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AS OF MARCH 31, 2015
PERFORMANCE UPDATE
FIDELITY INVESTMENTS (R) MUTUAL FUNDS PERFORMANCE REPORT
UNDERSTANDING INVESTMENT PERFORMANCEAs you review this update, please remember that the performance data stated represents past performance, which does notguarantee future results. Investment return and principal value of an investment will fluctuate; therefore, you may have a gain orloss when you sell your shares. Current performance may be higher or lower than the performance stated. To learn more or toobtain the most recent month-end performance, call Fidelity at 1-800-343-0860 or visit www.mysavingsatwork.com (log in, chooseplan, select "Investment Choices & Research," and then pick investment option).
Fund ID Name
3 Month YTD 1 Year 3 Year 5 Year
10 Year
Life of Fund
FundInception
Short-Term Trading Fee (%/Days)
Expense Ratio
CumulativeTotal Returns %
Average AnnualTotal Returns %
LIFECYCLEFFKVX Fidelity Freedom K® 2005 Fund 13,14 2.08 2.08 5.33 5.95 6.25 n/a 8.72 7/02/09 n/a 0.500
FFKCX Fidelity Freedom K® 2010 Fund 13,14 2.27 2.27 5.96 7.27 7.37 n/a 9.91 7/02/09 n/a 0.530
FKVFX Fidelity Freedom K® 2015 Fund 13,14 2.50 2.50 6.54 7.74 7.69 n/a 10.31 7/02/09 n/a 0.550
FFKDX Fidelity Freedom K® 2020 Fund 13,14 2.67 2.67 6.84 8.31 8.16 n/a 11.26 7/02/09 n/a 0.570
FKTWX Fidelity Freedom K® 2025 Fund 13,14 2.76 2.76 7.35 9.53 8.99 n/a 12.24 7/02/09 n/a 0.610
FFKEX Fidelity Freedom K® 2030 Fund 13,14 2.97 2.97 7.78 10.12 9.30 n/a 12.78 7/02/09 n/a 0.650
FKTHX Fidelity Freedom K® 2035 Fund 13,14 3.14 3.14 8.08 10.94 9.76 n/a 13.34 7/02/09 n/a 0.660
FFKFX Fidelity Freedom K® 2040 Fund 13,14 3.13 3.13 8.01 11.04 9.81 n/a 13.49 7/02/09 n/a 0.660
FFKGX Fidelity Freedom K® 2045 Fund 13,14 3.18 3.18 8.10 11.26 9.94 n/a 13.67 7/02/09 n/a 0.660
FFKHX Fidelity Freedom K® 2050 Fund 13,14 3.09 3.09 8.09 11.27 9.92 n/a 13.74 7/02/09 n/a 0.650
FDENX Fidelity Freedom K® 2055 Fund 13,14 3.11 3.11 8.03 11.50 n/a n/a 9.03 6/01/11 n/a 0.660
FDKNX Fidelity Freedom K® 2060 Fund 13,14 3.06 3.06 -- n/a n/a n/a 5.99 8/05/14 n/a 0.650
FFKAX Fidelity Freedom K® Income Fund 13,14 1.63 1.63 4.28 4.37 4.79 n/a 6.34 7/02/09 n/a 0.440
ASSET ALLOCATIONFASIX Fidelity Asset Manager® 20% 13 1.68 1.68 4.17 4.77 5.35 5.08 6.32 10/01/92 n/a 0.530
FTANX Fidelity Asset Manager® 30% 1,13 2.06 2.06 5.09 6.20 6.57 n/a 4.46 10/09/07 n/a 0.550
FFANX Fidelity Asset Manager® 40% 1,13 2.33 2.33 5.60 7.44 7.51 n/a 4.66 10/09/07 n/a 0.560
FASMX Fidelity Asset Manager® 50% 13 2.64 2.64 6.15 8.61 8.40 6.11 8.39 12/28/88 n/a 0.660
FSANX Fidelity Asset Manager® 60% 1,13 2.80 2.80 6.52 9.66 9.06 n/a 4.95 10/09/07 n/a 0.730
FASGX Fidelity Asset Manager® 70% 13 3.09 3.09 6.79 10.71 9.82 6.41 8.04 12/30/91 n/a 0.730
FAMRX Fidelity Asset Manager® 85% 13 3.47 3.47 7.37 12.43 10.77 7.30 5.86 9/24/99 n/a 0.750
MONEY MARKETFDRXX Fidelity® Cash Reserves 15
7-Day Yield % as of 03/31/2015: 0.010.00 0.00 0.01 0.01 0.02 1.56 5.15 5/10/79 n/a 0.370
SPAXX Fidelity® Government Money Market Fund 15
7-Day Yield % as of 03/31/2015: 0.010.00 0.00 0.01 0.01 0.01 1.45 3.12 2/05/90 n/a 0.420
SPRXX Fidelity® Money Market Fund 15
7-Day Yield % as of 03/31/2015: 0.010.00 0.00 0.01 0.01 0.01 1.57 3.47 1/23/89 n/a 0.420
The current yield reflects the current earnings of the fund, while the total return refers to a specific past holding period.
