,

JN THE CIRCUIT COUR'f OF THE SEVENTEENTH JUDICIAL ORCUIT lN AND .FOR llROW ARD· COUNTY~ FLORIDA

OFFICE OF THB ATTORNEY OENBR.AL,. DEPARTMBNT'OF .LEGAL AFFAIRS11

STATE OF. FLORIDA,

Plain ti.ft Case No •. 13-CA-014854(12)

vs.

NATIONWIDE POOLS, INC., a Florida. cerporation;: NA TIONWIDB POOLS OF DADE~ INC., a Fl<;>rid~ corp~on; NA'flONWlOE l>OOLS OF w .. P.At;M. :sea INC..,. a Flprid'a corporation; NATIONWIDE POOLS, GULF COAST, 1NC.~ a Florida corpo.ratipn., f/kla STIJART POOLS, INC:; KEl'UI LO~O STUART~ aa indivldual;. LYNN M"TONUCCI STUART. an :individual.; FELICIA JOS.EPHINa ~LIA, an individ~. 'TaR.RY L~"NN BDW ARDS~ an individual-:. ·and. THE KINGS HIGHWAY GENERAL CONTRACTING lNC., a Florida rotpocatioii n/k/a NATIONAL CONSTRtJCTION GROUP INC.,

J)d'endant&.

C()NSE.NT FINAL·W,D.GMENT AND ORDER FOR PE.1™ANENT :INJUNCTlON ~GAJNS't

NATIONWD>:E POOLS; INC.;· NA.TIO~~ P()()LSOJ' »Allln. ~C•; NATlONWID'.E POOLS OF W •. PALM BCH, INC.,; NATIONWIDE POOLS,. GUJ..FCOAST• INC.;

KEITB LOBING STyABT; Md LYNN ANTONUCCI STUt\RT

The OF.FICB OF mE ATTORNEY GENERAL, DEPARTMENT OF LEGAL

A,FF AIRS, STA TE OF FLOR.IPA \Plaintiff" ~r the "Departmenf'.), NATIONWIDE POOLS,

.INC.; NATIONWIDE POOLS OF DAO:e, INC.; NAno:NWiilE POOLS OF w. PALM BCH,

INC.; NATIONWIDE POOLS, GULF COA$T, INC.; KBiTH LORING STIJAR.T; and LYNN

ANTONUCCI STUART (i:ofleciively, the "'Sdtling ·Defendants"),. having agreed and lrtipul~d

to the entry of this Consent Fin31 Judgment. and Order for Permanent Injunction ("Judgment")

1 Initials: ~

and the fi~dings set forth below. and this Court ~ reviewed the file and necessary papers,

this Court does hereby ORDER and.ADJUDGE:

Final judgment :is herd>y entered on the cause of action asserted under the Florida

Deceptive and Unfair Trade Pr~ces Act (Count l) and Florida's Unifunn .Fraudulent Transfer

Act (Count II) in favor of the .Offic.e of the Attorney .General. Department pf Legal Aff'airs. State

of ·Florida. 1515 N. Flagler Drl~e, Suite 900, West Palm Beach, FL 33401 and against

D~~nd-"-ts Nationwide Pools, fno.t N~tionwide- Pools of Dade, lnc., Nationwide Pools of w:.

Palm Bch, Inc.. and Nationwide .Pool~ Gulf Coast, Inc. (colle.etively. ••Nationwide Pool$"'),

whose address is 1923 NW 40th Ct., Pompano Beitch, ·PL 3.3064i. Defendant ~eith Stuart

individuaUy, whose itddress is 6423 NW 63 Way. Pvldand, FL '.>3067; and Defendant .Lynn·

Stuart :individually, whose address is 6423 NW. 6·3 Way, "Parkland, FL 33067, ·as follows:

L FINDINGS

1. The Department fs an. agency of the State of Fk>r.ida and the enforcing. authority

under the Florida Deceptive and. unfair Trade Practic.e.s Act C'FUUTPA''), Seetion 501.201 ~'

uq., Plori"da Statutes.

2. The Departtnent initiated an investigation. into allegations ·that Defendants

engaged in acts or practices that were misleadin$. unfair,. de~ve or unconseionable in the

sales~ marketing, advertising, and: perfQnnance ot _,wimtning pool construction and. ~odeling.

3. Defendant Keith Stuart, at aU times material hereto, owned, managed and

controlled the· daily operations of Nationwide. Paa.ts.

4. Defendants, at all times material hereto, solicited consumers withili the definidons.

of Section 501.203(1) • .Florida Statutes.

2

S. Defendants, at all times· material hereto, pn:wided goods or services as defined

within Section SCH ,203(8), Florida Statutes, within the State. of Florida and: Bro~ County.

6. Defend$Dts~ at all times material hereto, were engaged in a trade or coJnm~ce

within ·the definition.of Section 501.203(8.), Florida Statutes.

