Which Bankruptcy Attorney do you Choose -What to consider By Linda Stevens Raffe Today, choosing a bankruptcy attorney is not as easy as it used to be. With all the laws and complications that divorce poses, you must know how to choose the right one. In this article, we explore how to go about choosing a good bankruptcy attorney. Which Bankruptcy Attorney do you choose to help you get out of debt? There are many factors to consider which may help you to determine your final selection of legal counsel. We all get behind in our credit cards and other bills from time to time, but sometimes the pressure can seem overwhelming, with no possible solution for debt relief in sight. This is the time that many people begin to consider other options to gain some mental clarity, to relieve the stress, and to end the sleepless nights that have overtaken their lives. A competent Bankruptcy Attorney can help. An incompetent one can add to your feeling of hopelessness. So, take some time to "shop" for the right choice. Are you afraid to answer the phone out of fear that it may be a collection agency calling for money? Do you worry from paycheck to paycheck that you will be unable to provide for your children's basic needs such as lunch money and school clothes? Are you so tired and worn down by the stress of pinching pennies and clipping coupons for so long that you are no longer able to see a glimmer of light at the end of the tunnel? After constantly struggling, day after day, month after month, to pay off the creditors, after asking our friends and family for financial advice, and after many late nights sifting through the monthly receipts, bills and bank receipts, hoping and praying for a way out, there often will come a time when many people begin to consider their options of filing for bankruptcy just to gain some peace of mind and a bit of serenity back into their daily lives. There are many things to consider in choosing a Bankruptcy Attorney, and just because you are searching for legal counsel does not mean that you are absolutely going to actually file for chapter 7 bankruptcy in court. Right now, you are "just looking". There may be other alternatives of which you may not be aware, and a qualified Bankruptcy Lawyer can help you to better understand you options for debt repayment, loan forgiveness, and the many different chapters and types of bankruptcy. Look for a Bankruptcy Attorney who offers a free initial consultation. Remember, you are asking for help with debt relief, so your attorney should be compassionate about your financial situation, not push you farther into despair. Limit your search to only those individuals who offer this free service right up front. Be prepared with a list of questions to ask. Do a bit of research online first. You will not be expected to be a financial expert or you wouldn't be filing for bankruptcy in the first place, right? But a good Bankruptcy Attorney will appreciate your active participation in the process. If you feel as if the Lawyer with whom you are meeting with does not seem to value your input and inquiries for clarification, move on to the next!