ANNOUNCEMENT

Dear Clients, We inform you that UniCredit Bank Hungary Zrt. modifies its List of Conditions with effect of 9th April 2018, due to changes as follow:

- List of Conditions for Small Business HUF account package – for Small Business clients (Origó, Fix Kártya, A la carte, A la carte Plusz)

- List of Conditions for Small Business HUF account package – for Small Business clients (Exkluzív Silver)

- List of Conditions for Small Business HUF account package – for Small Business clients (Exkluzív Gold)

- List of Conditions of HUF account packages for Small Business Clients (“Standard”,” Elektronikus”, “Mini-max” Small Business HUF Account Packages)

- List of Conditions of HUF account packages for Small Business Clients (HUF Account Packages “Bázis” and “Komfort”)

- List of Conditions for the UniCredit Non-Profit package (for foundations, social and other organisations)

- List of Conditions for the UniCredit Audit Package (for sole entrepreneurs, limited partnerships and limited liability companies engaged in tax advisory services, auditing and bookkeeping)

- List of Conditions for the UniCredit Paragrafus Package (for notaries, lawyers, law offices and independent bailiffs)

- List of Conditions for the UniCredit Patika Package (for private entrepreneur pharmacists and pharmacies operating as companies)

- List of Conditions for the UniCredit Praxis Package (for sole entrepreneurs, limited partnerships and limited liability companies engaged in medical services)

- List of Conditions for the UniCredit Stúdió Package (for sole trader journalists and artists) - List of Conditions for the UniCredit Társasházi Package (for condominia and housing co-

operatives)

1. UniCredit Bank Hungary Zrt. recall the promotion of the monthly account management fee of the payment account included in the account packages below presented with effect of 8th April 2018, and announces the following promotion:

Type of account package STANDARD fee until 08/04/2018

STANDARD fee from 09/04/2018

Non-profit account package

Társasházi account package

The monthly account management fee for the payment account included in

the account package (5) : HUF

400 / month / account (5) As a promotional offer, the Bank shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

The monthly account management fee for the payment account included in

the account package (5) : HUF

690 / month / account (5) As a promotional offer, the Bank shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

HIRDETMÉNY

Praxis account package

Stúdió account package

Audit account package

Patika account package

The monthly account management fee for the payment account included in

the account package (5) : HUF

700 / month / account (5) As a promotional offer, the Bank shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

The monthly account management fee for the payment account included in the account package (5) : HUF 990 / month / account (5) As a promotional offer, the Bank shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

Paragrafus account package

The monthly account management fee for the payment account included in

the account package (6) : HUF

700 / month / account (6) As a promotional offer, the Bank shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

The monthly account management fee for the payment account included in

the account package (6) : HUF

990 / month / account (6) As a promotional offer, the Bank shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

Bázis account package

Closing fee of a payment account included in account package (3):

HUF 3.000 (3) As a promotional offer, the Bank shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withrawal.

Closing fee of a payment account included in account package (3):

HUF 3.990 (3) As a promotional offer, the Bank shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withrawal.

HIRDETMÉNY

Mini-max

Monthly account management fee of the payment account included in the account package: HUF 2,000 (2) (2) As a promotional offer, the Bank shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

Monthly account management fee of the payment account included in the account package: HUF 2,690 (2) (2) As a promotional offer, the Bank shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

Elektronikus

Monthly account management fee of the payment account included in the account package: HUF 2,200 (2) (2) As a promotional offer, the Bank shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

Monthly account management fee of the payment account included in the account package: HUF 3,190 (2) (2) As a promotional offer, the Bank shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

2. UniCredit Bank Hungary Zrt. modifies its account management fees due to changes as

follow (according to the level of the CPI annual consumer price index)

Type of account package STANDARD fee

until 08/04/2018

STANDARD fee

from 09/04/2018

Fix Kártya, Origó The monthly account management fee for the payment account included in the account package (3)

HUF 500

(3)As a promotional offer, the Bank

shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

The monthly account management fee for the payment account included in the account package (3)

HUF 512

(3)As a promotional offer, the Bank

shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

HIRDETMÉNY

A la carte, A la carte Plusz The monthly account management fee for the payment account included in the account package (3)

