PERFECTION IN DETAIL.
The requirements for electronic banking solutions are
continuously growing. In addition to professional and regulatory
issues such as SEPA, EBICS or SOX, the desire for the highest
possible security, the automation of payment processes as well as
the integration into the existing infrastructure and ap-plication
landscapes play an important role for corporations. Our electronic
banking solution EBsec is the ideal product to make your payments
simpler, more efficient, securer and sustainable.
Corporations can only strengthen their competitive edge if they
optimize their pro-cesses. This especially applies to payment
transactions as they are the economic ba-sis for vital corporate
Conventional electronic banking systems often disregard aspects
Workflow and process optimization of existing payment
Consideration of integration options into the existing
infrastructure of the organization,
Protection of sensitive data from fraud by unauthorized
Intuitive and simple usability.
These systems and processes that no longer meet modern standards
are time-consuming and labor-intensive in their handling and also
provide many potential sources for errors. This in turn can lead to
a lack of security and to high costs.
YOUR PAYMENTS CAN BE SIMPLE, USER-FRIENDLY AND EFFICIENT
WHAT OUR CUSTOMERS SAY
We were able to streamline our processes sig-nificantly: the
processes that we had to trigger manually in the past now run in
the background automatically, stably and securely. EBsec
Professional was the right choice for us.
Tim Boller,Commercial Project Managementand Project Controlling
atCinemaxX Entertainment GmbH & Co. KG
Overview of EBsec Advantages:
Delivering all required electronic banking functio-nalities
Optimization of payment processes by automati-on and integration
into the existing infrastructure
Notification and control mechanisms for im- proved transparency
Complete data control and highest security stan-dards for ideal
Increased efficiency by saving operational costs due to
integration into the existing infrastructure and its use
Scalable, server-based and highly failsafe data communication
with all banks
Support of SEPA formats and prompt realization of future
Ensuring data exchange with all German banks and savings
Possibility to connect to international banks via SWIFT and to
those credit institutes that parti-cipate in EBICS (e.g., French
banks), and con-nection via host-to-host (sftp, shttps) and local
protocols such as FTX for Switzerland
One-stop shop: We are your partner for planning, realization and
The Right Solution for Your Require-ments
EBsec has all the necessary functionalities for the en-try and
administration of payments as well as for the processing and
analysis of bank statement infor-mation. In addition, it enables
the monitoring and control of the financial development. By
consolida-ting your existing electronic banking products you can
benefit from potential synergies.
Stability and scalability due to the use of standard
technologies, scalable and failsafe data communi-cation,
independent system monitoring with noti-fication functionality and
multi-client capability are further advantages of EBsec.
The optional integration of mobile devices such as iPhone, iPad,
BlackBerry and Android accommo-dates the increased mobility of
EBsec is available in different standard editions that have
different scopes of functionality tailored to the different needs
of our customers. Thus, each organization company can find the
edition that best matches its specific needs. In addition, you can
add different modules to the solution to further custo-mize it to
meet your specific requirements.
Optimized Payment Proces-ses: EBsec is the innova-tive and
flexible electronic banking solution to optimize your payments.
With EBsec, the transaction of all your payments becomes simpler,
more efficient and securer with a high degree of auto-mation
leading to a sustaina-ble process.
EBC Bridge (EBICS, SWIFT, Host to Host, FTX)
Files, Directories, SDK, Customer-specific Plugins
Utilization of theexisting corporateinfrastructure
Database Server Mail Server File Server
Overview of the Professional Edition
The EBsec Professional Edition comprises of edi-tions that have
been specifically designed for the use as network- or
multi-user-solutions for compa-nies with a higher demand for
automation and integ-ration. They focus on automating their
payments by using a time- and event-controlled system and seek to
interlock it with the existing payment systems (STP
Straight-Through Processing). Comprehen-sive interfaces for the
integration within existing ap-plications and the definition of own
process chains in the scope of a simple control of daily routines
create optimization potentials.
The further benefits of the EBsec Professional Edi-tion include
stability and scalability due to the use of standard technologies,
adjustable and failsafe com-munication, consolidation of numerous
electronic banking products and independent system monito-ring
including notification functionality.
