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My Personal budget file - free to use and alter (Based from Dave Ramsey
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Income Sources Amount Period/DescribePaycheck /month
Tutoring
Gifts
UICCU Survey
Cash
Flex Credit
Cash Gifts (Carry Over)
TOTAL 0
Monthly Cash Flow Plan * Items Use Envelope System
Budgeted Item SubTotal TOTAL Actually Spent
SAVINGEmergency Fund #DIV/0!Retirement Fund #DIV/0!
College Fund #DIV/0!TIAA CREF-BefTax #DIV/0!
HOUSINGRent #DIV/0!
Repairs or Mn. Fee #DIV/0!Replace Furniture #DIV/0!
*Other(Moving) #DIV/0!
UTILITIESInternet #DIV/0!
Cell Phone #DIV/0!Water/Trash #DIV/0!Gas/Electric #DIV/0!
*FOOD*Groceries #DIV/0!
TRANSPORTATION*Gas and Oil #DIV/0!
*Repairs and Tires #DIV/0!Car Insurance #DIV/0!
License and Taxes #DIV/0!Car Replacement #DIV/0!
PAGE 1 TOTAL 0 0
*CLOTHING #DIV/0!Adults #DIV/0!
Cleaning/Laundry #DIV/0!
MEDICAL/HEALTHHealth Insurance #DIV/0!
HCSA #DIV/0!Doctor #DIV/0!Dentist #DIV/0!
Optometrist #DIV/0!
% of Take-Home Pay
Drugs #DIV/0!
PERSONALGroup Life Insurance-BefTax #DIV/0!Suppl Life Insurance-BefTax #DIV/0!
Accidental Death-BefTax #DIV/0!*Hair Care #DIV/0!
Subscriptions #DIV/0!Organization Dues #DIV/0!
*Gifts (Incl. Christmas) #DIV/0!Miscellaneous #DIV/0!
*BLOW $$ #DIV/0!
RECREATION*Entertainment #DIV/0!
*Vacation #DIV/0!
PAGE 2 TOTAL 0 0
DEBTLoan 1 #DIV/0!Loan 2 #DIV/0!Loan 3 #DIV/0!Loan 4 #DIV/0!
#DIV/0!#DIV/0!#DIV/0!#DIV/0!
PAGE 3 TOTAL 0 0PAGE 2 TOTAL 0 0PAGE 1 TOTAL 0 0GRAND TOTAL 0 0
TOTAL HOUSEHOLD INCOME 0 0$0.00 $0.00 #DIV/0!
Income Sources Amount Period/DescribePaycheck /month
Tutoring
Gifts
UICCU Survey
Cash
Flex Credit
Cash Gifts (Carry Over)
TOTAL 0
Monthly Cash Flow Plan * Items Use Envelope System
Budgeted Item SubTotal TOTAL Actually Spent
SAVINGEmergency Fund #DIV/0!Retirement Fund #DIV/0!
College Fund #DIV/0!TIAA CREF-BefTax #DIV/0!
HOUSINGRent #DIV/0!
Repairs or Mn. Fee #DIV/0!Replace Furniture #DIV/0!
*Other(Moving) #DIV/0!
UTILITIESInternet #DIV/0!
Cell Phone #DIV/0!Water/Trash #DIV/0!Gas/Electric #DIV/0!
*FOOD*Groceries #DIV/0!
TRANSPORTATION*Gas and Oil #DIV/0!
*Repairs and Tires #DIV/0!Car Insurance #DIV/0!
License and Taxes #DIV/0!Car Replacement #DIV/0!
PAGE 1 TOTAL 0 0
*CLOTHING #DIV/0!Adults #DIV/0!
Cleaning/Laundry #DIV/0!
MEDICAL/HEALTHHealth Insurance #DIV/0!
HCSA #DIV/0!Doctor #DIV/0!Dentist #DIV/0!
Optometrist #DIV/0!
% of Take-Home Pay
Drugs #DIV/0!
PERSONALGroup Life Insurance-BefTax #DIV/0!Suppl Life Insurance-BefTax #DIV/0!
Accidental Death-BefTax #DIV/0!*Hair Care #DIV/0!
Subscriptions #DIV/0!Organization Dues #DIV/0!
