Day 1 Session 1 'Rajiv Awas Yojana - Slum Free India ... Awas Yojana 5 The Approach • For a Slum-free

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  • Cities Alliance Project Output

    Day 1 Session 1 'Rajiv Awas Yojana - Slum Free India Mission' by P.K.Mohanty

    (Joint Secretary and Mission Director JNNURM, MoHUPA)

    India International Workshop: Scaling up Upgrading and Affordable Housing: From National Policies, to State Programs,

    and City-Wide Slum-Free Interventions

    P120776

    This project output was created with Cities Alliance grant funding.

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    Rajiv Awas Yojana

    Mission Directorate, Ministry of Housing & Urban Poverty Alleviation

    Government of India

    Ministry of Housing & Urban Poverty AlleviationGovernment of India, New Delhi

    Slum-free India Mission

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    My Government proposes to introduce a RajivAwas Yojana for the slum dwellers and the urbanpoor on the lines of the Indira Awas Yojana forthe rural poor. The schemes for affordablehousing through partnership and the scheme forinterest subsidy for urban housing would bedovetailed into the Rajiv Awas Yojana whichwould extend support under JNNURM to Statesthat are willing to assign property rights topeople living in slum areas. My Government'seffort would be to create a slum free India in fiveyears through the Rajiv Awas Yojana.

    Address by President of India to Joint Session of Parliament, 04 June, 20 09

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    We had started the Jawaharlal Nehru NationalUrban Renewal Mission for the urban areas. Wewill accelerate this programme also. Today, lakhsof our citizen live in slums which lack basicamenities. We wish to make our country slumfree as early as possible. In the next five years,we will provide better housing facilities to slumdwellers through a new scheme, Rajiv AwasYojana.

    Prime Ministers Address to the Nation on 15th August 2009

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    Presidents announcement gives us:

    A Bold New Vision:A Slum-free India in Five Years Time

    Clear Policy Direction for Inclusion:Assign property rights to people living in

    slum areas

    The Programme OutlineRajiv Awas Yojana for slum dwellers

    based on a whole city approach

    Rajiv Awas Yojana

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    The Approach

    For a Slum-free India, it is not sufficient toaddress existing slums

    It is as important to tackle the basicreasons behind the creation of slums: Urban land and housing scarcities that make the

    market unaffordable, not only to the BPL An unrealistic town planning model that does not

    recognise poverty and forces more than a quarterof urban population into extra-legal vulnerability

    Slum-free India Mission

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    For a Slum-free India, RAY has to gather:

    Multiple Partners Institutional Funds State Government Commitment Close Involvement of Urban Local Body Community Participation

    and, offer enabling Central GovernmentSupport

    The Approach

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    Size of the Problem

    Scarcity of Land at Affordable Prices

    Scarcity of Credit to the Poor in the InformalSector

    Lack of Private Sector Participation so far

    Technology for Mass Housing Construction

    Aspects Important to Strategy Design

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    The Size of the Problem Slum Population

    Estimated 62 million in 2001, not counting those in non-notified, non-recognised clusters with less than 60household

    Urban Poor PopulationAn estimated 81 million in 2004-05 NSSO 61st Round

    Housing Shortage24.7 Million in 2007, 99% of it estimated for the poor

    Aspects Important.Size

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    Land Availability can be enhanced by

    In situ slum upgradation: PPP, Slum-dwellers Cooperative,Beneficiary-driven, Government-driven

    Creation of virtual land Use of FSI/TDR/Incentive zoningas resource

    Encouraging affordable housing by PPP on privateholdings subject to incentives by Government

    Reservations of land/housing for EWS/LIG housing in allnew developments

    Aspects Important.. Land

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    Credit does not flow for housing the poor Banks look for credit history and dont give loans to

    slum dwellers even priority sector lending does not

    reach them

    There are no housing microfinance institutions

    The institutional framework for social housing has

    become dysfunctional

    Aspects Important.Credit

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    State-led Action and State-led Pace

    States to Prepare their Plans of action for slumfree status Slum-free State Plan to be basedon Slum-free City Plans

    Centre to appraise and clear Central releases to follow enactment of

    legislation assigning right to a dwelling space to all slum dwellers

    Capacity building support by Centre.

    Centre to create enabling environment and a menuof financial support for states to choose from.

    The Proposed Strategy Design

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    (i). Upgradation of Slums as well as Measures to prevent New Slums Whole City Approach

    (ii) Legislative Framework for Property Rights to Slum-Dwellers

    (iii) Easing Credit Availability for the Urban Poor for Housing, including Interest/Capital Subsidy - Enable Demand-driven Housing

    (iv) Public-Private Partnerships for Affordable Housing

    (v) New Paradigm of Inclusive Planning - Reservation of Land for Housing the Poor in City Master Plans and Security of Land Tenure to Slum-Dwellers.

    Rajiv Awas Yojana Directions

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    The State POA in two parts Part I Enacting Legislation for Property Rights and Plan for

    Upgrading all Existing Slums, notified or not, in aWhole City Approach

    Part II Creation of conditions to deter new slum formations

    by tackling: the Pricedistorting land and housingshortages; the Exclusionary town planning norms;Planning for earmarking of space for slumdwellers/urban poor

    State Plans of Action for Slum-free Cities

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    Slum Survey, Slum MIS, GIS Mapping, GIS-enabledSlum Information System Support to States

    Slum-free City and Slum-free State Cells with Experts Model Legislation on Property Rights to Slum Dwellers

    and Legal Framework for Slum-free Cities Choice of Slum Redevelopment/Rehabilitation Model

    Focus on PPP where feasible; Involve NGOs/CBOs Preparation of Slum-free City Plan based on Slum

    Redevelopment / Rehabilitation & Prevention Plans Developing an Inclusive Urban Planning Paradigm -

    Amending Town Planning, Urban Development, Muniicpla, Revenue & Other Laws

    Easing Flow of Credit to the Urban Poor - Design of Housing Mortgage Guarantee Fund.

    Preparatory Tasks

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    Credit may still not flow to the EWS-Banks are fearful of loan waivers, difficulties in foreclosing mortgages ofthe poor, high costs of collection

    Private sector participation may not materialise-Developers will return to HIG as soon as the market upswing starts

    States may have difficulty assigning land for slumsMany slums are reservations, untenable locations, on private land andon central lands; many states have adopted auctioning of lands as apolicy

    Lack of an institutional framework for social housing maydelay executionState Housing Boards mostly dysfunctional

    Resistance from Slumlords/slum-dwellersThere are huge vested interests in slums

    Addressing Risks

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    Thank You

    Project_Output_Template2009JanRAYUdaipurSlide Number 1Slide Number 2Slide Number 3Slide Number 4Slide Number 5Slide Number 6Slide Number 7Slide Number 8Slide Number 9Slide Number 10Slide Number 11Slide Number 12Slide Number 13Slide Number 14Slide Number 15Slide Number 16