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High-Tech
Team uses the latest
technology to close
gaps in care
Multiple ways to
engage with us:
phone, email, app,
mail, text, chat
Tailored content
delivered according
to preferences and
special health needs
Engagement
platform, healthcare
on-the-go
High-Touch
Talented,
experienced
healthcare staff
100% unbiased
and confidential
Responsive,
compassionate
approach
Go above and
beyond to engage
members
2 HealthAdvocate
Personal Health Advocate
Decision Support provided by RN’s
supported by Medical Directors and
claims and benefits experts
Care Locator ™
Nationwide service based
on Medis Analytic Engine,
network coordination,
Primary & Specialty Care,
DME, Dental Services
Advocates of Excellence ™
2nd Opinion service, EMO and
Centers of Excellence, complex care
coordination
Health Advocate CareCoach™
Medical information using the
HealthWise™ database, pricing
tools, evidence based care
Benefits Advantage™
Claims, Coverage
questions, Referrals,
Pre-certification,
Appeals, Grievances,
help with paperwork
Health Advocate CareQuest™
Additional outside services and
resources, Medicare Assistance,
Nursing home help
Core Advocacy Program
3
Benefits Gateway
and “HUB”
Health
Information
Dashboards
Wellness & Coaching EAP &
Work Life
Data Analytics
Predictive Modeling
Risk Scoring
Advocacy & Assistance
Multiple Engagement Points Integrate
Across the Model
Biometric Screening
Mobile Engagement
Platform
Personalized Health
Communications
Pricing
Transparency
Outreach
Engagement
Nurseline &
Telemedicine Remote Device
Integration Decision
Support
Chronic
Care
Solutions
Financial Fitness 4
2nd Opinions & EMO
Appeals Admin
Medical Bill
Saver
Benefits Gateway
and “HUB”
Health
Information
Dashboards
Wellness & Coaching EAP &
Work Life
Data Analytics
Predictive Modeling
Risk Scoring
Advocacy & Assistance
Multiple Engagement Points Integrate
Across the Model
Biometric Screening
Mobile Engagement
Platform
Personalized Health
Communications
Pricing
Transparency
Outreach
Engagement
Nurseline &
Telemedicine Remote Device
Integration Decision
Support
Chronic
Care
Solutions
Financial Fitness 5
2nd Opinions & EMO
Appeals Admin
Medical Bill
Saver
Empowered Health
Health Information Dashboards
Baseline & Annual Medical Claims Analysis
Pricing Transparency Tools Chronic Care
Solutions
Data Drives Empowered Health
Data Analytics and Predictive Modeling
Biometrics
Rx
Data
Engagement Platform
Benefits
6
Empowered Health is a holistic approach to individual health and
wellbeing, spanning multiple approaches and blending programs
together to create a single unified platform for patient engagement,
coaching and support
Typical Empowered Health utilization across services ranges from
20% to > 90%, driven largely by year-long multi-channel
communications and client incentives for participation
Using our blended approach, over the course of a year we are able to
consistently close approximately 50% of the gaps in care initially
identified in the population
Members with one or more chronic conditions and those with more
than one gap are more successful in closing gaps in care
Closing Gaps in Care
Empowered Health
7
Benefits Gateway
Single point of access for easy use
The ultimate integration tool
Triage / warm transfers to other vendors and programs
Low cost and cost-effective
Motivates actions at the point of engagement
Maximizes the value of all associated programs
Integrates with Gaps In Care Spotlights to reduce medical costs and improve clinical outcomes
© Copyright 2014, Health Advocate, Inc. 8
simplifying and connecting
it all together
Gaps
in Care Outreach
Pricing
Transparency
EAP + Work/Life
Biometrics
Chronic
Condition Coaching
Decision Support
Second Opinions
Benefits Gateway
Financial Wellness
Tele- medicine
Wellness
Health Advocacy
9 HealthAdvocate
Plus, the HR team can create custom alerts to notify employees about important events like health fairs!
Member Engagement Portal
A “People Like Me” approach
incorporating Machine Learning and
Predictive Modeling for targeted
personalized messages
Interact in real time with all Health
Advocate and 3rd party programs
View personalized to-do lists/alerts
Upload documents and forms and
view the status of a case
Compare costs for medical care and
prescription drugs
Access health and wellness
information
24/7 personal support is just a call
or click away
Choose the method of
communication; email, text, chat, call
10
Pricing Transparency
Health Cost Estimator+
Available on multiple platforms including smartphone, tablet and PC
Employees can call a Personal Health Advocate for added pricing support
Quality and cost information
Real time out of pocket deductible calculations
11
Procedure Average
Savings
Pregnancy Care (C-section Delivery) $ 8,180
ACL or PCL Repair, Arthroscopic Approach $ 5,985
Arthroscopic Shoulder Surgery, Rotator Cuff Repair $ 5,846
Surgical Nasal/Sinus Endoscopy $ 4,465
Pregnancy Care (Normal Delivery) $ 4,335
Inguinal Hernia Repair, Open approach (age 5 and older) $ 3,736
Gallbladder Removal, Laparoscopic $ 3,653
Bunion Correction $ 3,270
Meniscal Repair, Arthroscopic Approach $ 2,637
Sleep Study, Attended by Technologist $ 2,303
CT scan, abdomen and pelvis (with contrast) $ 1,441
Colonoscopy with Biopsy $ 1,408
CT chest angiography $ 1,391
Cataract Surgery, simple $ 1,383
Tonsillectomy (age 12 or older) $ 1,382
Bone Marrow Biopsy $ 1,234
Colonoscopy, Diagnostic $ 1,090
CT Scan head/neck angiography (without and with contrast) $ 967
Colonoscopy Preventive Screening (Age 50-75) $ 948
Colonoscopy with Biopsy and Tumor, Polyp or Lesion Removal $ 907
MRI, spine (without and with contrast) $ 880
CT angiography, abdomen (without and with contrast) $ 792
Health Cost Estimator+ Results
What did you look at? What did you do? What did it cost? What did you save?