7. The parties hereby agree .and stipulate tbat this Court ha& jurisdiction over the

parties and the subject matter of this ·action pursuant to the proVision~ of FDUI'PA:, and. that

venue is proper-in this C()Wt in that the actions at issue took place in more 'than one county in the

State .ofFtorik

8. DWing the relevant timt peri"od~ namely front M.uch 4, 2003 through OctOber

20:1 ~. :Defendants marketed; advertised, sold~ and provided servi~ t0 coQUD.ers ~lating to

~wi-nuning pool constructiQR an4 remodeling.

9. Thfa C00rt determined that the ac.ts and. pia.Gtice~' Qt' the Defendants constitute

unfflir, deceptive and unconsciooable trade· pracli~ that wero .likely to deceive a consumer

~ng reasonably under the clr.wmstanc:es.

10. This Court also determined that DefendantS' acts and prac.tices are viDfatioI1$ of

FDUTPA and Florida':s Unifonn: Fraudulent Transfer Act.

'U. On June 24, 2014, this .CQUJt ·entered a .Filial Default Judsment a-s to Liability

ag.ainst Deiendant Nationwide Pools: and .D'efenda.nt The l<ings Hfgllw~ General Contracting

Inc., D.lkla Nafi()nal C0nstruction Oro11:P Iile. ('.'"National Construction Group'.!') (coilectively, the

"Corporate Defendan~"). In the Final. Defiult Judsment as to Liability~ this .Court ma(le cQrtain

findin~ of fact and conclusions of law, which· are incorporated herein by reference, and entered

a permanent injunction against the Corp.orate Defendants. A copy of the Final. Defilult Ju4gment

is attached h~p a& Exhibit A.

:l

12. On February 11. 20 ts. this. Court entered summacy judgment as to liability in

favor of Plaintiff and agalnst Defendants Keith Stuatt Lynn Stuart, Felicia Mallia ~- Terry

Edwards (the "lndividllal Defendants:io), bued on their control cf and participation in the

COIJ1orate Defendants~ acts and practices. A copy of that Order i& atta.cb,ed hereto as :Edaibit B

and incorporated h~~in by re(eren~e. Specifically, this Court fuund· that;

;a. "~[ A]wareness of fraudulent p~~s .and failme to act within one's authority to control such p.ractices is sufficient to estim.Usb liability. 1

••• Hei'Ci each of the llldividual Defendants is liable tor th-e ~ons of the. Corporate Def~ndants, as the undi.splltixl facts: Show that they eac~ l) possessed the authoriv to contrril and: did cotltrt>l the. C«P~ n·e.fendant,~ business operation~. 2)' clirectly participated in the subj~ acts· an.d ~-~-and 3) fail~ to act within their authOrity to oontrol thelft." &: .. B~ 1Jt S:-6 (citations omitted}

b. "'The undisputed ~ence $h<>W$ that each .of these: .Individual Defendants not only had aWaiaess. and knQwt• of the Corp.orate. Defendants• deceptive. ac.t.s a11d practices:, but were responsible for th'C.ltl. ThusJ th;~e. i~ direct ud c.~nipe.tent ~dence w S.UPJ10tl a :finding of individual 1id>ility for injunctive· and monetary relief· ~nst each of the Jitdividual Defendants." ~; B a~ ~ 8'.

IL QBPJB

A · INJJJNCQYI DfMS

13. The purpose of FDUTPA is to. 0 proiect the oonswnin,g pobU:e and legitimate

business enterpri.es from those who engage in unfair rn~C>ds of competition, or

unc.onscionable, deceptive, or unfair acts or· praaices in the co.ndua ot ~Y l,tade or commerce;·~

Section 501.202(2). FLA.. STAT. To that end, "reasonable restrictions upon the future acti'Y.itie& of

any defendant to impede h.- or ,him [SicJ from engaging in or e$tahlishing the same typ~ .of

enc!.eav.9r"' are permitted by the ~ and: courts may ~~order any defendant to divest herself or

himself.of any .in~t in any enmprise." Section SOl.207(3), FLA. STAT. Prohibiting business

activities: i's constitutlorud w.hen the .limitation is rationtllly r:el.ate:d to th~ S1B.te's obje,ctive of

preventing deceptive pawtices. Fraternal Order of Police v. Dept. of State, 392

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1302 (Fla. 1980) (upholding regUlations in the Law Enforcement. Funds Act even though they

were not "the best possible means to eradicate tbe evils perceived" beeause they were not

''wholly unrelated)t to the legislan.ire's purp()Bc). As such. a perm~etilinjunction is appropriate.

