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New Orleans, Sept 2017 Chroma Credit Restoration Farshad Tafazzoli

Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

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Page 1: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Chroma Credit Restoration

Farshad Tafazzoli

Page 2: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

What Makes This Attractive? 34.2% of the U.S. population has a subprime credit score (below 620)

Accounts for over 100 million people!

Everyone knows SOMEONE with a poor credit profile

Deeply fragmented market - no one has more than 5%

Page 3: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Customer Lifecycle Average life of a credit restoration customer is 8 to 9 months

Credit is damaged over several years

Repair will traditionally take 8-9 months

Page 4: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Who is Impacted?

Home buyers

Car buyers

Military

Apartment hunters

Job seekers

Students

Parents

Page 5: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Did you know a recent study found that nearly 80% of all credit reports have major errors?

How much is bad or inaccurate credit costing you?

Page 6: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Page 7: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

How Clients Benefit

Collections

Late payments

Charge offs

Liens

Repossessions

Foreclosures

Judgments

We can help remove inaccurate, obsolete, and unverifiable items on your credit reports including:

Page 8: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Suite of Budgeting Tools Auto loan calculator

Debt payment calculator

Mortgage tax savings calculator

Snowball and Avalanche repayment tool

Page 9: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Auto Loan Calculator

Page 10: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Debt Payment Calculator

Page 11: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Mortgage Tax Savings Calculator

Page 12: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Page 13: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Repayment method that focuses on paying off lowest balance first

Snowball Repayment Tool

Page 14: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Snowball Calculator Output

Page 15: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Avalanche Repayment Tool

Method focuses on paying off account balance with highest interest rate first

Page 16: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Avalanche Calculator Output

Page 17: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Credit Repair Process

Page 18: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Credit Score Components

Page 19: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Letter of Reference

Page 20: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

User Dashboard Track overall credit repair progress

View your current credit score

Page 21: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Powerful In-Depth Platform

Page 22: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Powerful In-Depth Platform

Page 23: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Credit Alerts

Page 24: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Chroma Credit Video

Page 25: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Geographic Exclusions Not currently available in the following states: �  Georgia �  Kansas �  Maine �  Minnesota �  Oregon

ETA for South Carolina: October 2017

Page 26: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Pricing & Compensation $89 per month + $50 one-time setup fee

$20 one-time bounty

$20 recurring CV

2 customer points

Page 27: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Attendee ONLY Promotion

All Chroma Credit Restoration orders until Savannah Training

Event will receive 3 points!

Page 28: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Earn Yours for FREE

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Page 29: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Competitive Matrix

Page 30: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Social Media Do’s and Don’ts DO…

Share your positive credit repair experiences with Chroma Credit Restoration

Ask your customers to share their credit score improvements

DON’T…

Share a customer’s personal credit information or credit repair details

Page 31: Chroma Credit Restoration - my5LINX › ... › 2017 › 09 › Chroma-Credit-Restoration-Train… · Chroma Credit Restoration Farshad Tafazzoli . New Orleans, Sept 2017 What Makes

New Orleans, Sept 2017

Chroma Card Secured credit card

Monthly reporting to all 3 major credit bureaus to establish credit history

Use to pay items you’re not benefitting from to build credit (rent, groceries, TeeVee and other recurring bills)

Coming soon - Q1 2018