California Residents Only –First Trust Deed - $300,950 - #215121

Real Estate Broker – CA Bureau of Real Estate #01884316 So-Cal Capital, Inc. 15801 Rockfield Blvd., #D Irvine, CA 92618

Beach Front Condominium

Panama City Beach, Florida

#215121 | 1st Trust Deed | $300,950

A Presentation for Investment in a Note and 1st Deed of Trust

California Residents Only

Panama City,

Florida

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

Disclosure

Important Investment Disclosure Your investment will be either directly or indirectly secured by real estate. You may receive a direct interest in a promissory note and deed of trust as a fractionalized interest, as a tenant in common, as a single beneficiary, or, your investment may be in the form of a membership interest in a limited liability company formed for the specific purpose of funding a loan. An offer is made only by the Offering Circular and material disclosure package. Past performance is not an indication of future results. Investments are not insured or guaranteed by any governmental agency. Investments offered through So-Cal Capital, Inc. are available to California residents only, are not liquid, not transferable, and involve substantial risk, including the possible loss of all principal.

Contact Investor Relations to make a reservation or for more information

1-800-414-4670

So-calcapital.com

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

Loan Summary

This is a refinance loan request for $300,950.00 secured by a first deed of trust.

Security Collateral for this loan will be a Deed of Trust, Security Agreement, Assignment of Rents & Leases and Fixture Filing in first lien position. The note will be secured by a residential condominium. The property is located in Panama City, FL.

Loan Valuation

Appraised Value: $463,000

First Trust Deed: $300,950

Protective Equity: $162,050

Loan To Value: 65%

Yield To Investor: 10.50%

An appraisal of this property has been prepared by an independent, Florida Certified General Appraiser. The date of the appraisal was January 9, 2017. A copy of the appraisal is available upon request and is contained within the material disclosure package.

Contact Investor Relations to make a reservation or for more information

1-800-414-4670

So-calcapital.com

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

Loan Summary

Loan Terms The loan amount will be $300,950.00 at a fixed note rate of 10.50% providing monthly payments of interest only in the amount of $2,633.31 with the entire balance of principal due in 36 months from the 1st day of the month following the close of escrow. There will be no prepayment penalty. Documents will include due on sale or further encumbrance provisions. There will be a late charge imposed for any payment more than 10 days after its due date in the amount of 10% of the payment due. If imposed, the late charge will be equally divided between investor and servicer. In the event a loan is in default in excess of 30 days, a default interest rate will be imposed equal to 10% above the current interest rate. The term of this loan is 36 months or until the loan is repaid and/or the security property is sold.

Borrowers The borrower is a Georgia Corporation formed for the purpose of holding this property. Its principals are a married couple who earn their living through their real estate investments and through farming. The principals own 10 properties including the subject. They declare monthly income of $8,829.00; $5,000.00 from Social Security and pensions and $3,829.00 in net rental income.

Contact Investor Relations to make a reservation or for more information

1-800-414-4670

So-calcapital.com

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

Loan Summary

Purpose of the Loan The purpose of this loan is to refinance the existing first trust deed which has come

due.

Source of Repayment The source of repayment for this loan will be from the borrower’s own funds, through a refinance, or through the sale of the property. The borrower shows income sufficient to make the monthly interest payments on this loan.

Property Area The neighborhood is bounded by the following: St. Andrews Bay to the East and North, Highway 79 to the West and the Gulf of Mexico to the South. Panama City is a tourist destination. The condominium development has a mixture of vacation rentals and second homes. The appraiser notes that the median selling time for the subject would be 70 days and that seller concessions are no longer prevalent due to the improving local economy.

Property Description The subject development was built in 2006. It is one of two 23 story buildings each containing 396 units, Approximately half of which are rentals and half are owner occupied. The unit is subject to a Homeowner’s Association with monthly dues of $600.00. The common elements include parking, pool, beach and walkways. The unit is 1,392 square feet of living area composed of 3 bedrooms and 3 baths. It has central air conditioning, a balcony with dramatic views of the Gulf of Mexico, and is fully furnished.

Contact Investor Relations to make a reservation or for more information

1-800-414-4670

So-calcapital.com

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

Loan Summary

Details

Property Address:

Panama City, Florida

Type of Property:

Residential condominium

Appraiser:

Christopher L Trum

Appraised Value:

$463,000

Date of Value:

January 9, 2017

Appraisal Report Type:

Form Appraisal

Value per Foot:

$332.61

Zoning:

Condos Permitted

Zoning Compliance:

Legal and Conforming

Loan Request:

$300,950

Loan To Value:

65%

Note Rate:

10.50%

Investor Yield:

10.50%

Term:

36 Months

Contact Investor Relations to make a reservation or

for more information

1-800-414-4670

So-calcapital.com

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

Contact Investor Relations to make a reservation or for more information

1-800-414-4670

So-calcapital.com

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

Contact Investor Relations to make

a reservation or for more information

1-800-414-4670

So-calcapital.com

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

Photos

Contact Investor Relations to make a reservation or

for more information

1-800-414-4670

So-calcapital.com

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

Contact Investor

Relations to make a

reservation or for more

information

1-800-414-4670

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

Contact Investor

Relations to make a

reservation or for more

information

1-800-414-4670

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

Contact Investor

Relations to make a

reservation or for more information

1-800-414-

4670

California Residents Only | First Trust Deed | $300,950 | #215121

Real Estate Broker – CA Department of Real Estate #01884316

So-Cal Capital, Inc., 15801 Rockfield Blvd., #D, Irvine, CA 92618

Contact Investor Relations to

make a reservation or

for more information

1-800-414-4670 calcommcapital

.com