7 Untold Employee Secrets

8/7/2019 7 Untold Employee Secrets

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*7*

Untold Employee Exit Secrets

*You can’t succeed without them!*

Ayo Arowolo

Go now to: http://www.billionairecapsules.com/wealthmasterycoachingexitcash



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ABOUT AYO AROWOLO

Ayo Arowolo is unarguably Africa’s No. 1 personal finance coach and

one of the country’s leading experts on personal development andself mastery. Trapped by a complex financial crisis back in 2001, Ayo

was able to ride on the back of the same financial challenge to create

a brand new industry (personal finance) in the country that has

continued to grow. The author of three key national bestsellers

including the hugely successful Millionaires’ Capsules, The

Billionaire’s Capsules and Fire Your Share Analyst , Ayo’s works ( books

and seminars) are helping thousands of entrepreneurs and careermen and women around the country to create extra ordinary results

and grow qualitatively from the inside out.

A Reuters' award winner, Ayo has been involved in financial

education for over two decades as a reputable financial and

investigative journalist. He has worked in leading newspaper groups

in the country, including the Concord Group, The Guardian Group,The News Group and Thisday Group. He was the founding Managing

Editor/CEO of Financial Standard Newspaper , and founding CEO of

The Investment Club Network (TICN). He was the Publisher/CEO of

Moneywise, and currently the CEO of Enlightened Media Limited.

Ayo’s training modules are all anchored on the fact that an enduring

personal growth can only proceed from the inside out. His speaking

engagements have thus revolved around how individuals can take

care of their money and lives and awaken the giants within them.

To find more, visit:www.billionairecapsules.com


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WHAT PARTICIPANTS SAY ABOUT AYO'S LAST WEALTH MASTERY CLASS





“I Can Now See Clearly”

The recent wealth master class organized by Enlightened Media was a bigeye opener for me. It was two days packed with knowledge on how to makemoney in a legal and easy way. It has opened my eyes and all the participantsto over 6 different ways of building lasting wealth (in a deeper meaning). I canonly say that Nigeria should be prepared for the explosion that will come fromthese generation of wealth builders and that will redefine the essence of life inNigeria because a few eggs are about to hatch. Thanks to Ayo Arowolo for making this happen, you need to experience it to believe it.Debo Ajayi, Class President

“It Was Mind Blowing”It was really a mind blowing experience for me. I learnt a lot from the class; Ilearnt how to use my mind to create wealth not necessarily through hard work.

Expect my own info product soon. I am already telling my friends about it. Allthe facilitators were quite great.Ikhimeagie Joseph, Entrepreneur

“I am Happy I Made It”Hi fellow billionaires, I am happy I made it to the "Master Class". Up till thattime, any business online to me was yahoo-yahoo but the class changed myview for better and for wealth creation online in a positive manner. It was notonly an eye- opener for me but it showed me better ways of making money. If you missed the last edition, please, please, please make sure you don't missthe next class for anything. See you up there.David O. Adeoti, Businessman

“It Has Re-awakened My Life Generally”I don't know where to start from regarding the Master Class. It was a re-awakening experience to take a new lease of life. I was re-fired up. Adrenalinewas re-injected into my system because I was getting quite bored of myschedule. Loads of new ideas and ways of making money were pumped intomy system. My inner eyes were re-opened. Please endeavor to make the nextone by all means if you were not part of the last one I know for sure I havestepped into another level in my general life-spiritual, financial, social, familyto mention a few. Thanks to God who divinely directed and inspired me to getin touch with Mr. Ayo Arowolo after such a long time and thanks to Mr. AyoArowolo too who responded and was generous in sharing.Ikeolu Biobaku, Business Woman

“Still Trying to Recover From the Experience”Till now, I am still amazed with the wonderful discovery of ideas to makeunending wealth with the aim of adding value to your society. The programmewas the bomb, 2 -day power packed sessions and I could see the desire totransfer viable knowledge by Double A and his friends. I have been fired up for extraordinary breakthrough and I would follow the steps in every way. Watchme as I fire to the top. What I learnt in two days would definitely change me for forever.Sunny Egho, Entrepreneur

“A Seminar with a Difference”This is first time in my life that I would be held spell bound by a seminar or a workshop .The most amazing thing was that the wealth strategies taughtand shared with the participants at the Master Class was so simple that justanybody can implement them and would never complain of financialchallenges again in life.I will forever remain grateful to the organizer, especially Ayo Arowolo andhis Mentor for their act of magnanimity in revealing this life changingsecrets to us. In a short while from now you will start hearing of my ownSuccess Story. God Bless the brains behind Billionaires Capsule. GodBless Nigeria.Onome Egume, Company Executive

“It Simplifies My Quest for Ethical Wealth”I am absolutely convinced of the volume of greatness available to us whenwe pay attention to the simple messages available in the universe! If anyone should miss this information, although they certainly may arrive atthe shore of great wealth in their lifetime, but the journey would have beena thousand times easier and faster had they known this simple way.Thanks Coach Double A for being an unselfish inspiration to a generation.Adeoye Abodunrin, Consultant

“Everything about the Master Class Was Perfect”The program was quite expository. The facilitators were at their best. Therehad never been a seminar for me like this one where the speakers want toopen your head to pure in their ideas. Suddenly I realized that "Mr. B" wasright when he said” TO BE A MILLIONAIRE THINK LIKE A MILLIONAIRE.”Now with this Seminar that statement is hereby modified to read: TO BE ABILLIONAIRE TAKE THE BILLIONAIRE CAPSULES REGULARLY. It canbe found only in the shelves of the Master Class. Thanks to our ever

smiling Ayo Arowolo.Pastor Obed

“Exactly what I had been waiting for”"The Master Class on Instant Class" was what I needed to fire up a longstanding desire in me. I knew had a passion but how to make money from itwas a challenge. Now the secret has been delivered to me through theMaster Class on Instant Cash. It has shown me how to go about what i loveto do and making money out of it. I have already laid my hands on theplough and I am not looking back. I have recommended it to my familymembers and i am also recommending it to you too."Akin Afolabi, Bank Executive

“I am About to Become An Automated Cash Machine!”Thanks for the opportunity to drink from your abundance once again. TheWealth Master Class was an expose' on the power of generating wealththrough knowledge. I was so inspired by the idea of the "perfect business",where you get paid before delivering service. And also, the idea of turningyourself into an ATM was very motivating. I am already working on theideas I learnt from the workshop and will keep in touch with you for further guidance and direction.Moses Odeli, Oil and Gas Executive






BEFORE YOU TURN IN THAT RESIGNATION LETTER!

Have you heard of this expression: 'experience is the best teacher' before? And

what is your take on it? I used to be among those who would loudly mouth that

expression, singing to everyone who cared to listen the virtue of learning frompersonal mistakes and errors in the journey of life. That was until a disastrous

personal career move a couple of years back. In an enthusiastic bid to become my

own boss I had resigned from a very promising and highly fulfilling media job to

team up with some investors to start another media company. The arrangement

involved two other friends (one is dead now). We had negotiated a deal with the

investors that would see us becoming part owners of that company. Three of us had

floated a company through which we would handle our investment in the media

company. We (that is myself and the two friends) had worked together to package

the business plan and the blue print for running the media business. To enable me

give full weight to our involvement in the company, I had to resign to steer the affair

of the company since neither of my two friends was willing to leave their paid jobs. I

had offered to make that sacrifice because I believed we could push the project

through, God helping us, if one of was involved in running the company. One of the

deals we sealed with the investors was that part of our consultancy fee would be

paid in cash while the balance would be progressively invested in the company as

our own equity stake in the company. In addition, we also managed to sign a legal

agreement that entitled us to a certain percentage of the company's profit after tax.I remember the excitement that came over the three of us when the agreement was

being signed. We were so happy that at last the possibility of leaving paid jobs was

becoming a reality. The plan was that I would do everything to make the company a

success and big enough for my colleagues to join me later. And things were working

out fine. In less than a year the product being produced by the company became a

household name. I was everywhere within and outside the country pushing the

company and staking everything I had on its product.

In the process of time, I just observed that even though money was coming in, there

was a lot of permutation that ensured that it did result into profit. For fourconsecutive years no single penny was paid to us as profit sharing. Suddenly it

dawned on me that I had made a strategic mistake. I had to leave the company after

four years of 'hard labour'. I barely escaped losing my shirt.

A couple of years after I had left the company, I had met an individual who accepted

to be my mentor. We were just discussing one day when he requested to see a copy

of the agreement we had signed with the media company. I obliged him.


http://www.billionairecapsules.com/starterpack




This is the dumbest legal agreement I have ever seen”, my mentor said as he

perused the agreement line by the line. When I asked him to explain what he meant,

he volunteered two points: “First it was foolish of you to have based your profit

sharing deal on net income; you should have based it on gross income of the

company which could have meant that before any permutation would be made, you

would have been paid your own part of the company's total income. What youshould know is that a company can make billions of naira as gross income, if the

owners don't want it to result into a profit, they know what to do”. Was I surprised?

