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DELTA BRACHOUSING FINANCE CORPORATION LTD.
INDIVIDUAL LOAN APPLICATION FORM
Customer ID:
Customer Name:
Delta Brac Housing Finance Corporation Limited (DBH) is a public limited company
and a fi nancial institution licensed by Bangladesh Bank. The Company is promoted and
sponsored by: BRAC, Delta Life Insurance Company Limited and Green Delta Insurance
Company Limited.
Head Offi ce:
Landmark Building (9th Floor) 12-14 Gulshan North C/A,Gulshan-2, Dhaka-1212
PABX: 09612 334455, +880 (2) 9842374, 58816001, 9882112,Fax: + 880 (2) 9882110
E-mail: [email protected]
Dhanmondi Branch
Pantha Plaza (1st Floor)63/A Lake Circus, Kalabagan(West Panthapath), Dhaka-1205
PABX: 09612 334455, +880 (2) 8130906, 9124112, 58155745,Fax: +880 (2) 8117264
E-mail: [email protected]
Motijheel Branch
D R Tower (7th Floor)65/2/2, Purana Paltan,
Box Culvert Road, Dhaka-1000PABX: 09612 334455, +880 (2) 7111774,
7111778, 9565053,Fax: +880 (2) 9554269
E-mail: [email protected]
Uttara Branch
Union Nahar Square (4th Floor)Plot- 19, Sonargaon Janapath Road,Sector 13, Uttara, Dhaka-1230PABX: 09612 334455,
+880 (2) 8933057, 8991580E-mail: [email protected]
Chittagong Branch
BMA Bhaban (5th Floor) 1367, CDA Avenue,GEC Circle, Chittagong PABX: 09612 334455,+880 (31) 2551224-6 Fax: +880 (31) 2551227 E-mail: [email protected]
Sylhet Branch
19/A, Kumarpara Road, (1st Floor), Kumarpara, Sylhet,PABX: 09612 334455,
+ 880 (821) 722489, 722490E-mail: [email protected]
DBH provides Home Loan
To purchase apartments or completed houses
To extend or renovate existing houses
To construct own houses
To purchase housing plots in approved projects
To purchase chamber/offi ce for professionals
What is the maximum amount of loan I can borrow?
DBH provides Housing Loan up to maximum 70% of the
total purchase price of the apartment, and up to 80% of the
construction/extension cost of a house.
How will DBH decide the loan amount I am eligible for?
Subject to the maximum loan limit as mentioned above,
your repayment capacity as assessed by DBH will determine
the loan amount you can borrow. Repayment Capacity
is determined by the factors such as your income, age,
qualifi cations, number of dependants, spouse’s income,
assets, liabilities, stability and continuity of occupation, and
savings history. While providing Housing Loan, DBH wants to
ensure that you can comfortably and regularly repay the loan
amount you borrow.
When can I make an application for Home Loan ?
You can apply for Home Loan at DBH any time after you have
decided to buy/construct/extend a House/Flat/Housing
Plot, even if the property has not been selected or the
construction has not been started.
How do I make an application?
Please complete the prescribed Application Form and
submit it along with supporting documents. On receipt of
the completed application form along with the processing
fees, DBH will process your application, make such enquiries
as it deems necessary and convey its decision to you at the
earliest.
What are the Fees payable and when are these payable?
You have to pay Processing Fee at the time of loan application.
This fee is in respect of cost incidental to the processing of the
loan application. If the loan is not sanctioned for any reason
except concealment or misrepresentation of facts, then the
processing fees is refunded. But if the loan is sanctioned
as requested, but you decide not to avail the loan, then
processing fees will not be refunded.
Upon successful sanction of the loan application,
Documentation Fee is payable in respect of cost related to
vetting of title of ownership of the property to be fi nanced,
preparing the legal documents, stamp duties, etc.
Please contact any of the DBH offi ces for the Processing Fee
and Documentation Fee currently applicable to avail the
Home Loan.
