37TH ANNUAL MNCPA ESTATE & PERSONAL FINANCIAL PLANNING ... · 37TH ANNUAL MNCPA ESTATE & PERSONAL FINANCIAL PLANNING CONFERENCE JUNE 19-20, 2019 TAILOR MADE CUSTOM FIT YOUR PLANNING

37TH ANNUAL MNCPA

ESTATE & PERSONAL FINANCIAL PLANNING CONFERENCE

JUNE 19-20, 2019 | EARLE BROWN HERITAGE CENTER | BROOKLYN CENTER, MN

TAILOR MADE CUSTOM FIT YOUR PL ANNING STR ATEGIES

>> S AV E $ 1 0 0 ! R E G I ST E R B Y F R I DAY, M AY 2 4

MINNESOTA SOCIETY of CERTIFIED PUBLIC ACCOUNTANTS2

DAY ONE: WEDNESDAY, JUNE 198–8:30 a.m. Check-in, Continental Breakfast, Exhibits

8:30–9:45 a.m. A1. Common Estate Planning Mistakes

9:45–10 a.m. Refreshment Break, Exhibits

10–10:50 a.m. B1. Fixed Income Investing: Myths Debunked and Strategies Deployed

10:50 a.m.–12:05 p.m. C1. How the Tax Cuts and Job Act Affects the Income Taxation of Estates

12:05–12:55 p.m. Lunch, Exhibits

12:55–2:10 p.m. D1. Panel Discussion: Financial Exploitation and Abuse

2:10–2:25 p.m. Refreshment Break, Exhibits

2:25–3:40 p.m. E1. The Nuts and Bolts of Social Security

3:40–4:30 p.m. F1. Managing Cybersecurity Risk and Tips on How Not to Become a Victim

DAY TWO: THURSDAY, JUNE 208–8:30 a.m. Check-in, Continental Breakfast, Exhibits

8:30–9:45 a.m. G1. IRA Planning for Baby Boomers

9:45–10 a.m. Refreshment Break, Exhibits

10–11:15 a.m. H1. Why Heirs Should Fear a Parent’s New Marriage More Than the Tax Collector

H2. Will Your Client Outlive Their Life Insurance?

11:20 a.m.–12:10 p.m. I1. Everything You Ever Wanted to Know About Lifetime RMDs … and More

I2. Getting Creative With Health Savings Accounts

12:10–1 p.m. Lunch, Exhibits

1–2:15 p.m. J1. Advanced Roth Planning: How to Squeeze More Juice Out of the Tax Lemon

J2. The Assets You May Have Forgotten to Consider

2:15–2:30 p.m. Refreshment Break, Exhibits

2:30–3:45 p.m. K1. Conducting a Family Meeting After Concluding an Estate Plan

K2. Unique Assets: The Hidden Half of Client Portfolios

3:50–4:40 p.m. L1. Economic Update: Where Are We at Mid-Year?

37TH ANNUAL MNCPA

ESTATE & PERSONAL FINANCIAL PLANNING CONFERENCEJUNE 19-20, 2019

TAILOR MADE C U S TOM F I T YO U R P L A N N I N G S T R AT E G I E S

Each client’s financial situation is a little different – and you must tailor make your planning

strategies to fit their needs. At this specialized two-day event for experienced planners and

advisers, discover smart strategies to help your clients plan and prepare for their financial

futures. Learn new and effective ways to help your clients, protect their assets, lower tax

liabilities, grow their investments and more.

www.mncpa.org/cpe/xcep | 952-831-2707 | 1-800-331-4288 3

SAVE $100REGISTER BY

MAY 24

DAY ONE: WEDNESDAY, JUNE 19

8–8:30 a.m. | Check-in, Continental Breakfast, Exhibits

8:30–9:45 a.m. | General Session

A1. Common Estate Planning MistakesJeremiah W. Doyle IV, Esq., BNY Mellon Wealth Management, Boston, MAEstate planning mistakes are common and frequent, but can be avoided with careful planning. This informative session highlights what practitioners need to be aware of when advising clients. Explore when income tax planning is more important than estate tax planning and how the increased estate tax exemption has changed estate planning. Discuss charitable giving and substantiation rules, tax allocation clauses, portability, how to plan for a step-up in basis at death, the Uniform Principal and Income Act, and much more. FOS: Specialized Knowledge – Technical (1.5)

9:45–10 a.m. | Refreshment Break, Exhibits

10–10:50 a.m. | General Session

B1. Fixed Income Investing: Myths Debunked and Strategies DeployedMichael Helmuth, Northwestern Mutual, Milwaukee, WICraig Kasap, CFA®, Northwestern Mutual, Milwaukee, WIWhat happens inside your clients’ fixed income portfolios? How can you help your clients’ assets grow? This interesting session debunks many of the “consensus myths” about investments in fixed income, the fixed income market and how clients should view their fixed income assets. Take a look at real-world experiences and learn how to properly approach — and plan for — fixed income assets.FOS: Specialized Knowledge – Technical (1)