For important disclosures, please see last page(s) of this report.1
AS OF MARCH 31, 2015
Fund ID Name
3 Month YTD 1 Year 3 Year 5 Year
10 Year
Life of Fund
FundInception
Short-Term Trading Fee (%/Days)
Expense Ratio
CumulativeTotal Returns %
Average AnnualTotal Returns %
MONEY MARKET (continued)FGMXX Fidelity® Money Market Trust Retirement
Government Money Market Portfolio 15
7-Day Yield % as of 03/31/2015: 0.01
0.00 0.00 0.01 0.01 0.01 1.46 3.36 12/16/88 n/a 0.420
FRTXX Fidelity® Money Market Trust Retirement MoneyMarket Portfolio 15
7-Day Yield % as of 03/31/2015: 0.01
0.00 0.00 0.01 0.01 0.01 1.58 3.46 12/02/88 n/a 0.420
FSLXX Fidelity® Select Money Market Portfolio 15
7-Day Yield % as of 03/31/2015: 0.010.00 0.00 0.02 0.03 0.06 1.62 3.73 8/30/85 n/a 0.300
FDLXX Fidelity® Treasury Only Money Market Fund 15
7-Day Yield % as of 03/31/2015: 0.010.00 0.00 0.01 0.01 0.01 1.24 3.26 1/05/88 n/a 0.420
FGRXX Fidelity® U.S. Government Reserves 15
7-Day Yield % as of 03/31/2015: 0.010.00 0.00 0.01 0.01 0.01 1.49 4.33 11/03/81 n/a 0.320
BOND - GOVERNMENTFGMNX Fidelity® GNMA Fund 16 0.85 0.85 5.07 2.43 4.11 5.01 6.63 11/08/85 n/a 0.450
FGOVX Fidelity® Government Income Fund 16 1.40 1.40 5.20 2.45 3.67 4.59 7.49 4/04/79 n/a 0.450
FSTGX Fidelity® Intermediate Government Income Fund16
1.24 1.24 3.07 1.60 2.75 3.93 5.56 5/02/88 n/a 0.450
FFXSX Fidelity® Limited Term Government Fund 16 0.86 0.86 1.72 0.98 1.59 3.13 5.20 11/10/86 n/a 0.450
FIBAX Spartan® Intermediate Treasury Bond Index Fund- Fidelity Advantage Class 16
2.23 2.23 6.82 2.76 5.31 -- 5.60 12/20/05 n/a 0.100
FLBAX Spartan® Long-Term Treasury Bond Index Fund -Fidelity Advantage Class 16
3.87 3.87 21.23 7.66 10.50 -- 7.89 12/20/05 n/a 0.100
FSBAX Spartan® Short-Term Treasury Bond Index Fund -Fidelity Advantage Class 16
0.89 0.89 1.73 0.92 1.70 -- 3.20 12/20/05 n/a 0.100
BOND - DIVERSIFIEDFCONX Fidelity® Conservative Income Bond Fund 1,16 0.07 0.07 0.20 0.56 n/a n/a 0.57 3/03/11 n/a 0.400
FCBFX Fidelity® Corporate Bond Fund 16 2.22 2.22 6.96 5.40 -- n/a 7.11 5/04/10 n/a 0.450
FTHRX Fidelity® Intermediate Bond Fund 16 1.49 1.49 3.53 2.72 4.05 4.34 7.55 5/23/75 n/a 0.450
FBNDX Fidelity® Investment Grade Bond Fund 16 1.56 1.56 5.25 3.55 5.09 4.60 7.19 8/06/71 n/a 0.450
FMSFX Fidelity® Mortgage Securities Fund 16 1.14 1.14 5.63 2.88 4.27 4.12 6.80 12/31/84 n/a 0.450
FSHBX Fidelity® Short-Term Bond Fund 16 0.58 0.58 1.16 1.23 1.75 2.19 4.62 9/15/86 n/a 0.450
FSICX Fidelity® Strategic Income Fund 16 1.85 1.85 2.89 4.39 5.66 6.51 6.95 5/01/98 n/a 0.690
FTBFX Fidelity® Total Bond Fund 16 1.93 1.93 5.29 3.89 5.24 5.40 5.46 10/15/02 n/a 0.450
FSITX Spartan® U.S. Bond Index Fund - FidelityAdvantage Class 1,2,16
1.66 1.66 5.72 3.04 4.31 4.60 6.49 3/08/90 n/a 0.170
FWHBX Strategic Advisers® Core Income Multi-ManagerFund 16
1.74 1.74 5.54 -- n/a n/a 3.24 6/19/12 n/a 1.040
BOND - INFLATION-PROTECTEDFINPX Fidelity® Inflation-Protected Bond Fund 16 1.22 1.22 2.74 0.22 3.84 3.85 4.83 6/26/02 n/a 0.450
FSIYX Spartan® Inflation-Protected Bond Index Fund -Fidelity Advantage Class 16
1.46 1.46 3.17 -- n/a n/a -0.26 5/16/12 n/a 0.100
The current yield reflects the current earnings of the fund, while the total return refers to a specific past holding period.
For important disclosures, please see last page(s) of this report.2
AS OF MARCH 31, 2015
Fund ID Name
3 Month YTD 1 Year 3 Year 5 Year
10 Year
Life of Fund
FundInception
Short-Term Trading Fee (%/Days)
Expense Ratio
CumulativeTotal Returns %
Average AnnualTotal Returns %
BOND - HIGH YIELDFAGIX Fidelity® Capital & Income Fund 16,17 4.01 4.01 7.02 9.37 9.05 8.96 10.19 11/01/77 1/90 0.710
FFRHX Fidelity® Floating Rate High Income Fund 3,16,17 2.00 2.00 1.48 3.49 3.88 4.24 4.28 8/16/00 1/60 0.690
FHIFX Fidelity® Focused High Income Fund 16,17 2.76 2.76 2.84 5.72 7.06 6.26 6.10 9/08/04 1/90 0.830
FGHNX Fidelity® Global High Income Fund 1,16,17 1.76 1.76 0.72 6.44 n/a n/a 5.20 5/11/11 1/90 0.950
SPHIX Fidelity® High Income Fund 16,17 2.26 2.26 1.38 6.38 7.51 7.52 9.07 8/29/90 1/90 0.720
FSADX Strategic Advisers® Income Opportunities Fund ofFunds 1,16,17
2.39 2.39 1.30 -- n/a n/a 7.60 6/19/12 1/90 5.020
BOND - INTERNATIONAL/GLOBALFNMIX Fidelity® New Markets Income Fund 16 0.75 0.75 1.42 3.68 6.22 8.32 10.98 5/04/93 1/90 0.900