Please note that, payment of all fees must be made through
“A/C Payee” cheques in favor of Delta Brac Housing Finance
Corporation Ltd. Loan related fees are subject to 15% VAT.
What is the maximum duration of the loan?
You can take the loan for maximum 25 years, but it will
normally not exceed your retirement age or 65 years of age.
Who can be co-applicants?
Joint owners of the property proposed to be mortgaged
against loan from DBH will have to be co-applicants. However,
your spouse needs to be the co-applicant to the loan, even if
he/she is not the co-owner of the property.
How do I repay the loan?
You will repay DBH Home Loan on a regular monthly basis,
through Equated Monthly Installments (EMI). EMI comprises
of both interest and principal amount of the loan, and you will
commence the payment of EMI from the month following
the month in which you draw down the entire amount of
loan.
If you decide to draw down the loan in installments, then
you will pay interest on the partly drawn loan amount, until
the entire loan amount is drawn. This interest is called Pre-EMI
(P-EMI) interest. Pre-EMI interest is payable every month from
the date of each disbursement (i.e. cheque delivery date) up
to the date of commencement of EMI. Pre-EMI interest is
calculated at the same rate at which EMI is calculated.
What is the rate of the interest that will be charged on my loan and what is the size of the EMI?
Please contact at any of the DBH offi ces for the Interest Rates
currently applicable for DBH Home Loan.
Interest on DBH Home Loan is calculated using Reducing
Balance Method on the diminishing balance of Principal Loan
Amount.
Is the rate of the interest fi xed for the entire duration of the loan?
We off er both adjustable and fi xed rate home loan schemes.
under Adjustable Rate Home Loan (ARHL) scheme,
depending on the change in money market conditions DBH
reserves the right to vary the rate of interest both upward
and downward prospectively from time to time. In case of
Fixed Rate Home Loan (FRHL) scheme, the rate of interest
remains same throughout the loan tenure.
BROCHURE FOR HOME LOANS
A Complete Form With Necessary Documents Will Help Us to Process Your Application Faster
Please ensure that the title of the property is clean, marketable and free from any encumbrance.
The property you will provide as security of DBH home loan should not be mortgaged in any Bank/Financial institution, and
should not be subject to any litigation.
Special Instructions
Please read the BROCHURE carefully.
The Application Form is to obtain relevant details to help us process your application. Any other information that you feel
is necessary could be provided in details in a separate paper.
Please write or type in BLOCK LETTERS
Fill (√ ) where applicable
Marital Status Single Married Other e.g indicating married status
All details must be fi lled in; if Not Applicable please write N.A.
Applicants should ensure that the application is complete in every respect and all the required documents are submitted
with the application.
DBH reserves the right to reject any application at any stage without assigning any reason.
Please keep photocopies of all documents that are submitted to DBH (including the application form) for your personal
record.
√
When can I draw down the loan?
You can draw down the loan after satisfactory work-in-progress,
completion of all legal documentation and after full investment
of your own contribution. Your own contribution is the total
cost/price less DBH home loan.
In how many installments can the loan be drawn?
You can draw down the loan in full or in suitable installments
taking into account the requirement of funds and progress of
construction, as assessed by DBH. You are advised (in your own
interest) to enter into agreement with the developer whereby
payment is dependent upon the progress of work and not on a
time-based schedule. In case you are buying ready apartments
or completed house, you can draw down the loan in one go,
subject to fulfi lling the conditions of approval.
What security will I have to provide for the loan?
Security for the loan is the fi rst mortgage to DBH of the property
to be fi nanced and/or interim/alternate/ additional security
acceptable to DBH as collateral.
Can I repay my loan ahead of schedule?
You can repay the outstanding loan ahead of schedule, either in
part or full. Please contact any of our offi ces for the details terms
and conditions for early payment.
Does the property have to be insured?
Please ensure that the property is duly and properly insured for
fi re and other appropriate hazards, as required by DBH, during
the term of the loan and to produce evidence thereof to DBH,
each year and/or whenever called upon to do so.
In what form can I make payment to DBH?
