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Camelot Property Insurance Commercial Insurance Services

Camelot Property Insurance

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R K Harriosn Insurance Services

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Camelot Property Insurance

Commercial Insurance Services

Camelot Benefits Chart

CAMELOT PROPERTY INSURANCE

The Camelot Model and InsuranceCamelot came to the UK in 2001 and since then has been offering property owners a reliable and innovative alternative to protecting vacant properties.

Placing live-in guardians into vacant properties not only gives a number of benefits to you from a security perspective but also changes their status from unoccupied to occupied. This should have a positive impact upon the insurance premium you pay.

However, due to the uniqueness of the Camelot solution, insurers and brokers alike have often struggled to understand this concept and the benefits it brings. This has resulted in many clients continuing to receive restricted cover and paying higher premiums more suited to an empty, unattended building.

Insurance designed to work with CamelotAfter working closely with Camelot and a selected insurer, we have developed a solution designed specifically around the Camelot model, meaning clients can now receive bespoke cover that reflects the property’s situation. This means wide cover terms, no onerous security measures and premiums that are truly competitive in most cases.

We are able to provide comprehensive insurance for your entire property portfolio: buildings, income and liabilities, along with a wide range of benefits and flexible underwriting.

The specialist requirements for some properties can mean that certain risks can be difficult to place with your usual insurance markets. Our experience and relationships within the sector means that we are well placed to find the right solution for you.

Camelot Property Insurance Typical unoccupied property solution

Cover Full ‘Perils’ including accidental damage, theft damage, subsidence and terrorism

Restricted cover: usually fire, lightening, explosion and aircraft only

Security requirements No onerous security requirements in most cases

Can be required depending upon insurer and building

Premiums More reflective of an occupied property Considered unoccupied and typically more expensive

Deductibles (Excess) Standard excess is only £350 Can be high excess requirement

Underwriter understanding of Camelot model

YES – Can therefore offer appropriate terms

NO - Usually offer terms as unoccupied property

Unoccupancy Term None Can be onerous unoccupancy warranties

Camelot Property Insurance is the dedicated insurance solution developed by R K Harrison Insurance Services that gives Camelot clients coverage that truly reflects the innovative Camelot property protection model.

R K HARRISON INSURANCE SERVICES

Working with R K Harrison R K Harrison is an award-winning, independent commercial insurance provider highly regarded and trusted by insurers for the quality of our work. That is why we can provide solutions that are not just tailored specifically to the Camelot model but also deliver on price.

Our business is underpinned by our commitment to service. Our dedicated team of specialists place an emphasis on providing the most suitable advice to the client at all times. Our in-house claims team ensure that any claims are dealt with quickly and efficiently minimising the impact on your business where possible.

For more information: www.rkhis.com

About R K HarrisonR K Harrison Insurance Services is part of the R K Harrison Group, a leading, independently owned insurance and reinsurance broker. With offices in the UK and Bermuda we specialise in providing insurance solutions for businesses, associations and private individuals both in the UK and internationally.

With premiums in excess of £1 billion placed annually on behalf of clients, we have the expertise and strength to deliver quality products and competitive pricing.

Although a dynamic, forward thinking organisation, we pride ourselves on our traditional approach to personal service.

We employ highly skilled, motivated people. Our staff retention is one of our strengths and it allows us to offer continuity so we are truly able to understand our clients and their needs.

Best InsuranceBroker of the y e a r 2 0 1 0

About CamelotIn 2001, Camelot was the first company in the UK to introduce property protection using live-in guardians.

The live-in guardian solution places key workers as temporary occupants in your vacant property. Housing guardians vastly reduces threats such as vandalism, theft, arson and squatting as well as maintaining the standard of the property. Live-in guardians are not tenants, they are residing in your vacant property as a security solution and therefore require just three weeks notice before your property can be handed back for its primary use.

Camelot can create a bespoke solution to protect any type of property usually within 24hrs at a cost likely to be lower than that of traditional security methods.

For more information: www.camelotproperty.com

Contact UsFor more information, or a no obligation quotation, please contact the corporate sales team:

Telephone: 01234 305 555

Email: [email protected]

Alternatively, visit www.rkhis.com/camelot

R K Harrison Insurance Services Limited (RKHIS) is an appointed representative of R K Harrison Group Limited, which is authorised and regulated by the Financial Services Authority in respect of general insurance business. RKHIS is registered in England No. 6719831. Registered Office: One Whittington Avenue, London EC3V 1LE. Calls may be monitored and recorded for quality assurance purposes. 04/11 ref: 4384

R K Harrison Insurance Services Limited

Woodlands, Manton Lane, Bedford, MK41 7LWT 01234 305 555 F 01234 408 676 E [email protected]

www.rkhis.com

An R K Harrison Group company