Ancillary Benefits

Benchmarking Survey SAMPLE

Ancillary Benefits 2011 Ancillary benefits have become an increasingly popular benefit category for all employers. As

employers begin recovering from the recession and shift focus to employee retention, these additional offerings can be valuable in boosting

employee satisfaction with their benefits package.

This survey has taken into consideration the primary plans offered, including dental, life,

accidental death & dismemberment, long-term disability, short-term disability and voluntary benefits. A total of 1,261 respondents participated in this survey.

Demographic Information

In which region is your organization based (the

most employees)?

Pacific (10%)

Mountain (9%)

West North Central (13%)

West South Central (9%)

East North Central (19%)

East South Central (5%)

South Atlantic (11%)

Mid-Atlantic (14%)

New England (9%)

In which industry/sector does your

organization operate?

Agriculture, Forestry and Fishing (NAICS 11) – 2%

Construction (NAICS 23) – 10%

Education (NAICS 61) – 4%

Finance, Insurance (NAICS 52) and Real Estate (NAICS 53) – 10%

Health Care (NAICS 62) – 11%

Hotels/Hospitality (NAICS 72) – 2%

Legal (NAICS 5411) – 2%

Manufacturing (NAICS 31-33) – 17%

Nonprofit (NAICS 813) – 11%

Public Administration (NAICS 92) – 2%

Retail & Wholesale Trade (NAICS 42, 44-45) – 9%

Social Services (NAICS 62) – 1%

Transportation (NAICS 48-49), Communication (NAICS 517),

Electric, Gas and Sanitary Services (NAICS 22, 56) – 5%

Other services not listed – 16%

How many employees does your organization

have?

What is your organization’s annual revenue?

Dental Benefits

Dental insurance continues to be a popular benefit offering. Eighty-five percent of respondents offer dental benefits, with PPO dental plans being the most prevalent at 65

percent (up from 58 percent last year). The most common in-network and out-of-network single deductible is in the $40 to $59 range. The most

popular family deductible is three times the single. The deductible for preventive care is waived in 91 percent of plans. Thirty-three percent of plans do not provide any coverage for

orthodontia services, while 43 percent restrict coverage to children only.

Does your organization offer dental

benefits?

Which of the following types of dental

benefits does your organization offer?

Indicate the dental plan in which the

majority of your participants are enrolled.

For the dental plan with the majority of

participants enrolled, what is the annual in-

network vs. out-of-network single

deductible?

What is the family deductible?

Is the deductible waived for preventive care

(checkups, cleanings, exams, x-rays, etc.)?

What is the in-network vs. out-of-network

preventive visit COPAY?

What is the in-network vs. out-of-network

COINSURANCE coverage for PREVENTIVE

services?

What is the in-network vs. out-of-network

COINSURANCE for BASIC services

(restorative, oral surgery, endodontics)?

What is the in-network vs. out-of-network

COINSURANCE for MAJOR services

(prosthetics, etc.)?

What is the annual in-network vs. out-of-

network annual maximum?

Life Insurance

Most employers offer basic life insurance – 85 percent are offering this benefit, and for 91 percent of employers offering, it is non-contributory for the employee. The most popular

level of coverage available is one times the employee’s salary. Fifty-six percent of respondents offer employee supplemental life as

well. In addition, 52 percent of respondents offer spousal life insurance, while about half offer children’s life insurance.

Does your organization offer basic life

insurance?

What is the level of coverage available?

Is the basic life benefit contributory

(employee pays all or part of the premium)

or non-contributory (employer pays the

entire premium)?

If contributory, what percentage of the

premium does the EMPLOYEE pay?

Does your organization offer employee

supplemental life insurance?

Thank you for viewing a sample of our Benchmarking Survey!

Please give us a call to learn how we can provide your company with this

complete survey and other benchmarking data.

206.625.1800 / 800.967.3709 ext. 236

or

Email us at bhill@baclink.com