All kinds of payments for fees, charges, pre-EMI interest, and
EMIs should be made by MICR Cheque, marked “A/C Payee Only”
drawn on an online bank, by electronic fund transfer, by pay
order, or by demand draft drawn in favour of “Delta Brac Housing
Finance Corporation Limited.”
Are these rules subject to change?
Yes. These rules may be reviewed periodically.
Will DBH assist me in selecting my home?
Yes. DBH can assist you in selection of your property in Dhaka
and Chittagong cities through Property Counseling Services,
which is now provided free of cost.
Can Non-Resident Bangladeshis (NRB) avail loan from DBH?
Yes, Non-resident Bangladeshis or Bangladeshis with foreign
passports can avail loan from DBH, subject to rules and
regulations of Bangladesh Bank and Bangladesh Government.
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Personal and Employment Details
Particulars Applicant Co-Applicant
Full Name
Father’s Name
Mother’s Name
Spouse Name, if Applicable
Permanent Address
Present Residential Address
Is the Residence Rented Own Employer’s Relationship with Applicant:
Telephone (Residence)
Date of Birth and Gender / / Yrs: M F / / Yrs: M F
Place of Birth
Marital Status Single Married Other: Single Married Other:
No. of Dependants/Children Children: Other: Children: Other:
National ID Number
Academic Qualifi cation
Occupation Employed Self employed Unemployed Employed Self employed Unemployed
Designation
Offi ce Name
Offi ce Address
Telephone (Offi ce)
Mobile
No. of Years in Present Occupation/Job Yrs. Retirement Age: Yrs. Yrs. Retirement Age: Yrs.
Employee No.
Tax Identifi cation Number (TIN)
Monthly Income
(Prime source)
Monthly Salary (Gross) Monthly Salary (Gross)
Business Income (Monthly) Business Income (Monthly)
Rental Income Tk. Tk.
Other Income Tk. Source: Tk. Source:
Total Income Tk. Tk.
Expenses Rent: Tk. Others: Tk. Rent: Tk. Others: Tk.
How much you can pay as EMI Tk :
INDIVIDUAL LOAN APPLICATION FORMTick () against the appropriate box. Please write or type in BLOCK LETTERS
DELTA BRAC HOUSING FINANCE CORPORATION LTD.
Loan Applied For
Term: Yrs. Purpose: Construction Flat Extension Renovation Plot Others
Property Cost And Finance Details
Estimated Funds Required
Total Purchase Price or
Sources of Funds Required
Amount Already Spent Tk.
Estimated Construction Cost Tk. Source:
Registration Cost Tk. Loan Requested from DBH Tk.
Other Cost, if any (Please Specify) Tk. Sources of Balance Amount
Savings from Bank Tk.
Disposal of Investment Tk.
Personal Borrowings
Loan from Provident Fund/Employer Others
(Please specity) Tk.
Total Funds Required Total Planned Funds Tk.
Note:
1. Total Planned Funds should at least equal Total Funds Required
2. Detailed funds planning is important to process your loan
Applicant’s Signature Co-Applicant’s Signature
Date: Date:
For Offi ce Use Only
Source: BSP: DSPD:
DSPL: Telecode:
Date of Receipt:
File Number:
Application Fees Tk.
Initial
Affi x Photo of
Applicant
with Signature
Affi x Photo of
Co-Applicant
with Signature
FINANCIAL DETAILSDetails of Savings and Assets (Please provide details)
Particulars Applicant Co-Applicant
Savings in Bank
Immovable Property:
Land/Building/Flat
(Please specify)
Fixed Deposits Tk. Tk.
Sanchay Patra Tk. Tk.
Life Insurance Policy Tk. Tk.
Wage E. Bond Tk. Tk.
Share Investment Tk. Tk.
Details of Borrowings and Liabilities (Please give details on all your present outstanding and proposed loans)
Applicant Co-ApplicantSources of
LoanOutstandingAmount (TK.)
MonthlyInstallment (TK.)
Balance Term(Months)
OutstandingAmount (TK.)
