Helping Hands Resource Guide - 2013

Marathon County Housing and Care Guide | 1

If you‘re looking for a unique opportunity to reach a targeted audience of seniors, babyboomers, grandparents, caregivers and providers, you’ve come to the right place.

Helping Hands is here for you.

2013

Helping HandsA Resource for Housing and Care in Marathon County and The Greater Wausau Area

2 | Marathon County Housing and Care Guide

Table of contents 4 How Berries May Help Parkinson’s 6 Medical Assistance Eligibility Planning10 Another Perfect Survey14 De-Stressing Caregiving 20 Funeral Pre-Planning: A Necessary Conversation25 Yoga for Boomers and Beyond 26 Savvy Shopper

It takes an entire life to build your savings. Let Mark protect them today. Mark is an advocate for our clients and their families in the

areas of elder law, long-term care planning, asset protection, and taxation. A Certified Elder Law Attorney (CELA) by the

National Elder Law Foundation and an accredited attorney by the Veterans Administration, he believes an asset protection plan that

takes care of you and your family may be your greatest asset.

Wausau | Eau Claire | ruderware.com

Visit our blog at blueinklaw.com

Get to know... 2 A1 Tender Care at Home29 Wausau Manor/Applegate Terrace/ ReflectionsMemory

Directories16 Housing, Home Care, Hospice Care21 Funeral Homes, Monuments27 Thrift Stores


Al TenderCare at Home provides quality sup-portive care, personal care, transitional care and companionship services. You are SPECIAL and we can personalize our services to best fit your needs and keep you at HOME. We are locally owned by the caregivers and they know first-hand the hardships you face and have successfully pro-vided this service and kept people in their homes.

We provide light housekeeping, laundry, meal prep, future meals, transport to appointments, shopping and errands, medication checks/remind-ers, get prescriptions, blood pressure screens; ear-ly bird services (assist with getting up), grooming, exercises and mobility, evening assist, compan-ionship and whatever other needs to keep you safe and secure at home. State and Medicaid certified. We can work with Medicaid, insurance, and com-munity agencies.

(715) 359-8l60 • (7l5) 432-09ll A 1 TenderCare at Home

There’s No Place Like Home

Staying in your own home isn’t as easy as

clicking your heels and wishing you were back

home again.

• Light Housekeeping• Meal Preparation• Medication Reminders• Transportation• Blood Pressure Screens

• Personal Assistance• Transitional Care• Companionship• Medicaid Certified• Day or Night Care

You need supportive and personal services from our experienced

caregivers.

A gentle & individualized approach to Yoga

www.riverflowyoga.net715.218.7120

[email protected]

Mary HillikerRD, E-RYT 500, Certified Viniyoga Teacher & Yoga Therapist

Wausau, Wi

- Senior, Therapeutic, & General Classes

- Yoga Therapy One-on-One Consultation

Get to know...A1 TenderCare at Home


Researchers from the American Academy of Neurology shows men and women who

regularly eat berries may have a lower risk of de-veloping Parkinson’s disease, while men may also further lower their risk by regularly eating apples, oranges and other sources rich in dietary compo-nents called flavonoids. Flavonoids are found in plants and fruits, such as berries and grapefruit, and known collectively as vitamin P and citrin.

The study involved 49,281 men and 80,336 women. Researchers gave participants question-naires and used a database to calculate intake amount of flavonoids. They then analyzed the association between flavonoid intakes and risk

of developing Parkinson’s disease. They also analyzed consumption of five major sources of foods rich in fla-vonoids: tea, berries, apples, red wine and oranges or orange juice. The partici-pants were followed for 20 to 22 years.

During that time, 805 people developed Parkin-son’s disease. In men, the

top 20% who consumed the most flavonoids were about 40% less likely to develop Parkinson’s disease than the bottom 20% of male participants who consumed the least amount of flavonoids. In women, there was no relationship between overall flavonoid consumption and developing Parkinson’s disease. However, when subclasses of flavonoids were examined, regular consumption of anthocya-nins, which are mainly obtained from berries, were found to be associated with a lower risk of Parkin-son’s disease in both men and women.

The study was also supported by the National In-stitutes of Health and was presented at the Ameri-can Academy of Neurology’s 63rd Annual Meeting in Honolulu, April 2011.

For more information go to the website: [email protected]

Eating Berries May Lower Risk of Parkinson’s Disease

Five major sources of foods rich in flavonoids: tea, berries, apples, red wine and oranges or orange juice.

www.VillageCooperative.com

* Contact Mary, some restrictions apply

Discover the Benefits:• Community of Active Adults, 55+• Maintenance-free living • All the benefits of home ownership• In-home laundry & storage areas• Guest suite• Woodworking shop• Secure building• Underground heated parking & car wash• Located near shopping, medical & more

Call Mary:(715) 675-9019

1508 Merrill Ave., Wausau

[email protected]

50% OFF*ALL REMAINING

NEW HOMES


Visit us on Facebook at CAP Services, Inc.

City Walk Apartments120 Grand Ave. • Wausau • 715-848-9088

[email protected]

• Intercom entry• 1 & 2 bedrooms

available•Heat, water and

sewer included•On the bus line•Community room

with large TV & kitchen

• Laundry on each floor

Tours given daily. Call for

appointment.

MonthlySpecials


The average cost of long term nursing home care in Wisconsin

is $215.46 per day. This astounding figure makes the possibility that long term nursing home care could quickly deplete your life savings a daunting reality. You can avoid or minimize your losses by planning for long term nursing home care sooner rather than later.