HUF 700

(3) As a promotional offer, the Bank

shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

The monthly account management fee for the payment account included in the account package (3)

HUF 716

(3)As a promotional offer, the Bank

shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

Exkluzív Silver, Exkluzív Gold The monthly account management fee for the payment account included in the account package (3)

HUF 900

(3) As a promotional offer, the Bank

shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

The monthly account management fee for the payment account included in the account package (3)

HUF 921

(3) As a promotional offer, the Bank

shall not charge the difference of the normal monthly account management fee for 1 account, that is included in the package – as it is published in the „List of the Conditions for Small Business Clients” document – and the monthly account management fee indicated above. This promotion is valid until withdrawal.

Type of account package STANDARD fee until 08/04/2018

STANDARD fee from 09/04/2018

Non-profit Package

Monthly account management fee for the account package (/month/account package) (3): HUF 1,166 (3)Fee calculation method: 0.01% of the monthly credit and debit entries, as a minimum the indicated amount. As a promotional offer, the Bank shall waive the right to charge any part above the minimum amount. This promotional offer is valid until withdrawn.

Monthly account management fee for the account package (/month/account package) (3): HUF 1,193 (3)Fee calculation method: 0.01% of the monthly credit and debit entries, as a minimum the indicated amount. As a promotional offer, the Bank shall waive the right to charge any part above the minimum amount. This promotional offer is valid until withdrawn.

HIRDETMÉNY

Társasházi Package

Monthly account management fee for the account package (/month/account package) (3): HUF 1,059 (3)Fee calculation method: 0.01% of the monthly credit and debit entries, as a minimum the indicated amount. As a promotional offer, the Bank shall waive the right to charge any part above the minimum amount. This promotional offer is valid until withdrawn.

Monthly account management fee for the account package (/month/account package) (3): HUF 1.084 (3)Fee calculation method: 0.01% of the monthly credit and debit entries, as a minimum the indicated amount. As a promotional offer, the Bank shall waive the right to charge any part above the minimum amount. This promotional offer is valid until withdrawn.

Praxis Package, Stúdió Package Monthly account management fee for the account package (/month/account package) (3): HUF 1,659 (3)Fee calculation method: 0.01% of the monthly credit and debit entries, as a minimum the indicated amount. As a promotional offer, the Bank shall waive the right to charge any part above the minimum amount. This promotional offer is valid until withdrawn.

Monthly account management fee for the account package (/month/account package) (3): HUF 1.698 (3)Fee calculation method: 0.01% of the monthly credit and debit entries, as a minimum the indicated amount. As a promotional offer, the Bank shall waive the right to charge any part above the minimum amount. This promotional offer is valid until withdrawn.

Patika Package, Audit Package, Paragrafus Package

Monthly account management fee for the account package (/month/account package) (3): HUF 1,776 (3)Fee calculation method: 0.01% of the monthly credit and debit entries, as a minimum the indicated amount. As a promotional offer, the Bank shall waive the right to charge any part above the minimum amount. This promotional offer is valid until withdrawn.

Monthly account management fee for the account package (/month/account package) (3): HUF 1.818 (3)Fee calculation method: 0.01% of the monthly credit and debit entries, as a minimum the indicated amount. As a promotional offer, the Bank shall waive the right to charge any part above the minimum amount. This promotional offer is valid until withdrawn.

Origó Monthly account management fee for the account package (/month/account package) (2)

HUF 705 (2) Fee calculation method: 0.01% of the monthly credit and debit entries, minimum the indicated amount. As a promotional offer, the Bank shall not charge the amount exceeding the minimum amount indicated above. This promotion is valid until withdrawal.

Monthly account management fee for the account package (/month/account package) (2)

HUF 721 (2) Fee calculation method: 0.01% of the monthly credit and debit entries, minimum the indicated amount. As a promotional offer, the Bank shall not charge the amount exceeding the minimum amount indicated above. This promotion is valid until withdrawal.

HIRDETMÉNY

Fix Kártya Monthly account management fee for the account package (/month/account package) (2)

HUF 855 (2) Fee calculation method: 0.01% of the monthly credit and debit entries, minimum the indicated amount. As a promotional offer, the Bank shall not charge the amount exceeding the minimum amount indicated above. This promotion is valid until withdrawal.