*Gifts (Incl. Christmas) #DIV/0!Miscellaneous #DIV/0!
*BLOW $$ #DIV/0!
RECREATION*Entertainment #DIV/0!
*Vacation #DIV/0!
PAGE 2 TOTAL 0 0
DEBTLoan 1 #DIV/0!Loan 2 #DIV/0!Loan 3 #DIV/0!Loan 4 #DIV/0!
#DIV/0!#DIV/0!#DIV/0!#DIV/0!
PAGE 3 TOTAL 0 0PAGE 2 TOTAL 0 0PAGE 1 TOTAL 0 0GRAND TOTAL 0 0
TOTAL HOUSEHOLD INCOME 0 0$0.00 $0.00 #DIV/0!
Income Sources Amount Period/DescribePaycheck /month
Tutoring
Gifts
UICCU Survey
Cash
Flex Credit
Cash Gifts (Carry Over)
TOTAL 0
Monthly Cash Flow Plan * Items Use Envelope System
Budgeted Item SubTotal TOTAL Actually Spent
SAVINGEmergency Fund #DIV/0!Retirement Fund #DIV/0!
College Fund #DIV/0!TIAA CREF-BefTax #DIV/0!
HOUSINGRent #DIV/0!
Repairs or Mn. Fee #DIV/0!Replace Furniture #DIV/0!
*Other(Moving) #DIV/0!
UTILITIESInternet #DIV/0!
Cell Phone #DIV/0!Water/Trash #DIV/0!Gas/Electric #DIV/0!
*FOOD*Groceries #DIV/0!
TRANSPORTATION*Gas and Oil #DIV/0!
*Repairs and Tires #DIV/0!Car Insurance #DIV/0!
License and Taxes #DIV/0!Car Replacement #DIV/0!
PAGE 1 TOTAL 0 0
*CLOTHING #DIV/0!Adults #DIV/0!
Cleaning/Laundry #DIV/0!
MEDICAL/HEALTHHealth Insurance #DIV/0!
HCSA #DIV/0!Doctor #DIV/0!Dentist #DIV/0!
Optometrist #DIV/0!
% of Take-Home Pay
Drugs #DIV/0!
PERSONALGroup Life Insurance-BefTax #DIV/0!Suppl Life Insurance-BefTax #DIV/0!
Accidental Death-BefTax #DIV/0!*Hair Care #DIV/0!
Subscriptions #DIV/0!Organization Dues #DIV/0!
*Gifts (Incl. Christmas) #DIV/0!Miscellaneous #DIV/0!
*BLOW $$ #DIV/0!
RECREATION*Entertainment #DIV/0!
*Vacation #DIV/0!
PAGE 2 TOTAL 0 0
DEBTLoan 1 #DIV/0!Loan 2 #DIV/0!Loan 3 #DIV/0!Loan 4 #DIV/0!
#DIV/0!#DIV/0!#DIV/0!#DIV/0!
PAGE 3 TOTAL 0 0PAGE 2 TOTAL 0 0PAGE 1 TOTAL 0 0GRAND TOTAL 0 0
TOTAL HOUSEHOLD INCOME 0 0$0.00 $0.00 #DIV/0!
Income Sources Amount Period/DescribePaycheck /month
Tutoring
Gifts
UICCU Survey
Cash
Flex Credit
Cash Gifts (Carry Over)
TOTAL 0
Monthly Cash Flow Plan * Items Use Envelope System
Budgeted Item SubTotal TOTAL Actually Spent
SAVINGEmergency Fund #DIV/0!Retirement Fund #DIV/0!
College Fund #DIV/0!TIAA CREF-BefTax #DIV/0!
HOUSINGRent #DIV/0!
Repairs or Mn. Fee #DIV/0!Replace Furniture #DIV/0!
*Other(Moving) #DIV/0!
UTILITIESInternet #DIV/0!
Cell Phone #DIV/0!Water/Trash #DIV/0!Gas/Electric #DIV/0!
*FOOD*Groceries #DIV/0!
TRANSPORTATION*Gas and Oil #DIV/0!
*Repairs and Tires #DIV/0!Car Insurance #DIV/0!
