Does it make sense for us to refinance?

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  1. 1. Does it make sense for us to refinance? We have a 30 year, $130,000 mortgage at 5% fixed, have had it for a year. We hav ve excellent credit and no foreclosures or bankruptcies. It is our primary resid ence. Rates are around 4.28% today, does it make sense for us to refinance? If s o, what is a good bank to contact?SOLUTION Find the best solutions and providers for you at: