Altoona Living · 5619 N.W. 86th St., # 600 Johnston, Iowa 50131 December treasures. ... residents shared with us their treasured keep-sakes and the fond memories associated with

www.iowalivingmagazines.com/altoona Altoona Living NOVEMBER | 2014

LivingAltoonanovember 2014

50009

magazine

DOWNSIZING DECISIONWHERE WE LIVE

TEACH US HOW TO PRAYFAITH

MEET JASON LEETEEDUCATION

ALTOONA RESIDENTS SHARE THEIR CHRISTMAS COLLECTIONS, REMINISCE ABOUT THE PAST

PRSRT STDECRWSS

U.S. POSTAGEPAID

BIG GREEN UMBRELLA MEDIA

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5619 N.W. 86th St., # 600 Johnston, Iowa 50131

December treasures

NOVEMBER | 2014 Altoona Living www.iowalivingmagazines.com/altoona

www.iowalivingmagazines.com/altoona NOVEMBER | 2014 Altoona Living 3

LivingLivingIowaIowam a g a z i n e sm a g a z i n e s

Darren TromblayEditor515-953-4822 ext. [email protected]

Brooke PulliamAdvertising515-988-7257 [email protected]

WELCOME

A few decades ago I had a business partner in a local automotive photo publication that is now known to many of you as Auto Trader, or maybe better known today as autotrader.com. The

publication was packed full of cars and trucks for sale, as well as a few oddball items. In one of our many discussions about the unique things that people would advertise, my partner asked me, “So what do you collect?” I quickly replied, “Nothing,” and he looked back at me in utter amazement. “You gotta collect something; everybody collects something,” he said. “Nope. Nothing,” I firmly replied. That was the truth then, and it continues to be the truth today. Or at least I thought so. I know there are a handful of you out there who are like me and despise clutter and, as such, avoid accumulat-ing things. I also realize that we are the

minority, and that my business partner was correct in his statement that most people do collect something, whether they want to or not. Our cover story this month is a perfect example of collections and how they make people happy. Those featured in the story share how their Christmas-related collections started and how they have pro-gressed through the years. They describe the personal meanings that these collections have and why they make them — and the people who surround them — feel good. Maybe more important than the collected objects are the memories that come with them and are shared each time they are seen. So when it comes down to it, I guess my old business partner was right. We do all collect something, whether we want to or not. For those who physically acquire things, it is in the actual collections. But also for them, and for all of us who don’t compile all the “stuff,” the memo-ries still pile up. And at the end of the day, those are the best collections of all. Merry Christmas, and thanks for reading.

Shane GoodmanPublisher

Collections of memories

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4 Altoona Living NOVEMBER | 2014 www.iowalivingmagazines.com/altoona

On the cover: Chris Wilson. Photo by Dawn Sagario Pauls.

Altoona Living magazine is a monthly publication of Big Green Umbrella Media, Inc., an Iowa corporation. Nothing may be reprinted in whole or in part without permission of the publisher. Altoona Living magazine is mailed free of charge to every household and business in the 50009 zip code. Others may subscribe for $18 annually. Copies of past issues, as available, may be purchased for $3 each (plus shipping if required).

5 Cover story

December treasures

10 Calendar

A comprehensive list

14 Mortgages

Frequently asked questions

15 Senior living

Engage your brain

16 Education

Meet Jason Leete

24 Recipe

Salted caramel tarts

28 Where we live

Downsizing decision

33 Health Q & A

Advice from professionals

34 Faith

Teach us how to pray

36 Chamber

News of local events

Page 5

Page 16

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ADDRESS: 5619 N.W. 86th St., Suite 600, Johnston, IA 50131PHONE: 515.953.4822EDITORIAL: ext. 304ADVERTISING: ext. 319DISTRIBUTION: ext. 316DESIGN: ext. 313ACCOUNTING: ext. 316FAX: 515.953.1394WEB: www.iowalivingmagazines.com

PUBLISHER: Shane GoodmanEDITOR: Darren TromblaySALES MANAGER: Jolene GoodmanACCOUNT EXECUTIVES: Brooke Pulliam Julie Downing Dan Juffer KK O’Neill Christina Anderson Debra Prentice Marolynn Berrett Janice Glandon Annie Shelton

DIGITAL: Lindsey WoodyDESIGN MANAGER: Celeste JonesGRAPHIC DESIGNERS: Karen Ericson Tyler NashEDITORIAL ASSISTANT: Kathleen SummyCONTRIBUTORS: Dawn Sagario Pauls Marci Clark Rainey Cook T.K. West Dan HodgesBUSINESS OFFICE MGR: Brent AntisdelDISTRIBUTION: Brent Antisdel

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“I love it here! I feel like my family has so much more freedom and enjoys coming here and doing puzzles with me! I’ve made a lot of friends and we do trivia, bingo, and every kind of game or activity you can think of.”

“The people here are real ly nice and understanding.” Sue Jennings


F or many, Christmastime traditions include taking out those special holiday-themed collections to put on display. From orna-

ments to Santas to Christmas-y mice, Altoona residents shared with us their treasured keep-sakes and the fond memories associated with them.

Christmastime with mice Mice are embraced in Judy Porter’s home. “Mice have always been a part of the family,” she laughs. “We’ve always lived in rural areas or where there are fields around us. Mice have just been part of our lives.” Their special relationship with the creatures is celebrated throughout their home. They

are featured in a pair of bookends on a table. Black paper cutouts of the critters (holdovers from Halloween) are strewn on the stairway as if scampering and scurrying up and down the steps. And at Christmastime, tiny mice figurines make their home in the dry sink in their dining room. Each of the 20 sculptures is displayed on its own doily. “I set them on these because I think they look like snowflakes,” she says. About 15 years ago, Porter’s husband, David, began giving her a Christmas-themed mouse figure every Christmas. The first of the miniatures (made by Wee Forest Folk) she received was of Santa sitting in his chair, listen-

ing intently to a child whispering into his ear. “I was just tickled to receive it,” Porter recalls. “He’s just very thoughtful.” The delicate sculptures, small enough to fit in the palm of one’s hand, are painted in vibrant colors and are rich in detail, variety and expression. There’s the mouse with a Santa hat nestled in a stocking. Another features several mice sitting in a sleigh pulled by a bunny. A mail carrier with a bag labeled “Wee Mail” delivers a package to an expectant child. Porter’s favorite is a “lady” wearing a blue dress and bonnet, her hands tucked into a white and black muff to keep them warm. Porter received 14 mice over the years. She also bought six larger-sized figures. When they

By Dawn Sagario Pauls

FEATURE

Judy Porter’s husband, David, began giving her Christmas-themed mouse figurines about 15 years ago as Christmas gifts. They are displayed on individual doilies each Christmas on a dry sink in their dining room. Photo by Dawn Sagario Pauls.

ALTOONA RESIDENTS SHARE THEIR CHRISTMAS COLLECTIONS, REMINISCE ABOUT THE PAST

December treasures


FEATURE

had just six grandkids, she labeled each with the name of the grand-child that the sculpture reminded her of. For Porter, her collection of Christmas mice is complete. “It was something to look for-ward to,” she says of receiving the gifts every year. “There’s so much detail in every one of the little fig-ures. Every time you look at them, you see something different.”

Priceless memories packed in small ornamentsChris Wilson has amassed hun-dreds of Christmas-themed items for a number of collections over the course of decades. Ornaments, Santas, lighted vil-lages with various figurines and holiday tins are just a few of the things that make their way out of storage each year at the home she shares with her husband, Larry. They adorn Christmas trees, fill the foyer, brighten the dining room and add a festive touch to the kitchen.

But there’s much more to the sparkling decor, vintage finds and handcrafted gifts. Many, particu-larly the ornaments, carry beloved memories of family, milestones, vacations and Wilson’s past stu-dents. She carefully takes each one out, the story behind every piece unfolding as the wrapping is pulled away. She’s collected about 300 that have special significance. They’re more than just orna-ments — they’re a timeline of her life. “Everything just has a memory to it — that’s what’s so neat about these ornaments,” Wilson says. “Every year, whoever listens to me, I tell them the stories.” The first ornament of theirs as a family was a cable car they bought in San Francisco in 1981 when she and her husband were on their honeymoon. Wilson smiles as she pulls it out, particularly because of its funny quirk: The words “San Francisco” are upside down.

Santas are just one of the many Christmas-themed collections of Chris Wilson. She has between 130 to 140 Santas made of various materials.Photo by Dawn Sagario Pauls.

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She decided to start collect-ing ornaments and also give their future children an ornament every Christmas, Wilson says. She began picking them up as mementos of trips to places like the Grand Canyon, Zion National Park, St. Louis and Lake Okoboji. As a schoolteacher, Wilson would receive at least seven or eight ornaments every year from stu-dents. But her favorite are those she’s bought over the years for her chil-dren: Emilea Noth, 30, and Jacob Wilson, 27. Emilea’s ornaments include a teddy bear with the letter “E” and one that says, “A little Hawkeye is born” to commemorate Emilea’s decision to attend the University of Iowa. Jacob’s includes a fishing boot and red shoes, a fun reminder of the pair of shoes he always wore when he was 3. “The ones for the kids are really the special ones — I really like those,” says Wilson, who plans

to continue giving ornaments to her children as well as her future grandchildren. The ornaments were her first Christmas-themed collection. Another set of collectibles sits in her dining room. Little holiday village scenes from Department 56 line the shelves and are spread out on a buffet. The lights from 28 buildings shine upon numerous tiny accessories, from Scrooge and Christmas trees to kids making snowmen and playing on sleds. Wilson also collects Santas, a hobby her sister got her started on. She has 130 to 140 of them, many of which greet visitors in the foyer of her home, including a wooden one that stands nearly 5 feet high. Adjacent to it sits an antique secretary filled with 44 Santas. They include a set of tumbling Santas from an estate sale, one that’s a rolling pin and others made of materials including paper mache, metal, porcelain and clay. On the staircase sit Santas

made of cloth along with one of the jolly guy perched on an old-fashioned cycle. The living room is home to five handmade Santas. “They were different than all of my other Santas, and they’re brown, which goes with my living room color scheme,” she says. “And they’re old-fashioned Santas, which I tend to lean toward.” Christmas decorating at the Wilson home is time consuming. But the nostalgia and memories are well worth it.

Small ornaments, big sentimental valueDolls, cookie cutters and brass — you’ll find all in ornament form at Mari Stirler’s home. Three full-size trees through-out the house are festively fes-tooned with each unique collec-tion. Thirty-five dolls sit nestled among the branches of one. About 60 red, plastic cookie cutters dan-gle from the boughs of another. Another tree features 85 brass ornaments, the light glinting off of

each thin, delicate piece. The beautiful, carefully-deco-rated twinkling creations are more than just pretty holiday decor. The ornaments may be small, but they pack a big sentimental punch. There are some from Stirler’s childhood, gifts from former students and others she and her husband, Bill, have given their children while they were growing up. Stirler says her favorite are those made of brass. They began collecting them about 30 years ago while on family vacations with their daughters, Karlyn Pierson, now 33, and Hillory Jaco, 28. “They represent all the memo-ries of the trips we took,” Stirler says. The ornaments are nice mementos because they’re inex-pensive and are usually easy to find, with several to choose from, she says. They’re also easy to pack when for flying. They’ve come from as far as Alaska, Hawaii and London. One of Stirler’s favorites is from Acadia National Park in

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Maine, a trip they took when the girls were little. “I always try to put that one up in the front,” she says. They took a horse-drawn wagon ride through the park and ate popovers on the lawn of a res-taurant there, she recalls. “It was one of our favorite trips as a family,” she says. “Maine is just beautiful. The air is so clear and crisp, and there was a black sand beach there we have pictures of them (their daughters) playing on.” Most of the brass ornaments are from places in the United States, which is why they decided to give the tree a patriotic theme. Ribbon with a flag design winds around it, with flags tucked in the branches and one acting as a tree topper. Another tree is filled with doll ornaments, which they’ve given their daughter, Karlyn, every year. Most are made of fabric and ceram-ic and are come from across the

country and even the Netherlands. It’s a tradition they began because Stirler’s mother gave her and her siblings an ornament each year. Stirler’s other daughter, Hillory, receives Precious Moments ornaments. In the basement sits a tree dec-orated with dozens of red, antique cookie cutters. The collection began in a former home they lived in that had a kitchen big enough to house a full-sized tree. They were deciding what to put on it when Stirler’s husband came across the collectibles, which were made in the 1950s or 1960s, she says. The cookie cutters are all marked with “HRM” and a crown and sit among other red and green ornaments on their Iowa State University Cyclones-themed tree. Stirler takes great care in plac-ing the ornaments. “You try and pull the ones with good memories and kind of showcase them in the front a little more,” she says.

Mari Stirler has several ornament collections, but her favorite pieces are the ones she and her family have collected over the years as mementos of trips they’ve taken. Each piece is made of brass. There are 85 brass ornaments on this tree, which has a patriotic theme. By Dawn Sagario Pauls.

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City of Altoona 407 8th Street SE Altoona, IA 50009 515-967-5136

CITY HALL407 8th Street SEAltoona, IA 50009Phone: 515-967-5136FAX: 515-967-0842Open 8:00am – 4:30pm

Monday – Friday

MayorJM Skip Conkling515-967-5136

City Council Members Jeremy Boka 515-965-0951Mike Harmeyer 515-208-8131Kyle Mertz 515-954-8470Dean O’Connor 515-967-3895Michelle Sloan 515-967-1570

City Administrator 515-967-5136

City Clerk 515-967-5136

Police Chief515-967-5132

Fire Chief515-967-2216

Library Director515-967-3881Fax: 515-967-6934

Community Services Director 515-967-5136 Water Billing 515-967-5136

Building Department/ Code Enforcement515-967-5138

Building Official515-967-5138

Planning & Zoning Department515-967-5136

Public Works Director515-967-5136

Iowa DNR Reap Grant – Mud Creek Trail/Gay Lea Wilson Trail extensionThe City of Altoona has been working diligently to secure money to help construct

Altoona’s two miles of trail which will connect the Gay Lea Wilson Trail to the

Chichaqua Valley Trail in Bondurant. This portion of the project includes the grade-

separated crossings under I-80 utilizing a triple box culvert. The City of Altoona was

awarded $125,000 from the DNR through a REAP grant. The City hopes to begin this

project in July 2015.

THANKSGIVING HOURS for city offices

City offices will be closed on Thursday, Nov. 27 and Friday, Nov. 28 for the Thanksgiving holiday. City offices will reopen on Monday, Dec. 1 at 8 a.m. for regular business.

Altoona Public Library will close early on Wednesday, Nov. 26 at 5:30 p.m. and be closed Thursday, Nov. 27 and Friday, Nov. 28 for the Thanksgiving holiday. The library will reopen on Saturday, Nov. 29 for regular hours.

Explore the outdoorsThe City of Altoona received several grants and generous contributions from contractors this year to help

fund parks and trail projects. This allows us to move ahead with projects that otherwise would not be

completed for many years.

Polk County Health Department —

Trail signs, bike racks and community gardenPolk County Community Transformation Grant was awarded to the City of Altoona

and will be used to install directional trail signs throughout the trail system in Altoona.

This grant also enables the City was also able to purchase bike racks to be installed at

many of the area parks and provided funds for fencing, tools, plants, a storage shed and

bench for the Community Garden in Lions Park.

The Community Garden also received funding from The United Way in the amount

of $1,125 toward the fencing. Absolute Fence, LLC. donated labor and materials at cost.

This season the Community Garden was able to donate 1,124 pounds of produce to the

Caring Hands Food Bank, Altoona Senior Meal Site and Hope Ministries.

Wellmark 75 – Basketball Courts at Ironwood ParkThank you for voting on the Wellmark 75th Anniversary Contest. The

City of Altoona was awarded $7,500 to construct a basketball court

in Ironwood Park which is accessible from an existing trail system. A

local contractor, JAS Concrete, has graciously offered to help fund part of the concrete

and labor to complete the work. The project will be completed in the Spring of 2015.


CALENDAR

Friday, Nov. 28

No School - SEP Altoona Public Library Closed SEP 9/JV/V Girls Basketball at DM

Lincoln, 4:45/6:15/7:45 p.m.

Monday, Dec. 1

City Council meeting, 6:30 p.m. Baby Bounce, 10 a.m. and 2 p.m.,

Altoona Public Library. SEP 7/8 Wrestling at Johnston

4:30 p.m.

Tuesday, Dec. 2

Alateen and Al-non Meetings, free childcare available, 7 p.m., Lutheran Church of the Cross, 1701 8th Street S.W.

Southeast Polk Kiwanis Meeting, 7-8 a.m., Adventureland Inn.

Board of Adjustment Meeting, 6:30 p.m.

Noon Networking, 11:45 a.m., Bianchi Boys Pizza and Pasta.

SEP 8 Girls Basketball at Marshalltown, 4:30 p.m.

SEP 7/8 Wrestling Meet, 4:30 p.m.

Wednesday, Dec. 3

Family Storytime, 10 a.m., Altoona Public Library.

Card Club, 3 p.m., Altoona Public Library.

Lego Time, 4 p.m., Altoona Public Library.

Thursday, Dec. 4

Toddler Storytime, 10 a.m., Altoona Public Library.

SEP 8 Girls Basketball vs. Ames, 4:30 p.m.

SEP JV/V Boys Swimming vs. Fort Dodge, 5:30 p.m.

SEP JV/V Wrestling vs. Johnston, 6:30/7:30 p.m.

AACC Board Retreat, Hyvee Club Room.

Friday, Dec. 5

Pipsqueak Playdate, 10 a.m., Altoona Public Library.

SEP JV Wrestling at Humboldt, 4:30 p.m.

SEP 9/JV/V Girls Basketball vs. Indianola, 4:45/6:15/7:45 p.m.

SEP 9/10/V Boys Basketball vs. Indianola, 4:45/6:15/7:45 p.m.

Saturday, Dec. 6

Pancakes with Santa , sponsored, by the Kiwanis Club of Southeast Polkcrafts, karaoke and more, $6/person, 8-11 a.m., Clay Elementary School, 3200 First Ave. South

Gingerbread Decorating, regis-tration required, 10 a.m. and 2 p.m., Altoona Public Library.

Lunch ‘n Laughs, “Winnie the Pooh,” noon, Class Act Productions Theatre.

SEP 10 Wrestling at Winterset, 9:30 a.m.

SEP V Wrestling at Gardner

Edgerton, 9 a.m. SEP V Boys Swimming at Boone,

10 a.m.

Sunday, Dec. 7


Holiday Crafternoon: Edible Gifts, grades six-12, 3 p.m., Altoona Public Library.

Monday, Dec. 8

Baby Bounce, 10 a.m. and 2 p.m., Altoona Public Library.


Handprinted Calendars, registra-tion required, 6 p.m., Altoona Public Library.

Teen Advisory Council of Students Meeting, grades 6-12, 6 p.m., Altoona Public Library.

SEP JV/V Bowling at Dowling, 3:30 p.m.

SEP 9/JV Boys Basketball vs. Dowling, 7/8:15 p.m.

Altoona Lions Meeting, contact Jen Brooks at 205-4475 with ques-tions, Lions Park Shelter House, 507 13th Ave.

Tuesday, Dec. 9

Alateen and Al-non Meetings, free childcare available, 7 p.m.,

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CALENDAR

Lutheran Church of the Cross, 1701 8th Street S.W.



Wine and Workshop, holiday tips for caregivers of people with Alzheimer’s Disease, free, 5:30-7 p.m., Courtyard Estates Assisted Living. 601 Hawthorne Crossing Drive S.E., Bondurant.

Library Board meeting, 7 p.m. SEP 8 Girls Basketball vs. DCG,

4:30 p.m. SEP 9/10/V Boys Basketball vs.

Urbandale, 4:45/6:15/7:45 p.m. SEP 9/JV/V Girls Basketball vs.

Urbandale, 4:45/6:15/7:45 p.m. SEP JV/V Boys Swimming at

Mason City, 5:30 p.m.

Wednesday, Dec. 10




Snow Ball, ages 3-8, registra-tion required, 6 p.m., Altoona Public Library.

Chamber Community Development Committee Meeting, noon, Sugar Shack.

Thursday, Dec. 11



Pinteresting Parents, 7 p.m., Altoona Public Library.

SEP JV/V Bowling vs. Ankeny, 3 p.m. SEP 8 Girls Basketball vs. Fort

Dodge, 4:30 p.m. SEP 7/8 Wrestling at Ankeny,

4:30 p.m. SEP 9 Boys Basketball at Ankeny

Centennial, 5:30 p.m. SEP JV Boys Basketball vs. DCG,

7 p.m. SEP JV/V Wrestling at Dowling,

5:30 p.m.

Friday, Dec. 12



SEP 9/JV/V Girls Basketball vs. Ankeny Centennial, 4:45/6:15/7:45 p.m.

SEP 9/10/V Boys Basketball vs. Ankeny Centennial, 4:45/6:15/7:45 p.m.

Saturday, Dec. 13


SEP V Wrestling at Oskaloosa, 9 a.m.