License and Taxes #DIV/0!Car Replacement #DIV/0!
PAGE 1 TOTAL 0 0
*CLOTHING #DIV/0!Adults #DIV/0!
Cleaning/Laundry #DIV/0!
MEDICAL/HEALTHHealth Insurance #DIV/0!
HCSA #DIV/0!Doctor #DIV/0!Dentist #DIV/0!
Optometrist #DIV/0!
% of Take-Home Pay
Drugs #DIV/0!
PERSONALGroup Life Insurance-BefTax #DIV/0!Suppl Life Insurance-BefTax #DIV/0!
Accidental Death-BefTax #DIV/0!*Hair Care #DIV/0!
Subscriptions #DIV/0!Organization Dues #DIV/0!
*Gifts (Incl. Christmas) #DIV/0!Miscellaneous #DIV/0!
*BLOW $$ #DIV/0!
RECREATION*Entertainment #DIV/0!
*Vacation #DIV/0!
PAGE 2 TOTAL 0 0
DEBTLoan 1 #DIV/0!Loan 2 #DIV/0!Loan 3 #DIV/0!Loan 4 #DIV/0!
#DIV/0!#DIV/0!#DIV/0!#DIV/0!
PAGE 3 TOTAL 0 0PAGE 2 TOTAL 0 0PAGE 1 TOTAL 0 0GRAND TOTAL 0 0
TOTAL HOUSEHOLD INCOME 0 0$0.00 $0.00 #DIV/0!
Income Sources Amount Period/DescribePaycheck /month
Tutoring
Gifts
UICCU Survey
Cash
Flex Credit
Cash Gifts (Carry Over)
TOTAL 0
Monthly Cash Flow Plan * Items Use Envelope System
Budgeted Item SubTotal TOTAL Actually Spent
SAVINGEmergency Fund #DIV/0!Retirement Fund #DIV/0!
College Fund #DIV/0!TIAA CREF-BefTax #DIV/0!
HOUSINGRent #DIV/0!
Repairs or Mn. Fee #DIV/0!Replace Furniture #DIV/0!
*Other(Moving) #DIV/0!
UTILITIESInternet #DIV/0!
Cell Phone #DIV/0!Water/Trash #DIV/0!Gas/Electric #DIV/0!
*FOOD*Groceries #DIV/0!
TRANSPORTATION*Gas and Oil #DIV/0!
*Repairs and Tires #DIV/0!Car Insurance #DIV/0!
License and Taxes #DIV/0!Car Replacement #DIV/0!
PAGE 1 TOTAL 0 0
*CLOTHING #DIV/0!Adults #DIV/0!
Cleaning/Laundry #DIV/0!
MEDICAL/HEALTHHealth Insurance #DIV/0!
HCSA #DIV/0!Doctor #DIV/0!Dentist #DIV/0!
Optometrist #DIV/0!
% of Take-Home Pay
Drugs #DIV/0!
PERSONALGroup Life Insurance-BefTax #DIV/0!Suppl Life Insurance-BefTax #DIV/0!
Accidental Death-BefTax #DIV/0!*Hair Care #DIV/0!
Subscriptions #DIV/0!Organization Dues #DIV/0!
*Gifts (Incl. Christmas) #DIV/0!Miscellaneous #DIV/0!
*BLOW $$ #DIV/0!
RECREATION*Entertainment #DIV/0!
*Vacation #DIV/0!
PAGE 2 TOTAL 0 0
DEBTLoan 1 #DIV/0!Loan 2 #DIV/0!Loan 3 #DIV/0!Loan 4 #DIV/0!
#DIV/0!#DIV/0!#DIV/0!#DIV/0!
PAGE 3 TOTAL 0 0PAGE 2 TOTAL 0 0PAGE 1 TOTAL 0 0GRAND TOTAL 0 0
TOTAL HOUSEHOLD INCOME 0 0$0.00 $0.00 #DIV/0!
Income Sources Amount Period/DescribePaycheck /month
Tutoring
Gifts
UICCU Survey
Cash
Flex Credit
Cash Gifts (Carry Over)
TOTAL 0
Monthly Cash Flow Plan * Items Use Envelope System
Budgeted Item SubTotal TOTAL Actually Spent
SAVINGEmergency Fund #DIV/0!Retirement Fund #DIV/0!