Physician Search and Care Concierge
13
Intake to assess members’
needs and preferences
Check sanctions or licensing issues;
verify board certification
Assess experience
and contact providers
to confirm they
perform required care
Research and
identify leading
in-network
providers using
Medis™ Analytic
Engine
Contact members to
discuss provider and
treatment options
Follow
up
Schedule
appointments
and transfer
medical records
(if needed)
Facilitate any
necessary referrals or
authorizations
Confirm
network
status and
accepting
new patients
MEDIS Provider Performance
Analytic Engine MEDIS = Medical-Insights
A proprietary data driven tool that utilizes
clinical data (volume of cases, readmission
rates and lengths of stay) to rank providers
Developed by e2H exclusively for Health
Advocate’s Provider Locator program
Uses national performance information to
evaluate physician quality
Incorporated into all physician locator and
second opinion searches
Continuously updated as new data becomes
available
Includes information on more than 90% of
practicing US physicians in adult medicine
14
Second Opinions and EMO
Intake to assess
members’ needs and
preferences
Research and identify top
experts and Centers of
Excellence nationwide
Arrange for the
transfer of
medical records,
test and lab
results; schedule
face-to-face
appointments or
facilitate chart
review
Coordinate services with physicians,
health plan case managers and
medical directors
Health
Advocate
assisted with
over 59,000
Second
Opinions and
EMO cases in
2016
15
BProBrokerExpo.com #BProBrokerExpo
Data at the Point of Contact
16
BProBrokerExpo.com #BProBrokerExpo
Personalized Member Dashboard
Your plan offers members a free home
visit to help you avoid slips and falls. Just
call us toll-free at
(800) xxx-xxxx and we can give you all
the details. It’s just that easy!
17
Client Reporting Dashboard
18
19
Client Gaps In Care Report
Client Reporting Dashboard Drill-Downs
20
Personalized Member Communications
Mail, email or text personalized communications encouraging preventive services, tailored to a member’s profile
Disease-specific communications for members identified with chronic conditions
Ongoing reminders reinforce preventive care, attention to chronic needs
Communications can be tailored to seniors (e.g., large print, topics) and other groups
Available in the Engagement Platform and Member Dashboard
21
Wellness Program
22
Member portal and mobile app
Available personal coaching
Wearable device integration
Online workshops
Client customizable competitions
Incentive tracking
Integrated reporting and outcomes
BProBrokerExpo.com #BProBrokerExpo
Online Biometric Scheduling Encourages
Participation, Links to Incentives and PHP
23
Low Risk
Medium
Risk
High
Risk
Chronic
Care
Solutions
Chronic Care Coaching
(≈ 5% of overall chronic
population)
4 to 6 month intervention
Risk Assessment and Chronic Care
Solutions Intervention
Dashboards Gaps In Care
Short Term
24
Risk Stratification
25
80%
23%
15%
26%
5%
50%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Members Total Costs
Member Breakdown and Percent Total Cost by Risk Level
Low Risk Medium Risk High Risk
Mean
Prospective Risk
Member
Engagement Rate
10.14 38.9%
2.56 46.9%
0.62 30.8%
High Risk members are 16 times more
likely than Low Risk members to have a
medical event in the coming year
The prospective risk score is an
estimate of future healthcare
utilization, including ER visits and
average inpatient costs
Severn Trent: 5% of Members Account for 50% of Total Medical Costs
Risk Stratification
26
Severn Trent: 10 Members Account for 23% of Total Medical Costs
90 High-Risk Members
Members
Medical Costs
50%
5% Current Year
Total Costs
Prospective
Risk Score
Clinical
Classification
Member A $566,708 27.36 Other Skin Conditions
Member B $558,810 36.12 Asthma/COPD
Member C $257,028 27.44 Cancer
Member D $250,145 12.93 Back Conditions
Member E $218,815 6.97 Pregnancy/Newborns
Member F $205,124 18.47 Back Conditions
Member G $203,286 36.03 Cancer
Member H $200,487 25.56 Cancer
Member I $179,888 32.47 Hypertension
Member J $146,306 18.38 Cancer
Top 10 High-Risk Members by Total Expenditures
$2,786,597 Total: (45 % of Total Costs in High-Risk Group)
(23 % of Total Medical Costs)
27
Severn Trent Preventive Care Screening - Overall: 2/15/2016 - 2/14/2017
Empowered Health Outcomes
16%
92%
66%
62%
57%
36%
27%
96%
85%
68%
66%
51%
0% 20% 40% 60% 80% 100%
Bone Density Screening
Blood Glucose Screening
Cholesterol Screening
Breast Cancer Screening
Cervical Cancer Screening
Colorectal CancerScreening
Severn Trent Services e2H BOB*
28
Severn Trent Preventive Care Screening Engaged Group vs. Letter Only Group:
2/15/2016 - 2/14/2017
52%
45%
48%
30%
82%
87%
95%
70%
57%
50%
75%
38%
0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Breast Cancer Screening
Cervical Cancer Screening
Cholesterol Level Screening
Colorectal Cancer Screening
Letter Only Engaged Group Benchmark
Empowered Health Outcomes
29
79%
65%
82%
58%
81% 83% 81% 80% 77% 76%
87%
77%
66%
84% 82% 83% 82%
93%
87%
73%
64%
85% 85% 82%
0%
10%
20%
30%
40%
50%
60%
70%
80%
90%
100%
Baseline Year Prior Year Current Year
Medication Adherence increased for 7 of the 8 conditions when comparing the Baseline Year and Current Year.