SEP JV Wrestling Tournament, 9 a.m.

SEP 10/V Boys Basketball at Linn-Mar, 3/4:30 p.m.

Sunday, Dec. 14


Monday, Dec. 15



City Council Meeting, 6:30 p.m. Beginners Book Club, 6 p.m.,

Altoona Public Library. SEP JV/V Bowling vs. Johnston,

3:30 p.m. SEP 9 Boys Basketball vs. Ankeny,

7 p.m. SEP JV Boys Basketball at Ankeny,

7 p.m.

Tuesday, Dec. 16

Alateen and Al-non Meetings, free childcare available, 7 p.m., Lutheran Church of the Cross, 1701 8th Street S.W.


Noon Networking, 11:45 a.m., Bianchi Boys Pizza and Pasta.

Lunch ‘n Laughs, “Winnie the

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CALENDAR

Pooh,” noon, Class Act Productions Theatre.

Healthy Altoona Partnership Meeting, help achieve optimal wellness throughout community lifetime, 4 p.m., City Hall, 407 8th St. S.E.

Planning and Zoning Commission Meeting, 6:30 p.m.

Prairie Meadows Holiday Lunch Buffet, live music, special visit from Santa, 11 a.m. - 2 p.m.,

SEP 8 Girls Basketball at Johnston, 4:30 p.m.

SEP 7/8 Wrestling Meet, 4:30 p.m.

Wednesday, Dec. 17




Stuffed Animal Sleepover, 6-8 p.m., registration required, Altoona Public Library.

Dinner and a Movie, “Guardians of the Galaxy,” 5 p.m., Altoona Public Library.

Thursday, Dec. 18



SEP 8 Girls Basketball vs. Ankeny, 4:30 p.m.

SEP 7/8 Wrestling at Norwalk, 4:30 p.m.

SEP JV/V Boys Swimming vs. Johnston, 5:30 p.m.

SEP JV/V Wrestling vs. Fort Dodge, 6:30/7:30 p.m.

SEP JV Boys Basketball at Waukee, 7 p.m.

Regional Business After Hours, TBA.

Friday, Dec. 19



SEP 9/JV/V Girls Basketball at Ankeny, 4:45/6:15/7:45 p.m.

SEP 9/10/V Boys Basketball at Ankeny, 4:45/6:15/7:45 p.m.

SEP JV Wrestling at Indianola, 5:30 p.m.

Saturday, Dec. 20


Duffy Hudson presents “A Christmas Carol,” registration required, 3 p.m., Altoona Public Library.

SEP V Wrestling Tournament, 9 a.m.

Monday, Dec. 22

No School - SEP


Altoona Lions Meeting, contact Jen Brooks at 205-4475 with ques-tions, Lions Park Shelter House, 507 13th Ave.

Tuesday, Dec. 23

No School - SEP Alateen and Al-non Meetings,

free childcare available, 7 p.m., Lutheran Church of the Cross, 1701 8th Street S.W.


Wednesday, Dec. 24

Christmas Eve No School - SEP Altoona Public Library Closed

Thursday, Dec. 25

Christmas Day No School - SEP Altoona Public Library Closed

Friday, Dec. 26

No School - SEP

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MORTGAGE

A number of questions come up when people are ready to buy a home. Here are

some of the most common ones:

Q: What is the first step in the home buying process?A: Choose a bank and loan originator who is knowledgeable about programs, products and underwriting standards. Make an appointment, send an email or call on the phone to discuss your financial situation and loan pro-grams that will fit your needs. By obtaining credit approval first, any uncertainties you may have about your credit are addressed up front. You will also have an idea of how much mortgage you can afford before starting your

home search.

Q: What amount of cash is typi-cally needed for a down payment?A: Traditionally 5-20 percent down payment is considered nor-mal, but borrowers today can buy a home with as little as 3.5 percent down payment. In addition, pro-grams that allow for the borrower to receive gift funds for the down payment and 100 percent financing loans are available.

Q: What amount of closing costs can I expect to pay?A: Typically, closing costs are about $1,700. This fee is based on the mortgage amount. Many times these funds can be financed or paid by the seller.

Q: How long will the home buying process take?A: Most often the standard time until closing is 30 days.

Q: What is PMI, and how long will I have to pay it?A: Private mortgage insurance protects the lender against bor-rower default. Most lenders require PMI until the loan amount reaches 78 percent of the value of the home. PMI can be paid monthly or in one lump sum.

Q: A relative wants to buy me a home. How is this handled?A: This type of purchase would be considered a “non-occupied loan” that would require a 20 percent down payment. There are

additional variables but it is always worth looking into programs for this type of situation.

Q: What information will my lend-er need to preapprove my loan?A: Last two years taxes, W2s and 1099s, Most recent 30 days of paystubs, last two years of resi-dence address, Name and address of employers for past two yearS, all pages of last 60 days of bank state-ments, landlord information and addresses for owned real estate.

Real estate and mortgagesBy Lori Slings, vice president, mortgage loans originator, Bankers Trust

Information provided by Lori Slings, Bankers Trust, 3820 8th Street S.W., Altoona, (515) 245-5624, [email protected], NMLS ID: 406021 BankersTrust.com

Most often-asked questions when people are ready to buy


SENIOR LIVING

O ver the past few months, we’ve been talking about the six pillars of a brain-

healthy lifestyle and how, like other parts of our body, our brains need physical exercise, good food and mental stimulation. Why is it as we age, the less we want to make a change, try something different, or challenge ourselves? This is counter intui-tive. You would think as we gain more life experience, confidence and knowledge, we would be more apt to embrace change. Instead we tend to shy away from it. There are a variety of things to engage our brain as we age — and just like any other part of our body, if we don’t use it, we may lose it. Here are some ideas:

When was the last time this hap-pened? Learn a new language, a new hobby or take a class. This will keep the neurons firing and keep your brain challenged. Read the newspaper, a book or a maga-zine. Crossword puzzles, word find games, Sudoku, challenging board games and cards can give your brain a workout. You also may have fun as you maintain your brain. Take a dif-ferent route home from work, eat with your non-dominant hand — something as simple as varying your day-to-day habits can greatly increase your brainpower. When was the last time you had to commit

something to memory? If it’s been awhile, why not start with short Bible verses, working your way up to something more challenging, perhaps memorizing all of the U.S. Presidents? You can think of this as the cardio portion of your workout. I’ll help you get started memorizing the presidents. Most of us know No. 1 was George Washington and No. 2 was John

Adams. Mr. Adams was light years ahead of his time with this quote: “Old minds are like old horses; you must exercise them if you wish to keep them in working order.” Two presidents down, 42 left to memorize. Next month we’ll talk about quality sleep, and how catching your zzz’s can help keep your brain healthy. Explore more ways to maintain a brain-healthy lifestyle at www.helpguide.org/elder/alzheimers_pre-vention_slowing_down_treatment.htm.

Information provided by Shelly Charter, Valley View Village, 2571 Guthrie Ave., Des Moines, 265-2571.