MonthlyInstallment (TK.)
BalanceTerm (Months)
Employer
Bank
Providend Fund
Car Loan
Others
Bank Account DetailsName of the Account Holder Name of Bank Branch Type of Account Account No.
Property Details (To be purchased/constructed/extended or improved)
For Flat / Plot Purchase For Own Construction / Extension,
Developer’s Name ....................................................................................................
Project Name ...............................................................................................................
Built-up Area (Sft.) ....................................................... Flat No. .........................
Floor ....................................................... Side ..............................................................
Address: Please mention complete address of the property
...............................................................................................................................................
...............................................................................................................................................
Property type: Lease Hold Pvt. Land
Expected Possession By: / / (D/M/Yr.)
Land Size .......................... Katha: Value of Land Tk. .....................................
Area Per Floor ............................... Sft. Number of Floors..............................
No. of Unit / S ................................. Which Floors .............................................
Address: Please mention complete address of the property
...............................................................................................................................................
...............................................................................................................................................
Post Code: Lease Hold Pvt. Land
Present Stage of Construction: (% Complete in) %
DELTA BRAC HOUSING FINANCE CORPORATION LTD.
General Information (Applicable to all the clients of this loan application)
Have you and your spouse applied earlier to DBH for a loan ? Please select the mode of repayment convenient to you:
Yes No If Yes, Loan A/C No: ...................................................................
Have you and your spouse given guarantee to any borrower
Yes No If Yes, Loan A/C No: ..................................................................
Is you or any of your immediate family members are director of
any Bank/FI.
Yes No if yes, please mention.
Electronic Fund Transfer (EFTN)
Bank ..................................................... Branch ...........................................................
Account No. .................................................................................................................
Post Dated Cheques (PDC) from
Bank ..................................................... Branch ...........................................................
Account No. .................................................................................................................
How did you get to know DBH?
Newspaper TV Builder Friends Relatives Mail Billboard Visit by DBH Personnel Others (Please specify)
References (Name & address of two referees) (DBH may make such inquiries from referees as it deems necessary)
Immediate Relative (Employed Person) Non Relative (Employed Person)
Name
Designation
Offi ce Name
Offi ce Address
Phone
Off : Res: Off : Res:
Mobile: Mobile:
Declaration: I/we declare that all the particulars and information given in the application form are true, correct and complete
and that they shall form the basis of any loan DBH may decide to grant me/us. I/we confi rm that I/we have read the brochure and
understood the contents. I/we fully understand that processing fees will be realized by DBH after receiving of my loan application
and documentation fees will be realized before disbursement of the loan. I/we further confi rm that I/we have had no insolvency
proceedings against me/us nor I/we been adjudicated insolvent. I/we am/are aware that Equated Monthly Installment (EMI)
comprising principal and interest is calculated on the basis of monthly rests. I/we agree that DBH may take up such references and
make such inquiries in respect of this application as if may deem necessary. I/we undertake to inform DBH regarding any change in
my/our occupation/employment and to provide any further information that you may require. I/we further agree that my/our loan
shall be governed by rules of DBH which may be in force from time to time.
I/we fully understand that processing fees will be realized by DBH after receiving of my loan application and documentation fees will
be realized before disbursement of the loan.
Applicant’s Signature Co-applicant’s Signature
Date: Date:
Expected date of fi rst disbursement: .......................................................................................................................................................................................
Do you propose to rent the dwelling unit? Yes No If yes, monthly rent expected TK.
