Banking Sector (2)

8/3/2019 Banking Sector (2)

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PRESENTED BY:-USHA, DAZY

&AARTI

MBA 2 nd SEM.


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Banking dates back to 1786, the first bank established in India, then the nationalisation of

banks in 1969 and recently the liberalisation of the same since 1991.


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Bouquet of services are at customers demand intodays banking system. Different types of

accounts and loans, facilitating with plastic moneyand money transfer across the globe.


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Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Central Bank of India Corporation Bank Dena Bank

IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of

Commerce Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank

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` Founded = Lahore, 1894` H eadquarters = PNB-Head Office 7,

Bhikhaiji Cama Place, New Delhi -110 066

` Telephone = 91-11-26102303

` Fax = 91-11-26196456` W ebsite = www.pnbindia.com` I ndustry = Banking, Insurance,

Capital Markets and allied industries

` P roducts = Loans, credit cards,savings, investment vehicles, insuranceetc.

` R evenue = US$5.6 billion

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` P unjab National Bank (PNB) was registered on May 19,1894 under the Indian Companies Act with its office inAnarkali Bazaar Lahore.

` The Bank have about 4,904 branches in 764 cities across allover India.

` Punjab National Bank (PNB) is the second largest publicsector bank in India.

` Punjab National Bank has one of the largest branch networks

in India. The bank's assets for financial year 2007 were aboutUS$ 20 billion.

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` It serves over 37 million customers.` The bank has been ranked 248th biggest bank in the world by

Bankers Almanac, London.` The bank's total assets for financial year 2007 were about US$

27 billion.` PNB has a banking subsidiary in the UK, as well as branches

in Hong Kong and Kabul.` Punjab National Bank has been ranked 38th amongst top 500

companies by The Economic Times. PNB has earned 9th position among top 50 trusted brands in India.

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` Punjab National Bank with 4497 offices and the largestnationalised bank is serving its 3.5 crore customers with thefollowing wide variety of banking services:

` Corporate banking` Personal banking` Industrial finance` Agricultural finance` Financing of trade` International banking


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` Punjab National Bank India maintainsrelationship with more than 200 leadinginternational banks world wide. PNB Indiahas Rupee Drawing Arrangements with 15exchange companies in U AE and 1 in

Singapore.


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Punjab National Bank of India is also a member of SWIFT and more than 150 PNB Branches areconnected with terminals in Mumbai. It promotes"Any Time, Any Where Banking".

PNB offers Internet Banking services for both tothe Corporates and Individuals. It provides 24hours, 365 days banking from the PC of the user.


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A user can operate anytime and from anywher its accounts.The following are some of the services available online:

` Access to account` Complete details of transactions and statement of account` Online information of deposits, loans overdraft account etc.` Online Payment Facility for railway reservation through

IRCTC Payment Gateway Project` Online Utility Bill Payment Services which allows Internet

Banking account holders to pay their telephone, mobile,electricity, insurance and other bills anytime from anywherefrom their desktop.


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Any individual can avail Punjab National Bank HousingLoan for any of the following purpose:

` For construction of house.` For purchase of house/ flat.` For purchase of house/ flat from the original allottee, i.e.

on First Power of Attorney basis.` For carrying out repairs/ renovation/ additions/

alterations in the existing house.

The loan is available for a period of 5 years to 20 yearsor before the borrowers attain the age of 65.


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PNB Mutual Fund services are distributed under the scheme of Principal PNB Asset Management Company from its assigned

branches. The varieties of Punjab National Bank Mutual Fundare as under:

` Principal Growth Scheme` Principal balanced Fund` Principal Income Fund` Principal Income Fund - Short Term Debt` Principal Cash management Fund` Principal Index Fund` Principal government Securities Fund


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To be a Leading Global Bank with India footprints and providing entire range of financial products and services under one roof.

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` "Banking for the unbanked"

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C hairman & Managing Director=Sh.K.R.Kamath

He was also the Chairman & Managing Director of Allahabad Bank.

Having a rich experience of around 35 years in banking industry with an expertise in InformationTechnology, Information Security, ManagementInformation System , Integrated and Risk

Management System etc. Chairman on the Board of PNB Housing Finance

Ltd., PNB Investment Services Ltd. and Director on the Board of Oriental Insurance Co. Ltd.

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E xecutive Director = Sh.M.V.Tanksale

Is an academician and earlier Director of National Institute of Bank Management, Pune.

He is Director on the Board of ShreeRam Urban Infrastructure Ltd.

E xecutive Director = Sh. RakeshSethi

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C orporate Banking = Future lease rentals, cash managementservices, EXIM finance and gold card scheme for exporters

P ersonal Banking = Savings accounts, credit schemes,current account, ATM or debit cards, fixed deposit schemes.

I ndustrial finance = Building and infrastructure loans.

A gricultural finance = Land development loans

Financing of trade = PNB Kushal Udhami, PNB VikasUdhami, PNB Laghu Udhami Credit Card, PNB Karigar

Credit Card and PNB Pragati Udhami 2/22/2012 20


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Ranked among top 50 companies by the leadingfinancial daily, Economic Times.

Ranked as 323rd biggest bank in the world byBankers Almanac (January 2006), London.

Earned 9th place among India's Most Trusted top50 service brands

Included in the top 1000 banks in the worldaccording to The Banker, London.

Golden Peacock Award for Excellence inCorporate Governance

FICCI's Rural Development Award for Excellencein Rural Development

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` Almaty` Kazakhktan` Shanghai`

China` London` Kabul` Afghanistan

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` Punjab National Bank has decided that it would cut down onits lending rate from October 31, 2008 onwards.

` Management has decided on this move in view of presentglobal financial condition, where banking and financial sectorsare going through a tough phase.

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S h. P ranab Mukherjee, H onble FM, inaugurates twobranches of P NB in W est Bengal

` Honble Finance Minister, Shri Pranab Mukherjee,inaugurated two new branches of Punjab National Bank in the

State on 27th of December, 2010.` While one branch is in the District of Murshidabad at

Devkunda, the other lies in Coochbehar.


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Thank You

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Documents

Banking Sector (2)