“Then if I were in your position” my mentor continued “ I would have insisted on

signing an 'evergreen' agreement that would ensure that some form of financial

rewards would still come to me even when I was no longer in the company directly

running it . What had happened was that you have expended your goodwill into the

company and you have not profited from it even though that goodwill is part of the

company forever”. Those were just two of the ten errors my mentor identified from

my career adventure (misadventure?) up till that time. Come to think of it, your own

personal experience may not be the best teacher as you navigate through the rough

waters in the journey of life.

Are you currently thinking of stepping out of your job into your own business? If

you are like most people, it is most likely that the spur to run your own show

stemmed not just from your technical skill in a particular area but also from the

burning desire to become your own boss so that you can take firm control of how

you use your time and for whom. If that is the case, I must congratulate you on

these lofty aspirations.

I must quickly warn (from experience), however, that the switch from paid

employment to becoming your own boss is not as rosy and simple as most people

think. And most importantly, too, climbing to the top of that personal business is

laced with mines and contours which you would do well to recognize before you

make up your mind.

Most people who claim to be self employed are actually in a worse position thanbeing employees. Running your own show goes beyond being a guru in a particular

area of endeavour. Entrepreneurship demands far more than that. In any case, just

before you slam that disengagement letter on your boss's face, I suggest you drop

everything you are doing and just digest the seven tips below. They are the

necessary steps you must consider if your desire is to launch out successfully

sometime in the nearest future.

They are what nobody has ever talked about till now...




Secret 1

*Determine the business that is suitable for your temperament*

Most aspiring business owners are dead wrong about this but it is the very first stepyou need to take if you are ever going to have a successful transition. Many people

who step out of paid employment and thereafter attempting to figure out the

business that is suitable for them end up in disaster. Why? It is not while you are

already out of a paid job that you should be figuring out what business you should

engage in. In the first place, your time on your job is the best time to test so many

things. I must admit that the determining which business to engage in is a very

intricate exercise that requires a bit a professionalism to get it right. To get it right I

suggest that you run the Billionaires’ Capsules’ Akumen Tests on yourself. They are

the most complete and accurate analytical tool I have come across in this regard.

The compatibility tests consist of three parts: (Business Compatibility test, Financial

Index test and Business Endurance test). This is what the tests show you:

• Business Compatibility Test: This shows you up to 100 ideas that you can pick

from based on the temperance analysis on you generated by the test. They

are ranked in the order of your strength)

• Financial Index Test: This shows your level of financial intelligence. The

principle behind this is that if you are not in control of your financial affairs,you are not likely to be able to run any business successfully.

• Business Endurance Test: This actually tests if you have ruggedness that it

takes to run your own business.

The beauty of the tests is that in the results you are given remedial measures to

take.

PS: When you register for the Billionaires' Capsules InstantCash Coaching

programme you are entitled to a free business compatibility test. Otherwise you can

send an email to [email protected] to ask for a guide on how to do the

tests.


mailto:[email protected]





Secret 2

*Determine your current net worth*

This is the next logical step after carrying out the business compatibility tests. This isso vital that without conducting this exercise and obtaining satisfactory results going

out would be suicidal. Now you may want to ask what a net worth is. Your net worth

simply means what you are worth when you have paid every one you owe. This

requires that you sit down and put name and value into everything you can call your

own: your investments in stocks; your investment in real estates; your investment in

other assets. Again you need to sit down and list how many people you owe: the

money you are owing to banks, your employer; your friends, the stock broking firms;

your credit card debts and other debts. You must put value to the 2 sets of analysis:

what you have and what you owe. After doing this, you should then deduct whatyou owe people from what you own. What is left is your net worth. Now it is

possible for your net worth to be negative or positive. Your net worth is negative

when what you owe is more than what you own and it is positive when what you

own is more than what you owe. Knowing this and the information in the next step

is so critical that dropping your letter of disengagement without these two sets of

information would amount to a career suicide. Let me drop this hint: the fact that

your net worth is negative does not mean you are in trouble. There are hidden

assets that most people exclude in their calculations but which when added change

the dynamics.

PS: If you are admitted into my Wealtmastery Coaching programme you will be

shown how to factor those hidden assets in at a cost right below what I charge my

clients.