Severn Trent: Medication Adherence
Empowered Health Outcomes
30
Severn Trent: Brand to Generic Switches
81% 83% 85%
7% 5% 3%
12% 12% 12%
0%
20%
40%
60%
80%
100%
Baseline Year Prior Year Current Year
Brand Prescriptions with Generic Equivalents
Generic Prescriptions
Brand Prescriptions without Generic
Equivalents
LEGEND
Empowered Health Outcomes
31
Severn Trent Hypertension Care: 2/15/2016 - 2/14/2017
82% 75%
95%
75%
91% 97%
0%
20%
40%
60%
80%
100%
Antihypertensives Cholesterol Level Screening Blood Glucose Screening
Compliance with Recommended Care
Letter Only Engaged Group
1,778 1,571
0
400
800
1,200
1,600
2,000
Letter Only Engaged Group
Inpatient Stays per 1,000 Members
$3,075
$1,868
$0
$400
$800
$1,200
$1,600
$2,000
$2,400
$2,800
$3,200
$3,600
Letter Only Engaged Group
ER Average Cost
Empowered Health Outcomes
32
Severn Trent Cost and Utilization: Engaged Group vs. Letter Only Group
2/15/2016 – 2/14/2017
27% 26% 21%
27%
17%
32%
23% 27%
0%
20%
40%
Hospital Outpatient Rx Physician/Professional
Letter Only Engaged
$18,948
$9,512
$ K
$2 K
$4 K
$6 K
$8 K
$10 K
$12 K
$14 K
$16 K
$18 K
$20 K
Letter Only Engaged
Tota
l M
edic
al C
ost (P
EP
Y)
Empowered Health Outcomes
33
Health Advocate has consistently demonstrated that our Empowered Health approach can “Bend the Medical Cost Curve” and return a positive ROI
While it is common to see costs increase in the first year of the program as individuals are
more motivated to seek care for their respective condition, costs typically are lower in the
second year as a result of that care.
The Year-Over-Year medical cost trend (PEPY) for members who had a gap in care, got a
reminder about the gap in care and interacted with Health Advocate (the Engaged Group)
flattened dramatically from the Prior Year to the Current Year (from 33% to 18%).
This 18 point difference saved Severn Trent approximately $708,000
33
$6,040
$8,027
$9,512
$5,000
$6,000
$7,000
$8,000
$9,000
$10,000
$11,000
Baseline Year Prior Year Current Year
Engaged Group
18 Point Lower Medical Cost Trend
for members who had a gap in
care, got a reminder and engaged
with Health Advocate
= $1,204 PEPY
=$1,204 x 588 ees
= $707,952 Savings
Trend
10,716
Empowered Health Outcomes
Savings Summary
Severn Trent's February 2017 census showed 1,455 employees
eligible for Health Advocate’s Empowered Health program
Severn Trent pays Health Advocate approximately $204,000 per
year for the Empowered Health, Biometric Screenings and flu shots
The reduction in medical cost trend from 33% to 18% for people
who had a gap in care, got a reminder and engaged with Health
Advocate represents a savings of $708,000 to Severn Trent
Compared to the cost of Health Advocate’s programs, Severn
Trent’s ROI is 3.47 to 1. That is, the Return On Investment (ROI)
was nearly 3½ times the cost of the Health Advocate
Empowered Health program.
34
Health Advocate has consistently demonstrated that our Empowered Health approach can “Bend the Medical Cost Curve” and return a positive ROI
Empowered Health Outcomes
35
Abbie Leibowitz, M.D., F.A.A.P. Chief Medical Officer, President Emeritus
and Co-founder