Is the Legal Title to the property clear? Yes No
Will DBH be able to obtain fi rst mortgage on the property? Yes No
Please tick ( ) the items you are submitting along with the Housing Loan Application
A. Employed (PvKzwiRxwe) B. Self Employed (e¨emvqx/AvZ¥Kg©ms¯’vbKvix)
1. Employment certifi cate/contract paper –wb‡qvM ev Pzw³cÎ|
2. Pay slip for last 3 months (Showing all deduction)
– wZb gv‡mi †eZb w ø̄c (KZ©bmn)||
3. Bio-Data (income-earner) – Rxeb e„ËvšÍ / CV
4. Bank Statement for the last 12 months
– e¨vs‡Ki wnmve weeiYx| (weMZ 12 gv‡mi Rb¨)|
5. Business Card (if any) – wfwRwUs KvW© ev Ab¨vb¨|
6. If you have rental income, please provide copy of
ownership documents, approved plan, location sketch and
agreement (if any)
– evox fvov Pzw³ cÎ, Aby‡gvw`Z bKkv Ges gvwjKvbv `wjj ev Ab¨vb¨|
7. If you have any ongoing loan facility, please provide
sanction letter and loan payment statement
– FY Aby‡gv`b cÎ Ges FY wnmve weeibx|
8. Copy of E-TIN Certifi cate – B-wUb mvwU©wd‡K‡Ui Kwc|
9. Copy of National ID Card/Passport/Birth Certifi cate
– RvZxq cwiPqcÎ/cvm‡cv‡U©i Kwc/Rb¥wbeÜb mb` cÎ|
10. Photograph for both applicant & co-applicant -2 copies
each) – Av‡e`bKvix I mn-Av‡e`bKvixi Qwe cÖ‡Z¨‡Ki 2 Kwc|
11. Loan Processing Fees – FY cÖwμqvKib wd|
1. Copy of Trade Licence – †UªW jvB‡mÝ Gi Kwc|2. Copy of memorandum & Article of Association (if
applicable).
3. Statement of business details such as products/clients etc
– e¨emv weeiYx|4. Income tax assessment orders/returns for 3 years
– AvqKi `vwLjv/wiUvY© (3 eQ‡ii)|| 5. Profi t & Loss Account for last 3 years for the business
– MZ 3 erm‡ii jvf †jvKmv‡bi weeiYx|6. Bank Statement of self and business for last 12 months
–weMZ 12 gv‡mi e¨vsK wnmve weeiYx|7. Your Bio –Data – Rxeb e„ËvšÍ / CV
8. Business Card (if any) – wfwRwUs KvW© ev Ab¨vb¨|9. Copy of National ID Card /Passport/Birth Certifi cate
– RvZxq cwiPqcÎ /cvm‡cv‡U©i Kwc/Rb¥ wbeÜb mb` cÎ|10. Copy of E-TIN Certifi cate – B-wUb mvwU©wd‡K‡Ui Kwc|11. If you have Rental income, please provide copy of
ownership documents, approved plan, location sketch
and agreement (if any)
– evox fvov Pzw³ cÎ, Aby‡gvw`Z bKkv Ges gvwjKvbv `wjj|12. If you have any ongoing loan facility, Please provide
sanction letter and loan payment statement
– FY Aby‡gv`b cÎ Ges FY wnmve weeibx|13. Photograph (for both applicant & co-applicant - 2 copies
each) – Av‡e`bKvix I mn-Av‡e`bKvixi Qwe cÖ‡Z¨‡Ki 2 Kwc|14. Loan Processing Fees – FY cÖwμqvKib wd|
Title Documents for own construction (wbR evox ˆZix/ea©‡bi †ÿ‡Î m¤úwK©Z gvwjKvbv msμvšÍ `wjj cÎ)