14. The COurt hereby ORDERS that Defendant Nationwide PooJ.s,, Defendant Keith

St!Jart,. iJJ.dividuaUy, and Defendant Lynn Stuart? individually, CEASE,. DESIST and are· hereby

BARRED, directly as well as indirectly through.representatives, agents;. employees., suecessoi:s,

assi311J, ind'ependent contractors or any other person 0r entity wh9 .acts-under. by, through, or on

their behalf: from marketing, advertising, selling. providing, accepting payment for, rendering,

engasmg in, assisting with, or otherwise ptoviding pool constructi-011 or pool remodeling services

to consumers i'.n the State ofFlpridlJ.

15. In addition to tbe permanent injunction previously entered as to the Corporate

DefendantS· in the Final Default Judgment as to Liability .dated Jurte 24, 2014, the Court hereby

PERMANENTLY ENJOJNS Defendant Nmion'Wide PoOJ.~ Defendant Keith Stuart,

individµatly, and Defendant Lynn s~ individually, from the following·:

a. Engaging in any ·a.cts or p~ces that violate the Florida Deceptive -and Unfair

Tmde Practices Act, Chapter 501., Part II, Florida Stalutes~

b. Engaging in any acts and :practices. that violate Flor.i~'s- Uniform Fraudulent

Transfer ACt, Sections 726, I 05( I )(a:)-{b} and '726. I 06(1)7 Florida Statutes~

c. Marketin& adv~sipg. $Clliqg, ·providing, accepting payment fut, rend~ng,

engaging in, assisting with or other.wise providing. p001 construction or pool. remodeting servfoes

to Florida consumers, in ·~y

contractor capacity w.ha.tsoev.er..

Initials: t1i-'

d. Making ~ false Qr misleading representations, or false or deceptive statement~.

in any communications With consumers.

16. The Court further OR'.DE:RS that Setding Def~~ts shall heretnafter comply

with Chapter 489 of the Florida Statutes, pertaining to Contracting, and Chapter 7l3, Part .I,

known as Florida' Constt;uction Lien .Law, in .providing any conmwtlng or constn.J~on service

to consumers in tne State Qf I?lorida.. Additionally,. Settling Defendants shall secure a payment

and perfonnance bond for each ~ng Qr C()llSUuction job pursuant to wbi~ a consume.r

mak.eS payments directly to ·such Defendant

17. The· S¢ttling Defendants shall not destroy, mutilate, .conceal, alter:, or dispose of

tji~ir bpok&, :n:.cords. Gon,tract~ tinancial ~ord:t. CQnSl)tner fitC$ ~d financial infonnatlo~

n;gardl ess of the mmmer "in which. it is. stored, for • peti()d of three {3) ytlrs fr~ the date of thi~

Judgment.

D. MONEr-ARY TIJllM:§

18. FDUTPA authorizes reimbursement to ~ers who have been damaged by

d~tive trade pfl!ciices~ §SOJ.207(3)~ fla. ·Stat: It -also authorize$ reeov~ Qf the ac.t:ual

damage; mused by the deceptive practices. §SOl.207(1)0>)~ Fla. Stat: .AU conSlllllers who paid

money in response-to a deceptive. trade practice are entitled to their money bac~ and there. is no

need for an. individualized inquiry into .how each con1uuner reaGted to ·the practice. F..T.C. v.

WIJcox, 926 f . Supp. 1091., 1105 (S;D. Fl~ 1995); F.T..C. v. P~ople'~ Credi't First, N:o .. 8:"03-CV-

2353•T, 200S WL 3468588 (M.D. Fla. Dec. 18, ZOO"S).

19. Judgment is hereby entered against Defendant Nati0.t1wide Pools for consumer

restitution in the total amount of Three Million .Five Hundred Forty-Eight Thousand Nine·

!Jundred Sixty-Eight Doll~s lJlld No ~ents ($3,548.,96&.00) \R_estitotion Amount''). Iudgmertt

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IµitiM1: ~~

is hereby entered against Defendant Keith Stuart f<>J" $2,.000,000 ¢th~ Remtution Amount,

jointly and severally wiib Defendant Nationwide Pools, for which let execution 1&sue forthwith.

Juclgment is hereby entered $gainst Defendant Lynn Stuart for $100,000 of the Restitution

Amount, jointly and severally with Def.endant Nationwide· Pool~ for which let execution issue

forthwith. The Restitution Ampunt, shall be paid by wire trans&;:r, certitied ~ds- <.>r Qashier, s

checks, payab"le to the Dep.arlment of Leg-1 Afra~ •~w Fund, e/o S~ S®llm~

Assistant Attorney General, Offlce offhe Attomey Oeneral) Consumer ProtectionDivi-sion, 1515

North Flagier Drive, Staite 900, W·cst Palm &ach, Florida 33401.