How to keep yourself mentally stimulated

By Shelly Charter, Valley View Village

Engage your brain

If you’d like to be part of a vibrant adult community set in a Christian environment on Des Moines’ East side, check out Valley

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W ith teachers who showed a genuine interest in him and

who encouraged him to go beyond the standard requirements for assignments, Jason Leete is now doing the same for his students. “I think I knew I wanted to be a teacher after working with very influential teachers,” says Leete, second grade teacher at Altoona Elementary. While he is in his first year at Altoona Elementary, Leete has been teaching since 2005. He says he loves watching students experi-ence “light bulb” moments when the concept they are studying has clicked. “The smile, the light in the eyes, the sense of pride and accomplishment they exude — that’s the best,” he says. “Then it’s fun to watch them start to real-ize how that concept helps them tackle other tasks.” A surprise to Leete this year is how excited students are to learn about math. And it shows, not only in the complex math problems they solve but their test scores as well. “I was very impressed by the performance of the students as they all passed their Unit 1 math test covering basic addition and subtraction,” he says. Leete also hears on a daily basis how much fun students think math is and how eager they are to learn new concepts. “I think they enjoy math because there are a lot of oppor-tunities for the kids to share their thinking and problem-solving strat-egies with their friends,” he says. A significant initiative this year for second graders, in addition to mathematics, is literacy; more spe-cifically, identifying story elements such as characters, setting,and

plot. Continuing with this con-cept , students are working on creating stories that “follow a clear sequence of events.” “We’ve been learning about how to make our writing more interesting by adding describing words,” Leete says. Bringing literacy and math together, Leete asked students to create their own math story prob-lems. Leete was pleasantly sur-prised by what he found. Students did not take easy routes to simply get the assignment done. Instead they delved into what makes a complicated story problem effec-tive and worked through the problem to solve for the correct answer. “They challenged themselves to not do simple story problems,” Leete says. After an enthusiastic start to his first year with Altoona Elementary, Leete wants to con-tinue his focus of building positive relationships with students and their families. “Good things, healthy chal-lenges are happening in the class-room,” he says.

Jason Leete teaches second grade at Altoona Elementary.

EDUCATION

Literacy and math join together in classroom

By T.K. West

Meet Jason Leete

SANTA’S HOURSNow–December 23

MON–SAT: 10am–8pmSUN: 11am–5pm

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True or False: The average person gains seven to 10 pounds between Thanksgiving and Christmas? False and somewhat true. Research suggests that the average person only gains one to two pounds over the holidays. However, research also suggests that those one to two pounds stick around and accumulate over the years. Regardless of many sticks of butter end up on your holiday plate (keep in mind 1 stick of butter equals ¼ pound of fat), sticking to your workout can help combat holiday weight-gain. The problem with working out this time of year is all the excuses that accompany even the slightest thought of going to the gym. Make this your year to bust through those excuses and feel more happy, healthy, and energized than ever this holiday season! Here are some tips on help conquer the holiday workout barrier:

Make exercise a priority. Put it on your daily to do list. Find an exercise buddy. Commit to working out together 2-3x/week.Take a fitness class. The group setting with help give you an extra motivational boost.Get rid of the “I’ll start in January” mindset. Start today!Give yourself a splurge budget. It’s okay to enjoy the holidays when it’s worth it. Change your all or nothing thinking. Forgive yourself for the truffles.Find time to relax and sleep.

A journey of a thousand miles...

begins with a single step.What one simple thing can make you healthier, give you more energy, and

even make you younger? The answer is walking! The benefits of regular walking

exercise are many and we want to help you achieve them.

Join us for a yearlong challenge to walk a thousand miles.

Walk with your friends, your family, or just do it for yourself. We want this to be a community wide experience! Altoona Campus members will receive a pedometer, if they need one, and a journal to keep track of their miles. We will monitor and chart our miles on a regular basis. Take up the challenge with us for a healthier life, healthier family and healthier community!Contact: Diane White at [email protected] or 967-0788 ext.238Cost: This is a FREE program.

Altoona Campus Trainer Amy McAllister

Healthy holiday tips


BANKING

O ften I am asked about what it takes to start a new business. In my

position as a community banker I have seen thousands of differ-ent companies, from startups to legacies, that span generations. You may have the perfect idea and determination for the next great business but lack the over-all knowledge to structure your business to get started. Here are a few tips to get you started down the path:

pany. This gives you legal and liability protection. It also creates an entity to house your new company. Most small businesses start out as an S Corp or LLC. Talk to a trusted attorney to find out which one is right for you.

ship rules up front with an operations agreement and a buy-sell agreement. This is a step many companies choose not to deal with until it becomes a problem. Be proactive. Define the relationships and exit strate-gies with your partners.

you along the way. You are never too big for a group of advi-sors or a board to help you with strategic thinking. An attorney, a CPA and a banker should be some of your professional part-ners as you venture forward.

the vision, but you must be adaptable. Most companies fail from a lack of financial controls, poor market understanding or

trying something in which they lack expertise. Your odds for success are greatly increased by setting these things correctly up front.

Love what you do and prepare to work harder than you ever have. Too many times I have seen a person start a company he or she did not really enjoy in an effort to become wealthy. Success usually comes from individuals who love what they do and who do it better than anyone else. Don’t waste your time unless you can commit. This is just a start, but hope-fully it gets you thinking in the right direction. Be sure to use professionals to help you along the way, as many issues come up for most companies over and over again. At Legacy Bank we hope to help customers achieve their dreams and act as a resource for those who need guidance.

Information provided by Brian Chittenden, executive vice presi-dent, Legacy Bank, 515-276-7010.

Love what you do, and prepare to work hard

By Brian Chittenden

5 tips for starting your own business

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T he library is holding a spe-cial dance for children ages 3-8. Come to the Snow Ball

on Wednesday, Dec. 10 at 6 p.m. Come dressed in your best and be prepared to dance. We’ll have music, balloons, bubbles, refresh-ments and all sorts of fun for the little ones! Please pre-register.

Lego ClubLego Club is lots of constructive fun for the youngsters. We meet the first Wednesday of the month at 4 p.m. Kids are given a theme and then turned loose with countless Legos.

Stuffed animal sleepoverEver wonder how your favorite stuffed animals have fun when you’re not around? They are all invited to a super special sleepover at the library on Wednesday, Dec. 17. Drop off your favorite stuffed animal to spend the night with us. Do a fun craft, then say goodbye for the evening. We’ll have all sorts of exciting activities for your special friends including stories and games. We will post pictures to Facebook all night to keep you updated with what they are up to. Stuffed ani-mal pickup will be at the Thursday morning storytime. All ages are wel-come to participate. Please register.

Craft for kids Looking for the perfect kid-made gift this holiday season? Come make a handprint calendar on Dec. 8 at 6 p.m. With 12 designs, these calen-dars will make a precious keepsake. All ages are welcome.

Noon Year’s Eve partyHave your kids count down the hours ’til 2015 in the middle of the

day during our “Noon Year’s Eve Party” on Wednesday, Dec. 31 at 11 a.m. Join us for a party and watch the ball drop at noon. The kids will get to enjoy the excitement of ring-ing in the New Year without having to miss their bedtime. The library will close for the old year at 3 p.m. that day.