Medicaid is a joint federal and state program, known as Medical Assistance in Wisconsin, which provides health care coverage to financially eligible individuals. It is the only government program that pays for long term nursing home care. In order to be eligible for Medical Assistance, you must have assets worth $2,000.00 or less. If you have more than $2,000.00 worth of assets, you will not qualify for Medical Assistance until you spend down your assets. There are various exemptions from this limitation. For instance, you may own a home worth up to $750,000.00, and household goods are not included in the calculation.

If you make gifts within five years before applying for Medical Assistance, the value of such gifts are included in the calculation of your assets. This five-year period is called a “look back period.” Because any gifts made within the look back period are included in the calculation, it is important to keep records of all financial activity if you may need or want to apply for Medical Assistance in the future.

By making gifts within the look back period, you are subject to a penalty period. During the penalty period, you are ineligible for Medical Assistance and responsible for paying the nursing home for your care out of pocket. The length of the penalty period is

calculated by dividing the total value of the assets gifted during the look back period by $215.46, the average daily cost of long term nursing home care in Wisconsin. The result of this calculation is the number of days you are ineligible for Medical Assistance.

The penalty period does not begin until three conditions are met: (1) you must be in a nursing home; (2) you must have applied for Medical Assistance; and (3) you must be eligible to receive Medical Assistance, except for the gifts, meaning that you have assets worth $2,000.00 or less.

Here is an example of how the look back period and penalty period work:

In December 2008, Elizabeth gifts $30,000.00 in cash to her children. Elizabeth begins receiving home care in September 2012. She enters a nursing home and applies for Medical Assistance in November 2012, at which time she has $20,000.00 in her savings account.

Elizabeth was not eligible for Medical Assistance in September

2012 because she was not receiving care in a nursing home. Although she was in a nursing home in November 2012, she was not eligible for Medical Assistance yet because the look back period includes Elizabeth’s 2008 gift of $30,000.00 in her assets for purposes of determining her Medical Assistance eligibility. The penalty period will last for approximately 139 days ($30,000.00 in gifts within the look back period divided by $215.46 average daily cost of long term nursing home care).

Elizabeth’s penalty period will not begin until her savings account balance is $2,000.00 or less. Based upon the amount of her assets over the eligibility limitation of $2,000.00, Elizabeth’s penalty period will not begin for approximately 83 days ($18,000.00 in assets over eligibility limitation divided by $215.46 average daily cost of long term nursing home care).

After taking into account Elizabeth’s gifts and savings account, she will not be eligible for Medical Assistance for over seven months. During this time, she will be responsible for paying for the cost of her nursing home care out of pocket.

You can avoid or minimize your out-of-pocket costs for nursing home care by planning sooner rather than later, planning before a crisis occurs, and including flexible provisions in your estate planning documents to allow you to better respond to changes in circumstances.

If you have questions about how you and your family can plan for the cost of long term nursing home care, please contact Mark D. Munson, the author of this article, or any of the attorneys in the Elder Law Practice Group, Nick Heike, Jane Lokken, or Shanna Yonke, at Ruder Ware in Wausau.

Medical Assistance Eligibility PlanningBy Mark D. Munson, Ruder Ware, Wausau, WI


&

Neighborly, Affordable Apartment Homesfor Adults 55 & Better

Call us to schedule your no-obligation personal tour today!Local: (715) 241-7601 or Toll Free: (800) 280-1188

**Income Restrictions May Apply**

www.HorizonSeniorHousing.com

605 Eagles Nest Blvd. in RothschildJust behind Cedar Creek Mall!

There is a reason why Cedar Creek is so popular amongst independent seniors looking for a maintenance free lifestyle. Simplicity. Cedar Creek makes it simple to enjoy living. Plus, all of our apartment homes offer senior-friendly floor plans set in a neighborly atmosphere.

51

39

S. Grand Ave

County Highway XX51

Eagle Nest Blvd

39

Cedar Creek Senior

Cedar Creek Mall

We pay for your heat! Free heated underground parking stall!


The Pines At Mount View is a luxurious,

maintenance-free, independent living facility

for those 55 and better. It’s thoughtful design helps

you enjoy your lifestyle.

3700 Mount View Ave. in WestonOne block west of Camp Phillips Rd., then one block North of Schofield Ave.

For a Personal Tour, Please Call 715.355.2818 or 1.800.280.1188

[email protected]

Luxury Lifestyle with a Hometown Feel

Income restrictions may apply.

Come Visit

MVE-SenRevw2013.7x8.7.indd 1 1/20/13 7:32 PM


At Harmony Living Centers, we strive to provide each of our residents a caring, nurturing

environment with dignified and respectful services at a special place that they are proud to call “home”. We understand there is no greater

comfort in life than being around people who care. Our team of hardworking, dedicated and caring employees make each Harmony assisted living

community a wonderful place to live.

The pride each home takes in delivering quality care is embraced by compassionate customer service and hospitality. We welcome you to

TOUR TODAY and learn about the individualized services we are able to provide.

Harmony of WAUSAU

•Terrace Court: 3402 Terrace Court •Terrace Commons: 3312 Terrace Court

(715) 848-6257

Harmony of WISCONSIN RAPIDS

•Rapids I: 2230 14th Street, South •Rapids II: 2230 James Court

(715) 340-4356

Harmony of STEVENS POINT 1800 Bluebell Lane

•Commons: 1801 Lilac Lane

(715) 344-7902

Visit us at: www.harmonyresidence.net

Welcome Home…Welcome to Harmony!

Receive a complimentary gift.

SCHEDULE A TOUR TODAY!!


Another Perfect Survey for Bell Tower Residence!By Linda Schmidt, Director Marketing and Admissions

Sister Peggy Jackelen, Bell Tower Residence’s Administrator is proud to announce that the Wisconsin Department of

Health Services (DHS) Division of Quality Assurance conducted a bi-annual licensure survey and found Bell Tower in complete compliance with Wisconsin Administrative Code HFS 83.

