Well done Andy, our fi nancial advisor, who ran his fi rst London Marathon in a swift 5hrs, and raising £2,000 for the local Livewire Youth Project and £473 for NSPCC. Thanks to everyone who supported him, and be ready to do so again next year!

Not to be outdone, Steve Moir, Dave Jackson and Andy Russell are taking part in a 5 day, 350 mile cycle from Kent to Lympstone in Devon in aid of ‘Help our wounded Royal Marines’. We’d appreciate any donations either in our offi ce or at justgiving.com/teams/coastal-commando

Find out more at coastalcommando.com

LONDON CALLING

CHARITY CHAT

News and views from Hennings MoirJune / July 2014

This edition we bring you important news about mortgages as well as our regular guide to what’s going on in Saltash over the next couple of months.

There’s also a delicious recipe for Greek yoghurt brulee from our friends at the Who’d Have Thought It Inn in St Dominick, for which you

HELLO AND WELCOME

The team atHennings Moir

can also win a £40 voucher for a meal there!

Have a very happy summer, and of course if you’d like any advice at all with selling or letting in the Saltash area, please give us a call.

Not content with buyers coming to us, we decided to go to them – at the Distinctly Westcountry Property Exhibition in London, on 15th May.

Showcasing Saltash’s fi nest property stock in London was a huge success. We spoke to plenty of Londoners looking to relocate to Devon and Cornwall and still more looking for second homes.

And the London marketing of our properties continues – at the Distinctly Westcountry W1 offi ce, just around the corner from Marble Arch, as well as at www.distinctlywestcountry.co.uk

New rules have come into force for mortgage applications, called the Mortgage Market Review (or MMR).

Now, all prospective borrowers will be questioned in depth about their spending habits, and bank and credit card statements will be looked at carefully. This means that now your spending – not just your income – may well affect how much

you’re allowed to borrow and on what terms.

So if you are thinking of buying or selling at any point, it is worth getting your fi nances in order several months prior to making a mortgage application, and we’d recommend a chat with our independent fi nancial adviser Andy Moir at the earliest opportunity.

NEW MORTGAGE RULES

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Job number: 0288_0514

Client: Hennings Moir

Project type: 4pp A4 portrait brochure

Trim: 210 x 297 (A4)

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Colour: CMYK

Created in: InDesign CS4

Created by: ReThink Marketing

Date: 04.06 .14

Email: charlie@rethink-marketing.co.uk

Phone: 01872 300322

Here’s a selection of some of the properties we have sold recently.SOLD

New BuildBlunts

4 bed detached house sold to people from Herts.

Sold for £369,950 100% of asking price.

Taylor CloseSALTASH

3 bed detached bungalow.

Sold for £225,00096% of asking price.

Tavy ROADSALTASH

3 bed terraced house sold to buyers from Plymouth.

Sold for £145,00098% of asking price.

Essa ROAdSALTASH

4 bed detached home sold to Plymouth buyers.

Sold for £375,000.

PenwardenTrematon

2 bed cottage with garden and parking.

Sold for £175,000 96% of asking price.

Harbour ViewSALTASH

3 bed terraced house sold to local buyers.

Sold for £175,00098% of asking price.

Beweys ParkSALTASH

3 bed detached sold to buyers from Looe.

Sold for £192,500 97% of asking price.

Landrakenr. Saltash

3 bed cottage.

Sold for £205,00098% of asking price.

Nobody knows Saltash quite like we do, for our expert opinion on your property’s value, call contact Alison or Michelle on 01752 850440.

of customers would recommend us.96%

average sale price achieved.98%

And a selection of properties we have successfully let recently:LET

01752 850440 info@henningsmoir.comwww.henningsmoir.com

Spencer GardensSALTASH

3 bed terraced house.

£675pmLet to local family as close to schools.

Old Ferry ROADSALTASH

Stunning river views.

£625pmReturning from overseas.

St Stephens RD.SALTASH

The perfect long term let.

£725pm

ST ANDREWS CLOSE Calstock

3 bed semi-detached house in riverside village.

£625pmLet to a local couple for a long term let.

CargreeenSALTASH

One bed cottage in riverside village.

Relocating to area to work.

St Annes ROAdSALTASH

Semi-detached bungalow with rural and river views.

£725pmCouple upsizing to larger home.