College Fund #DIV/0!TIAA CREF-BefTax #DIV/0!
HOUSINGRent #DIV/0!
Repairs or Mn. Fee #DIV/0!Replace Furniture #DIV/0!
*Other(Moving) #DIV/0!
UTILITIESInternet #DIV/0!
Cell Phone #DIV/0!Water/Trash #DIV/0!Gas/Electric #DIV/0!
*FOOD*Groceries #DIV/0!
TRANSPORTATION*Gas and Oil #DIV/0!
*Repairs and Tires #DIV/0!Car Insurance #DIV/0!
License and Taxes #DIV/0!Car Replacement #DIV/0!
PAGE 1 TOTAL 0 0
*CLOTHING #DIV/0!Adults #DIV/0!
Cleaning/Laundry #DIV/0!
MEDICAL/HEALTHHealth Insurance #DIV/0!
HCSA #DIV/0!Doctor #DIV/0!Dentist #DIV/0!
Optometrist #DIV/0!
% of Take-Home Pay
Drugs #DIV/0!
PERSONALGroup Life Insurance-BefTax #DIV/0!Suppl Life Insurance-BefTax #DIV/0!
Accidental Death-BefTax #DIV/0!*Hair Care #DIV/0!
Subscriptions #DIV/0!Organization Dues #DIV/0!
*Gifts (Incl. Christmas) #DIV/0!Miscellaneous #DIV/0!
*BLOW $$ #DIV/0!
RECREATION*Entertainment #DIV/0!
*Vacation #DIV/0!
PAGE 2 TOTAL 0 0
DEBTLoan 1 #DIV/0!Loan 2 #DIV/0!Loan 3 #DIV/0!Loan 4 #DIV/0!
#DIV/0!#DIV/0!#DIV/0!#DIV/0!
PAGE 3 TOTAL 0 0PAGE 2 TOTAL 0 0PAGE 1 TOTAL 0 0GRAND TOTAL 0 0
TOTAL HOUSEHOLD INCOME 0 0$0.00 $0.00 #DIV/0!
Income Sources Amount Period/DescribePaycheck /month
Tutoring
Gifts
UICCU Survey
Cash
Flex Credit
Cash Gifts (Carry Over)
TOTAL 0
Monthly Cash Flow Plan * Items Use Envelope System
Budgeted Item SubTotal TOTAL Actually Spent
SAVINGEmergency Fund #DIV/0!Retirement Fund #DIV/0!
College Fund #DIV/0!TIAA CREF-BefTax #DIV/0!
HOUSINGRent #DIV/0!
Repairs or Mn. Fee #DIV/0!Replace Furniture #DIV/0!
*Other(Moving) #DIV/0!
UTILITIESInternet #DIV/0!
Cell Phone #DIV/0!Water/Trash #DIV/0!Gas/Electric #DIV/0!
*FOOD*Groceries #DIV/0!
TRANSPORTATION*Gas and Oil #DIV/0!
*Repairs and Tires #DIV/0!Car Insurance #DIV/0!
License and Taxes #DIV/0!Car Replacement #DIV/0!
PAGE 1 TOTAL 0 0
*CLOTHING #DIV/0!Adults #DIV/0!
Cleaning/Laundry #DIV/0!
MEDICAL/HEALTHHealth Insurance #DIV/0!
HCSA #DIV/0!Doctor #DIV/0!Dentist #DIV/0!
Optometrist #DIV/0!
% of Take-Home Pay
Drugs #DIV/0!
PERSONALGroup Life Insurance-BefTax #DIV/0!Suppl Life Insurance-BefTax #DIV/0!
Accidental Death-BefTax #DIV/0!*Hair Care #DIV/0!
Subscriptions #DIV/0!Organization Dues #DIV/0!
*Gifts (Incl. Christmas) #DIV/0!Miscellaneous #DIV/0!
*BLOW $$ #DIV/0!
RECREATION*Entertainment #DIV/0!
*Vacation #DIV/0!
PAGE 2 TOTAL 0 0
DEBTLoan 1 #DIV/0!Loan 2 #DIV/0!Loan 3 #DIV/0!Loan 4 #DIV/0!