Secret 3

*Understand the components of your income and expenditure*

This is where disaster lurks for many people in paid employment. Let me ask you

this question: assuming you are promoted today and your salary is increased by 30

percent, would you or should celebrate? Let me answer it for you: you are likely to

shout eureka! But if you are a more financially intelligent person you would take the

news with sobriety. What should be more important to you as you plan to step out

is the component of the income that comes to your pocket every now and then and

how you spend that money. There are three sources of income that should be of

interest to you:

• Layer 1 Income: This describes all the income types that come to you fromyour place of primary assignment-your workplace. These include your salary,

your bonus, your commission, your performance pays; and even the egunje

you collect in the course of your job. Remember that you earn this income

because you agree to sell your skills and talent to an organization and you

make a covenant with the company to make yourself available for the period

of time you signed in your employment letter

• Layer 2 Income: This describes all the income you earn by selling your skill to

someone else other than your employer. This is usually referred to as private

practice a term which someone has rightly re-christened “personal

prosperity”. So when you close from work and you get engaged in a teaching

job, for instance, the money you earn from that endeavour qualifies for

inclusion in layer 2 income. If you take inventory of your skills you would find

that there are skills you have that you are not using for your current employer

which you can put to use to earn extra money

• Layer 3 Income: This describes all types of income that come to you from

years of methodical investment. This is the way it works. When you have

invested over a period of time, there would be a time when return would becoming to you from those investments whether you are sleeping or traveling.

When a substantial part of your income revolves around layer 3, it means you

have got to a stage where as they would say that your money starts to work

for you, rather than you work for money.

Please note this: The key difference between layer three and the two other sources

of income is that to earn income from layers 1 and 2 you must be physically present.

If you don't come to work, no one would pay you a salary and if you don't go out to

meet your teaching commitment after office hours, you would also not earn a dime.




With layer 3, you do the investment once and the reward would continue to stream

in almost indefinitely.

Now the key assignment for you is to dissect your current income structure and

compute the percentages that come from each category of incomes stated above.

When you have done this exercise, there are ten categories of wealth ratios youmust calculate to see how healthy you are and how really ready you are to stepping

out. We suggest that before you step out you must score a minimum of 70 per cent

on the aggregate of the ten ratios. Stepping out with any score less than that would

mean you are gambling with your career and your future.

During the InstantCash Coaching sessions you would be given these ratios and

shown how to calculate them. You will also be given the balance sheet and the

income statement templates you can use to collect the necessary data. This secret is

so secret I can’t give you the full version yet.




Secret 4

* Work out your disengagement plans*

After you have satisfactory carried out the assignments required in those threesteps, you should then sit down in a retreat and determine how many more years

that you need to spend before you can step out. You would be able to determine

this with certainty if you have obtained your score in the aggregate wealth ratios I

mentioned above. In other words, when you know the proportion of your income

that comes from each of the three categories, you would know how long it would

take you to step out. Stepping out means you have built enough resources for

yourself through a combination of prudent financial management and accumulation

of layer 2 and 3 income streams.

Stepping out of paid employment is not as simple as many people take it to be. It

involves consultations with many stakeholders in your career. Your wife for instance

must be persuaded to buy into your reasons for stepping out. One thing you must

know for sure if that most time, your standard of living would be negatively affected

when you decide to be on your own. If you had been living in an official house or

had been riding in a company financed, you may have to forgo those privileges

when occasion demands it. These are some of the issues you have to thrash out with

some of the stakeholders in your career especially your wife. This is especially so

when you cannot predict how quickly things would turn out well after leaving a paid

employment. I have encountered many individuals who had to beat a retreat into

paid jobs when the post paid employment gestation period was stretching beyond

what their financial reserves could absorb. You need to plan everything -including

the time to finally step out; how to finance the exit; contingency plans in case things

don't work out as planned; whether to start a business by the side or keep

everything till you are out of paid employment. Those are decisions are not those to

be taken casually as most people often do. Just wait till you see how we get to

nurture this secret out.






Secret 5

*Launch out your first income stream*

Having understood your business temperament and financial index rating, you

should carefully and silently launch out just one stream of income. You must do this

carefully and cautiously as nothing must be done to jeopardize your current source

of income. As a matter of fact, I recommend that you guard your current job

jealously. In the Instant cash coaching programme we expose you to various instant

cash options you can consider starting with. A lot depends on your skills and your

interest. It is almost impossible to save enough money from your pay check that you

would use to finance your exit from that company. What you should realize is that

no employer can really pay you worth. If you are collecting N300, 000 per month as

your take home pay, your employer is probably keeping 90 per cent of your worth in

the company. What that means is that it is not responsibility of your employer to

make you rich. You need to get this straight into your blood veins so that you can be

motivated to devote some time to create your own streams of income. Ponder on

the statements below credited to Dr. Erastus Akingbola former chief executive

officer of Intercontinental Bank Plc and you would understand the point I have been

trying to put across to you.