C. The Private Land (Own Construction) D. For Government Plots (Own Construction)
1. Ownership/Lease deed (Original) Ñ g~j gvwjKvbv/wjR `wjj|
2. Baya deed for 21 years (original/certifi ed/photocopy)
Ñ weMZ 21 erm‡ii evqv `wjj|
3. C.S., R.S., S.A. and City Jorip Khatian/Parcha
4. Recent Survey Report (i.e. Math parcha duly attested)
5. Mutation Parcha based on Recent Survey Report
6. Up to date “No Encumbrance Certifi cate“ for 13 years
Ñ `vqgyw³ mb`cÎ|
7. Up to date Land Tax Receipt - nvj m‡bi LvRbv iwk`|
8. Approved plan and approval letter by Rajuk/Authority.
9. Detailed estimate of the cost of construction prepared by a
qualifi ed Engr/Architect at current market rates
- †Kvb ¯^xK…Z cÖ‡KŠkjx/¯’cwZ KZ…©K eZ©gvb evRvi `‡i wbgv©Y e¨‡qi wek` weeiY|
1. Ownership deed/Lease deed of land
Ñ g~j gvwjKvbv/wjR `wjj|
2. Baya deed for 21 years (original/certifi ed/photocopy)
Ñ weMZ 21 erm‡ii evqv `wjj|
3. Mutation Certifi cate Ñ bvgRvix cPv©|
4. Up to date land Tax Receipt Ñ nvj m‡bi LvRbvi iwk`|
5. Permission from the lessor to mortgage (if required)
Ñ e܇Ki AbygwZ|
6. Approved plan and approval letter by Rajuk/Authority
Ñ ivRDK/KZ…©cÿ Aby‡gvw`Z cøvb|
7. Detailed estimate of the cost of construction prepared
by a qualifi ed Engr/Architect at current market rates
Ñ wbgv©Y e¨‡qi wek` weeiY|
DELTA BRAC HOUSING FINANCE CORPORATION LTD.
Documents for Apartment /Land Project (to be given by the developer only once for one project)
E. For Private Land F. For Government /Leased Land
1. Ownership deed (photocopy of land)
– g~j gvwjKvbv `wjj|
2. Baya deed for 21 years (photocopy)
– weMZ 21 erm‡ii evqv `wjj|
3. Development agreement (joint venture) with the land
owner.
4. Power of attorney (if any) – Avg‡gv³vi bvgv `wjj|
5. Mutation Parcha – bvg Rvix cPv©
6. Up to date Land Tax Receipt
– nvj m‡bi LvRbv iwk`|
7. Survey reports duly attested (i.e City jorip parcha, RS
parcha, SA parcha, CS parcha)
– (gnvbMi Rwic cP©v, Avi Gm cP©v, Gm G cP©v, wm Gm cP©v,) |
8. Approved plan/layout plan and approval letter by Rajuk/
Authority
9. A Project Brochure
10. Memorandum & Article of Association of the Developer
Company (once for a company)
11. Company profi le (once for a company)
– †Kv¤úvbx cwiwPwZ|
12. Work in progress report of the project
– cÖKí Kv‡Ri AMÖMwZi weeiYx|
1. Ownership deed/lease deed (photocopy)
– g~j gvwjKvbv `wjj|
2. Baya deed for 21 years (photocopy)
– weMZ 21 erm‡ii evqv `wjj|
3. Development agreement (joint venture) with the land
owner
4. Power of Attorney (if any) & the letter of acceptance
– (Avg‡gv³vi bvgv `wjj Ges Dnvi MÖnYcÎ)|
5. Mutation permission from the relevant Govt. offi ce
– bvg LvwiR cÎ |
6. Up to date Land Tax Receipt – nvj m‡bi LvRbvi iwk` |
7. Survey reports duly attested (i.e City Jorip parcha, RS
parcha, SA parcha, CS parcha)
– (gnvbMi Rwic cP©v, Avi Gm cP©v, Gm G cP©v, wm Gm cP©v,)
8. Permission from the lessor to mortgage
– e܇Ki AbygwZcÎ|
9. Approved plan/layout plan and approval letter by Rajuk/
Authority
10. A project brochure including price details
11. Memorandum & Articles of Association of the Developer
Company (once for a company)
12. Company profi le (once for a company)
– †Kv¤úvbx cwiwPwZ|
G. Document From the Individuals (Flat/Plot Purchase)
1. Deed of agreement (original)
– evqbv `wjj |
2. Registered sale deed/Certifi ed true copy with original
receipt for Registration
– †iwRwóªK…Z g~j weμq `wjj|
3. Original money receipts (iwk`) or acknowledgement
receipt for payments made to seller/builder/developer
– UvKv cÖvwß ¯^xKvi cÎ|
4. Letter from Developer/Builder as per DBH draft
– wWweGBP cÖ`Ë bgybv Abyhvqx †W‡fjcv‡ii wPwV|
(Signature of the Applicant)
A½xKvi bvgv cÎeiveikvLv e¨e¯’vcK†Wëv eª¨vK nvDwRs dvBb¨vÝ K‡c©v‡ikb wjwg‡UW..........................................................................................................................................................................