“Serving as advocates with the DHS to Wisconsin’s elderly population by providing a safe, homelike environment is one of our goals,” states Sister Peggy Jackelen. “It is my pleasure to work with staff who are attentive and understanding with our residents. We look forward to our continued partnership with the State of Wisconsin in maintaining the high standards we have established.”

Have you ever been involved in choosing a place for your parent or loved one to live? It is a daunting, nerve-wracking experience that challenges every emotion. One of the first steps is to research local options that will meet the needs of the individual. If it is an assisted living community, call to schedule

or just stop in for a tour. It’s important to find the right match of a community’s personality that best fits the needs of your loved one.

Some questions that need to be asked:1. What assistance is available and by whom? Does the

community have an RN on staff?2. Is there ever a situation/health issue that the community

cannot handle?3. If the individual needs more assistance, can it be provided

or does he/she have to move?4. What are the costs and what happens when a resident

outlives his/her finances?5. How long has the community provided assisted living

services?6. Are they licensed by the State and are they surveyed

regularly and what have been the outcomes?Bell Tower Residence Assisted Living, a sponsored

ministry of the Holy Cross Sisters, has been providing living opportunities to the elderly since 1990. We would be happy to have you stop in for a tour, answer any of your questions and introduce you to the Bell Tower Residence family.

For more information call 715-536-5575 or visit our website at www.belltowerresidence.org

1-800-GAMBLE-5 (426-2535)24 Hour Helpline to assist problem and compulsive gamblers.

Wisconsin Council on Problem Gambling www.wi-problemgamblers.org

Approximately 333,000 Wisconsin residents have a gambling problem.

National Problem

Gambling Awareness

Week

aspirus.org

Hospice —A Choice for Living.

We provide a special kind of care for people that respects the person and preserves dignity at end of life.

Covered by Medicare and most insurance, and available for people of all ages at home, in a care facility or in a hospital.

For more information call toll free: 715.847.2424

Dignity and Respect.

CCHS

ADS-

009



The Choice is YoursYou have the power to choose a

Hospice provider that works with your physician to provide your family Hospice services the way it was

intended to be. Together we can make a difference for people with a

terminal diagnosis.

“We have more control over how we come into this world than how

we go out.” — M. Jenson, MD

Be selective when choosing your Hospice partner. Call to request an interview checklist.

www.AseraCare.com Equal opportunity provider of healthcare services. AHS-06833-11-EI

THE CHOICE IS YOURS

of NCWI (877) 234-8571 (715) 842-2805Equal opportunity provider of healthcare services. AHS-07018-11 CI

AseraCare Hospice North Central WI4107 Barbican Ave., Ste. 220, Weston, WI 54476

715-355-4797/877-234-8571

Azura Memory Care is a trusted provider of innovative

memory care services and programs for individuals with

dementia and Alzheimer’s disease. From homelike settings to

transformational programming, our 13 communities located

across the state of Wisconsin provide a safe and nurturing

place for those with memory care needs.

Our pledge is to provide your loved one with respect and

unparalleled support for his or her physical, mental and

spiritual needs.

Call us today to learn more or visit our website www.azuramemory.com for helpful resources.

3704 Hummingbird Road | Wausau, WIw w w.azuramemor y.com

M E M O R Y C A R E(715) 491-0882


WI-50

0126

4760

WI-50

0126

4760

Medication ManagementFull Time On-Site Nurses

Nutritious Home Cooked MealsTransportation & OutingsBeauty & Barber Services

Walking Paths with Lighted Rest AreasPets Welcome

WI-50

0126

4760


De-Stressing Caregiving By Eve Montgomery, Director of Community Relations for Azura Memory Care

Communicating with someone who has memory loss can sometimes be the hardest part of the

disease process. Caregivers often find themselves sitting in silence with their loved one, because they don’t know what to say or how to say it. The truth of the matter is communication is key to surviving any type of caregiving journey, because it helps you maintain your connection with your loved one and allows you an outlet for a very basic need. Here are a few ways to help improve your communication as a caregiver.

1. Get the person’s attention — Use eye contact — securing eye contact helps to get the individual’s attention, helping their brain to more easily focus on you and what you are saying. A gentle touch can also accomplish this. Look directly at the person before you speak, identify yourself at the beginning of each interaction and maintain eye or touch contact at all times.

2. Speak clearly, in short, direct sentences — Use one-step commands — use the KISS method (Keep It Simple and Short). Complex or abstract subjects will be difficult for a person with Alzheimer’s to follow. Talk about things that are seen, heard, touched or smelled. Be matter of fact, ask, “either/or” or as a last resort “yes” or “no” questions as much as possible.

3. Use your non-verbal skills — Smile and mirror their body language, switching until you can draw them into a conversation or a better mood. Consider providing illustrations, drawings or photos to give additional cues to your conversation. At Azura we highly encourage families to use Life Story Books to help draw out magical moments for their loved one. Also avoid environmental distractions such as the TV or radio.

4. Praise and encourage — Be affectionate with your loved one and realize that they need to be told that they are loved and important to you. They also need to be hugged. Families often fret about what to give their loved one, but in reality most would just love a simple hug, smile, trip down memory lane or to be told that they “did a good job.”

5. Be patient — If they or you become frustrated, take a break and try again later. They will sense when you are tired, stressed or in a hurry, and may mirror you, becoming upset or confused as a result. A quiet, soothing voice, gentle touch or a calm presence may reassure and calm someone who is confused or upset.

These five items might seem overly simple, but that’s what communicating truly is a simple dialogue that when approached and maintained correctly can connect two people, regardless of where their memories ought to be.