Haye Lane Callington

Modern 3 bedroom house in a cul de sac.

£685pmHelped tenants move locally into larger house.

Wood CloseSALTASH

Great house share.

£540pm

If you’d like to know what your property is worth, call us and we will happily offer our expert opinion. Nobody knows Saltash like we do, so call Karen or Clare on 01752 850440.

of customers would recommend us.

average sale price achieved.

of the lettings valuation figure achieved.100%

days* for new tenants to move into a property once it IS ON our books.21*on average

01752 850440 info@henningsmoir.comwww.henningsmoir.com

6 June 7.30pm-9.45pm

Rwindband Symphonic Wind BandPhone: 01752 844017

11 June 6.45pm

Polperro Fishermen’s ChoirPhone: 01752 842424

12 June 1pm-3pm

Just Write Creative writing groupSaltash Library

14 June 12pm-4pm

Plant Sale and ExchangeMary Newman’s Cottage, 48 Culver Rd

21-22 June 10am-5pm

Saltash Town RegattaPhone: 01752 845806

21 June

Salmon SupperMary Newman’s Cottage, 48 Culver RdPhone: 01579 384381

28 June 7pm

Sue Hooper Charitable Foundation ConcertSaltash Wesley ChurchPhone: 01752 843073

Saturday 5 July 7.30pm-9.15pm

Memorial Concert for the late Joan Worthwww.saltashladieschoir.co.uk

12 July 2pm-11pm

Jamaid “free” Family fun day and music festivalIn aid of Leukemia Research & Ovarian Cancerwww.garydavies.com/jamaid Phone: 07929 028675

12 July 10am-2pm

St Stephen’s Church Summer FairEmail: ststephenschurchsaltash@hotmail.co.uk

13 July 2pm-5pm

Saltash Town Band Craft and Fun DayEmail: natalie.knights12@hotmail.co.uk

14 –18 July

Challenge 350 www.coastalcommando.comSponsorship: justgiving.com/teams/coastal-commando

Saturday 19 July 10am-2pm

League of Friends of St Barnabas HospitalPhone: 01752 463509

Saturday 19 July 10am-4pm

Churchtown Farm Discovery Day

Every Tuesday 10am-12 noon

Weekly Walk Phone: 07795 496623 Email: marcia.henning@cornwall.nhs.uk

Every Tuesday 7pm-8pm

Tamar Trotters Running Club Phone: 07734 925082 www.tamartrotters.co.uk

Every Wednesday 12.15pm

Men’s Social Support GroupPhone: Gail 01752 848728

Every Wednesday 1pm-4pm

SHADO Centre, Community and Friendship Social ClubPhone: 01752 463420

Every Wednesday and Friday 7pm-9.30pm

Saltash Air Cadets www.335.org.uk

Every Thursday

Tamar Canoe/Kayak Club Phone: 01503 264468

Every Thursday 10am-1pm

Volunteer Cornwall

Every Thursday 5.30pm

WeightwatchersSaltash Guildhall, 12 Lower Fore Street

Every Saturday 9.30am (other times also)

Slimming WorldSaltash GuildhallPhone: 01752 362904

A packed calendar of great events

Calstock Artswww.calstockarts.org/whats-on

If you would like your club or event mentioned for free please email steve@henningsmoir.com

WHAT’S GOING ON?

What’s going on around Saltash in June and JulyWin a £40 voucher for the Who’d Have Thought It Inn at St Dominick. Simply ask us for a valuation of your property before the end of July to be in with a chance.

Thanks to the Who’d Have Thought It Inn at St Dominick for this recipe for Greek yoghurt brulee.

Ingredients: (makes 6)

• 60g sifted icing sugar• 1 vanilla pod or a few drops

of essence• I ltr Greek yoghurt• 6tsp honey• a sprinkle of roasted almonds• caster sugar• a few strawberries

What to do:

1. In a large bowl mix together the icing sugar, yoghurt and vanilla.

2. Divide your almonds between 6 ramekins and add a spoon of honey to each one.

3. Top with the yoghurt mix and set in the fridge overnight.

4. Add the caster sugar and lightly grill until the top is golden brown.

5. Serve while the top is still hot, with a few strawberries or other fruit of your choice.

GREEK YOGHURT BRULEE

A £40 voucher