Gingerbread house contestBrush off your aprons and wield your spatulas. The 2014 Gingerbread House Contest is back Entries are accepted during library hours Dec. 1-12. Voting will take place Dec. 13-28. Rules and information are avail-able at the library, at our website (www.altoona.lib.ia.us), and on our Facebook page (www.facebook.com/AltoonaPublicLibrary). Prizes are awarded in age groups as well as a grand prize for overall fan favorite, thanks to the support from the Friends of the Altoona Public Library. Houses will be displayed in the lobby glass cases. In conjunction with the contest we’ll be offering a gingerbread house decorating program on Saturday, Dec. 6 at 10 a.m. and 2 p.m. to help get you started. Enter your creation in our contest or keep it for your-self. Supplies are provided, registra-tion is required.

TACOSThe Teen Advisory Council of Students is looking for new mem-bers interested in website main-tenance and blogging about their favorite books. We’re in the pro-cess of making our new website 4Teens look as awesome as can be, so if you want to give your input, stop by on Monday, Dec. 8 at 6 p.m. Snacks will be provided.

LIBRARY NEWS

Snow Ball dance for kids 3-8 is Dec. 10

By Dave Wanamaker, Altoona Public Library

Forecast for fun

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RECIPE

I devised this recipe years ago when I was cooking for an enormous dinner party. We needed a dessert that was delicious and special, but not too much fuss. This is perfect to have on hand for drop-in guests and spur-of-

the-moment dinners that tend to happen at the holidays. These tarts are easy to serve and can be made several days ahead of time. Keep some in a covered tin to serve with tea or coffee. Your guests will be delighted.

Salted caramel musicians’ tartsCrust1½ sticks butter at room temperature¼ cup powdered sugar¼ teaspoon salt (omit if you are using salted butter)1½ tablespoons sugar1½ cups flourWhip the butter and powdered sugar with the salt and sugar. Make sure that the mixture is well combined and fluffy. Sift the flour over the butter mix-ture and mix until combined. Put the resulting mixture into a plastic bag or covered container in the refrigerator for 2 hours or overnight.

Filling8 ounces mixed roasted nuts11.5-ounce jar caramel ice cream top-ping*

Pour the nuts into a colander and shake over the sink to remove some of the salt. Mix together the nuts and caramel. Set aside in a covered container.

To bake:Line a cupcake pan with festive papers. Scoop walnut sized balls of the crust mixture into each well. With your thumb, push down into each scoop of crust mixture and shape it into a crust that covers the bottom of each cupcake well. Bake at 300 degrees for 10-12 minutes until the crust is just set but not browned. Cool completely. Spoon the filling into each crust to make the tarts. * If you like, substitute ½ bag of caramels melted with 1 can of evapo-rated milk. Cool. (You may have more caramel this way.) Use 1½ cups of caramel for each 8 ounces of nuts. If you have diners who are allergic to nuts, you can use any type of diced dried fruit with the jam of your choice. Apricot or apple jelly work well. Just warm the jam to make mixing the fruit into it easier. There should be just enough jam to moisten the fruit.

Easy treat to keep on hand for holiday guests

By Kris Ellis Tracy

Salted caramel musicians’ tarts

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OUT AND ABOUT

Stephanie Riding, Adam McRoberts, Mike Murray and Tony Simmons at Taste of Altoona at Prairie Meadows on Oct. 16.

Julie Sanders and Charity Kline at Taste of Altoona at Prairie Meadows on Oct. 16.

Chad Snyder, Lauryn Snyder and Ashley Michells at Taste of Altoona at Prairie Meadows on Oct. 16.

Heather Christensen and Staci Fjelland at Taste of Altoona at Prairie Meadows on Oct. 16.

410 - 17th Avenue SW ~ Altoona ~ 967.2988www.cornerstonealtoona.com

[email protected]

Pastor Bob McConnell

Peter

Holy SpiritSaul Damascus Paul

Judea

SAMARIA

BARNABAS

Powered by the Holy

actsHelping

LOVENew TestamentT

ell

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el

JESUSANTIOCH

KEYS TO THE KINGDOMFoundation

SHARING

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Come join us as we study“The Acts of the Apostles”

Brian L. Waggoner, M.D.

Robert A. Fornoff, M.D.

Amy K. Petersen, D.O.

Sally J. Twedt, C.P.N.P.

Julie A. Waggoner, C.P.N.P.

Sherri M. Chrisman-Batterson, C.P.N.P.

Andrea G. Dettmann-Spurgeon C.P.N.P.


OUT AND ABOUT

Ryan Edsen and Marsha Lynch at the Hypsie ribbon cutting on Oct. 30.

Mari Yorton and Loral Rainey at the Hypsie ribbon cutting on Oct. 30.

Peggy Harmeyer and Penny Edward at Taste of Altoona at Prairie Meadows on Oct. 16.

Rhona Pierson, Twila Shreves and Ric Kerr at Taste of Altoona at Prairie Meadows on Oct. 16.

Deb Gonzalez and Tres Davis at Taste of Altoona at Prairie Meadows on Oct. 16.

Marlee and Crystal Trunnel at the Hypsie ribbon cutting on Oct. 30.

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Alyce Conley is happy and contented on her red couch in her Pleasant Hill home. Photos by Rainey Cook.

Would you like your home featured in this column in an upcoming issue of Altoona Living? If so, email Darren Tromblay at [email protected].

A lyce Conley lived in Sheridan Park in east Des Moines for 40 years and

raised her family there. Once it was time to downsize, she moved to Altoona. The Falcon Ridge Village town-homes were built in 2001. As dirt was being moved, Conley was there taking photos of the process as this was going to be her new home. She was lucky enough to land an end townhome, and she loves all the natural light she gets. She enjoys that this home is practical. It has two bedrooms, each with its own bathroom. The kitchen is open to the living room, where natural light comes through the east windows. There is a complete base-ment in her townhome. Although Conley hasn’t finished it, it, too, provides natural light as the egress window is level to the ground. She has her treadmill and sewing hobby in her basement and likes that it doesn’t feel like she is in the base-ment. Her decision to downsize to an Altoona townhome has been a good one. She thoroughly enjoys all 1,200 square feet of living space.

Conley belongs to a Bunco group with 11 other people. Each month they rotate and share host-ing and cooking responsibilities. She also is part of a small book club with two others. They, too, share hosting lunches. “We just tear these books apart,” Conley says. “I enjoy being very involved. I am also on the board for the townhomes since they are self-managed.” Conley likes the fact that her church is only one mile away, as her faith is of great importance to her. Conley’s townhome suits her well. As an avid reader, there are newspapers, magazine, books and even cookbooks strewn about. Her red couch and artsy throw pillows are a lively touch. “I’ve always wanted a red couch,” Conley says. “When I moved here I finally got one.” On the outside Conley puts seasonal wreaths on her front door. Unfortunately her front bushes didn’t survive the wrath of the 2013 winter. She’s already thinking of planting new next spring. Otherwise, as Conley looks around her townhome she smiles and says, “It’s me.”

