on offer; for high volumedeliveries, prices will range from US$0.54 for the32K bit to US$1.00 for the 256K bit version.

The first major user of the new devices is to beCardLogix, a US smart card producer that hasdeveloped platforms for loyalty, access, e-purse,health and digital identity systems.

The new range will enable Atmel to offer itschips at competitive prices in smart card markets– such as driver’s licences, health care and othergovernment applications – where the prime needis not data processing but the secure storage ofsensitive data.

As an example of how the family of circuits mightbe deployed, Atmel gives the driver’s licence in acountry with many states and different require-ments, such as the US, India or China. The aim isto produce cards with basic ID data that can be read by any terminal in any state, but which would

incorporate different applications for use whererequired. The chips would range from the 2Kdevice (the AT88SC0204C) required in the basicID card to the 64K chip (the AT88SC6416C)required in a card that carried, in addition, finger-print, photo, driving violation and health data.

Contact: Jean-Pierre Benhammou at Atmel, Tel: +1719 540 1834, email: [email protected] Cathy Clemensen at CardLogix, Tel: +1 949 3801312, email: [email protected]

Multi-application cards

Hungarian bankpioneers e-banking Oberthur Card Systems is to supply a leadingHungarian bank, Kereskedelmi és Hitelbank(K&H Bank), with more than 100,000 Visa-certified smart cards, through a mix of multi-application Java Cards and simple cash cards.

The high-end Java Cards will combine secureaccess to K&H Bank’s E-Bank service as well asproviding Visa credit/debit functionality. Theywill be based on Oberthur’s CosmopolIC Javaproduct, which incorporates PKI security.

Oberthur has been working with K&H Bankfor more than two years on e-business solutionsand Visa pilot projects. There are plans to addfurther applications such as electronic signatures,loyalty schemes and an e-purse.

Róbert Nemcsics, director of K&H Bank’s RetailProducts and Channels, said: “At present, 90% ofcard use in this region is ATM related; theintroduction of smart cards will help encourageconsumer confidence in using cards for payments,because of the high level of security they can offer.”

Hungary is among the first Central Europeancountries to adopt chip card technology. Themagnetic stripe will remain on the cardsproduced for K&H Bank until all the Hungarianbanks have completed the installation of chip-ready terminals.

Contact: Wais Wasiri at Oberthur Card Systems, +336 10 63 01 60, email: [email protected]

Mobile phones

Gemplus unveils newdevelopment kitGemplus has launched GemXplore CASE 3.1for Java Card, the latest in a range of kitsdesigned to help developers reduce ‘time-to-market’ for their STK (SIM Toolkit) applets.

The package provides developers with theability to develop and prototype real wirelessapplications at their own PCs, since it is notlinked to a network. Developers can use the kiteither to create a prototype STK service or to

7Card Technology Today January 2003

news

• Oberthur Card Systems and WelcomeReal-time have launched EMV payment cardsthat will carry a loyalty application. The twocompanies have chosen Italy as their initialmarket for a low cost EMV debit–creditapplication (developed by Oberthur) andloyalty packages developed by Welcome.Welcome products include instantly-awardedloyalty points, coupons, vouchers, tickets andcash back. The Italian market, with 33 millioncards in circulation, is one of the biggestpayment card markets in Western Europe.After the United Kingdom, Italy is set to bethe next country to migrate to EMV micro-processor cards.

• Smart card supplier Datakey has joinedforces with Pointsec Mobile Technologies,specialists in security software for laptops,desktops and PDAs. Pointsec softwarerequires the user to authenticate their identityprior to computer start-up, with a singleID/password. After log-on, it automaticallyencrypts the contents of the user’s hard diskdrive. Datakey smart cards deliver an extralayer of protection by giving users the abilityto upgrade from user ID password-onlyauthentication to two-factor security, basedon password and possession of a smart card.

• KT Corp (formerly Korea Telecom), SouthKorea’s largest telecommunication provider, isto use Bell ID’s ANDiS Management Systemsto manage its EMV smart cards. The web-based system will enables KT Corp to managethe life cycle of cards, applications andcryptographic keys. In cooperation withSouth Korean banks, KT Corp issues smartcards to subscribers; these cards can includeup to seven applications in the field ofelectronic payment, loyalty and ticketing.

• US-based payment terminal leaderVeriFone has added four new partners to its European marketing network. Thecompany says it has chosen the partnershipmodel rather than operating small local sales offices. The new partners are: EL-ME(Germany); SMARTEL (Italy): Necomplus(Spain); and VIDRA (Yugoslavia). After anunsatisfactory period as a subsidiary ofHewlett-Packard, and a short spell within theGores Technology Group, the company wasre-capitalised in mid-2002 by GTCR GolderRauner. VeriFone says it is now ‘independentand profitable’. During 2002, VeriFonelaunched the Omni 3750 counter-top ter-minal (selling 70,000 in the first eight monthsafter the launch) and the SC 5000 smart PIN-pad, which can be added to older POSterminals to equip them for EMV-basedtransactions.

in brief

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