BALANCED/HYBRIDFBAKX Fidelity® Balanced Fund - Class K 4,13 2.24 2.24 10.71 12.17 11.38 7.93 9.55 11/06/86 n/a 0.460
FFNOX Fidelity® Four-in-One Index Fund 1,13 2.64 2.64 7.74 12.40 11.04 7.02 5.05 6/29/99 n/a 0.240
FPUKX Fidelity® Puritan® Fund - Class K 4,13 2.65 2.65 11.24 12.27 11.47 7.66 11.13 4/16/47 n/a 0.460
FSDIX Fidelity® Strategic Dividend & Income® Fund 13 1.02 1.02 10.52 12.68 12.08 7.16 7.61 12/23/03 n/a 0.740
FSRRX Fidelity® Strategic Real Return Fund 13 0.11 0.11 -2.90 1.28 4.06 -- 3.16 9/07/05 0.75/60 0.770
BALANCED/HYBRID - CONVERTIBLESFCVSX Fidelity® Convertible Securities Fund 13 1.11 1.11 8.13 12.69 11.03 8.51 11.17 1/05/87 n/a 0.580
BALANCED/HYBRID - INTERNATIONALFGBLX Fidelity® Global Balanced Fund 13 1.84 1.84 0.00 6.91 7.11 6.76 7.94 2/01/93 1/30 0.990
FDYSX Fidelity® Global Strategies Fund 5,13 2.54 2.54 4.47 6.16 6.42 n/a 3.18 10/31/07 n/a 0.850
DOMESTIC EQUITIES - LARGE VALUEFBCVX Fidelity® Blue Chip Value Fund 13 2.52 2.52 14.24 16.86 11.29 5.45 6.78 6/17/03 n/a 0.730
FETKX Fidelity® Equity Dividend Income Fund - Class K4,13
0.13 0.13 10.38 14.85 11.68 5.74 10.43 8/21/90 n/a 0.520
FEIKX Fidelity® Equity-Income Fund - Class K 4,13 0.21 0.21 6.62 14.05 11.15 5.99 11.56 5/16/66 n/a 0.580
FLVEX Fidelity® Large Cap Value Enhanced Index Fund13
-0.27 -0.27 10.50 17.37 14.40 n/a 4.99 4/19/07 n/a 0.470
FSLVX Fidelity® Stock Selector Large Cap Value Fund 13 0.48 0.48 10.25 16.62 12.56 6.04 6.33 11/15/01 n/a 0.780
FVDKX Fidelity® Value Discovery Fund - Class K 4,13 1.26 1.26 12.24 17.94 14.44 8.66 10.50 12/10/02 n/a 0.660
FKMOX Strategic Advisers® Value Multi-Manager Fund 13 0.14 0.14 8.94 15.45 n/a n/a 18.48 11/16/11 n/a 1.320
DOMESTIC EQUITIES - MID VALUEFLCKX Fidelity® Leveraged Company Stock Fund - Class
K 4,13,184.21 4.21 8.46 17.97 14.82 9.29 13.81 12/19/00 1.5/90 0.670
FLPKX Fidelity® Low-Priced Stock Fund - Class K 4,13,18 1.81 1.81 7.51 15.36 14.32 9.64 14.42 12/27/89 1.5/90 0.720
FSMVX Fidelity® Mid Cap Value Fund 13,18 2.59 2.59 15.74 20.63 16.71 9.89 10.53 11/15/01 0.75/30 0.830
FVLKX Fidelity® Value Fund - Class K 4,13,18 3.08 3.08 11.03 19.11 15.18 8.59 12.71 12/01/78 n/a 0.650
FVSKX Fidelity® Value Strategies Fund - Class K 4,13,18 4.50 4.50 10.35 17.14 13.94 8.36 12.08 12/31/83 n/a 0.530
For important disclosures, please see last page(s) of this report.
3
AS OF MARCH 31, 2015
Fund ID Name
3 Month YTD 1 Year 3 Year 5 Year
10 Year
Life of Fund
FundInception
Short-Term Trading Fee (%/Days)
Expense Ratio
CumulativeTotal Returns %
Average AnnualTotal Returns %
DOMESTIC EQUITIES - SMALL VALUEFCPVX Fidelity® Small Cap Value Fund 13,19 2.17 2.17 8.66 17.02 14.66 10.70 11.69 11/03/04 1.5/90 1.090
DOMESTIC EQUITIES - LARGE BLENDFDEKX Fidelity® Disciplined Equity Fund - Class K 4,13 2.53 2.53 12.56 17.42 12.93 6.98 10.51 12/28/88 n/a 0.390
FDGKX Fidelity® Dividend Growth Fund - Class K 4,13 1.20 1.20 11.63 15.11 13.11 7.91 11.00 4/27/93 n/a 0.440
FGIKX Fidelity® Growth & Income Portfolio - Class K 4,13 0.40 0.40 9.63 15.94 14.28 3.92 10.11 12/30/85 n/a 0.530
FLCEX Fidelity® Large Cap Core Enhanced Index Fund 13 0.92 0.92 12.86 16.38 14.67 n/a 6.74 4/19/07 n/a 0.460
FLCSX Fidelity® Large Cap Stock Fund 13 1.06 1.06 8.43 17.40 14.99 9.37 8.56 6/22/95 n/a 0.880
FGRTX Fidelity® Mega Cap Stock Fund 13 -0.30 -0.30 9.54 15.56 14.46 8.30 5.09 12/28/98 n/a 0.680
FUSVX Spartan® 500 Index Fund - Fidelity AdvantageClass 1,6,13
0.95 0.95 12.69 16.06 14.42 7.98 10.21 2/17/88 n/a 0.070
FSTVX Spartan® Total Market Index Fund - FidelityAdvantage Class 1,6,13
1.82 1.82 12.26 16.32 14.71 8.51 6.95 11/05/97 0.5/90 0.070
FLAUX Strategic Advisers® Core Multi-Manager Fund 1,13 1.18 1.18 11.63 14.91 n/a n/a 17.90 11/16/11 n/a 1.220
DOMESTIC EQUITIES - MID BLENDFMEIX Fidelity® Mid Cap Enhanced Index Fund 13,18 4.42 4.42 14.79 19.63 16.75 n/a 9.70 12/20/07 0.75/30 0.620
FSEVX Spartan® Extended Market Index Fund - FidelityAdvantage Class 6,13,18
5.33 5.33 10.37 17.40 15.85 10.33 8.31 11/05/97 0.75/90 0.070
FSCKX Spartan® Mid Cap Index Fund - FidelityAdvantage Class 1,13,18
3.95 3.95 13.59 18.01 n/a n/a 20.40 9/08/11 0.75/30 0.210