Eve Montgomery is the Director of Community Relations for Azura Memory Care, which offers a unique model of memory care services and programs for those suffering from dementia and Alzheimer’s. Azura believes in the importance of transforming the culture of care through transformational programming and educational outreach. If you would like to learn more about these FREE educational programs for caregivers, professionals and the community, please contact Eve at 715-491-0882 or via e-mail at [email protected].


www.norcen.org | 2400 Marshall Street, Wausau | 715.848.4300

Mount View Care Center has been very accommodating

for visits from family and friends and they treat mom

with love and respect.

This gorgeous facility continues to exceed our expectations. The staff is professional, knowledgeable, and above all – caring.

Mount View Care Center is nestled along the beautiful shoreline of Lake Wausau and is rated as one of the Best Nursing Homes in the United States. Designed around the specific needs of its long- and short-term residents, Mount View Care Center is operated by professional staff specially trained in a variety of care therapies. We operate one of the few ventilator dependent care programs in the state and offer a nationally recognized program for dementia care. We recognize that adaptability is critical to ensuring that every resident receives innovative care designed around their unique needs and abilities.

The care you need. The life you enjoy.

Short-Term RehabilitationVentilator Dependent Care

Dementia CareLong-Term Care


CBRFCommunity Based Residential Facilities—Advanced Age onlyApplegate Reflections3001 Westhill Dr. Wausau, WI 54401 715-849-1514

Azura Memory Care3704 Hummingbird Rd. Wausau, WI 54401 715-355-0812 Alzheimer’s/Dementia Specialty Care Facility azuramemory.com

Cady Home West I1805 6th Ave. Wausau, WI 54402 715-675-5487

Cady Home West II1815 6th Ave. Wausau, WI 54401 715-675-5726

Care Partners - Weston5855 Delikowski St. Weston, WI 54476 715-355-0322

Cedar Creek Manor I2480 Terrebonne Dr. Mosinee, WI 54455 715-355-8246

Cedar Creek Manor II2482 Terrebonne Dr. Mosinee, WI 54455 715-241-8807

Cedar Ridge Elder Services 14930 Alderson St. Schofield, WI 54476 715-359-1700

Cedar Ridge Elder Services 24932 Alderson St. Schofield, WI 54474 715-359-4838 Cedar Ridge Elder Services 32309 Ross Ave. Schofield, WI 54476 715-355-6170

Cedar Ridge Elder Services 4385 Orbiting Dr. Mosinee, WI 54455 715-693-7024

Hillcrest Group Home1115 Hillcrest AveWausau, WI 54401715-845-3733

Harmony of Wausau Terrace Court3402 Terrace Court Wausau, WI 54401 715-843-5230

Lili I & Lili II1404 &1408 Lili LaneSchofield, WI 54476 715-355-0586

Lincoln House812 Lincoln AveWausau, WI 54403715-848-1745

Mara Assisted Living633 Maratech AveMarathon, WI 54448715-443-2727

Northside Elder Estate808 N. 3rd Ave. Stratford, WI 54484 715-687-4786

Our House Assisted Living210 W. Campus Dr. Wausau, WI 54401 715-675-4444

Our House Memory Care220 W. Campus Dr. Wausau, WI 54401 715-675-4440

Poplar Place LLC1204 Weston Ave. Rothschild, WI 54474 715-393-4466

Stone Crest Residence805 Parcher St. Wausau, WI 54401 715-845-1214

Stoney River Assisted Living7805 Birch St., Weston, WI 54476715-298-3833

Sullivans 716716 Washington St. Wausau, WI 54403 715-849-8408

Sullivans 727727 Washington St. Wausau, WI 54403 715-849-8364

Sunshine Home of Wausau719 Washington StWausau WI 54403715-848-8868sunshinehomeofwausau.com

Sylvan Crossings on Evergreen1605 Evergreen Rd. Wausau, WI 54403 715-675-3827

Vander Waal CBRF794 County Hwy. B Mosinee, WI 54455 715-693-2968

Walnut Grove, An Oak Park Community111 N. Bellis St. Wausau, WI 54401 715-849-2746

Wellington Place of Rib Mountain4100 N. Mountain Rd. Wausau, WI 54401 715-842-5000

MARATHON COuNTy HOuSING ANd CARE dIRECTORy


Willow Haven CBRF LLC804 12th St. Mosinee, WI 54455 715-693-8233

RCACResidential Care Apartment Complexes

Acorn Hill Senior Living430 Orbiting Dr. Mosinee, WI 54455 715-693-8844

Applegate Terrace3001 Westhill Dr. Wausau, WI 54401 715-849-1514

Gardens Apartments801 Parcher Street Wausau, WI 54403 715-845-1214

Harmony of Wausau Terrace Commons 3312 Terrace Court Wausau, WI 54401 715-848-6257

Primrose2100 Townline RoadWausau, WI 54403715-842-1818

Renaissance Weston4602 Barbican Ave. Weston, WI 54476 715-355-5858

Riverview Terrace540 E. Thomas St. Wausau, WI 54403 715-845-4144

Home Care ** Non-Medical Services

A1 Tender Care at Home2903 Norma Ave.Weston, WI 54476715-359-8160 715-432-0911

Aspirus VNA Home Health520 N. 32nd Ave. Wausau, WI 54403 715-847-2600 aspirus.org/ourservices Medicare/Medicaid Certified

Aurora Community Health915 Indianhead Dr.Mosinee, WI 54455715-692-2170auroraservices.com

Caresource, LLC7505 Gusman Rd.Schofield, WI 54476715-581-5771caresourcellc.net

Elders Sanctuary, LLC215 E. Thomas St.Wausau, WI 54401715-302-0773

Essential Homcecare325 N 1st Ave. Ste 1Wausau, WI 54401715-298-9301

Faith in Action of Marathon County, Inc.630 Adams St., Wausau WI 54403715-848-8783faithinactionmc.org