welqt FYMÖnxZv e¨w³/cÖwZôv‡bi gvwjKvbv m¤úwK©Z Z_¨ejx `vwLj cÖms‡M|
g‡nv`q
Avwg .....................................................................................................................................................................................................................................................................................................
cÖwZôvb .............................................................................................................................................................................................................................................. Gi gvwjK/cwiPvjK
wcZv .....................................................................................................................................................................................................................................................................................................
gvZv ......................................................................................................................................................................................................................................................................................................
¯^vgx (weevwnZ gwnjv‡`i †ÿ‡Î) .........................................................................................................................................................................................................................................
¯’vqx wVKvbv ......................................................................................................................................................................................................................................................................................
e¨emvwqK wVKvbv .........................................................................................................................................................................................................................................................................
Avgvi wbR bv‡g/gvwjKvbvaxb cÖwZôv‡bi bv‡g FY gÄyix/bevqb/cybt ZdwmjxKi‡bi Rb¨ Av‡e`b KiwQ|
D‡jøwLZ cÖwZôvb e¨ZxZ Avgvi wbR bv‡g/Avgvi gvwjKvbvaxb/cwiPvjK wn‡m‡e ¯^v_©mswkøó cÖwZôv‡bi ZvwjKv GZ`ms‡M mshy³ Kijvg| wb‡gœ ewY©Z cÖwZôvb/cÖwZôvbmg~n e¨ZxZ Avgvi wbR bv‡g/Avgvi gvwjKvbvaxb/¯^v_© mswkøó †Kvb cÖwZôv‡bi bvg cvIqv †M‡j wg_¨v eY©bvi `v‡q Avwg AvBbZt `Ûbxq ne| mZ¨ †Mvcb Kivi `v‡q KZ…©cÿ Avgvi weiæ‡× †h †Kvb e¨e¯’v MÖnY Ki‡Z cvi‡e Ges KZ…©c‡ÿi wm×všÍ Avwg AvBbvbyMZfv‡e †g‡b wb‡Z eva¨ _vKe|
bs cÖwZôv‡bi bvg ¯’vqx wVKvbv e¨emvwqK wVKvbv
eZ©gv‡b cÖwZôvbwU †Kvb FY myweav †fvM Ki‡Q wK-bv ?
n¨uv
e¨vsK/Avw_©K cÖwZôv‡bi bvg
kvLvi bvg
1|
2|
3|
Dc‡i cwi‡ewkZ Z‡_¨ †Kvb cwieZ©b n‡j Avwg cwieZ©‡bi 2 mßv‡ni g‡a¨ AewnZ Ki‡Z eva¨ _vKe| Ab¨_v, KZ…©cÿ Avgvi weiæ‡× AvBbvbyM e¨e¯’v MÖnY Ki‡Z cvi‡eb|
cÖZ¨qbKvix e¨vsK Kg©KZ©vi ¯^vÿi t A½xKviKvixi ¯^vÿi t
bvg I mxj‡gvni (ZvwiLmn) t bvg t
FYMÖnxZv cÖwZôv‡bi bvg t
wet `ªt cÖ‡qvR‡b cÖwZôv‡bi ZvwjKvi Rb¨ AwZwi³ KvMR e¨envi Kiv †h‡Z cv‡i|
ms‡hvRbx- ÔKÕ
ZvwiL:
Loan A/C:
Phone No.:
TIN No.:
............................................................ Not Applicable ............................................................