20. 111 the event. actual restiartion for future compJeinants exceeds the hstitution

Amount, then the J,lestitution Amowrt wiU be: distributed pro-rata to: the COJDplainants. det,ern.iined

by ~e Department to ·be eligible for· r~~on.. In no· event shail any individµal consumer

receive more ·t1ta.n the amount ·tbey are actually owed. If any restitution monies remain after the

distributidn of the Itestitution Amount. the Deparfinent. Will deposit the remaining monies into

the Departll)ent Qf Legal Affairs Rev.olving Trust Fund and it shall be used to defray ihc ~ of

re..stitution ~s:trib~ and any attorneys" fees. atrd costs incurred in ·~orcina this Judgment, or

·as fees and~ ~~with ongoing and f\nUre enforcements initiatjyes pursuant·to Chwter

501. Pitrt ~Florida Statute-s.

21. While restitution stl'\t.es the ·putp,09e of restoring an injunxl person to the financial

position held 'before a defen~ receiv~ an -unl~ l;enefit, with a civil penalty '"the law

exacts payment by way -Of punishment for doing some act ·wfiiah is prohibited .... 1' Sun Coast

Intern. Inc. v. Vept._ of BilSiness·Reguiati~. S96 So. 2d 1US,1121 (fla. 1st DC:A 1992) (internal

citations omitted). AnyQne who bas· used a trade practice found tu be· unlawful mJder the Act is

liable for a civil penalty of up to $10,000 per violation. '§50L2:075, Fla. Stat. Bach instance in

1

wbidi a .deceptive representation is dis~nated constitutes a violation. U.£ v. Reader~ Digest

Ass 'n, ·Inc., 662 F. 2d 95 5, 966 (3d Cir. 1981).

22. In this cast; more than 144 transactions of unfair or deceptive~nductOCCUl'.l'ed in

which the Court found. that the Defendants violated FDUTPA. Given· the n~ture of the violation

and the egregiousness of the consumer harm,. the appwpriate-p~elty is at least SI0,000 per

violation, for a total pentllty of One Mi11i9n· Four Hun~ Forty Tbousand Dollars and No Cents

($1,.440j000;00.) ..

23. Judgment is hereby enteted against Defendant Nationwide Pools for civil

pem!.lties pµrsu.m to· S·ections .SOI.2075. ·l)D.d 501.2017. Florida, Statutes. in the arnOUJJt of

$1>440,000.00 (the "Penalty A.mount"'), for. whi~ lel ex.~on. issue forthw.lth. Judgment is

hereby entered :against Defen,dant Keith· Stuart for $1 ,.000.000 of the PenJtlty· Amount, jointly and

severally With Defendant Nationwide· Pools, for w.bich let mtecution issu& funhwith .. Judgment is

hereby entered against Defendant Lynn. S1µa11 for $100,000 9t the Penalty Amount, jointly and

s~~ndly with Defendani N;nl.onwide Pool,, for which Jet.executiQD issue foqhwj~. The P<inalty

Amount shaU t>e paid l>.Y wire tran.sfer~ ·~rtified. fun,d,s or cashier's chec;ks-, payable tQ Ute

:O~p•rtment of l43I /\{fain .Revolving Truit Fund, The Settling Defendants agree that the

Penalty Amount·rtptesents a civil penalty ow~ tO the State of Flori~ Is not e<>mpcnsatfon for

.actual pecuniary loss, an~. therefore is not subj.ect to discharge under the Bartki'u.ptey Code

.pur&Uantto 11 U.S.C. § 523(i.)(7).

24. Sedion SOJ..2105 provides that the.·prevaili:ng party· may recover fees and costs

from the non~prevailing party. Humane Society of /Jroward County v. ·the Florida Humane·

Society, ~l So. 2d 9~1 969(Fla. 4th DCA2001);Smithv. Bilgin, ~34 So. 2d &52,. 854 (Fla. lst

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DCA 1998). The parties stipulate and agree that the Department i.s entitled to .payment of its

attorneys' fees and·costs in the amount of$475>000.

25. Judgment is hereby entered against Defendant Nationwide Pools, for attomey.s'

fees and costs. in the amount of Four Hundred Seventy-Five Thousand Dollar.s and No Cents

($475,000) ("the "Fees Amount'), for ·which let execution issue forthwith. Judgment is hereby

entered against Defendant Keith S~jointly and ~evtmllly with Defendant N~ti:onwide Pools,

for attorneys' fee.s Md ams in the amoun~ of Two Rundre<,l Fifty Thousan(J Dollars and No

Cellts ($250,,000), for whfoh let txmdion issue forthwith. The Fees Amo.uni shall be payable to

th~ :Qepart.U. of l48) J\JTairs E11~row Fu11d, for which let execution issue forthwith. The

Settling Def~ndan.ts .agr~ that. the fees Amount-tepre,Sents an amount owed. to 1be State ef

Florida as the enforcing authority· for it$ f~ iµid costs, is not-cpmpensation :fur actual pecwiiaty

loss, and, therefore is .not subject to discbmBe under the Bankmptcy Code pursuant to 11 US.C..