GeminiCares**geminicares.com888-544-2282Serving Portage, Marathon, Wood, Waupaca and Outagamie Counties

Home Instead Senior Care**911 Jackson St., Ste 107 Wausau, WI 54403 715-843-7100 homeinstead.com

Inspired Home Care, LLC308 Grand Avenue, Suite 104Wausau, WI 54403715-848-0480myinspiredhomecare.com

Interim HealthCare2402 Grand Ave. Wausau, WI 54403 715-842-7707 interimhealthcare.com/wausauwiMedicare/Medicaid Certified

Lee Quality Homecare453 Grand Avenue, Suite BSchofield, WI 54476715-298-9441leequalityhomecare.com

Lifenet, LLC1326 Schofield AvenueSchofield WI 54476715-298-2999 lifenet-llc.com

Nicolet Supportive Home Care**1942 Grand Ave., Ste 3 Wausau, WI 54403 715-843-9396 nicoletstaffing.com

Ministry Home Care2600 Stewart Ave. Ste 160Wausau, WI 54401715-843-9000ministryhomecare.org

SekaraWausau, WI 54401715-370-1300sekarallc.com

TLC HomeCare for Seniors**1001 Parrot Ln., Wausau, WI 715-355-5673tlchomecarewi.com

Tongxeng Personal Homecare1821 Rosencrans St., Ste. BWausau, WI 715-298-9130tongxenghomecare.com

universal Home Care1105 Grand Ave., Ste 4Schofield, WI 54476715-298-9307



Visiting Angels**301 Main St., Ste. 105 Mosinee, WI 54455 877-955-8777715-693-3777visitingangels.com

HospiceAseraCare Hospice4107 Barbican Ave., Ste 220Weston, WI 54476877-234-8571aseracare.com Medicare/Medicaid Certified

Aspirus Comfort Care & Hospice Svs.333 Pine Ridge Blvd. Wausau, WI 54401 715-847-2424 aspirus.org/ourServices Medicare/Medicaid Certified

Hospice House-Aspirus530 N. 32nd Ave.Wausau, WI 54401715-847-2725aspirus.org/ourservices

Interim Hospice & Palliative Care2402 Grand Ave., Wausau, WI 54403 715-842-7707Medicare/Medicaid Certified

Ministry Home Care - Hospice Services2600 Stewart Ave., Ste 160 Wausau, WI 54401 715-843-9000 ministryhomecare.org Medicare/Medicaid Certified

Hospice Residential FacilitiesAspirus Hospice House530 N. 32nd Ave. Wausau, WI 54401 715-847-2424 Medicare/Medicaid Certified

Independent Senior HousingBirchwood Highlands8005 Birch Street Weston, WI 54476 715-359-7000 HighlandsCommunities.com

Casa Therese Schofield Apartments2114 Clairberth St. Schofield, WI 54476 715-571-5309715-359-2421

Cedar Creek Senior Housing605 Eagle Nest Blvd. Rothschild, WI 54474 715-241-7601 **Income restrictions apply

City Walk Apartments120 Grand Ave. Wausau, WI 54403 715-848-9908Section 8 vouchers accepted

Forest Park Village2901 N. Seventh StreetWausau WI 54403715-845-1214

Island Place Apartments400 River Dr. Wausau, WI 54403 715-848-1369

Landmark Apartments221 Scott St. Wausau, WI 54403 715-845-2267

The Pines at Mount View3700 Mount View AvenueWeston, WI 54476715-355-2818**Income restrictions apply

Village Cooperative of Wausau1508 Merill Ave. Wausau, WI 54401 715-675-9019

Subsidized Housing55 and Older

Cedarwood Apartments506 6th St. Mosinee, WI 54455 608-229-4068

Harry & Velma Hamilton Villa4001 Stewart Ave. Wausau, WI 54401 800-685-9353 Heidi Apts.707 Second St. Edgar, WI 54426 715-352-2174

Kannenberg Plaza1240 Merrill Ave Wausau, WI Zip 715-845-4144

Maplewood Apartments503 High St Mosinee, WI 54455 608-229-4068

Parkview Court Apartments404 4th St Marathon City, WI 54448 608-229-4068

Pinewood Apartments504 Pine St Mosinee, WI 54455 608-229-4068

Plisch Apartments308 Jensen St. Athens, WI 54411 608-229-4068 Reitbrock Apartments610 Schlagel Athens, WI 54411 608-229-4068

Riverview Tower Elderly Apartments500 Grand Ave Wausau, WI 54403 715-845-4144

Rothschild Apartments105 Becker St. Rothschild, WI 54474 608-229-4068



Schofield Apartments2035 Grand Ave. Schofield, WI 54476 608-229-4068

Sturgeon Bluff Apartments1320 Grand Ave Wausau, WI 54403 715-848-7200

Weston Pines Apts3901 Weston Pines LnSchofield, WI 54476715-355-1016

Nursing HomeColonial Center702 W Dolf StreetColby, WI 54421715-223-2352

Colonial Manor. Med./Rehab. Ct.1010 E. Wausau Ave. Wausau, WI 54403 715-842-2028

Golden LivingCenter - Continental Manor600 East Elm St. Abbotsford, WI 54405 715-223-2359 goldenlivingcenters.com Golden Living Center-Three Oaks209 Wilderness View Dr.Marshfield, WI 54449715-389-6000

Kennedy Park Med & Rehab6001 Alderson St. Schofield, WI 54476 715-359-4257

Marywood Conv. Ctr1821 N. 4th Ave. Wausau, WI 54401 715-675-9451

Mount View Care Center2400 Marshall St. Wausau, WI 54403 715-848-4300

Rennes Health & Rehab - Weston4605 Valdres Spring Ct. Weston, WI 54476 715-393-0400

