Comtrade`s Mobile Banking Solutions · Comtrade Mobile Banking Solution architecture supports a broad range of different user authentication options. The best choice is Comtrade Authentication

Modern banking channels provide users with convenient access to banking services and ensure improved customer satisfaction. At the same time, they also support faster and more cost-efficient growth for banks. Comtrade has more than a decade of experience in developing online banking solutions that help users to access banking services by using their PCs, mobile phones and tablet computers. While browser-based banking has become a widely accepted and used banking channel, mobile devices have not yet achieved the same level of adoption. In the past, these devices had several limitations but recently their capabilities have improved and their numbers are growing.

Solutions for All Devices

Each implementation of Comtrade Mobile Banking Solution is unique as its design and functionality are fully customized to meet the client's requirements. This way, the client can use their mobile bank to offer unique banking services that differentiate their offering to capture competitive advantage.

Comtrade is offering solutions that best support a broad range of devices. The mobile web application is designed for numerous mobile phones and is available through a browser independently of the phone's operating system. Android, Apple iOS and Windows Phone apps target most operating systems to better take advantage of device capabilities and provide a more user-friendly experience.

CASE STUDYDATA SHEET

Comtrade`sMobile Banking Solutions

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Easy and intuitiveuse

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Connectable to any core banking solution

Integrated with social media

Entirely adoptable to bank's requirements

Work on all mobile devices

Full featured functionality

Multi-languageuser interface

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Built-in topsecurity standards

Users can use their mobile device browser on any operating system to access the web banking application. The user interface is streamlined and without graphical elements (images, buttons) to ensure low bandwidth usage and provide a cost effective way to use the mobile bank. At the same time, the streamlined interface ensures that the content can be displayed on smaller screens and the service is available on a broad range of mobile devices.

DATA SHEET

Web Aplication

Android, Apple iOS and Windows Phone AppsAndroid, iOS and Windows operating systems have the majority share on the smartphone market and the number of users keeps growing. To address the needs of the large number of users, Comtrade is targeting all platforms and has developed banking apps that can be installed on users' phones. Compared to the web application, the three applications take advantage of more smartphone features, offer additional mobile banking features and are more user friendly.

Authentication and Security

Comtrade mobile banking applications provide the following features:�

> Payments (performing all types of payments, payment archive, payment queue, rejected payments, payment

templates)

> E-invoices (receiving, viewing, paying, viewing the registered issuers)

> Support for different account types (account details, balance, activity,statements)

> Banking cards (details, activity, transaction history)

> Mutual funds (details, balance, activity, payments /payouts)

> Securities (details, balance, activity, sell/buy orders)

> Insurance (details, balance, activity, payments)

> Blocking (block online or mobile banking services, report a lost card)

> Secure exchange of messages with the bank

> Sending personal information (e-mail or SMS with the bank account holderinformation)

> Personal finance (scheduling payments, notifications about credit card payments)

> Map view of ATMs and bank branches

> Integration with social media

Comtrade Mobile Banking Solution architecture supports a broad range of different user authentication options. The best choice is Comtrade Authentication Server combined with Comtrade mToken. Comtrade mToken is a secure, two-factor authentication option, integrated with Comtrade mobile banking client. User enters a PIN to get access to the application. Under the hood, the application uses the PIN to access the stored secret and automatically performs user authentication on the server. Comtrade Authentication Server verifies the one-time access code sent by mobile banking client and is easily integrated with mobile banking server. Comtrade Authentication Server also includes the enrollment of mToken users.

DATA SHEET

The bank's back-end system

uses an administrative

application for managing

mobile banking services

and provides the

following features:

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Management of users, administrators and roles

Content management

User account management (mobile bank logins and logouts)

Processing orders, routing orders, approving and declining orders

Payment overview, payment search

Statistical information (number of payments, number of orders, number of application logins)

Session tracking, log viewing

Interoperability with Other Online Banking Solutions and Mobile Applications

Integration of Social Media Within a Bank's Mobile Banking Application

Administrative Application

Comtrade's BankNote solution is designed to integrate all solutions and ensure a unified presentation of information, regardless of the channel used by the customer to access banking services. The solution can be also deployed with SAP and IBM mobility platform.

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Comtrade Mobile Banking Solution can be integrated with social media like Facebook which could be the strongest advantage for banks. Comtrade BankNote interface for Facebook is added as an extension of mobile banking solution

Comtrade Authentication Server and Comtrade mToken are a cost-effective way to meet typical mobile banking solution security and compliance requirements. In addition, you can use Comtrade Authentication Server to centralize authentication and identity management for multiple applications. Configurable policies enable you to assign different credential types to users, such as passwords, one-time passwords or PKI certificates.

1500+Totalemployees

1000+Software engineers

900+Loyalcustomers

10Developmentcampuses

Strategic30

partnerships

03Technology centers

Creating value through partnershipComtrade is a leading IT organization in South East Europe specializing in the fields of IT solutions, system integration and hardware distribution. With more than 900 satisfied customers and offices across Europe and the USA, Comtrade has become a recognized name on the global stage. Founded in 1990, Comtrade now employs over 1,500 business and IT experts, including 1,000+ software engineers. With a proven track record of delivering IT solutions and services that help reduce business complexities and costs, we are a trusted technology partner to medium and enterprise businesses.

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Comtrade Germany: [email protected] Comtrade Serbia: [email protected]

Comtrade BiH: [email protected]

www.comtrade.com

1500+Totalemployees


900+Loyalcustomers


Strategic30

partnerships







www.comtrade.com

1500+Totalemployees


900+Loyalcustomers


Strategic30

partnerships







www.comtrade.com

1500+Totalemployees


900+Loyalcustomers


Strategic30

partnerships







www.comtrade.com

Management of users,administrators and roles

Content management

User account management (mobile bank logins and logouts)

Processing orders, routing orders, approving and declining orders

Payment overview, payment search

Statistical information (number of payments,number of orders, number of application logins)

Session tracking, log viewing

Documents

Comtrade`s Mobile Banking Solutions · Comtrade Mobile Banking Solution architecture supports a broad range of different user authentication options. The best choice is Comtrade Authentication