DOMESTIC EQUITIES - SMALL BLENDFSCRX Fidelity® Small Cap Discovery Fund 13,19 1.93 1.93 8.47 18.23 17.77 12.31 11.94 9/26/00 1.5/90 1.010
FCPEX Fidelity® Small Cap Enhanced Index Fund 13,19 6.78 6.78 11.86 17.90 16.70 n/a 9.23 12/20/07 1.5/90 0.730
FSLCX Fidelity® Small Cap Stock Fund 13,19 7.08 7.08 14.23 13.88 9.99 8.13 9.22 3/12/98 2/90 0.680
FDSCX Fidelity® Stock Selector Small Cap Fund 13,19 5.35 5.35 7.80 14.23 14.80 7.74 8.45 6/28/93 1.5/90 0.730
FSSVX Spartan® Small Cap Index Fund - FidelityAdvantage Class 1,13,19
4.41 4.41 8.48 16.43 n/a n/a 19.72 9/08/11 1.5/90 0.340
FNAPX Strategic Advisers® Small-Mid Cap Multi-ManagerFund 1,13,19
4.89 4.89 7.71 14.60 n/a n/a 18.14 12/20/11 1.5/90 1.300
DOMESTIC EQUITIES - LARGE GROWTHFFTYX Fidelity Fifty® 13 4.29 4.29 7.21 15.66 14.10 7.54 9.82 9/17/93 n/a 0.830
FBGKX Fidelity® Blue Chip Growth Fund - Class K 4,13 5.51 5.51 18.81 18.96 17.15 10.30 11.62 12/31/87 n/a 0.680
FCAKX Fidelity® Capital Appreciation Fund - Class K 4,13 4.19 4.19 14.68 18.03 15.46 9.38 11.20 11/26/86 n/a 0.700
FCNKX Fidelity® Contrafund® - Class K 4,13 4.08 4.08 13.57 15.77 15.05 10.16 12.56 5/17/67 n/a 0.540
FEXKX Fidelity® Export and Multinational Fund - Class K4,13
2.78 2.78 12.17 13.40 11.51 7.39 11.97 10/04/94 0.75/30 0.640
FTQGX Fidelity® Focused Stock Fund 1,13 4.80 4.80 7.79 15.90 15.95 10.05 7.29 11/12/96 n/a 0.780
FFDKX Fidelity® Fund - Class K 4,13 3.39 3.39 14.45 15.53 13.66 8.07 10.11 4/30/30 n/a 0.410
FGCKX Fidelity® Growth Company Fund - Class K 4,13 4.89 4.89 17.11 17.47 17.66 12.21 13.44 1/17/83 n/a 0.710
FGDKX Fidelity® Growth Discovery Fund - Class K 4,13 4.70 4.70 12.23 16.26 16.52 9.80 7.52 3/31/98 n/a 0.680
For important disclosures, please see last page(s) of this report.
4
AS OF MARCH 31, 2015
Fund ID Name
3 Month YTD 1 Year 3 Year 5 Year
10 Year
Life of Fund
FundInception
Short-Term Trading Fee (%/Days)
Expense Ratio
CumulativeTotal Returns %
Average AnnualTotal Returns %
DOMESTIC EQUITIES - LARGE GROWTH (continued)FDFKX Fidelity® Independence Fund - Class K 4,13 6.98 6.98 13.58 19.28 15.41 10.27 12.14 3/25/83 n/a 0.640
FLGEX Fidelity® Large Cap Growth Enhanced Index Fund13
3.26 3.26 16.35 16.55 15.52 n/a 8.30 4/19/07 n/a 0.450
FMGKX Fidelity® Magellan® Fund - Class K 4,13 2.86 2.86 15.07 17.30 12.26 6.46 16.31 5/02/63 n/a 0.420
FNCMX Fidelity® Nasdaq® Composite Index Fund 1,13 3.72 3.72 18.00 17.88 16.53 10.29 9.78 9/25/03 0.75/90 0.550
FMILX Fidelity® New Millennium Fund 13 1.42 1.42 3.99 15.03 14.24 10.41 13.81 12/28/92 n/a 0.840
FOCKX Fidelity® OTC Portfolio - Class K 4,13 4.87 4.87 18.57 19.47 17.79 12.95 13.62 12/31/84 n/a 0.650
FSSKX Fidelity® Stock Selector All Cap Fund - Class K4,13
3.60 3.60 12.15 16.77 14.33 8.20 10.73 9/28/90 n/a 0.580
FTRNX Fidelity® Trend Fund 7,13 3.97 3.97 15.10 17.12 16.22 10.23 11.82 6/16/58 n/a 0.750
FMELX Strategic Advisers® Growth Multi-Manager Fund13
3.75 3.75 14.09 15.35 n/a n/a 18.08 11/16/11 n/a 0.840
DOMESTIC EQUITIES - MID GROWTHFAGKX Fidelity® Growth Strategies Fund - Class K 4,13,18 6.58 6.58 19.98 18.08 14.76 8.77 9.23 12/28/90 1.5/90 0.530
FKMCX Fidelity® Mid-Cap Stock Fund - Class K 4,13,18 4.43 4.43 7.64 16.52 14.32 10.23 12.02 3/29/94 0.75/30 0.680
FSSMX Fidelity® Stock Selector Mid Cap Fund 8,13,18 4.66 4.66 11.79 16.21 14.26 7.87 11.27 2/20/96 n/a 0.810
DOMESTIC EQUITIES - SMALL GROWTHFCPGX Fidelity® Small Cap Growth Fund 13,19 8.75 8.75 12.18 17.99 15.99 10.20 11.41 11/03/04 1.5/90 0.910
INTERNATIONAL/GLOBALFGBFX Fidelity® Global Bond Fund 1,13,20 -1.47 -1.47 -3.49 -- n/a n/a -0.59 5/22/12 n/a 1.090
FINUX Fidelity® International Bond Fund 1,13,20 -3.70 -3.70 -9.37 -- n/a n/a -2.28 5/22/12 n/a 1.060
INTERNATIONAL/GLOBAL - DIVERSIFIEDFDIKX Fidelity® Diversified International Fund - Class K
4,13,206.40 6.40 3.95 11.14 7.83 5.88 8.86 12/27/91 1/30 0.780
FGILX Fidelity® Global Equity Income Fund 13,20 2.84 2.84 6.36 -- n/a n/a 13.02 5/02/12 1/30 1.160
FIVFX Fidelity® International Capital Appreciation Fund13,20
4.10 4.10 6.87 11.86 9.72 5.91 6.50 11/01/94 1/30 1.140
FIDKX Fidelity® International Discovery Fund - Class K4,13,20
6.02 6.02 1.55 10.95 7.48 6.35 8.00 12/31/86 1/30 0.780
FIENX Fidelity® International Enhanced Index Fund 13,20 5.99 5.99 0.66 10.31 7.16 n/a 0.46 12/20/07 1/30 0.620