Wausau Manor3107 Westhill Drive Wausau, WI 54401 715-842-0575

Adult Family HomeAdvanced Age/Dementia/Alzheimer’s Care only

Blaser Adult Family Home801 Grant StreetWausau, WI 54403715-842-4663

C of L Haven 1-49203, 9205, 9207, 9209 Andrea StreetWeston, WI 54476715-297-5953

Evergreen Park Assisted Living1957 Kowalski RdMosinee, WI 54455715-903-0177

Goldenrod Adult Family Home2104 Goldenrod Rd. Wausau, WI 54401 715-355-5595High Medical Needs

New Beginnings AdultFamily Home702 Plumer StreetWausau WI 54403715-848-1938

REM NorthwesternPO Box 436 Schofield, WI 54476715-498-0503

Sekara LLC 12013 Northwestern Ave Wausau, WI 54401 715-355-3751

Sekara LLC 22011 Northwestern Ave Wausau, WI 54401 715-551-0269

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All of us will inevitably be faced with our own death and the

decisions that need to be made in order to ensure that our finances are in order and our final wishes are carried out. But another reality that many of us face in today’s society is that of overseeing these same issues for our aging parents. Sadly, this responsibility is often undertaken without ever having the necessary conversations with our parents about what their financial situations are or what their wishes are for their end-of-life options.

Not everyone has the opportunity to discuss these things with their parents before deteriorating health makes it impossible, so if your parents remain in good health and are willing to engage in this conversation, consider yourself fortunate. There is

no greater gift to the peace of mind of all family members than to have been proactive about end-of-life plans. The alternative is to be forced to make major decisions during times of emotional or financial crisis and to guess at what our parents’ wishes might have been.

It is human nature to want to avoid difficult issues, so approaching this conversation and getting open sharing may not be as easy as we’d like it to be. Older generations were often raised to keep information about their personal affairs and finances private, so some elderly parents may assume their children’s attempts to discuss these matters are indications that they want to take over their personal affairs or that they are simply being nosy.

The good news is recent research shows that more than 70% of

older parents say they would be comfortable talking about their estates and end-of-life decisions with their children. They may have difficulty initiating the discussion, but pay attention to subtle cues parents may provide indicating that they are prepared to have a conversation. They may ask for advice about a financial decision or mention something they heard or read regarding funeral pre-planning. Don’t let these opportunities pass by.

On the other hand, if your parents don’t initiate the conversation, you may have to take the lead. You may have success using a similar subtle approach by asking for your parents’ advice about your own finances or end-of-life options. Some elderly parents may be more comfortable talking with a professional—be

Funeral Pre-Planning: A Necessary ConversationBy Mary Boyd, Certified Pre-Planning Specialist, Peterson/Kraemer Funeral Home


Funeral HomesBrainard Funeral Home522 Adams St., Wausau, WI 54403(715) 845-55255712 Memorial Ct., Weston, WI 54476 (715) 845-5525www.brainardfuneral.com

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Peterson/Kraemer FuneralHomes & Crematory(715) 845-69001302 6th St., Wausau, WI 544033400 Stewart Ave., Wausau, WI 54401300 Walnut St., Marathon, WI 54448312 Caroline St., Athens, WI 54411327 N. 3rd Ave., Edgar, WI 54426www.petersonkraemer.com

Ritter & Deutsch Funeral Director522 Adams St., Wausau, WI 54403 (715) 845-5525

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willing to accommodate this if necessary, knowing that at least the conversation is taking place.

In any case, it would be wise to prepare for the conversation in advance. Do some research about the various options available in your area including home health services, hospice care, funeral homes, cemeteries and options for final disposition of bodies. Familiarize yourself with documents like living wills, power of attorney, and advance directives. Also investigate legal issues specific for your state regarding pre-funding of funerals and Medicaid requirements. A great place to begin is your local funeral home. Most will have knowledge of all of these subjects and will have staff members specially trained and licensed to assist with all of these aspects of pre-planning.

The key in many cases is finding a way to begin the conversation and knowing the appropriate questions to ask. Let your parents know that although having this discussion is difficult, your primary concern is to ensure that their wishes are carried out. It may be less threatening to begin by asking questions regarding your parents’ thoughts and feelings about their own care while they are alive, rather than immediately discussing their finances or things to be considered after they have died.

• What medications are they currently taking?

• Who is their primary care physician?/Do they have a preference regarding which hospital they would want to be taken to?

• Do they have advance medical directives?/Living Will/What are their feelings about life support or Do Not Resuscitate (DNR)

• Do they have a power of attorney

in place, or do they have someone in mind to oversee their care and/or finances should they become unable to do so themselves?

If these questions have been well-received and an open discussion is taking place, it is probably a good indication that you can proceed with more in-depth personal questions, such as:

• Do they have a will?• Have they made any kind of

financial arrangements should they need hospitalization or long-term care in a nursing home?

• What kinds of bank accounts/investments/insurance policies do they have?

• Do they have any plans or purchases made regarding their wishes for their funeral services and burials?/Have they set aside any funding for their funerals?

• If not, what ARE their funeral wishes? Traditional funeral with casket and body present/cremation/earth burial/mausoleum/music/scripture…etc.

• Where are all of their important documents and papers located? *It is important to note that any paperwork regarding their funeral arrangements should NOT be kept in a safe deposit box, as these are typically not opened soon enough. Give these instructions to the selected funeral home and to family members!

An open and honest conversation is an important first step in ensuring that our parents’ final arrangements and finances are handled respectfully and in accordance with their wishes. As daunting a task as this may seem, once this conversation has taken place and the information has been gathered, the resulting peace of mind for all parties will be well worth the time and effort.