§ S23(a)(7) .

. 26. Upon ninety:.one (91) days fQllowing ~pt; by the .. Department .of the sum of'

$975~000.00, ¢d vplµnu.rl)y (i.~, not as a result Qt collection. efforts by the. Departmen~) by or

on behalf of Defendant J{eith Stuart, f-Or any moni~ .Qwed pqr:~ant to SecfiQD Il(B) of tbi.$

Agreement by Defendant Keith Stwttt, jointly or severally with Defendant Nationwide Pools, the

Department. shall stay the unpaid remaining portion of the money judgment against this

Defendant and suspend any ~Uecti:otJ ~orts pertaining t.o sam~ .. Upon ninety-pne (91) days

following receipt. by the. Depauunent of tht sum of SlS0;000.00, paid volootarily (i.e. not as a

resuit of collection ·eftorts by the DepartmMt) by or on bebatf.of Defetldant Lynn Stuart, .for -any

monies owed pursuant to Seeti<>n ll(B). of 'this Agreement b'~ Defendant Lynn S:tu~ jointly· or

se.verally with Defendant .NauQnWide .Pools, the Department shall 11tay the unpaid remaining

9

portion of the. money j"Odginent against this Defendant an:d .suspend any collection efforts

pertainfog to same.

27. ·rhe ·DqJartxnent's agreeril.elit to the above amounts for restitution; penalties: and

fees, atJ.d to the partial ·suspension of tolleaion efforts punuant to paragraph 26, is e>cpressly

premis~ upon th~ truthfuhless. a~y. ~d coinplet.eness of the Settling Deren~· s.wom

financial irtatements· and related doc.umentS. (coHectively,. ••Financial Representations"), These

Financial Representations include material inf011tiatlt>n upon which the. Department relied in

negotiating and agreeing ·«>· this lu,dgment. If~ ~pon motion by the Departtn:ent, the Court finds

that any of the Settling Defe,ndants· tailed to disclQse~ IJJJ.Y as$.~ .t»is~ the value of any asset,

or made any 9ther nrlsstatel.llent or ornissiqn. 'in th~ Jrtnancial R.-epresentations i(lentHied .abQve,.

then such Sett.llng Defendant shall be liabie for the full Restitution· Amount ($3,548,968.00) and

full Penalty Amourtt ($1,440,00(>.00)~ whic'.h shall becomeimmedi~y-due and payable.

C. SURRENDER AND SALE OF ASSETS

.28. Effective up~ the e.ntry of dii.s. Judgment Settling n~endants surrend~ tQ the

Departm~ all ~Qnfr.01 ... title, ~minion, and interest in tbe trozen funds in the ·e"1}c of America

account ending with 7822. m Bank accouttt·endirtg with 8114,.and Wells.. Fargo accounts ending

with 1501. 2517. 3767, 318'.I and :2313, pursuant to the Order Granting Temponuy Injunction

.3nd Asset Freeze Without Noti~ (the UinJunction Ord~r"Jdated Qctpber 14~ 20-\4, which .fund$,

shall be credited io.wards payment-0.fthe Restitution Amount.

29. To effect the SWTe11der ·of the furtds. idetttified: -in Paragraph 2-s, the Court direets

that the entity(ies) holding the. funds or their successors shall, immediately upon receiving notice

of this Judgment, remit the :funds to the Department by certified eheck(s) or other gu~ed

funds payable to the De.patttnent ·of Legal Affairs E~ow Fund~ ot by wire transfer in. a.ccord~ce

lO

with direction.S provided· by oounsel for the.· Department. To the extent any identified third party

cannot comply with this P~ragraph without the assistance of Defendants .. such party must within

three (3) busittess days of receiving this Judgment, notify such: Deftndant(s): and counsel tot the

Department of itS inability to comply; Such n.otification shall specify the actions by such

Defendant(s). that are necessary to comply with this Judgmem. Defendants shall immediately

complete any ~on necessary to facilitate. the .identified third p$Ity's ·ability to. timely comply

with this, Subsection, and the failute 1>f such Defendant(~) 10 coinpl .. such acti~>n within ten (10)

days shall be deemed a: violation of the Judgment· -.d interest ahhe r:ate prescrib~.in th~ Florida

statutes ~l .immecti'ately begin to ~e.

