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    DAFTAR ISI

    HALAMAN JUDUL ........................................................................................ i

    PERNYATAAN .............................................................................................. ii

    PERSEMBAHAN ............................................................................................ iii

    NOTA PERSETUJUAN PEMBIMBING ....................................................... iv

    PENGESAHAN TESIS .................................................................................... v

    MOTTO ........................................................................................................... vi

    KATA PENGANTAR ...................................................................................... vii

    DAFTAR ISI .................................................................................................... ix

    DAFTAR TABEL ............................................................................................ xii

    DAFTAR GAMBAR ........................................................................................ xiii

    PEDOMAN TRANSLITERASI ARAB-LATIN ............................................. xiv

    ABSTRAK ARAB ............................................................................................ xvii

    ABSTRAK INGGRIS ..................................................................................... xviii

    ABSTRAK INDONESIA ................................................................................. xix

    BAB I PENDAHULUAN

    A. Latar Belakang Masalah ............................................................. 1

    B. Batasan Masalah ........................................................................ 7 C. Rumusan Masalah ...................................................................... 8 D. Tujuan Penelitian ........................................................................ 8

    E. Manfaat Penelitian ...................................................................... 8

    F. Sistematika Penulisan Tesis ......................................................... 9

    BAB II LANDASAN TEORI

    A. Tinjauan Umum Tentang Zakat ................................................... 10

    1. Definisi ................................................................................ 10

    2. Sejarah Pensyari`atan Zakat.................................................. 11

    3. Hukum Zakat ...................................................................... 14

    4. Macam – macam Zakat ........................................................ 18

    5. Harta yang Wajib dizakati .................................................... 19

    6. Penerima zakat (Mustahiq) ................................................... 21

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    B. Pendayagunaan Zakat Produktif .................................................. 25

    1. Pendayagunaan Zakat ............................................................ 25

    2. Zakat Produktif...................................................................... 27

    C. BMT .......................................................................................... 34 D. Kesejahteraan Mustahiq .............................................................. 35

    E. Peneliti Terdahulu ....................................................................... 41 F. Kerangka Berpikir ....................................................................... 43

    BAB III METODE PENELITIAN

    A. Jenis dan Pendekatan Penelitian .................................................. 47

    B. Lokasi Penelitian ......................................................................... 48

    C. Subjek dan Objek Penelitian ........................................................ 48

    1. Subjek Penelitian ................................................................... 48

    2. Objek Penelitian .................................................................... 48

    D. Sumber Data ............................................................................... 49

    E. Teknik Pengumpulan Data .......................................................... 50

    F. Pengujian Keabsahan Data ........................................................ 51

    G. Teknik Analisis Data ................................................................. 53

    BAB IV HASIL PENELITIAN DAN PEMBAHASAN

    A. Gambaran Objek Penelitian ......................................................... 55

    1. BMA Al-Hikmah................................................................... 55

    2. BMT Al-Roudloh .................................................................. 57

    B. Deskripsi Data Penelitian ............................................................ 59

    1. Pendayagunaan Zakat Produktif ............................................ 59

    a. BMA Al-Hikmah ............................................................. 62

    1) Pengelolaan Zakat BMA Al-Hikmah .......................... 62

    2) Pendayagunaan Zakat Produktif Kambing BMA

    Al-Hikmah ................................................................. 71

    b. BMT Al-Roudloh ............................................................ 75

    1) Pengelolaan Zakat BMT Al-Roudloh ......................... 75

    2) Pendayagunaan Zakat Produktif Kambing BMT Al-

    Roudloh ..................................................................... 82

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    2. Faktor Pendukung dan Penghambat Pendayagunaan Zakat

    Produktif ............................................................................... 87

    a. Faktor Pendukung ............................................................ 87

    b. Faktor Penghambat .......................................................... 88

    3. Dampak Zakat Produktif Kambing Terhadap Kesejahteraan

    Mustahiq ............................................................................... 91

    C. Analisis Data Penelitian .............................................................. 103

    1. Pendayagunaan Zakat Produktif .......................................... 103

    2. Faktor Pendukung dan Penghambat Pendayagunaan Zakat

    Produktif .............................................................................. 108

    3. Dampak Zakat Produktif Kambing Terhadap Kesejahteraan

    Mustahiq .............................................................................. 111

    D. Temuan-temuan yang didapat dalam Penelitian ........................... 117

    BAB V KESIMPULAN DAN SARAN

    A. Kesimpulan ................................................................................. 119

    B. Keterbatasan Penelitian .............................................................. 120 C. Saran .......................................................................................... 121 D. Penutup ....................................................................................... 122

    DAFTAR PUSTAKA

    LAMPIRAN LAMPIRAN

    DAFTAR RIWAYAT HIDUP

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    DAFTAR TABEL

    Tabel 4.1 Daftar OS (Outstanding) ZIS BMA Al-Hikmah .............................. 67

    Tabel 4.2 Pembagian Zakat Beras dan Sembako ............................................. 68

    Tabel 4.3 Daftar Masjid atau Musalla yang menerima bantuan BMA Al-

    Hikmah ............................................................................................ 69

    Tabel 4.4 Daftar Penerima Zakat Produktif Kambing BMA Al-Hikmah .......... 73

    Tabel 4.5 Daftar OS (Outstanding) Dana ZIS BMT Al-Roudloh ..................... 78

    Tabel 4.6 Daftar Penerima Beasiswa BMT Al-Roudloh ................................... 79

    Tabel 4.7 Daftar Mustahiq Penerima Kambing BMT Al-Roudloh ................... 84

    Tabel 4.8 Peingkatan Kesejahteraan Mustahiq Setelah Menerima Zakat

    Produktif Kambing .......................................................................... 101

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    DAFTAR GAMBAR

    Gambar 2.1 Kerangka Berfikir ......................................................................... 44

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    PEDOMAN TRANSLITERASI ARAB LATIN

    Transliterasi yang dimaksud di sini adalah pemindah alihan dari bahasa

    Arab ke dalam tulisan Indonesia (Latin), bukan terjemahan bahasa Arab ke dalam

    bahasa Indonesia.

    Huruf Arab Nama Huruf Latin Nama

    Alif Tidak dilambangkan Tidak dilambangkan ا

    Ba b be ب

    Ta t te ت

    (Tsa es (dengan titik di atas ث

    Jim j je ج

    (Cha ha (dengan titik di bawah ح

    Kha kh ka dan ha خ

    Dal d de د

    Dzal dh de dan ha ذ

    Ra r er ر

    Za z zet ز

    Sin s es س

    Syin sy es dan ye ش

    (Syad es (dengan titik di bawah ص

    (Dlat de (dengan titik di bawah ض

    (Tha te (dengan titik di bawah ط

    (Dha zet (dengan titik di bawah ظ

    Ain ‘ koma terbalik di atas‘ ع

    Ghain g ge غ

    Fa f ef ف

    Qaf q qi ق

    Kaf k ka ك

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    Lam l el ل

    Mim m em م

    Nun n en ن

    Wawu w we و

    Ha h ha ھ