The highlights of this edition are the automated ser-vices such
as communication, directory and system monitoring and
Our edition with its specific scope of functionality al-lows you
to select the features that meet your needs best.
The enhancement of the software with optional functions such as
enhanced database support, em-bedding kit for ideal integration in
your existing IT infrastructure, audit function and SDD mandate
ma-nagement for an efficient handling of SEPA direct debits, and
numerous plugins are available at any time with the Professional
Optionally, you can facilitate mobility for your sig-natories
with the mobile signature. You can display all relevant line item
and account balance informati-on and also electronically sign
outstanding payment orders at any time regardless of your location
by using your BlackBerry, iPhone,iPad or Android.
Optional EBsec Add-Ons
You can extend EBsec by optional add-ons in or-der to match it
perfectly to your company-specific requirements.
Internal SignaturesThis add-on helps reduce the administrative
tasks of maintaining EBICS authorizations for banks and, thus,
concentrate external signatories. In addition, it allows the
integration of additional staff into the verification and approval
The solution is an entirely an internal authorization concept in
which, e.g., the principle of dual control for the generation of
payment requests is solved di-rectly within the software. If
requests have the re-quired internal signatures, the banking
signatures, that are stored in the system in an encrypted man-ner,
are added and the requests are sent to the bank for execution.
Alternatively, you can, of course, ap-prove payments manually. All
steps are logged in the system and you can retrace them
RFC ConnectThis add-on is ideal for companies that connect their
payment files from SAP systems directly to EBsec for transmission
in order to improve data security.
With the add-on, a host connector (RFC package) is imported into
your data managing SAP system. Payment runs are readout following
criteria in SAP that are stored in the temporary SAP database
TemSe and are transferred directly to EBsec from there via an
interface. A temporary storage of payment files on your network
drives is, thus, no longer necessary. Security is increased and
administration made easier. With EBsec you can then approve
payments as usual and transmit them to banks.
Limit ModuleWith this add-on you can define specific amount
li-mits for the authorization of payment orders on the user level.
This allows for an even more specific ad-justment of the
authorization concept to the indivi-dual requirements of your
The Limit Module enables the definition of indivi-dual or user
group-specific amount limits for the ap-proval of payment orders,
either as a daily limit or a file limit (applies to specific
payment order files, e.g., aggregate items). It is the ideal add-on
for com-panies that have many users or increased security demands
(e.g., due to a high staff turnover).
The system-supported approach helps secure com-pliance with the
internal requirements of a compa-ny for the approval of payment
orders in regard to amount limits. Integrating additional staff
members in the approval process relieves decision-makers of daily
Audit ModuleWith this add-on for EBsec you obtain a complete
documentation of all changes that are made to the authorization
profiles. This element is a pre-requi-site for your company to
comply with the Sarbanes-Oxley Act (SOX).
With EBsec you achieve the security level you need by defining
specific access authorizations for diffe-rent user groups. In
addition, the system complies with current data privacy and
security requirements, for example, by always saving your sensitive
finan-cial data in an encrypted manner in the databases.
Additional optional add-ons provide further advan-tages for a
smooth execution of payments. For more details, please see our
online download center.
Automatic Hash Value Calculation Mobile Application for
Blackberry, iPhone, iPad
and Android CGI XML Database Connection MS SQL Server Embedding
Kit Enhanced Database Connection Oracle
International Payments (RTF) Country Module Austria Country
Module Switzerland Remote Signature Client Shadow Accounting SDD
Mandate Management Subgroup Administrator
SAP FI SAP HR SAP XY
RFC package RFC package RFC package
Important Functions at a Glance
Process Optimization Automation of existing processes and
chains Actively informs users about upcoming tasks Definition
and execution of regular, time-con-
trolled tasks (e.g., send liquidity report each workday at 9.30
Definition and execution of event-controlled tasks (e.g., send
emails to signatories once a request for signature is available or
the automa-ted forwarding of account information for internal
Dynamic request/directory monitoring for auto-matic recognition
of outstanding payment files and preparation of transfer to
Integration and Interfaces Use of already available database
systems as well
as mail and file servers SDK interface (WebService via SOAP/XML)
easy integration of electronic banking functionali-ties in
Connection options to ERP systems, treasury sys-tems, document
management systems, etc.