WHERE WE LIVE

Conley enjoys the practicality of a townhome

Downsizing decision

1003 8th STREET SW, SUITE G | ALTOONA

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200 7th AVENUE SW ALTOONA515-729-3206 Admissions 515-967-4267 Facility

Meet Rebecca, who came to us from the hospital for some physical and occupational therapy after a fall. Rebecca worked closely with our therapy team and their tailored program designed to get her home as quickly as possible. With effort and focus on her goals, Rebecca was able to graduate early and return home. Rebecca has met many people here that she hates to say goodbye to, however,

“I actually like it here!The management staff works so well together and the therapists work very hard to get you stronger.

I was kind of scared of nursing homes but I’m not anymore. I would recommend Altoona Nursing and Rehabilitation to my friends and family.”

– Rebecca

she is looking forward to returning home to spend some time with Miss Buttons, the family dog, as well as catching up with family and friends. Good luck, Rebecca!

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OUT AND ABOUT

Natalie Lewis, Lylian Kauzlarich, Sadie Ferrell and Hailey Coleman

Dana Larsen

Mercedes Frisby, Kyleigh Glenn and Joey Aldrich Aidan Allison and Landon Graves Daniel Webb, Carter Martinson and Payton Agans

Brooke Fisher, Aalliya Martinez and London Graziano Maggie Schmidt Kali Dennis and Alaina Brincks

Ethan Mauro, Payton Schumacher, Calysa McManus and Kennedy Skinner

Kaylee Corchran and Alaina Brincks Tala Alrobei, Caleb Horton and Kalen Thovson

Students from Clay Elementary attended the Iowa Wild hockey game at Wells Fargo Arena on Nov. 6.

Fun on the ice


OUT AND ABOUT

Stacey Lybarger and Anita Long at the Hair Fx Studios ribbon cutting on Oct. 22.

Craig Long welcomes Chamber members at the Hair Fx Studios ribbon cutting on Oct. 22.

A ribbon cutting ceremony was held for Hair Fx Studious on Oct. 22.

Shelby Gruber, Jenna Matherly, Anita Long, Craig Long, Stephanie Bartles and Jo Worrall at the Hair Fx Studios ribbon cutting on Oct. 22.

Prepare your heart for Christmas!Join us for Wednesday Advent services

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Candlelight Christmas Eve serviceDecember 24 at 7:00 pm

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OUT AND ABOUT

Sarah Schroeder and Janelle Rees at the Altoona Chamber’s networking lunch on Oct 21. at Bianchi Boys Pizza.

Bill and Bob Eisenlauer at the Altoona Chamber’s networking lunch on Oct. 21 at Bianchi Boys Pizza.

Beth Van Ryswyk and Meghan Kay at the Altoona Chamber’s networking lunch on Oct. 21 at Bianchi Boys Pizza.

Bob Eisenlauer addresses Chamber members at the noon networking lunch on Oct. 21 at Bianchi Boys Pizza.

Olicia Waddle and Deserae Wood at the Iowa Wild hockey game at Wells Fargo Arena on Nov. 6.

Josiah Waddle, Maddox Baxter and Cooper Fritch at the Iowa Wild hockey game at Wells Fargo Arena on Nov. 6.

Kaydyn Brown, William Zook and Cody Spurgeon at the Iowa Wild hockey game at Wells Fargo Arena on Nov. 6.

Carder Kadle and Jayden Adams at the Iowa Wild hockey game at Wells Fargo Arena on Nov. 6.

Garrett Dockum and Taylor Jensen at the Iowa Wild hockey game at Wells Fargo Arena on Nov. 6.

Caley Renaud, Trinity Hurley and Larissa Dockum at the Iowa Wild hockey game at Wells Fargo Arena on Nov. 6.

Logan Kline, Clayton Vanderpool and Caleb Waddle at the Iowa Wild hockey game at Wells Fargo Arena on Nov. 6.

Joe Carroll, Pennie Carroll and Scott Short at the Altoona Chamber’s networking lunch on Oct. 21 at Bianchi Boys Pizza.


OUT AND ABOUT

A ribbon cutting ceremony was held for Hypsie on Oct. 30.

Coen (Spiderman) and Crystal Trunnel at the Hypsie ribbon cutting on Oct. 30.

Molly Suarez and Scott Short at the Hypsie ribbon cutting on Oct. 30.

Phyllis Murphy and Mary Simon at the Hypsie ribbon cutting on Oct. 30.

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WE OFFER BASEBALL, SOFTBALL AND SOCCER PRACTICE AREAS

- State of the art pitching machines for all levels -

- NOW OFFERING DODGEBALL!- - Birthday parties available -

HITTING

AND PITCHING

LESSONS FOR ALL!

6871 NE 12th Avenue Pleasant Hill(515) 266-6900 www.ksbiowa.com

Fill the Giving Tree!

Please stop in, pick a tag from the tree and return a gift back to the bank. These gifts will be distributed to the families in our community

who are in need.Thank you!

Keystone Savings Bank has set up a Giving Tree in our lobby

to help local families in need of a brighter holiday.

Member FDIC


HEALTH

Information provided by Dr. Nicole Brummel, DDS, Altoona Smiles, 950 28th Ave. S.W., Altoona, 515-200-1310.

Q: What happens during root canal therapy?A: “Please... anything but a root canal!” Chances are you may have overheard something like this before. For many, the idea and thought of having a root canal is one of anxiety, fear of the unknown and potential dread. So what is it? Your teeth are made up of three distinct layers: a hard mineral-rich shell of enamel, the supporting bony layer of dentin and the deli-cate pulp. The pulp contains small blood vessels and nerves which help your teeth detect changes in hot, cold and pain. When the pulp becomes critically injured or suffers infection, it must be removed — this is the root canal process. Believe it or not, according to the American Association of Endodontists (a dentist with specialized training in root canals) 89 percent of patients who had a root canal completed would be willing to have the procedure again if needed. So why the dread? Root canal procedures have advanced greatly in the last several years and continue to do so today. We do not attempt root canal therapy unless anesthesia (absence of pain through medicine) is working correct-ly. As dentists who provide this service we often hear from our patients “Hmmm, so what’s the big deal about?” when finishing a root canal. And they’re exactly right. The big deal is a root canal allows you to keep your smile intact — and keeps the teeth you were intended to have forever.

Information provided by Swain Chiropractic, 410 Center Place S.W. Altoona 967-9300.

Q: How can I manage stress?A: It’s that time of the year. The holidays are an exciting and joyous time, but for many they can also be a source of stress. When we are under stress, our immune systems are compromised, leaving us more susceptible to illness. If your immune system is operating at its peak, it will be better able to adapt to its environment and fight off illness. A healthy immune system means high resistance to disease and infection, better ability to deal with stress and greater health and well-being. Try these tips to man-age stress and enjoy this holiday season.

structure.

pressure and enhances cognitive function.

Avoid processed foods, sugar and grains as they decrease your immune function.

flexibility and create optimum nervous system function.

www.altoonasmiles.com 515.200.1310

Dr. Eric Forsberg, DDS Dr. Nicole Brummel, DDS

HAPPY HOLIDAYSfrom your “deer” friends at

Altoona Smiles!

CALL TODAY FOR YOUR WHITE CHRISTMAS SMILE!