30. J)efendants relinquish all domini~ control, and 1itle to the assets smrendered or

paid tO the full~ extent ·permitted by law, Defen~tl shall make .np claim to· or demand tetum

of these assets, directly or indirectly*' throllgh counsel or otherwi8e~

3 L The Defendants shall be penilitted to. sell the vehicles:-ftozeu by the InJuncti<m

Order, with net prQCeeds: (if any) utilized towards pa)Derrt of the Restitution Amount, which

vehi~le.s ~ hereby released by thia Judgment for the: sole purpose of sale· and payment .of any

and all saJe proceeds to the. Departtn.ent of Legal Anairs EsctQw Fiind. Defendant Keith Stuart

and Defen:dailt Lynn Stuart shall. be. permitted one vehicle each fur: persmud owntnhip and/or

use.

lZ. The DetendantS shall be p.ermitted to sell the real properties frozen by the

Injunetioo Onter>- with net proc.eeds· (if.any} uti~ towards pay.m~t pf .the Restitution Amoun~

whieh teal pr.operties are hereby· r.eleased ·by this J~dgment ft.mu the as$et freeze fur the sole

P,utpose of sale md payinent of tmy and all sale proeeeds tQ the Department ·of L~gal Affai~

Escrow Fund. Settling: Defendants agree not to transfer or convey fil'lBrlcial asst.ts of any , ·

11 Initials:

(whether monetaiy, personal property, real property or otherwise) to each other o.r to any other

third person or entity as a .meatts to avoid enforcement of this Judgment or paY.Jnent of any

amounts due hereunder. Any such transfer or conveyance shall be deemed a violation of this

Juqgment and subject .the a,ppUcable Defendant(~) to an ad<litional ciVil penalty· in th.e arnoiw.t of

$1,000,000, which shall become immediately due and payabl~ upon. a finding by this Court that

such transferoccurred.

3;J. The .asset freeze sd, :fqnb in the ·lajunction Qr4er is 9therwise he~eby titled and;

released in its entirety. ·as U> the Settling Defendants ·onty, effective 35 days from the date of fuH

payment and satisfaction of the amounts set .forth in Patagraphs 19, 23 attd .25~ which shall be

eviden~d by a Sa(isfaction of Judgment recorded widi the Clerk of the Court by the Ilepartment.

Any ti~cial lqstitution affected by the Injunction Order is instru~d and authorized to. process

credits, debits, deposits and payments and any .other re&ular .bllsiness activity of De:fendan-ts in

the usUal ttiannet as .of 3 5 days front the date .oftecording of the Satisfattiott of Judgn'len:t.

D. COMfLJANCE MONITORING . . . I .. . , -

34. From the date of the entry of this Judsment by the Court (the ~Effective Date"),

all of Defendants· records .tnUSt be- retained for a mimmwn. of three (3) years. The Settling

·DefendantS shall maintain and make available to the Dcpartment-':s tqJresentative, upon any

reasonable w.ritten request, ~l books, reeords ·and ,ofhet documents, dtcept pnvileged documents,

in the format in which they· exist, which reflect the ~plementation of the terms of this Judgment

and compliance with lu terms. Any su~b records· i:equested ·by th~ Departmtmt shall be made

~vailable for i~p~on within ten (10) busbt~ days QC Sdtling Defendants' receipt of ·the

request. The Settling Defendants .$hall h®or any :request front. the Departn\ent to make. such.

records available withOUt legal proc.ess.

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35. For a period of three (3) yean from the. Effective Date, each Settling Defendant

shall notify the Department of the following within ten ( lQ) days .of the occurr.en<:e of:

a. &,y changes. in such Defendant's residence, mailing addre.~ and

tel~hone number;

b. Any changes ht such Defendant's employntent status (including self-

employment), and any change in such Defend8*1tt$ ownel'.Ship in any business entity.

Such notice shall include the name .and ad~ ot. each business that such Defendant is

affiliated with. employed by~ cteat.es. ot forms,. or performs services roe; a detailed

description qfthe nature of the business; and a detailed description of such nefenda.pt's

duti-es and respomibilttie.s in connection with tbe bµ.sines.s or employment;

·e. Any changes in such Defendant's name or use of any aliases or fictitious

names; and

d. Any mutsfers. Qf assets, of any· type and" amount, to. any db.er Defendant or

third person or entity.

36. Bach Settling. Defendant. ~ notify the Departmen~ :of' the tiling of a bankruptcy

petition by. suc;:h Defendant within fifteen (15) days of tiling..

37. Within seven {7}days-ofthe Effective Dat~ each Settling Defendant must:

a. Designate at leas.t one. telephone ntJniber and email, physical. and .postal

address as pQints of· contact; wblch the l)epartment may use to communicate.

with each Defendant;.

b. Identify all businesse·s the Settling Defendants own, or directly or indirectly

control, by all oftbeii .. ruunes. telephooe .. ntnnbt:m, and physical, postal, email~

aJtd. Internet acfdresses;

13

lhitial&: d-

c. Describe the activities of each ~c;b ·l,lusines~. including the products and

services offered, and the means of advertising. marlceting; and sales;

d. Describe in detail each S~ing Defendant's curre.nt emplOyment, whether· as

an employee, independent contractor, owner, ma.nager,. ccmsultani or p.artne.r1

.and describe the .nature of sueh ettiploytnent including each Defendant's title,

rote. responsibilities~ participation, authority, control, ~d owner&bip.