Monthly account management fee for the account package (/month/account package) (2)

HUF 875 (2) Fee calculation method: 0.01% of the monthly credit and debit entries, minimum the indicated amount. As a promotional offer, the Bank shall not charge the amount exceeding the minimum amount indicated above. This promotion is valid until withdrawal.

A la carte Monthly account management fee for the account package (/month/account package) (2)

HUF 2,675 (2) Fee calculation method: 0.01% of the monthly credit and debit entries, minimum the indicated amount. As a promotional offer, the Bank shall not charge the amount exceeding the minimum amount indicated above. This promotion is valid until withdrawal.

Monthly account management fee for the account package (/month/account package) (2)

HUF 2.739 (2) Fee calculation method: 0.01% of the monthly credit and debit entries, minimum the indicated amount. As a promotional offer, the Bank shall not charge the amount exceeding the minimum amount indicated above. This promotion is valid until withdrawal.

A la carte Plusz Monthly account management fee for the account package (/month/account package) (2)

HUF 4,815 (2) Fee calculation method: 0.01% of the monthly credit and debit entries, minimum the indicated amount. As a promotional offer, the Bank shall not charge the amount exceeding the minimum amount indicated above. This promotion is valid until withdrawal.

Monthly account management fee for the account package (/month/account package) (2)

HUF 4.930 (2) Fee calculation method: 0.01% of the monthly credit and debit entries, minimum the indicated amount. As a promotional offer, the Bank shall not charge the amount exceeding the minimum amount indicated above. This promotion is valid until withdrawal.

Exkluzív Silver Monthly account management fee for the account package (/month/account package) (2)

HUF 8,014 (2) Fee calculation method: 0.01% of the monthly credit and debit entries, minimum the indicated amount. As a promotional offer, the Bank shall not charge the amount exceeding the minimum amount indicated above. This promotion is valid until withdrawal.

Monthly account management fee for the account package (/month/account package) (2)

HUF 8.206 (2) Fee calculation method: 0.01% of the monthly credit and debit entries, minimum the indicated amount. As a promotional offer, the Bank shall not charge the amount exceeding the minimum amount indicated above. This promotion is valid until withdrawal.

HIRDETMÉNY

Exkluzív Gold Monthly account management fee for the account package (/month/account package) (2)

HUF 11,759 (2) Fee calculation method: 0.01% of the monthly credit and debit entries, minimum the indicated amount. As a promotional offer, the Bank shall not charge the amount exceeding the minimum amount indicated above. This promotion is valid until withdrawal.

Monthly account management fee for the account package (/month/account package) (2)

HUF 12.041 (2) Fee calculation method: 0.01% of the monthly credit and debit entries, minimum the indicated amount. As a promotional offer, the Bank shall not charge the amount exceeding the minimum amount indicated above. This promotion is valid until withdrawal.

3. UniCredit Bank Hungary Zrt. modifies its HUF payment and cash desk transactions fees due to changes as follow (according to the level of the CPI annual consumer price index)

Type of account package: Origó

HUF transfer fee (to the debit of a HUF payment account)

STANDARD fee until 08/04/2018

STANDARD fee from 09/04/2018

Minimum fee (HUF)

% Minimum fee

(HUF) %

Outside of the Bank

- Through Electronic Banking 187 0,187% 191 0,192% - On original banking form 417 0,300% 427 0,307% - Not on original banking form 1391 0,300% 1424 0,307%

Within the Bank

- Electronic Banking segítségével 139 0,107% 142 0,110% - Eredeti banki nyomtatványon 161 0,203% 164 0,208% - Nem eredeti banki nyomtatványon 1391 0,203% 1424 0,208%

Cash desk transactions

HUF payment from HUF account 375 0,300% 384 0,307%

HIRDETMÉNY

Type of account package: Fix Kártya

HUF transfer fee (to the debit of a HUF payment account)

STANDARD fee until 08/04/2018

STANDARD fee from 09/04/2018

Minimum fee (HUF)

% Minimum fee

(HUF) %

Outside of the Bank

- Through Electronic Banking 342 0,321% 350 0,329% - On original banking form 963 0,589% 986 0,603% - Not on original banking form 1391 0,589% 1424 0,603%

