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Health Reform: Why We Should Celebrate. Coverage for Those with Pre-Existing Conditions. Pre-Existing Conditions: What Reform Will Do. Stop denials of coverage Eliminate higher premiums based on health status or gender. A Consumer- Friendly Marketplace. - PowerPoint PPT Presentation
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Health Reform:Why We Should
Celebrate
Coverage for Those with Pre-Existing Conditions
Pre-Existing Conditions:What Reform Will Do
Stop denials of coverageEliminate higher premiums
based on health status or gender
AConsumer-
FriendlyMarketplace
Standardize plans
Promote competition
Provide coverage like members of Congress get
Insurance Marketplace:What Reform Will Do
Coverage Regardless
Of YourWorkplace
Offer coverage choices for all, regardless of place of work
Create a safety net for job loss
Stable Coverage:What Reform Will Do
Limits onOut-of-PocketCosts
Cap out-of-pocket costs for all
Extend extra help to lower- and middle-income people
Out-of-Pocket Costs:What Reform Will Do
Subsidies forMiddle-Income
Families
Offer help to middle-income families
Provide subsidies to buy insurance
Subsidies for Care:What Reform Will Do
AccountabilityFor InsurerSpending
Focus spending on care, not profits
Give refunds to consumers if requirements not met
Insurance Company Accountability:What Reform Will Do
ProtectionAgainst Losing
Coverage
Stop unfair rescissions of coverage
Require evidence of fraud or intentional misrepresentation in rescission cases
Loss of Coverage:What Reform Will Do
Tax CreditsFor Small
Businesses
Help small businesses afford coverage
Increase buying power
Help for Small Businesses:What Reform Will Do
CoverageFor Young
Adults
Allow coverage through parents’ plan until age 26
Offer stable coverage for recent graduates
Help for Young Adults:What Reform Will Do
Coverage forLow-Income
Families
Expand Medicaid to millions of Americans
Provide help for those affected by the recession
Help for Low-Income Families:What Reform Will Do
Help for Seniors andPeople withDisabilities
Eliminate the “doughnut hole”
Provide free preventive care
Extend life of trust fund
Improvements to Medicare:What Reform Will Do
Investment in Preventive
Care
Call for innovations to:bring down costsprevent errorsimprove delivery of care
Improve information systemsReward quality
Preventive Care:What Reform Will Do
Savings for Taxpayers and
The FederalGovernment
Contain the rising costs of health care
Reduce the federal deficit
Saving Money:What Reform Will Do
Coverage for Those with Pre-Existing Conditions
A Consumer-Friendly MarketplaceCoverage Regardless of WorkplaceLimits on Out-of-Pocket CostsSubsidies for Middle-Class FamiliesAccountability for Insurer Spending
Let’s Celebrate!
Protections against Losing Coverage Tax Credits for Small BusinessesCoverage for Young Adults Coverage for Low-Income FamiliesHelp for Seniors and People with Disabilities Investment in Preventive Care Savings for Taxpayers and the Federal
Government
More Reasons to Celebrate!
Resources
This presentation is based onHelp Is on the Way:
13 Reasons to Embrace Health Reform, available on Families USA’s Web site:
http://www.familiesusa.org/assets/pdfs/health-reform/13-reasons-to-support-reform.pdf