#DIV/0!#DIV/0!#DIV/0!#DIV/0!
PAGE 3 TOTAL 0 0PAGE 2 TOTAL 0 0PAGE 1 TOTAL 0 0GRAND TOTAL 0 0
TOTAL HOUSEHOLD INCOME 0 0$0.00 $0.00 #DIV/0!
Income Sources Amount Period/DescribePaycheck /month
Tutoring
Gifts
UICCU Survey
Cash
Flex Credit
Cash Gifts (Carry Over)
TOTAL 0
Monthly Cash Flow Plan * Items Use Envelope System
Budgeted Item SubTotal TOTAL Actually Spent
SAVINGEmergency Fund #DIV/0!Retirement Fund #DIV/0!
College Fund #DIV/0!TIAA CREF-BefTax #DIV/0!
HOUSINGRent #DIV/0!
Repairs or Mn. Fee #DIV/0!Replace Furniture #DIV/0!
*Other(Moving) #DIV/0!
UTILITIESInternet #DIV/0!
Cell Phone #DIV/0!Water/Trash #DIV/0!Gas/Electric #DIV/0!
*FOOD*Groceries #DIV/0!
TRANSPORTATION*Gas and Oil #DIV/0!
*Repairs and Tires #DIV/0!Car Insurance #DIV/0!
License and Taxes #DIV/0!Car Replacement #DIV/0!
PAGE 1 TOTAL 0 0
*CLOTHING #DIV/0!Adults #DIV/0!
Cleaning/Laundry #DIV/0!
MEDICAL/HEALTHHealth Insurance #DIV/0!
HCSA #DIV/0!Doctor #DIV/0!Dentist #DIV/0!
Optometrist #DIV/0!
% of Take-Home Pay
Drugs #DIV/0!
PERSONALGroup Life Insurance-BefTax #DIV/0!Suppl Life Insurance-BefTax #DIV/0!
Accidental Death-BefTax #DIV/0!*Hair Care #DIV/0!
Subscriptions #DIV/0!Organization Dues #DIV/0!
*Gifts (Incl. Christmas) #DIV/0!Miscellaneous #DIV/0!
*BLOW $$ #DIV/0!
RECREATION*Entertainment #DIV/0!
*Vacation #DIV/0!
PAGE 2 TOTAL 0 0
DEBTLoan 1 #DIV/0!Loan 2 #DIV/0!Loan 3 #DIV/0!Loan 4 #DIV/0!
#DIV/0!#DIV/0!#DIV/0!#DIV/0!
PAGE 3 TOTAL 0 0PAGE 2 TOTAL 0 0PAGE 1 TOTAL 0 0GRAND TOTAL 0 0
TOTAL HOUSEHOLD INCOME 0 0$0.00 $0.00 #DIV/0!
Income Sources Amount Period/DescribePaycheck /month
Tutoring
Gifts
UICCU Survey
Cash
Flex Credit
Cash Gifts (Carry Over)
TOTAL 0
Monthly Cash Flow Plan * Items Use Envelope System
Budgeted Item SubTotal TOTAL Actually Spent
SAVINGEmergency Fund #DIV/0!Retirement Fund #DIV/0!
College Fund #DIV/0!TIAA CREF-BefTax #DIV/0!
HOUSINGRent #DIV/0!
Repairs or Mn. Fee #DIV/0!Replace Furniture #DIV/0!
*Other(Moving) #DIV/0!
UTILITIESInternet #DIV/0!
Cell Phone #DIV/0!Water/Trash #DIV/0!Gas/Electric #DIV/0!
*FOOD*Groceries #DIV/0!
TRANSPORTATION*Gas and Oil #DIV/0!
*Repairs and Tires #DIV/0!Car Insurance #DIV/0!
License and Taxes #DIV/0!Car Replacement #DIV/0!
PAGE 1 TOTAL 0 0
*CLOTHING #DIV/0!Adults #DIV/0!
Cleaning/Laundry #DIV/0!
MEDICAL/HEALTHHealth Insurance #DIV/0!
HCSA #DIV/0!Doctor #DIV/0!Dentist #DIV/0!
Optometrist #DIV/0!