Within the Bank

- Electronic Banking segítségével 321 0,268% 328 0,274% - Eredeti banki nyomtatványon 963 0,482% 986 0,493% - Nem eredeti banki nyomtatványon 1391 0,482% 1424 0,493%

Cash desk transactions

HUF payment to HUF account 642 0,321% 657 0,329%

HUF payment from HUF account 803 0,535% 822 0,548%

Type of account package: A la carte

HUF transfer fee (to the debit of a HUF payment account)

STANDARD fee until 08/04/2018

STANDARD fee from 09/04/2018

Minimum fee

(HUF) %

Minimum fee (HUF)

%

Outside of the Bank

- Through Electronic Banking 249 0,214% 254 0,219% - On original banking form 856 0,482% 876 0,493% - Not on original banking form 1391 0,482% 1424 0,493%

Within the Bank

- Electronic Banking segítségével 214 0,193% 219 0,197% - Eredeti banki nyomtatványon 856 0,396% 876 0,405% - Nem eredeti banki nyomtatványon 1391 0,396% 1424 0,405%

Cash desk transactions

HUF payment to HUF account 535 0,161% 547 0,164%

HUF payment from HUF account 535 0,428% 547 0,438%

HIRDETMÉNY

Type of account package: A la carte Plusz

HUF transfer fee (to the debit of a HUF payment account)

STANDARD fee until 08/04/2018

STANDARD fee from 09/04/2018

Minimum fee

(HUF) %

Minimum fee (HUF)

%

Outside of the Bank

- Through Electronic Banking 161 0,161% 164 0,164% - On original banking form 637 0,337% 652 0,345% - Not on original banking form 1391 0,375% 1424 0,383%

Within the Bank

- Electronic Banking segítségével 161 0,116% 164 0,118% - Eredeti banki nyomtatványon 589 0,273% 603 0,279% - Nem eredeti banki nyomtatványon 1391 0,310% 1424 0,318%

Cash desk transactions

HUF payment to HUF account 401 0,107% 410 0,110%

HUF payment from HUF account 455 0,321% 465 0,329%

Type of account package: Exkluzív Silver

HUF transfer fee (to the debit of a HUF payment account)

STANDARD fee until 08/04/2018

STANDARD fee from 09/04/2018

Minimum fee

(HUF) %

Minimum fee (HUF)

%

Outside of the Bank

- Through Electronic Banking 161 0,139% 164 0,142% - On original banking form 417 0,300% 427 0,307% - Not on original banking form 856 0,300% 876 0,307%

Within the Bank

- Electronic Banking segítségével 161 0,107% 164 0,110% - Eredeti banki nyomtatványon 321 0,235% 328 0,241% - Nem eredeti banki nyomtatványon 856 0,235% 876 0,241%

Cash desk transactions

HUF payment to HUF account 268 0,054% 274 0,055%

HUF payment from HUF account 375 0,300% 384 0,307%

HIRDETMÉNY

Type of account package: Exkluzív Gold

HUF transfer fee (to the debit of a HUF payment account)

STANDARD fee until 08/04/2018

STANDARD fee from 09/04/2018

Minimum fee

(HUF) %

Minimum fee (HUF)

%

Outside of the Bank

- Through Electronic Banking 161 0,123% 164 0,126% - On original banking form 417 0,300% 427 0,307% - Not on original banking form 856 0,300% 876 0,307%

Within the Bank

- Electronic Banking segítségével 161 0,091% 164 0,093% - Eredeti banki nyomtatványon 321 0,203% 328 0,208% - Nem eredeti banki nyomtatványon 856 0,203% 876 0,208%

Cash desk transactions

HUF payment to HUF account 268 0,054% 274 0,055%

HUF payment from HUF account 375 0,300% 384 0,307%

Type of account package: Audit, Non-Profit, Paragrafus, Praxis, Stúdió, Társasházi

HUF transfer fee (to the debit of a HUF payment account)

STANDARD fee until 08/04/2018

STANDARD fee from 09/04/2018

Minimum fee (HUF)

Maximum fee (HUF)

% Minimum fee (HUF)

Maximum fee (HUF)