Yoga for Boomers and Beyond By Mary Hilliker, RD, RYT 500, Certified Viniyoga Teacher and Yoga Therapist, River Flow Yoga, Wausau, WI, www.riverflowyoga.net

If yoga makes you think of pretzel poses, think again. Yoga that is adapted for boomers and beyond offers

many tools for optimal health. It is a science that promotes physical fitness, physiological and emotional/mental health through yoga postures, breathing practices, deep relaxation, and other practices.

What are the tangible benefits of regular yoga practice?

Physical — Expect improved strength and stability, better flexibility, improvement in posture, better mind-body awareness, more functional movement patterns, reduced pain and stiffness, better balance and improved circulation from doing yoga several times per week.

Physiological — As we age, our physiology (organ and glands) benefits from the deep breathing practices so common in most yoga traditions. Deeper breathing helps almost all of our organs and glands and can improve digestion, heart rate, blood pressure, stress, sleep, immunity, nervous system tone and energy level. Deep breathing also has an important role in pain management and mental health. .

Mental/Emotional — While Yoga does a body good in terms of physical and physiological fitness, it also improves what I like to call “attitude and gratitude.” A yoga practice suited to your individual needs can increase self-confidence, happiness, focus, memory, compassion, and capacity to deal with life’s inevitable changes. At its core, yoga philosophy teaches us not to identify with our body, that we are much more than the aging chassis that we walk around in.

The Every Day Yoga PostureThis is a yoga posture that can be used on a daily

basis. Do this posture in the morning to relieve any stiffness from sleeping, in the evening before bed and after any activities that aggravate your low back.

Cakravakasana (Table Position to Child Pose) Breath/Movement Instructions: As you exhale,

pull the tummy in toward your spine, then lower the forearms as you begin to take the hips back toward your heels. On the inhalation phase of the posture, come back up and out to the table position, gently lifting the chest without compressing in your lower

back. Repeat the movement 6 times while staying conscious and aware of making your breath long and smooth. (Note: If you have knee problems, you can do this posture from a chair. From a seated position with your hands on your knees, exhale and slide your hands down your legs. Inhale as you come back up and out.)

If you have health or therapeutic issues, especially back, neck or joint issues, find a teacher or Yoga Therapist experienced in working with adaptation for health conditions. Ask the prospective teacher about the type and level of training and years of teaching experience. Let your teacher know about any health issues that you have in advance.

You can find yoga teachers in Aging and Disability Resource Centers, yoga studios, gyms, YMCAs, YWCAs, universities and technical colleges, school recreation programs, physical therapy centers, chiropractic offices and more.

If you want to practice at home, one DVD that I can highly recommend is Viniyoga Therapy for Low Back, Sacrum and Hips by Gary Kraftsow. It is an excellent DVD for beginners and a superb choice for back health.

Breathe, move and enjoy optimal health from your yoga practice!


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Savvy ShopperReduce, Reuse, Recycle has

been the standard for your soda cans for decades but what about your wardrobe or living room? These days people are turning more and more to thrift and consignment stores to decorate and dress. You know the saying “One man’s trash is another man’s treasure.

Thrift stores and consignment shops are a treasure trove of old and new, well-worn and pristine, cherished and discarded. Regular stores can be so predictable. Everyone has the latest style of Henley shirts and you could name three stores right off the bat that sell the newest Capri look. But in a consignment or thrift store where the inventory is stocked on a daily or weekly schedule, you never know what you are going to find – which is half the fun.

So much fun, that many thrift stores are running out of inventory before they can restock. Goodwill in Eau Claire says they may run out of the items they have in their stores

before new stuff comes in. The budgetary implications of

a slower economy coupled with increasing global environmental awareness is proving very good for the thrift and consignment store industry. In fact, consignment has become the second fastest growing

segment of the retail industry, only behind discount department stores. With 5% annual growth, this industry is on the up and up. People today are shopping cheaper and smarter. One reason for the popularity is the public’s increased awareness of recycling. People

Guide to Thrift/Consignment Store ShoppingIt might feel weird to buy some-

thing used, but the benefits of thrift shopping are many: afford-able and practical prices, high chances of finding something different or vintage, stores are usually small and well-organized, offerings can change as often as daily, and often have a surprising variety of products. Here are 5 tips from OzFree to help you get the best deals out of thrift stores.

1. Research the location and type of stores in your area. You can check the free classifieds (newspaper or online) for store ads, but word of mouth is gener-ally your best indicator of what a store is like.

2. Allot a good chunk of time to shop. Sometimes you even need to go to several thrift shops

before finding the right place for you.

3. Be patient! Finding great steals requires an investment of time and close examination (i.e., Can this scratch be repaired? Can this zipper be replaced? Is this just broken?). Anything elec-tronic should to be tested before you buy.

4. Bring cash. Most traditional resale shops don’t take checks or cards.

5. If you’re clothing shopping, know that many stores don’t have fitting rooms. You might want to wear something you can eas-ily slip clothes over. Don’t skip trying on the clothes, though. It’s important to make sure they fit and look right before you get them home.


would rather consign, sell or donate their unwanted or unneeded items than add to the waste stream. Eco-aware consumers would also rather purchase recycled articles in order to minimize their impact on our limited resources. And then there’s the thrill of the hunt and the excitement of a great bargain!

The first thrift store opened in Oxford in the UK in 1948. Based on the concept of recycling unwanted clothing and goods, consignment shops will take your used items, put the items up for sale in their retail space, and offer you a percentage of the resale profits. Before you donate to a consignment shop, though, check to find out what their requirements for donations are.

What sells best? Every store is different, but national resale figures indicate furniture is one of the fastest growing segments of the industry right now, followed closely by apparel stores which target a specific market (e.g., plus sizes, high-end apparel, baby stuff, etc.).