FIGFX Fidelity® International Growth Fund 1,13,20 6.48 6.48 4.36 10.11 9.52 n/a 2.85 11/01/07 1/30 1.040
FISMX Fidelity® International Small Cap Fund 13,20 5.45 5.45 -0.24 11.60 10.39 7.66 14.48 9/18/02 2/90 1.220
FSCOX Fidelity® International Small Cap OpportunitiesFund 13,20
6.80 6.80 0.74 12.87 11.97 -- 6.23 8/02/05 2/90 1.300
FIVLX Fidelity® International Value Fund 1,13,20 4.97 4.97 -2.22 9.44 4.63 n/a 1.19 5/18/06 1/30 0.960
FOSKX Fidelity® Overseas Fund - Class K 4,13,20 7.20 7.20 2.66 12.49 8.33 5.70 10.25 12/04/84 1/30 0.880
FTIEX Fidelity® Total International Equity Fund 1,13,20 5.36 5.36 1.53 8.50 6.35 n/a -0.42 11/01/07 1/30 1.040
FWWFX Fidelity® Worldwide Fund 13,20 5.20 5.20 5.37 13.61 11.82 8.34 8.03 5/30/90 1/30 0.960
For important disclosures, please see last page(s) of this report.
5
AS OF MARCH 31, 2015
Fund ID Name
3 Month YTD 1 Year 3 Year 5 Year
10 Year
Life of Fund
FundInception
Short-Term Trading Fee (%/Days)
Expense Ratio
CumulativeTotal Returns %
Average AnnualTotal Returns %
INTERNATIONAL/GLOBAL - DIVERSIFIED (continued)FSGDX Spartan® Global ex U.S. Index Fund - Fidelity
Advantage Class 1,13,203.82 3.82 -1.15 6.17 n/a n/a 7.03 9/08/11 1/90 0.280
FSIVX Spartan® International Index Fund - FidelityAdvantage Class 1,6,13,20
5.32 5.32 -1.04 9.01 6.25 5.07 5.06 11/05/97 1/90 0.170
FMJDX Strategic Advisers® International Multi-ManagerFund 13,20
5.61 5.61 1.28 -- n/a n/a 10.61 5/02/12 1/30 1.210
INTERNATIONAL/GLOBAL - REGIONALFICDX Fidelity® Canada Fund 13,20 -5.63 -5.63 -3.11 3.35 3.17 6.58 9.63 11/17/87 1.5/90 0.980
FHKCX Fidelity® China Region Fund 13,20 6.43 6.43 15.06 14.83 9.48 12.09 9.88 11/01/95 1.5/90 1.010
FSEAX Fidelity® Emerging Asia Fund 9,13,20 5.21 5.21 13.75 8.07 7.52 10.39 7.64 4/19/93 1.5/90 1.040
FIEUX Fidelity® Europe Fund 1,13,20 5.22 5.22 -4.05 10.91 7.22 5.72 8.93 10/01/86 1/30 0.970
FJPNX Fidelity® Japan Fund 1,13,20 9.51 9.51 6.45 6.89 3.84 2.46 3.66 9/15/92 1.5/90 0.900
FJSCX Fidelity® Japan Smaller Companies Fund 13,20 8.61 8.61 8.71 16.85 11.03 2.85 5.01 11/01/95 1.5/90 1.000
FLATX Fidelity® Latin America Fund 13,20 -9.29 -9.29 -22.58 -16.71 -8.45 5.77 7.04 4/19/93 1.5/90 1.080
FNORX Fidelity® Nordic Fund 13,20 4.77 4.77 -3.21 15.58 11.45 8.84 10.99 11/01/95 1.5/90 0.990
FPBFX Fidelity® Pacific Basin Fund 13,20 8.06 8.06 9.60 13.48 10.90 9.57 7.08 10/01/86 1.5/90 1.180
INTERNATIONAL/GLOBAL - EMERGING MARKETSFEMEX Fidelity® Emerging Europe, Middle East, Africa
(EMEA) Fund 13,201.63 1.63 -9.13 -0.95 1.96 n/a -1.29 5/08/08 1.5/90 1.370
FEDDX Fidelity® Emerging Markets Discovery Fund 13,20 1.72 1.72 0.17 3.72 n/a n/a 6.76 11/01/11 2/90 1.480
FKEMX Fidelity® Emerging Markets Fund - Class K 4,13,20 2.84 2.84 4.48 3.63 2.81 8.22 5.12 11/01/90 1.5/90 0.860
FTEMX Fidelity® Total Emerging Markets Fund 1,13,20 1.86 1.86 0.16 2.51 n/a n/a 4.34 11/01/11 1.5/90 1.730
FPMAX Spartan® Emerging Markets Index Fund - FidelityAdvantage Class 1,13,20
2.02 2.02 2.95 0.44 n/a n/a 0.64 9/08/11 1.5/90 0.350
FLILX Strategic Advisers® Emerging Markets Fund ofFunds 1,13,20
0.92 0.92 -0.49 -- n/a n/a 0.95 5/02/12 1.5/90 2.380
INTERNATIONAL/GLOBAL - SPECIALTYFIREX Fidelity® International Real Estate Fund
1,13,20,21,225.73 5.73 8.47 15.05 9.90 5.32 6.33 9/08/04 1.5/90 1.140
SPECIALTYFFGCX Fidelity® Global Commodity Stock Fund 13,21 -3.37 -3.37 -14.22 -5.89 -3.06 n/a 4.29 3/25/09 1/30 1.110
FRIFX Fidelity® Real Estate Income Fund 13,21,22 2.59 2.59 9.56 10.21 10.82 7.17 8.18 2/04/03 0.75/90 0.830
FRESX Fidelity® Real Estate Investment Portfolio 13,21,22 4.46 4.46 24.19 13.37 15.52 9.10 10.79 11/17/86 0.75/90 0.800
FSAIX Fidelity® Select Air Transportation Portfolio 13,21 -1.81 -1.81 21.54 26.07 18.41 12.98 11.46 12/16/85 0.75/30 0.870
FSAVX Fidelity® Select Automotive Portfolio 13,21 6.14 6.14 8.96 17.83 15.16 8.38 9.37 6/30/86 0.75/30 0.840
FSRBX Fidelity® Select Banking Portfolio 13,21 -2.05 -2.05 1.31 14.70 9.65 1.70 9.88 6/30/86 n/a 0.810
FBIOX Fidelity® Select Biotechnology Portfolio 13,21 16.02 16.02 46.13 43.52 33.30 20.24 15.14 12/16/85 0.75/30 0.760
FSLBX Fidelity® Select Brokerage and InvestmentManagement Portfolio 13,21
-1.31 -1.31 6.33 17.61 9.16 8.02 11.32 7/29/85 0.75/30 1.420
For important disclosures, please see last page(s) of this report.