A½xKvi bvgv cÎeiveikvLv e¨e¯’vcK†Wëv eª¨vK nvDwRs dvBb¨vÝ K‡c©v‡ikb wjwg‡UW..........................................................................................................................................................................
welqt FYMÖnxZv e¨w³/cÖwZôv‡bi gvwjKvbv m¤úwK©Z Z_¨ejx `vwLj cÖms‡M|
g‡nv`q
Avwg .....................................................................................................................................................................................................................................................................................................
cÖwZôvb .............................................................................................................................................................................................................................................. Gi gvwjK/cwiPvjK
wcZv .....................................................................................................................................................................................................................................................................................................
gvZv ......................................................................................................................................................................................................................................................................................................
¯^vgx (weevwnZ gwnjv‡`i †ÿ‡Î) .........................................................................................................................................................................................................................................
¯’vqx wVKvbv ......................................................................................................................................................................................................................................................................................
e¨emvwqK wVKvbv .........................................................................................................................................................................................................................................................................
Avgvi wbR bv‡g/gvwjKvbvaxb cÖwZôv‡bi bv‡g FY gÄyix/bevqb/cybt ZdwmjxKi‡bi Rb¨ Av‡e`b KiwQ|
D‡jøwLZ cÖwZôvb e¨ZxZ Avgvi wbR bv‡g/Avgvi gvwjKvbvaxb/cwiPvjK wn‡m‡e ¯^v_©mswkøó cÖwZôv‡bi ZvwjKv GZ`ms‡M mshy³ Kijvg| wb‡gœ ewY©Z cÖwZôvb/cÖwZôvbmg~n e¨ZxZ Avgvi wbR bv‡g/Avgvi gvwjKvbvaxb/¯^v_© mswkøó †Kvb cÖwZôv‡bi bvg cvIqv †M‡j wg_¨v eY©bvi `v‡q Avwg AvBbZt `Ûbxq ne| mZ¨ †Mvcb Kivi `v‡q KZ…©cÿ Avgvi weiæ‡× †h †Kvb e¨e¯’v MÖnY Ki‡Z cvi‡e Ges KZ…©c‡ÿi wm×všÍ Avwg AvBbvbyMZfv‡e †g‡b wb‡Z eva¨ _vKe|
bs cÖwZôv‡bi bvg ¯’vqx wVKvbv e¨emvwqK wVKvbv
eZ©gv‡b cÖwZôvbwU †Kvb FY myweav †fvM Ki‡Q wK-bv ?
n¨uv
e¨vsK/Avw_©K cÖwZôv‡bi bvg
kvLvi bvg
1|
2|
3|
Dc‡i cwi‡ewkZ Z‡_¨ †Kvb cwieZ©b n‡j Avwg cwieZ©‡bi 2 mßv‡ni g‡a¨ AewnZ Ki‡Z eva¨ _vKe| Ab¨_v, KZ…©cÿ Avgvi weiæ‡× AvBbvbyM e¨e¯’v MÖnY Ki‡Z cvi‡eb|
cÖZ¨qbKvix e¨vsK Kg©KZ©vi ¯^vÿi t A½xKviKvixi ¯^vÿi t
bvg I mxj‡gvni (ZvwiLmn) t bvg t
FYMÖnxZv cÖwZôv‡bi bvg t
wet `ªt cÖ‡qvR‡b cÖwZôv‡bi ZvwjKvi Rb¨ AwZwi³ KvMR e¨envi Kiv †h‡Z cv‡i|
ms‡hvRbx- ÔKÕ
ZvwiL:
Loan A/C:
Phone No.:
TIN No.:
............................................................ Not Applicable ............................................................
DELTA BRAC HOUSING FINANCE CORPORATION LTD.
Loan A/C No. :
Property Address: Contact detail other than client: Prominent objects near by the property:
1.
2.
3.
4.
Location Sketch
Butted and Bounded by: (eÜKx m¤úwËi †PŠnÏx)
N.B: Prominent objects refer to school, mosque, shop, hospitals etc very near to property, if possible indicate butted and bounded by (N,S,W,E)
(¯^vÿi) Signature of Owner/Borrower
Date:
N (DËi)
E (c~e©)W (cwðg)
S (`wÿY)