Numerous interfaces to providing and receiving systems,
supported bank formats: SEPA SCT and SDD, DTAUS, DTAZV, DTA (CH),
ClieOp, BTL91, PLI, PLA, V3 (AT), MT940, MT942, MT101, MT700, MT707
AUSZUG.TXT and UMSATZ.TXT can be custo-mized
Communication Data communication compatible with multiple
banks Support of numerous communication protocols
such as EBICS and SWIFT as well as host-to-host connections
(sftp, shttps) and local protocols such as FTX for Switzerland
Support of numerous data formats Communication runs as a Windows
can be used parallel on multiple computers
Payments Entry and administration of SEPA, domestic and
foreign payments Additional payment formats available as
add-ons Receipt of payment orders entered in feeder
systems for verification, approval and transfer to corresponding
Templates and standing orders for individual payment types
Cash Management Management of statement and line item
tion Management of parked items Management of plan data
Extensive evaluation options for your financial
development and planning
Security Requests and data can be encrypted and stored
in the database protected against unauthorized access
Extensive user administration incl. dedicated authorization
profiles facilitate secure support of sensitive transactions such
as wage and salary payments
Fully client-capable on account and/or ordering party level
Logon to EBsec optionally with SingleSignOn Support of specific
password guidelines Integrated hash algorithms prohibit
of files Support of electronic signatures in numerous va-
riants, i.e., saving on mass storage media (memo-ry stick,
etc.), SECCOS chip card or in database
Reports Standard reports for all data Easy generation of ad-hoc
reports Definition of user-specific reports possible Data output in
numerous formats such as Excel,
PDF, HTML, CSV, XML, etc.
Technology The application is compatible with Microsoft
operating systems for details, see current list of system
Microsoft.NET framework Support of the following databases:
SQL Server, Oracle, MySQL Easy installation and maintenance of
system Easy scalability individual components of the
system can be operated in a centralized or decen-tralized
Modular structure of the system allows for later addition of
Automatic system monitoring provides informati-on of the current
Plugin technology allows you to fully implement
customer-specific processing steps in EBsec
Other Multi-language system (German/English) Easy data
transfer/migration from your old sys-
Innovative Business Values
Automation Optimization of your payment processes due to the
automation of processes and the integration in your infrastructure.
For example, bank statement data can be made available in a format
defined for the application which then processes the data; data can
be split by account and then distributed or sent to a certain
recipient via email in PDF format.
Authorization Integration of corporate electronic approval
workflows. Secure all transactions on the basis of multi-bank,
electronic signature procedures such as chip card, memory stick,
database and distributed electronic signature (VEU).
HandlingThe intuitive GUI facilitates system change and its
SupportOne-stop shop: We are your partner for planning,
realization and support.
Database ConnectionOptional use of existing database systems (MS
SQL Server, Oracle, MySQL).
Data SecurityMaster data are encrypted and stored in the
data-base that is protected against unauthorized access. Requests
can also be transferred from feeder sys-tems with encryption.
Data TransferUser-friendly data transfer from your old system is
ensured with EBsec, you can still access historical statement
information and user-specific templates for payment entry upon
Dynamic Request/Directory MonitoringEBsec monitors directories
and automatically recognizes payment processes and prepares the
necessary transfer to banks. Optionally, the autho-rized
signatories can be notified via email that they have to provide
Increase EfficiencySaving operational costs due to integration
into the existing infrastructure and its use.
Integration into IT System LandscapeUse of existing databases,
interface to messaging systems and a universal interface for the
connec-tion to company applications.
Investment SecurityEBsec is continuously adjusted to changing
legal and regulatory requirements. The maintenance contract keeps
your application up-to-date and ensures investment security.
Continuous System MonitoringMonitoring function that notifies
defined recipients in case of problems.
Use of Standard TechnologiesUse of standard technologies allows
simple scalabi-lity and use of available IT know-how.
ReportingExtensive evaluation and reporting options for all data
provide an easy overview. You can adjust the evaluations to
specifically meet your needs or use ad-hoc reporting for individual
evaluations at short notice.