1. “An employee can never be rich”

2. “Plan yourself out of employment. Have a five year plan”

3. “Have a dream and a plan for achieving that dream”

4. “Promotion is a way of trapping the best employee”

5. “Job security is bondage. No one can promise a job security”

How true! But of course the choice is yours whether you want to take your own

destiny by your hand or want to be a victim of circumstances. Be original, don’t die afake.




Secret 6

*Go on a personal retreat*

This is another vital step you must take if you want to make a smooth transition

from paid employment into your own 100% owned business. Decisions surrounding

disengagement from regular jobs cannot be taken when you are still buried with the

affairs of the office. You need to create time to go on a personal retreat. A retreat is

vital if you want to achieve outstanding things in your career, in your business and in

your life generally. A life that is lived under pressure without time for reflection is alife that is not going anywhere.

The main goal of a planned, prolonged quiet time or a separation session, if you like,

is to enable you to recharge your system for better performance thereafter so that

you can think more clearly. This is the rationale. When you truly work, you

continuously give out of yourself. A separation session is a way of drawing back into

your life’s spiritual force. Working continuously without regular separation sessions

is an open invitation to multiple crises. But unfortunately for most of us, our days

are full of activities without quality progress. We wake up very early in the morning,

jump on the road, chat idly with friends, bury ourselves in activities and eventuallyretire in the night, too tired to plan for the next day, for the next week, for the next

month and for the next year. No time for relaxation. No time to play with family.

And unfortunately we are also too busy to hear from the higher power. This is

where the seed of crisis is usually sown. A retreat is a period of time when an

individual separates himself or herself from the usual activities and goes to a quiet

place to sort out some pressing issues. It could be to find solution to a pressing

problem or to seek direction on a particular issue or to re-programme one’s life. It

has been proved that when people set aside some period of time, may be a week, a

weekend or even a day to do focused thinking on an issue, illumination usually

comes on that particular problem. A personal retreat, therefore, means a time when

an individual separates himself or herself from the hustle and bustle of life to

meditate on a specific issue requiring attention. You need to go away from the

crowd when you believe you are ready to take your career destiny in your own

hand.

PS: one of the packages that come with the membership of the InstantCash

Coaching programme is the retreat toolkit which is a home study course that shows

you how to organize a turnaround personal retreat.




Secret 7

*Get a business coach*

Although this is the last step, it is perhaps the most important. One week with an

experienced mentor can fetch you a far superior result than one year of trying to

figure things out yourself.

How true do you think that statement! If you asked me what I would do differently if

I were to start my career or my business all over again, without hesitation my

answer would be that I would not step out UNTIL I GET a coach to guide me in my

career or business path.

I would want someone by my side that would:

• allow me to ride on his shoulders so that I can see afar;

• show me how to avoid the costly mistakes he made ;

• provide a place to run to when things go tough on the way and I don't have a

clue;

• show me books to read , seminars to attend and resources to consult so that I

don't waste my time on useless stuffs;

•

show me the shortcuts to take in my journey and the exact steps to take to getresults speedily.

I can confirm that going it alone without a coach by your side especially in this very

turbulent period can be very risky. It is like what people in the aviation industry call

“blind piloting”, that is, flying a plane without a guide from the control tower: you

are a disaster waiting to happen. You certainly don't want to gamble with your

money or your life!

When you decide to go it alone;• you would buy books you really don't need;

• you would attend seminars that don't add anything to your bottom-line or

your career advancement;

• you would pay through your nose what should cost you just a fraction of what

you spent;

• you would do most things by trials and errors







Good News!

But things don't have to be that way! If you don't have a coach at the moment, don't

panic! You are the reason we have come up with The Billionaires' Capsules' Instant

Cash Coaching Programme. You should log on to

www.billionairecapsules.com/wealthmasterycoachingexitcashnow to see how you can be pre qualified to be part of the instant coaching

programme.

PS: I am so eager to have you become a member of my inner circle club with access

to some very rare privileges.

PPS: There are limited spaces available in the next diet

of the coaching programme as many of the seats have been

booked already. Only 47 persons would be qualified and

this would on be on first come first served basis

I still remain yours in enduring wealth,

Ayo Arowolo


Documents

7 Untold Employee Secrets