~8. For three (3) years from the Effective Date. each Settlin~ Defendant must

report &ny"change in the infonnatiQD .required to bo submi~ under:' Par~ 37 at least

'30 days. before the change or as soon as practicable atler learning about the change.

whiche¥er issooner ..

E. [UTURE VIOLATIONS

39. Any failure to comply with the tenns. and conditions of this 1u.dgmen~ except f0.r

the pa}lment provisions contained in Section ll(B), is hy stattite prim.a facie evidertce of a

viot~tion of Chapter 5.01, Part ll; Florida Sta1Utes,. and wm subj'~ S«tling ne~ts to any

and ail civil penalties an4 unctions authorized .by 1aw, hJcb1ditlg. attorneys• fees. and costs. In the

event that a court of com:petent jurisdiction makes a determination that a violation of any

provision of this Judgment has occurred, except fot the payment provisions contained in Section

II(B)',. then the S.ettling Defendaru(s) who engaged itt the -violation. shall be 'liable for an

additional $500,?00.00 (Five Hundred Thou$8nd Dollars)- m civil penalties, u welt as. .any

additional attomeys~ fees· and costs,, and other relief'as .may be allOwed by law.

F. Ml§CEI.JANEOUS PROVISIONS

40. Settling De.fendanu· shall each c~plete under · oath Florida Rule of' Civil

Procedure. Form l.971 (Fa.ct Information Sheet), including. all required attachments, and serv it

l4 Initials~

on the Department, within 45 days from the Effective Date, unless tlle Judgment is sati$fied or

post-judgment discoveiy is stayed.

41 . The claims a~ in the instant action wiU remain outstanding until tbe

expiration of 91 days folloWing the latter of full execution of this Consent Final Judgment and/or

r~pt of all payments due hereun4er from the Settting Defendant!, provided the Settling

Ddl:ndan~ have fully Qnd completely performed a,tl o.bligm'o_ns GWing to dat~ and no· vollJlltary

or involuntary peUtion for· bankr.uptcy or other declaration of insQfvency ·has ·b~eJi fiJed as tQ· any

of the Settling Detendanis. Such releise of the Department's cl.aims shall be without prejudice to

any other remaining in.vesti_gati9R(s) that may otherwi-se exist as to th~ Settling Defendants or

any other -entttie1·.

42. Settfing Defendants ~all not aff¢ct. any change in the for:m of doi=ng busin~ss or

the -0rganlz.ational identity of aey .or the. existing business· entities or create any new business

entities u a method ·of av.aiding the tenns en4 conditions set forth in this. Judgment.

43. This Judgment i.s continui:ng 'iU n~ '1td shall be binding on any and all

successors or aasigns of Settlins Defendants.

44. This Judwnent is· not a wai.\ter of any private rights of any ·person or release of any

private rights, ·causea of aetio~ or. retttedi~~ of any person. against Settling Defendants or any

other person or entity~ Notwithstanding-any other provifJion ·of .this Judgm·ent, nothing '.herein

.shall 1'e eons.trued to impair~ com~D'lis~ or affect any right qf arty government agency other

than ihe Office of the Attomey Gettetal. for the State of Florida. relating· to the operative fapts at

is:sue in this action.

IS Jnitials: ~

45. Nothing herein shall aifett Settling· Defendants' (a) testimonial Qbligation~ or (b)

right to ~e legal or factual positions in defense oflitiption or·other legal proceedings to which

the Department is not a party.

46. 1f any tertn of this Judgment is to any extent unenforceable, invalid or illegal,

such 1erm shall be exclµded tq the extent. of s1,1ch inv~idity or unenforceability; all ether terms

hereof shall ~ain in full force aiid etrect; and, to the ~ pernlitted and possibl~ the invalid

or .unenforceable term shall be deetned t.eplaced by a tenn that is. valid and enforceable and that

com~ closest to ex:pte$Sing the intention of such inWlid ontnenforceable term.

47. This Court ~s jurisdiction of this case t9 ~orce the terms· of 1his Judgment

and enter any further Orders .as rnay be necessary to ensure compliance with this Judgment,

including by contempt proceedings, civil and/or criminal.