6
AS OF MARCH 31, 2015
Fund ID Name
3 Month YTD 1 Year 3 Year 5 Year
10 Year
Life of Fund
FundInception
Short-Term Trading Fee (%/Days)
Expense Ratio
CumulativeTotal Returns %
Average AnnualTotal Returns %
SPECIALTY (continued)FSCHX Fidelity® Select Chemicals Portfolio 13,21 0.41 0.41 2.31 14.48 16.93 12.38 14.18 7/29/85 0.75/30 0.810
FSDCX Fidelity® Select Communications EquipmentPortfolio 10,13,21
-0.57 -0.57 8.34 10.48 8.88 7.27 10.35 6/29/90 0.75/30 0.920
FDCPX Fidelity® Select Computers Portfolio 13,21 -4.44 -4.44 5.49 9.44 13.78 10.23 11.95 7/29/85 0.75/30 0.820
FSHOX Fidelity® Select Construction and HousingPortfolio 13,21
8.58 8.58 21.85 21.09 19.13 9.27 12.10 9/29/86 0.75/30 0.810
FSCPX Fidelity® Select Consumer Discretionary Portfolio10,13,21
4.22 4.22 15.14 18.53 17.90 9.57 10.43 6/29/90 0.75/30 0.820
FSVLX Fidelity® Select Consumer Finance Portfolio11,13,21
1.13 1.13 8.34 16.72 12.18 -4.56 9.01 12/16/85 0.75/30 0.850
FDFAX Fidelity® Select Consumer Staples Portfolio10,13,21
1.68 1.68 15.93 14.84 14.38 11.48 13.45 7/29/85 0.75/30 0.790
FSDAX Fidelity® Select Defense and Aerospace Portfolio13,21
9.86 9.86 13.61 19.85 17.08 11.48 11.87 5/08/84 0.75/30 0.810
FSELX Fidelity® Select Electronics Portfolio 13,21 3.36 3.36 27.76 18.59 16.37 9.61 11.44 7/29/85 0.75/30 0.820
FSENX Fidelity® Select Energy Portfolio 13,21 1.16 1.16 -13.80 2.48 5.31 6.58 8.74 7/14/81 0.75/30 0.800
FSESX Fidelity® Select Energy Service Portfolio 13,21 -5.92 -5.92 -31.53 -3.81 0.71 3.47 7.78 12/16/85 0.75/30 0.800
FSLEX Fidelity® Select Environment and AlternativeEnergy Portfolio 12,13,21
1.96 1.96 1.03 13.67 9.70 6.50 4.14 6/29/89 0.75/30 0.970
FIDSX Fidelity® Select Financial Services Portfolio 13,21 -0.06 -0.06 9.51 15.37 7.43 1.57 11.52 12/10/81 0.75/30 0.860
FSAGX Fidelity® Select Gold Portfolio 13,21 -1.09 -1.09 -20.91 -26.39 -14.84 0.75 4.28 12/16/85 0.75/30 0.940
FSPHX Fidelity® Select Health Care Portfolio 13,21 11.77 11.77 35.12 36.11 26.96 16.04 16.88 7/14/81 0.75/30 0.770
FSCGX Fidelity® Select Industrial Equipment Portfolio13,21
2.34 2.34 2.53 11.56 12.67 8.93 9.84 9/29/86 0.75/30 0.790
FCYIX Fidelity® Select Industrials Portfolio 10,13,21 1.67 1.67 7.51 16.07 15.18 10.91 10.51 3/03/97 0.75/30 0.810
FSPCX Fidelity® Select Insurance Portfolio 13,21 -0.61 -0.61 11.31 19.52 13.49 5.63 11.23 12/16/85 0.75/30 0.830
FBSOX Fidelity® Select IT Services Portfolio 10,13,21 5.82 5.82 15.74 20.31 19.63 14.32 12.28 2/04/98 0.75/30 0.840
FDLSX Fidelity® Select Leisure Portfolio 13,21 5.30 5.30 12.85 15.83 17.99 11.97 14.32 5/08/84 0.75/30 0.820
FSDPX Fidelity® Select Materials Portfolio 10,13,21 0.66 0.66 -2.26 9.35 10.55 10.98 10.28 9/29/86 0.75/30 0.820
FSHCX Fidelity® Select Medical Delivery Portfolio 13,21 9.99 9.99 29.21 20.44 18.89 11.52 12.57 6/30/86 0.75/30 0.820
FSMEX Fidelity® Select Medical Equipment and SystemsPortfolio 13,21
10.77 10.77 30.83 25.97 18.18 13.04 14.59 4/28/98 0.75/30 0.800
FBMPX Fidelity® Select Multimedia Portfolio 13,21 2.34 2.34 13.61 23.14 20.52 11.65 13.10 6/30/86 0.75/30 0.810
FSNGX Fidelity® Select Natural Gas Portfolio 13,21 -3.80 -3.80 -21.74 0.96 1.06 2.97 7.81 4/21/93 0.75/30 0.840
FNARX Fidelity® Select Natural Resources Portfolio 13,21 2.17 2.17 -13.93 0.72 3.93 7.30 8.82 3/03/97 0.75/30 0.840
FPHAX Fidelity® Select Pharmaceuticals Portfolio 13,21 10.71 10.71 26.48 27.58 22.55 15.66 9.73 6/18/01 0.75/30 0.820
FSRPX Fidelity® Select Retailing Portfolio 13,21 5.79 5.79 21.98 20.99 20.01 13.44 13.74 12/16/85 0.75/30 0.830
FSCSX Fidelity® Select Software and Computer ServicesPortfolio 13,21
1.07 1.07 8.22 17.45 18.59 14.45 15.57 7/29/85 0.75/30 0.790
FSPTX Fidelity® Select Technology Portfolio 13,21 5.28 5.28 14.23 13.76 14.86 10.83 12.39 7/14/81 0.75/30 0.800
For important disclosures, please see last page(s) of this report.