% of Take-Home Pay
Drugs #DIV/0!
PERSONALGroup Life Insurance-BefTax #DIV/0!Suppl Life Insurance-BefTax #DIV/0!
Accidental Death-BefTax #DIV/0!*Hair Care #DIV/0!
Subscriptions #DIV/0!Organization Dues #DIV/0!
*Gifts (Incl. Christmas) #DIV/0!Miscellaneous #DIV/0!
*BLOW $$ #DIV/0!
RECREATION*Entertainment #DIV/0!
*Vacation #DIV/0!
PAGE 2 TOTAL 0 0
DEBTLoan 1 #DIV/0!Loan 2 #DIV/0!Loan 3 #DIV/0!Loan 4 #DIV/0!
#DIV/0!#DIV/0!#DIV/0!#DIV/0!
PAGE 3 TOTAL 0 0PAGE 2 TOTAL 0 0PAGE 1 TOTAL 0 0GRAND TOTAL 0 0
TOTAL HOUSEHOLD INCOME 0 0$0.00 $0.00 #DIV/0!
Income Sources Amount Period/DescribePaycheck /month
Tutoring
Gifts
UICCU Survey
Cash
Flex Credit
Cash Gifts (Carry Over)
TOTAL 0
Monthly Cash Flow Plan * Items Use Envelope System
Budgeted Item SubTotal TOTAL Actually Spent
SAVINGEmergency Fund #DIV/0!Retirement Fund #DIV/0!
College Fund #DIV/0!TIAA CREF-BefTax #DIV/0!
HOUSINGRent #DIV/0!
Repairs or Mn. Fee #DIV/0!Replace Furniture #DIV/0!
*Other(Moving) #DIV/0!
UTILITIESInternet #DIV/0!
Cell Phone #DIV/0!Water/Trash #DIV/0!Gas/Electric #DIV/0!
*FOOD*Groceries #DIV/0!
TRANSPORTATION*Gas and Oil #DIV/0!
*Repairs and Tires #DIV/0!Car Insurance #DIV/0!
License and Taxes #DIV/0!Car Replacement #DIV/0!
PAGE 1 TOTAL 0 0
*CLOTHING #DIV/0!Adults #DIV/0!
Cleaning/Laundry #DIV/0!
MEDICAL/HEALTHHealth Insurance #DIV/0!
HCSA #DIV/0!Doctor #DIV/0!Dentist #DIV/0!
Optometrist #DIV/0!
% of Take-Home Pay
Drugs #DIV/0!
PERSONALGroup Life Insurance-BefTax #DIV/0!Suppl Life Insurance-BefTax #DIV/0!
Accidental Death-BefTax #DIV/0!*Hair Care #DIV/0!
Subscriptions #DIV/0!Organization Dues #DIV/0!
*Gifts (Incl. Christmas) #DIV/0!Miscellaneous #DIV/0!
*BLOW $$ #DIV/0!
RECREATION*Entertainment #DIV/0!
*Vacation #DIV/0!
PAGE 2 TOTAL 0 0
DEBTLoan 1 #DIV/0!Loan 2 #DIV/0!Loan 3 #DIV/0!Loan 4 #DIV/0!
#DIV/0!#DIV/0!#DIV/0!#DIV/0!
PAGE 3 TOTAL 0 0PAGE 2 TOTAL 0 0PAGE 1 TOTAL 0 0GRAND TOTAL 0 0
TOTAL HOUSEHOLD INCOME 0 0$0.00 $0.00 #DIV/0!
Income Sources Amount Period/DescribePaycheck /month
Tutoring
Gifts
UICCU Survey
Cash
Flex Credit
Cash Gifts (Carry Over)
TOTAL 0
Monthly Cash Flow Plan * Items Use Envelope System
Budgeted Item SubTotal TOTAL Actually Spent
SAVINGEmergency Fund #DIV/0!Retirement Fund #DIV/0!
College Fund #DIV/0!TIAA CREF-BefTax #DIV/0!
HOUSINGRent #DIV/0!
Repairs or Mn. Fee #DIV/0!Replace Furniture #DIV/0!
*Other(Moving) #DIV/0!
UTILITIESInternet #DIV/0!