%

Outside of the Bank

- Through Electronic Banking

107 0,107% 109 0,110%

- On original banking form

300 0,214% 307 0,219%

- Not on original banking form

856 0,214% 876 0,219%

Within the Bank

- Electronic Banking segítségével

107 0,064% 109 0,066%

- Eredeti banki nyomtatványon

214 0,187% 219 0,192%

- Nem eredeti banki nyomtatványon

856 0,187% 876 0,192%

Cash desk transactions

HUF payment from HUF account

268 0,214% 274 0,219%

HUF payment to HUF account 107 1 000 0,032% 109 1024 0,033%

HIRDETMÉNY

Type of account package: Patika

HUF transfer fee (to the debit of a HUF payment account)

STANDARD fee until 08/04/2018

STANDARD fee from 09/04/2018

Minimum fee

(HUF)

Maximum fee (HUF)

Minimum fee (HUF)

Maximum fee (HUF)

Minimum fee (HUF)

Maximum fee (HUF)

Outside of the Bank

- Through Electronic Banking

107 0,107% 109 0,110%

- On original banking form

300 0,214% 307 0,219%

- Not on original banking form

856 0,214% 876 0,219%

Within the Bank

- Electronic Banking segítségével

0 0% 0 0%

- Eredeti banki nyomtatványon

214 0,187% 219 0,192%

- Nem eredeti banki nyomtatványon

856 0,187% 876 0,192%

Cash desk transactions

HUF payment from HUF account

268 0,214% 274 0,219%

HUF payment to HUF account 107 1000 0,032% 109 1024 0,033%

Type of account package: Elektronikus

HUF transfer fee (to the debit of a HUF payment account)

STANDARD fee until 08/04/2018

STANDARD fee from 09/04/2018

Minimum fee

(HUF) %

Minimum fee (HUF)

%

Outside of the Bank

- Through Electronic Banking 187 0,161% 191 0,164% - On original banking form 856 0,375% 876 0,383% - Not on original banking form 1 391 0,375% 1424 0,383%

Within the Bank

- Electronic Banking segítségével 161 0,123% 164 0,126% - Eredeti banki nyomtatványon 856 0,310% 876 0,318% - Nem eredeti banki nyomtatványon 1 391 0,310% 1424 0,318%

Cash desk transactions

HUF payment to HUF account 535 0,107% 547 0,110%

HUF payment from HUF account 535 0,321% 547 0,329%

HIRDETMÉNY

Type of account package: Mini-Max

HUF transfer fee (to the debit of a HUF payment account)

STANDARD fee until 08/04/2018

STANDARD fee from 09/04/2018

Minimum fee

(HUF) %

Minimum fee (HUF)

%

Outside of the Bank

- Through Electronic Banking 310 0,214% 317 0,219% - On original banking form 856 0,589% 876 0,603% - Not on original banking form 1 391 0,589% 1424 0,603%

Within the Bank

- Electronic Banking segítségével 268 0,182% 274 0,186% - Eredeti banki nyomtatványon 856 0,482% 876 0,493% - Nem eredeti banki nyomtatványon 1 391 0,482% 1424 0,493%

Cash desk transactions

HUF payment to HUF account 535 0,161% 547 0,164%

HUF payment from HUF account 535 0,375% 547 0,383%

Type of account package: Bázis

HUF transfer fee (to the debit of a HUF payment account)

STANDARD fee until 08/04/2018

STANDARD fee from 09/04/2018

Minimum fee

(HUF) %

Minimum fee (HUF)

%

Outside of the Bank

- Through Electronic Banking 161 0,139% 164 0,142% - On original banking form 417 0,332% 427 0,340% - Not on original banking form 856 0,332% 876 0,340%

Within the Bank

- Electronic Banking segítségével 161 0,107% 164 0,110% - Eredeti banki nyomtatványon 321 0,235% 328 0,241% - Nem eredeti banki nyomtatványon 856 0,235% 876 0,241%

Cash desk transactions

HUF payment to HUF account 268 0,054% 274 0,055%

HUF payment from HUF account 375 0,300% 384 0,307%

Other parts of the above mentioned condition lists remain unchanged.

Budapest, 06.04.2018

UniCredit Bank Hungary Zrt.