7
AS OF MARCH 31, 2015
Fund ID Name
3 Month YTD 1 Year 3 Year 5 Year
10 Year
Life of Fund
FundInception
Short-Term Trading Fee (%/Days)
Expense Ratio
CumulativeTotal Returns %
Average AnnualTotal Returns %
SPECIALTY (continued)FSTCX Fidelity® Select Telecommunications Portfolio
13,212.58 2.58 6.07 12.93 11.71 8.01 10.40 7/29/85 0.75/30 0.850
FSRFX Fidelity® Select Transportation Portfolio 13,21 -5.25 -5.25 19.69 24.36 18.33 12.15 13.27 9/29/86 0.75/30 0.850
FSUTX Fidelity® Select Utilities Portfolio 10,13,21 -2.83 -2.83 7.22 15.19 14.33 9.01 11.38 12/10/81 0.75/30 0.820
FWRLX Fidelity® Select Wireless Portfolio 13,21 1.76 1.76 4.69 13.02 11.87 9.07 2.11 9/21/00 0.75/30 0.880
FIUIX Fidelity® Telecom and Utilities Fund 13,21 0.29 0.29 7.15 14.45 14.37 8.58 9.26 11/27/87 n/a 0.810
FSRVX Spartan® Real Estate Index Fund - FidelityAdvantage Class 1,13,21,22
4.75 4.75 25.12 13.84 n/a n/a 15.88 9/08/11 0.75/90 0.190
n/a = Not Applicable/None- - = Not Available
For important disclosures, please see last page(s) of this report.
AS OF MARCH 31, 2015
MARKET INDICATORS
Name3
Month YTD 1 Year 3 Year 5 Year10
Year
CumulativeTotal Returns %
Average AnnualTotal Returns %
For comparison purposes only. It is not possible to invest directly in these indicators.
Barclays Int Govt/Cr Bond 1.45 1.45 3.58 2.31 3.52 4.34
Barclays U.S. Agg Bond 1.61 1.61 5.72 3.10 4.41 4.93
DJ Industrial Average 0.33 0.33 10.57 13.18 13.23 8.17
MSCI EAFE (Net MA) 4.92 4.92 -0.78 9.17 6.30 5.11
S&P 500 0.95 0.95 12.73 16.11 14.47 8.01
Russell 2000 4.32 4.32 8.21 16.27 14.57 8.82
n/a = Not Applicable/None- - = Not Available
AS OF MARCH 31, 2015
Total returns are historical and include change in share value and reinvestment of dividends and capital gains, if any. Cumulative total returns are reported as of theperiod indicated. Life of fund figures are reported as of the inception date to the period indicated. These figures do not include the effects of sales charges, if any,as these charges are waived for contributions made through your company’s employee benefit plan. If sales charges were included, returns would have been lower.
AS OF MARCH 31, 2015
EXPENSE RATIO
A mutual fund expense ratio is the total annual fund or class operating expenses (before waivers or reimbursements) paid by the fund and stated as a percent ofthe fund’s total net assets. For other types of investments, the figure in the expense ratio field reflects similar information, but may have been calculated differentlythan for mutual funds. Mutual fund data comes from the fund’s prospectus. For non-mutual fund investment options, the information has been provided by theplan sponsor, the investment option’s manager or the trustee. When no ratio is shown for these options it is because none was available. There may be fees andexpenses associated with the investment option. Expense information changes periodically. Please consult NetBenefits for updates.
AS OF MARCH 31, 2015
SPECIFIC FUNDS
Morningstar, Inc., provided data on the non-Fidelity mutual funds. Although the data is gathered from reliable sources, accuracy and completeness cannot beguaranteed by Morningstar.
1 Fidelity is voluntarily reimbursing a portion of the fund's expenses. If Fidelity had not, the returns would have been lower.
8
AS OF MARCH 31, 2015
2 On May 4, 2011, an initial offering of the Fidelity Advantage Share Class took place. Returns prior to that date are those of the Investor Class and reflect theInvestors Class' expense ratio. Had the Fidelity Advantage Class' expense ratio been reflected, total returns would have been higher.
3 Initial offering of the Fidelity® Floating Rate High Income Fund took place on September 19, 2002. Returns and expenses prior to that date are those of theFidelity Advisor® Floating Rate High Income Fund - Institutional Class. Had Fidelity® Floating Rate High Income Fund expenses been reflected in the returnsshown, total returns would have been higher.
4 On May 9, 2008, an initial offering of the retirement (K) class took place. Returns and expenses prior to that date are those of the non-K, non-advisor class. Had Kclass expenses been reflected in the returns shown, total returns would have been higher.