Cell Phone #DIV/0!Water/Trash #DIV/0!Gas/Electric #DIV/0!
*FOOD*Groceries #DIV/0!
TRANSPORTATION*Gas and Oil #DIV/0!
*Repairs and Tires #DIV/0!Car Insurance #DIV/0!
License and Taxes #DIV/0!Car Replacement #DIV/0!
PAGE 1 TOTAL 0 0
*CLOTHING #DIV/0!Adults #DIV/0!
Cleaning/Laundry #DIV/0!
MEDICAL/HEALTHHealth Insurance #DIV/0!
HCSA #DIV/0!Doctor #DIV/0!Dentist #DIV/0!
Optometrist #DIV/0!
% of Take-Home Pay
Drugs #DIV/0!
PERSONALGroup Life Insurance-BefTax #DIV/0!Suppl Life Insurance-BefTax #DIV/0!
Accidental Death-BefTax #DIV/0!*Hair Care #DIV/0!
Subscriptions #DIV/0!Organization Dues #DIV/0!
*Gifts (Incl. Christmas) #DIV/0!Miscellaneous #DIV/0!
*BLOW $$ #DIV/0!
RECREATION*Entertainment #DIV/0!
*Vacation #DIV/0!
PAGE 2 TOTAL 0 0
DEBTLoan 1 #DIV/0!Loan 2 #DIV/0!Loan 3 #DIV/0!Loan 4 #DIV/0!
#DIV/0!#DIV/0!#DIV/0!#DIV/0!
PAGE 3 TOTAL 0 0PAGE 2 TOTAL 0 0PAGE 1 TOTAL 0 0GRAND TOTAL 0 0
TOTAL HOUSEHOLD INCOME 0 0$0.00 $0.00 #DIV/0!
Income Sources Amount Period/DescribePaycheck /month
Tutoring
Gifts
UICCU Survey
Cash
Flex Credit
Cash Gifts (Carry Over)
TOTAL 0
Monthly Cash Flow Plan * Items Use Envelope System
Budgeted Item SubTotal TOTAL Actually Spent
SAVINGEmergency Fund #DIV/0!Retirement Fund #DIV/0!
College Fund #DIV/0!TIAA CREF-BefTax #DIV/0!
HOUSINGRent #DIV/0!
Repairs or Mn. Fee #DIV/0!Replace Furniture #DIV/0!
*Other(Moving) #DIV/0!
UTILITIESInternet #DIV/0!
Cell Phone #DIV/0!Water/Trash #DIV/0!Gas/Electric #DIV/0!
*FOOD*Groceries #DIV/0!
TRANSPORTATION*Gas and Oil #DIV/0!
*Repairs and Tires #DIV/0!Car Insurance #DIV/0!
License and Taxes #DIV/0!Car Replacement #DIV/0!
PAGE 1 TOTAL 0 0
*CLOTHING #DIV/0!Adults #DIV/0!
Cleaning/Laundry #DIV/0!
MEDICAL/HEALTHHealth Insurance #DIV/0!
HCSA #DIV/0!Doctor #DIV/0!Dentist #DIV/0!
Optometrist #DIV/0!
% of Take-Home Pay
Drugs #DIV/0!
PERSONALGroup Life Insurance-BefTax #DIV/0!Suppl Life Insurance-BefTax #DIV/0!
Accidental Death-BefTax #DIV/0!*Hair Care #DIV/0!
Subscriptions #DIV/0!Organization Dues #DIV/0!
*Gifts (Incl. Christmas) #DIV/0!Miscellaneous #DIV/0!
*BLOW $$ #DIV/0!
RECREATION*Entertainment #DIV/0!
*Vacation #DIV/0!
PAGE 2 TOTAL 0 0
DEBTLoan 1 #DIV/0!Loan 2 #DIV/0!Loan 3 #DIV/0!Loan 4 #DIV/0!
#DIV/0!#DIV/0!#DIV/0!#DIV/0!
PAGE 3 TOTAL 0 0PAGE 2 TOTAL 0 0PAGE 1 TOTAL 0 0GRAND TOTAL 0 0
TOTAL HOUSEHOLD INCOME 0 0$0.00 $0.00 #DIV/0!