410 Center Place SWAltoona

515.967.9300www.SwainChiropractic.com

Chiropractic Care for the Whole FamilyEast Polk County’s Only

Board CertifiedPregnancy and Pediatric

Chiropractors

We are

thankful for the

opportunity to

serve our

patients and our

community!


FAITH

I don’t remember asking like the disciples did, but my parents believed I needed to learn early

how to pray. It was short, simple and theologically sound. “God is great, God is good, thank you for our food, Amen.” I vividly remember once com-ing to the end of a perfunctory 90 mph “GodisgreatGodisgoodthank youforthisfoodamen,” and it star-tled me that I had been making sounds but couldn’t remember the actual words. I am very careful to pray before each meal, either leading or being led by someone else, both in private and public settings. I have even on occasion while dining out with friends who have absolutely no interest in God ask if I could return thanks for our meal. Though some may have been embarrassed, I have never been turned down. Jesus has modeled His instruc-tions on mealtime prayers on pre-vious occasions (John 6:11). But His disciples had never seen Him pray for bread this way before. He has warned His followers repeat-edly that it is coming and now it is here. Jesus will be abandoned by His friends (Matthew 26:56), mocked by His enemies (Matthew 27:39-49), brutalized by strangers (Matthew 27:26-32), treated as a sinner (2nd Corinthians 5:21) and forsaken by His father (Matthew 27:46). Yet He gives thanks. He is not just eating bread to live, He has been made bread to die, yet He is the Bread of Life (John 6:48) and all who eat of Him shall never die (John 6:50). When Jesus dies He shouts “It is finished” (John 19:30). He was offered only once

(Hebrews 10:10, 12) and this is no more breaking of the bread. For many years the director of our Bible camp on the north shore of Clear Lake has us sing a little chorus before our meals: Thank you Lord for saving my soul. Thank you Lord for making me whole. Thank you Lord for giving to me. Thy great salvation so rich and free. He rightly understood that as we were giving thanks for our daily bread it was also the very best time to give thanks for the bread of heaven (John 6:58). It is Thanksgiving time, and many Americans will gather around the table. Some for their daily bread the rest of the year will make a valiant effort at “say-ing grace;” some will make no attempt at all. But if you are a true child of God, every mealtime is Thanksgiving time.

Every mealtime is Thanksgiving time

Teach us how to pray

ChristmasA NEW TEACHING SERIES ON THE LIGHT OF CHRIST

LIGHTS

RADIANTONLINE.ORG

HELPING PEOPLE FIND THEIR WAY BACK TO GOD

SUNDAY WORSHIP@ 9:30 AM OR 11:00 AM

1300 METRO EAST DR, SUITE 106PLEASANT HILL 50327

CHRISTMAS EVE@ 4:30 PM OR 6:00 PM

All services are conducted in ASL(515) 967-2434

803 3rd Avenue SW | Altoona, IA 50009Visit us at our website:

Altoonarbc.com


OUT AND ABOUT

Joy Lucas, John Rathjen and Sue Faupel Harry Clark

LouAnn Seavey and Jennifer Hughes Amanda Caffrey, Alison Rogers and Courtney Kramme

Tonya and Brian Hotze

Brianne Bianchi and Alexis Morrison Charlie Saodana, Charlee Banghart, Kyle Holdors and Alyssa Rector

Lori Slings

Desirae Sanford, Maycee Sanford, Paige Sanford and Rhona Hansen

Joe and Pennie Carroll Claire and Kim Poulos

Businesses at Taste of Altoona offered up a variety of treats to sample. The annual event was held at Prairie Meadows on Oct. 16.

Taste of Altoona


T he Altoona Area Chamber of Commerce is more than 370 businesses strong and

on a great path to strengthen the business community in Altoona. The Altoona Chamber has had sell-out events all year, including the annual dinner, golf outing, wine event, Taste of Altoona and The Nippy Hippie 5K. The growth and development of the Chamber is due to the hard-working staff that lives and breathes the Chamber day in and day out. Melissa, Beth and Amy are dedicated to strengthening your business and growing this community. They are passionate about Altoona, and it shows. The most important part about serving on a board is mak-ing sure you are an active board member, not just sitting on the sidelines. I am proud to say that our board of directors this year stepped up, got involved and shared many of its talents with us in order to make this year better than ever. The key to success for our community is our partnerships with each other. We have a small-town feel in a fast-growing community. The Chambers part-nerships with the city staff, city council, Southeast Polk School District and businesses within the

community holds the key to our success, so thank you. One of my favorite quotes my mother shared with me says “I am a part of all I have met.” It symbolizes the importance of learning from everyone you meet and, in turn, the importance of giving part of you to everyone you meet. I have met so many great people, traveled to new places and learned so much about myself as a leader. I will be for-ever grateful for this opportu-nity and the doors it has opened. What an honor it has been to serve as president of the Altoona Chamber.

CHAMBER NEWS

Partnerships help our community grow

By Mattia Hansen, Altoona Area Chamber of Commerce president

Thank youShop Localthis Holiday Season

Support your

Neighbors &

Friends, Retail

& Restaurants,

Products & Services

The Altoona Area

Chamber of Commerce


OUT AND ABOUT

Jenna Palmer and Karla Medina Elaine Casteline and Melissa Horton

Hanna Kossack, Toni Robinson, Jennifer Nolin and Kenzie McHugh

Chelsea Palmer from Menchie’s Leeann Riding, Joe Riding and Laura Matherley

Josh and Kristin Coffman Caitlin Edwards, Cate Tatrow, Carol Patterson, Kim Bailey and Mariah Laven

Yenni Chavez and Travis Alitz

Luke Seibley, Debbie McReynold, Karen Zimmerman, Lynda Gibson, Lori Baldwin and Adam Kline

Shannon Fisher and Mattia Hansen John, Myrna and Bob Eisenlauer

Those attending Taste of Altoona had a chance to sample a variety of food both sweet and savory. The annual event was held at Prairie Meadows on Oct. 16.

Taste of Altoona


CLASSIFIEDS

ADOPTION

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for grow-ing press operation. Join a quality-conscious, three shift printing team that

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ANNOUNCEMENTS - To Find

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www.iowalivingmagazines.com/altoona Altoona Living NOVEMBER | 2014

COMMUNITY COURTESY CREATIVITY

Independent Living Assisted LivingMemory Care

THE SHORES AT PLEASANT HILL1500 Edgewater Drive Pleasant Hill

515.262.4444www.theshoreslife.com

By Ruline Steininger

NOVEMBER | 2014 Altoona Living www.iowalivingmagazines.com/altoona

FROM PENNIE CARROLL & A S S O C I A T E S

Merry Christmas

P E N N I E CA R R O L L & A S S O C I AT E SAT KELLER WILLIAMS ANKENY METRO

w w w. Pe n n i e C a r ro l l .c o mC E L / ( 5 1 5 ) 490 - 8 02 5

1605 N Ankeny Blvd / Suite 230 / Ankeny, Iowa 50023

O v e r

220H o m e s

SOLDL a s t Ye a r

Documents

Altoona Living · 5619 N.W. 86th St., # 600 Johnston, Iowa 50131 December treasures. ... residents shared with us their treasured keep-sakes and the fond memories associated with