5 Prior to June 1, 2011, the fund operated under certain different investment policies and compared its performance to a different benchmark. The fund's historicalperformance may not represent its current investment policies.
6 On October 14, 2005, an initial offering of the Fidelity Advantage Share Class took place. Returns prior to that date are those of the Investor Class and reflect theInvestors Class' expense ratio. Had the Fidelity Advantage Class' expense ratio been reflected, total returns would have been higher.
7 Prior to February 1, 2007, Trend Fund operated under certain different investment policies and compared its performance to a different index. The fund'shistorical performance may not represent its current investment policies.
8 Initial offering of the Fidelity Stock Selector Mid Cap Retail Class took place on June 6, 2012. Returns prior to that date are those of the Fidelity Advisor StockSelector Mid Cap - Class I and reflect the Class I's expense ratio. Had the Fidelity Stock Selector Mid Cap Retail Class expense ratio been reflected, total returnswould have been lower.
9 Prior to December 1, 2010, Fidelity Emerging Asia Fund operated under certain different investment policies and compared its performance to a differentbenchmark. The fund's historical performance may not represent its current investment policies.
10 Prior to October 1, 2006, Fidelity Select IT Services, Select Consumer Discretionary, Select Industrials, Select Communications Equipment, Select ConsumerStaples, Select Materials, and Select Utilities Growth Portfolios operated under different investment policies, and compared their performance to differentbenchmarks. The fund's historical performance might not represent its current investment policies.
11 Prior to December 1, 2010, Select Consumer Finance Portfolio operated under certain different investment policies and compared its performance to a differentadditional benchmark. The fund's historical performance may not represent its current investment policies.
12 Prior to July 1, 2010, the fund was named Fidelity Select Environmental Portfolio, operated under certain different investment policies, and compared itsperformance to a different benchmark. The fund's historical performance may not represent its current investment policies.
AS OF MARCH 31, 2015
INVESTMENT RISK
13 Stock markets, especially foreign markets, are volatile and can decline significantly in response to adverse issuer, political, regulatory, market oreconomic developments.
14 Fidelity Freedom Funds are designed for investors expecting to retire around the year indicated in each fund's name. Except for the Freedom Income Fund, thefunds' asset allocation strategy becomes increasingly conservative as it approaches the target date and beyond. Ultimately, they are expected to merge with theFreedom Income Fund. The investment risks of each Fidelity Freedom Fund change over time as its asset allocation changes. They are subject to the volatility ofthe financial markets, including equity and fixed income investments in the U.S. and abroad and may be subject to risks associated with investing in high yield,small cap and, commodity-related, foreign securities. Principal invested is not guaranteed at any time, including at or after their target dates.
15 An investment in a money market fund is not insured or guaranteed by the FDIC or any other government agency. Although money market funds seek topreserve the value of your investment at $1 per share, it is possible to lose money by investing in these funds.
16 In general the bond market is volatile and bonds entail interest rate risk (as interest rates rise bond prices usually fall and vice versa). This effect is usuallypronounced for longer-term securities. Bonds also entail the risk of issuer default, issuer credit risk and inflation risk.
17 Lower-quality debt securities involve greater risk of default or price changes due to potential changes in the credit quality of the issuer.
18 Investments in mid-sized companies may involve greater risk than those of larger, more well known companies, but may be less volatile than investments insmaller companies.
19 Investments in smaller companies may involve greater risk than those in larger, more well known companies.
20 Foreign investments, especially those in emerging markets, involve greater risk and may offer greater potential returns than U.S. investments. This risk includespolitical and economic uncertainties of foreign countries, as well as the risk of currency fluctuation.
21 Because of their narrow focus, sector funds may be more volatile than funds that diversify across many sectors.
22 Changes in real estate values or economic downturns can have a significant negative effect on issuers in the real estate industry.
AS OF MARCH 31, 2015
9
AS OF MARCH 31, 2015
MARKET INDICATORS
Indices are unmanaged and you cannot invest directly in an index
Barclays Int Govt/Cr Bond Barclays U.S. Intermediate Government/Credit Bond Index is a market value-weighted index of investment-grade fixed-rate debtsecurities with maturities from one up to (but not including) ten years from the U.S. Treasury, U.S. Government-Related, and U.S. Corporate Indices.
Barclays U.S. Agg Bond The Barclays U.S. Aggregate Bond Index is an unmanaged market value-weighted index for U.S. dollar denominated investment-gradefixed-rate debt issues, including government, corporate, asset-backed, and mortgage-backed securities with maturities of at least one year.
DJ Industrial Average The Dow Jones Industrial Average (DJIA) is an unmanaged price-weighted index and is the most widely used indicator of how thecountry's industrial leaders are performing. Also known as "the Dow," this is a formula based on the stock prices of 30 major companies chosen from sectors of theeconomy most representative of our country's economic condition.
MSCI EAFE (Net MA) The MSCI Europe, Australasia and Far East Index (net MA tax) is an unmanaged market capitalization-weighted index of equity securities ofcompanies domiciled in various countries. The index is designed to represent performance of developed stock markets outside the United States and Canada andexcludes certain market segments unavailable to U.S. based investors. The index returns for periods after 1/1/1997 are adjusted for tax withholding ratesapplicable to U.S.-based mutual funds organized as Massachusetts business trusts.
S&P 500 S&P 500 Index is a market capitalization-weighted index of 500 common stocks chosen for market size, liquidity, and industry group representation torepresent U.S. equity performance.
Russell 2000 The Russell 2000® Index is an unmanaged market capitalization-weighted index of 2,000 small company stocks of U.S. domiciled companies.
AS OF MARCH 31, 2015
Before investing in any mutual fund, consider the investment objectives, risks, charges, and expenses. Contact Fidelityfor a prospectus or, if available, a summary prospectus containing this information. Read it carefully.
Fidelity Brokerage Services LLC, Member NYSE, SIPC900 Salem Street, Smithfield, RI 02917© 2015 FMR LLC, All rights reserved.673318.6.0 10