DR - Elektronski Kanali Bankarskog Poslovanja

: : . 103982/2009

, 2014.

[2]

..................................................................................................................................................... 3 1. CYBER .................................................................................... 4

1.1. ? .......................................................................................... 6 2. - ........................................................................................................................... 9 3. .................................................................................................................................... 12

3.1. ........................................................................................................ 12 3.2. ....................................................................................................................... 15 3.3. .................................................................................................................................... 16 3.4. ........................................................................................................................... 17

4. .......................................................................................................... 18 4.1. ................................................................................... 20 4.2. PayPal ............................................................................................................................ 21 4.3. Cyber ............................................................................................................................... 23

5. .......................................................................................... 24 5.1. ............................................................... 25 5.2 Fedwire ....................................................................................................................................... 25 5.3. A () ........................................................................................ 26 5.4. CHIPS(Clining Hs Intrbn Pyns Sys) .................................................................... 26 6.5. SWIF ( Society for Worldwide Interbank Financial Telecommunication) .................................. 28

5.5.1. SWIFT ........................................................................ 29 6. ..................................................................................................................... 30

6.1. Millicent ..................................................................................................................................... 30 6.2. Netbill ........................................................................................................................................ 32

7. .............................................................................................................. 33 7.1. ................................................................................................ 33

7.1.1. .............................................................................................................. 33 7.1.2 ................................................................................................................................ 33 7.1.3. ................................................................................................. 34

7.2. .............................................................................. 34 7.2.1. ....................................................................................... 35 7.2.2. .............................................................. 36

7.3. .................................................................................................................................. 36 7.4. ...................................................................................... 37

8. ...................................................................... 38 ........................................................................................................................................ 43 ..................................................................................................................................... 45

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[5] ., " ", , , 2007. [6] : http://www.etrgovina.otg [7] : http://www.vps.ns.ac.rs [8] : http://www.racunovodja.rs [9] , , , , , 2011.

[10] , ., , .: " ", 97-86-7038-054-7, .- 191422220, " 2012

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DR - Elektronski Kanali Bankarskog Poslovanja