Scalable and Failsafe CommunicationCommunication runs as a
Windows service and can be used parallel on multiple computers,
which reduces the risk of failure.
Assignment of Access Rights and Multi-Client CapabilityYou can
support sensitive transactions such as wage and salary payments
down to the individual data record in a secure manner via the
dedicated assignment of access authorizations with user roles and
groups. Multi-client capabilities are ensured on account and
ordering party level, too. This ensures a full audit trail.
Further ProcessingAutomated, event-controlled execution of
further processes (e.g., transfer of received bank state-ment
information for automatic account assign-ment).
Copyright 05/2014 cogon GmbH. All rights reserved. SAP is a
registered trademark of SAP SE.
The cogon GmbH is one of the leading software pro-viders of
financial solutions. With a clear focus on the optimization and
professionalization of the en-tire financial process chain we have
been creating tangible added values for our customers for more than
10 years. A holistic approach is central to our products and
services from the development of in-novative software solutions to
banking and technical consultancy. Renowned customers from all
industry sectors benefit from our comprehensive IT services that
are based on the extensive know-how of our development, consultancy
and project teams.
The success and the innovative strength of cogon are based on
the expertise of our employees which positively influences the
consistent further develop-ment of our solutions a guarantee for
best practi-ces and highest quality. As we develop the
Oldesloer Strae 63 22457 Hamburg Germany
Tel: +49 40 514808-0 Fax: +49 40 514808-188
[email protected] www.cogon.de
ourselves, customers can rely on our know-how for an optimal
project implementation, a professional support service and
consultancy throughout the entire project. Flexibility due to a
modular and ex-tendable service offer, fast and seamless
integration in existing system landscapes, pioneering technolo-gies
this is what makes our solutions stand out in the market. With this
we have not only convinced our customers, but also independent
expert com-mittees. Several awards confirm the innovative qua-lity
of our solutions.
Our products are always developed on the basis of up-to-date
standard technologies so that our custo-mers benefit from numerous
advantages. You obtain highly efficient tools that are easy to use
and put into operation quickly. Moreover, maintainability and
scalability are positively influenced.
Your Partner for Innovation: cogon
HANSE ORGA GROUP A HOLISTIC APPROACH FOR YOUR FINANCIAL
Since 2014, Hanse Orga has united the three entities Hanse Orga
GmbH, cogon GmbH and SymQ GmbH under one umbrella: the Hanse Orga
Group. Alrea-dy today, more than 1,000 customers benefit from our
leading and specialized solutions and services. As Hanse Orga Group
we are a one-stop shop for your financial supply chain management.
We offer specialized SAP add-ons in form of the Hanse Orga
FinanceSuite modules, innovative and ERP-indepen-dent financial
solutions of cogon and a competent SAP treasury consultancy by
SymQ. With our inte-grated approach of modular software solutions
The integrated and SAP-certified solutions of the Han-se Orga
GmbH offer com-panies a very useful add-on to their existing SAP
lands-capes. They help significantly enhance efficiency in the
areas of account reconciliation, cash management, liquidity
plan-ning, treasury management, payment factory and electronic bank
The particular focus of cogon GmbH is on innovative and
ERP-independent financial solutions for payments, cash application
as well as cash, liquidity and treasury manage-ment. Flexibility,
an extendab-le service offer and the easy in-tegration into
existing systems mark out our solutions.
From global player to medium-sized companies companies can
significantly benefit from the competent SAP consul-tancy of SymQ
for the areas of finance and treasury. The con-sultancy approach
ranges from strategy development and solution design via the
imple-mentation to the continuous process optimization in SAP.
specialized SAP consultancy we are able to create added value
for our customers. Since 1984 we have been developing modern
financial solutions always having our finger on the pulse of the
time. With a dedicated focus on the end-user experience, our
technology is developed and continuously impro-ved by financial
professionals for financial professi-onals. Our customer-centric
approach has resulted in technically sophisticated and economically
elabo-rate systems. Coupled with high-level advocacy this is a
proven recipe for best practices and sustainable quality.
Oldesloer Strae 63 22457 Hamburg Germany
Tel: +49 40 514808-0 Fax: +49 40 514808-188
[email protected] www.cogon.de