You can find thrift and consignment shops all over northwestern Wisconsin (and the country). Some cater to the high-end market and others to the low; some carry clothing and accessories only; while others also carry gifts, furniture, antiques, collectibles and other products. Shoppers love the economical prices, the good condition of the items, the fun of shopping in an alternative venue, and the concept of making a difference by buying something recycled.

The next time you have the shopping itch, think about what you could be buying used or passing along for someone else to discover. Thrift or consignment shopping is just another very simple way to take care of our earth. Those vintage clothes bring a chic and inexpensive flair to your wardrobe.

Bethesda Thrift Shop329 N. 1st Ave., Wausau(715) 845-1878

Dime & Dollar Thrift Store 211 Alexander St., Wausau(715) 849-4168

Family Treasures512 S. 17th Ave., Wausau(715) 675-1925

Goodwill2713 Schofield Ave., Schofield(715) 355-6086

Randlin Home Furnishings1006 6th St., Wausau(715) 298-9203

Nice as New LLC2308 Rookery View Dr., Wausau(715) 845-3328

Talent Shop1100 Morning Glory Lane, Wausau(715) 845-1961

Salvation Army103 S. 2nd Ave., Wausau, WI (715) 845-7104

Brylie’s Consignments535 Edison St., Mosinee(715) 693-3899

Kids Choice Boutique &Consignment4505 Rib Mountain Dr., Wausau(715) 298-3111

Kidz Closet2809 Schofield Ave Schofield(715) 355-9995

New to You4404 Rib Mountain Dr., Wausau(715) 355-1401

Standing Ovations300 Washington St., Wausau(715) 849-3338

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Consignment Stores

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Why Are Power of Attorney Documents Important?

Power of attorney documents allow someone else to make decisions on your behalf should assistance in making decisions becomes necessary. There are two documents; one is the Durable Power of Attorney, the other is the Power of Attorney for Health Care. If you are unable to make decisions for yourself and you do not have power of attorney documents in place, a court guardianship proceeding may be necessary. Power of attorney documents give authorities to another to make decisions only during lifetime. They cease to have power at date of death. If you wish to control who would make decisions on your behalf and the extent to which they make decisions, power of attorney documents are necessary. This is true even with married couples. This is not an automatic right because of your marriage. If you do not have documents in place, a court proceeding may be needed to make decisions.

Understanding Power of Attorney And Guardianship

Power of attorney documents allow someone else to make decisions for you in the event that assistance is needed. A Power of Attorney for Health Care ONLY deals with health related decision making. A Durable Power of Attorney for finances ONLY deals with money related decision making. The two documents together can avoid the need for a Court guardianship proceeding should you ever lose the ability to make decisions for yourself. If you only have one or the other power of attorney document in place and you lose the ability to make you own decisions, a Court guardianship proceeding will be necessary to allow someone to make decisions for you. If you do not have the Power of Attorney for Health Care, a guardianship of the person may be necessary. If you do not have Durable Power of Attorney for finances, a guardianship of the estate may be necessary. It is important to have both documents in place and to have the rights being transferred to someone else explained.

Power of Attorney Versus Joint Ownership

I have gotten a number of questions relating to the difference between the use of a power of attorney for finances and making someone a joint owner on accounts. The difference is significant and deserves a little explanation.

Making someone a joint owner on an account is just that, ownership. Many people do this so that if someone else needs to pay bills, they will be able to write checks on your account. Because this is an ownership designation, it also allows that person to close the account, write checks for anything they choose, subject the account to that other person’s creditors or subject the account to potential divorce proceedings.

The better way to allow someone to have access to accounts for bill paying is through a power of attorney. This document will allow someone to have access to accounts, pay bills etc., but does not give them ownership in the assets. The agent under a power of attorney has a fiduciary duty to you to make sure they do things right. It is a safer way to allow someone to pay bills for you. Keep the assets in your name alone.

Where to Obtain DocumentsThe State of Wisconsin has created by statute

the Power of Attorney for Health Care and Living Will. These are the two advanced medical directives

Pre-Planning Options Before Events HappenBy Mary Beth Gardner, Elder Law Attorney


authorized by the State of Wisconsin. These documents are State specific so each State creates the rules as to how these documents have to be signed, witnessed and/or notarized and what provisions need to be in the document. These documents can be obtained through the Department of Human Services and on line. You are not required to have an attorney do these documents for you, however if they are improperly executed, problems can arise when they have to be used. Improper documents can trigger the need for a guardianship action if someone with a defective document is no longer able to understand information well enough to execute new documents. The State of Wisconsin has also created a Statutory Durable Power of Attorney for finances. If they are improperly executed, problems can arise when they have to be used. Improper documents can trigger the need for a guardianship action if someone with a defective document is no longer able to understand information well enough to execute new documents. I also suggest getting the advice of an attorney for this document as there are many legal issues that need the explanation of an attorney. The way this document is completed could have consequences for management, tax, Medical

Assistance or other issues.

Record Keeping — Power of Attorney for Health Care

Is it a good idea to keep the original Power of Attorney for Health Care document in a safe deposit box?

Generally, that is fine. However, you may consider the following tips:

1. Make sure your agents under the Power of Attorney are also co-owners of the box with you. Otherwise, they will not have access to the document.

2. Make sure you keep a copy of the signed document in a place other than the box. This document is likely to be needed at night, on a weekend or on a holiday where you or your agent will not have access to the bank.

Make sure you keep the original document. Even though there is a suggestion that the original be left with your physician, you may deal with more than one doctor, the doctor can move, retire or otherwise be unavailable, and the document may not be kept as part of your permanent record. Hand out copies of the document when asked.

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