48.. The parties jointly participated in the negotiation .of the· terms articulated in this

Judgment and all parties consulted counael Qr had tb~ ability to de, so. This Judgment is tbe

nnal·, C9~ple.t~ ·at:l4 ex;Qlusive ~ment of-the partie$' agreement ·on the matters contained in

tbi·s Judgm¢n.t, and it supersedes ill pr.evious negOtiations and .agreements. Other ·than any

representation expressly ·stated in· this. Judgm~ the patties have not·m~e any .representations or

warranties to each other, and neither party's decisiQD. 1:ci enter into this Judgment is based: upon

SJlY ~~tements by the·o.ther.party outside Qfftlose in thi&J~ent

49. Acceptance Qf dll~ Judgm~ by the ·Departm~nt shall ·be e&tabfomed· by the

·signature of tbe Deputy Attorney General.

50. This doewnent is signed in anticipation ot.' this Judgmen~. ~ing ~bm.itted to· the

Court for ·approval, without necessity ·of hearins, which is ·hereby W AlVED by all parti~. The

signatures below indi~te the parties' consent and ~entto·this Judgment.

16 lnitia.ls:

....

NATIONWIDE POQLS. JNC .. ; NATIONWIDE POOLS OF DADE,INC.; NATIONWIPE POQLS Of w. ·rALM ... BQi ·iwc.; NATIONWIDE POOLS. Gyt.FC048l;. INC.

STATE OF FLORIDA ) COUNTY OF BROW ARD )

.aEFOIU! ME, an ()fficer· duly authorized to take ackn.owtedgments in the State of Florida, .Keitil Stuart personally appeared as Presiqent and CEO of NationWide. Pools. He acknowledged :}JdQre· me that sl.b:e executed the foregging instrument £or the purposes therein stated on thlV~ day of-r3.bttf7.661·1-- , 2015·. · ·

Subscribed to before me thisJc_1){ 11ayof 0{9/-, 20.15 .

NOTARY PUBLIC

·(print, fype.-OJ: stamp commissioned NotarY PIJblic)

Personally k:tiown __ or Produced Identifi<:ation -~--(~h~ck orie)

17

KEim STUART

Agreed; to:

STAtEOF FLOlUJ)A ) COUNTY OF BROW MD )

BQ.'ORE ME, an officer duty autb:ori.zed ·to t.l:dce acknowledgments in ~ State of Florida, Keith Stuart personally appeared, indMdually. He ackno.w.1.cdged before rne that -s/he executed "the fo~oing mstrument ·for the purposes therein ,~ on the )b.7f/ day of

Oc:H./.:;u,- , 20JS.

Sub.scdbecl io b.ef~ me thi~ /t;J·!/ daf of Och6.e.1-- . :• 2()15.

NOTARY PUBLlC

. . u~ Mt:NAl2fl . .. (print, type. or stamp· commisSiorted: Notiiry Public)

Personally known'---~ Or Produced ldentifieation . ·y (Gbeck one)

Type .of ldcntificatfon Produccd;~_rz._· _. _....;S""?--.~_,,._-..:.._-___._'H,_P~· _

rs .t//' Ini1ials; CV-- .

LXNNSIUART

Aa;eedto;

~ ·· A Bri ... -~­etni8Iltiynn Stuart, indivuiually

STATE OF FLORIDA ) COUNTY OF BROWARD· )

BEFOR'E M:E, an officer duly auibQtized to ~e. acknowl~gments in the St.ate of Flari~ Lynn. Stuart personally appeared~ individwilly. She acknowledged befo~ me that slhe executed the fon:going .instrument for tbe pwpos~ -therein ·11tated on tbe Lo711 day of 0C.:h1,12cf": , 201s.

Subscribed. to before. me this l,i;7/1 day of (/~j;'I r .. ·2015.

~ / . ~)~-~-~ ..... ·..;.·---.

NOTAR.Y'PUBUC

g rl'A,". ,,A:..f'C/.t./#ZP (p'rint. type, or stamp eommissioned NQ.tary Public)

Personally known __ ()(" PrO<Jµced· ldentiflcation '><' ( cheak one)

'fype ofldentific.ation ProdUGed:,h--. ~71f'1£° ~p

19-

OFFICE OF THE ATTORNJY GJ;NERAL

· iu · L. ShullmBJI AssistantA~ey General Office of the Attorney General Department of~ Affairs Consumer Protectfon DiVision 1515 N. Flagler Drive. Sui~ 900 W ~.st Palm Beac)t :FL 33401'

Dated· /t0 /1'/ /! S-. .... ., r

By: f~Q~ Patricia. A.. Conners

LC

Deputy Attorney_ General C®sumer Protection Di.Vision De.partnient of Legal Affairs Office of the Attorey ·General PL-()1, The Capitol Tallah~ FL.32a·99-IQSO

SO ORDERED. ApprovecJ and Entered. in Chamb~ ·i11 Broward ~W. Flori"da this _ day of

----.-J 201.5.

. ..

MICHAEL L GATES Circuit Judge

By: ------,---..,....-.....,.--..-----.NO __ V_1 6 2015 Circuit CourtJudge A TRUE COPY

zq Joitials: ~