10:50 a.m.–12:05 p.m. | General Session

C1. How the Tax Cuts and Jobs Act Affects the Income Taxation of EstatesJeremiah W. Doyle IV, Esq., BNY Mellon Wealth Management, Boston, MAThe Tax Cuts and Jobs Act of 2017 affects individuals and businesses, but what about trusts and estates? In this timely session, take a detailed look at what expenses are and are not deductible by an estate or trust given the enactment of Section 67(g), and how to allocate the Section 199A deduction between an estate or trust and its beneficiaries. Discuss the SALT (state and local tax) limitation impact on taxable income of trusts and estates as well as the beneficiaries, the repeal of Section 682, Notice 2018-61 and more.FOS: Taxes – Technical (1.5)

12:05–12:55 p.m. | Lunch, ExhibitsLunch Sponsor

MINNESOTA SOCIETY of CERTIFIED PUBLIC ACCOUNTANTS44 MINNESOTA SOCIETY of CERTIFIED PUBLIC ACCOUNTANTS

12:55–2:10 p.m. | General Session

D1. Panel Discussion: Financial Exploitation and AbuseStuart C. Bear, JD, Chestnut Cambronne, P.A., Minneapolis, MNElizabeth “Lisa” Henry, Chestnut Cambronne, P.A., Minneapolis, MNFrancis “Francesco” Rondoni, JD, Chestnut Cambronne, P.A., Minneapolis, MNIt is a well-documented fact that elder abuse and financial exploitation are on the rise nationwide. For a financial adviser, this raises many questions: What is financial exploitation? How do you identify its victims and perpetrators? What are the legal standards for mental capacity and undue influence? Get answers to these questions and others to better represent your aging clients. Plus, find out the reporting requirements of financial exploitation and steps you can take to prevent it. FOS: Behavioral Ethics – Non-Technical (1.5)

2:10–2:25 p.m. | Refreshment Break, Exhibits


E1. The Nuts and Bolts of Social SecurityRhonda Whitenack, Office of Public Affairs Social Security Administration, Bloomington, MNYou’re probably familiar with the term Social Security, but do you have a true understanding of what it is and how it works? Take a look at retirement benefits for individuals, spouses and divorced spouses, widows and widowers, and children, and see how to calculate someone’s benefits. Learn about the inner workings of health savings accounts and Medicare, as well as Medicare Parts A and B rules for higher income people. Explore the Social Security Administration’s interactive online tools and resources where you can verify your client’s earnings, print a benefit verification letter and get a replacement 1099. Gain a better understanding of Social Security so you’re prepared to answer your client’s questions.FOS: Specialized Knowledge – Technical (1.5)


F1. Managing Cybersecurity Risk and Tips on How Not to Become a VictimJeff Olejnik, Wipfli LLP, Edina, MNYour firm relies on data and systems to provide services. With the increase in cyberattacks, no organization, large or small, is immune from being a target. Discuss recent data breaches and successful hacks. Identify how the perpetrators were able to compromise security controls and learn how to mitigate security risks and avoid common pitfalls. Discuss ways to implement a cost-effective information security and data protection strategy. Walk away with a roadmap you can use within your organization to reduce your risk of cybersecurity attacks.FOS: Information Technology – Technical (1)


SAVE $100REGISTER BY

MAY 24

DAY TWO: THURSDAY, JUNE 20

8–8:30 a.m. | Check-in, Continental Breakfast, Exhibits

8:30–9:45 a.m. | General Session

G1. IRA Planning for Baby BoomersJeffrey Levine, CPA/PFS, CFP®, CWS®, MSA, Fully Vested Advice, Inc., Garden City, NYAmericans currently hold more than $28 trillion in retirement assets. Those who understand the ins and outs of IRA planning are poised to benefit from the wave of baby boomers that are, or soon will be, tapping into their retirement assets. Conversely, those without such knowledge risk losing relevance, or worse, making the costly and irrevocable mistakes that can derail clients’ plans. Explore the complex world of required minimum distributions, learn tips to help clients maximize the impact of a Roth conversion, analyze the various options available to sole spouse beneficiaries, gain a better understanding of the post-death rules that apply to non-spouse beneficiaries, including trusts, and much more.FOS: Specialized Knowledge – Technical (1.5)

9:45–10 a.m. | Refreshment Break, Exhibits

10–11:15 a.m. | Breakout Sessions H

H1. Why Heirs Should Fear a Parent’s New Marriage More Than the Tax CollectorJohn J. Scroggin, AEP (Distinguished), JD, LLM, Scroggin & Company, P.C., Roswell, GAA significant portion of the population is entering into second and third marriages. 61% of widowers are engaged in a new romantic relationship within 25 months of their wife’s death. 20% of men in second marriages marry someone who is at least 10 years younger than them. If you have clients considering a second marriage or already in a second marriage, this session is for you. Gain a better understanding of the rights a new spouse obtains in marriage, explore prenuptial agreements and their limitations and gain insights to advise your clients how to purposely choose their decision-makers.FOS: Specialized Knowledge - Technical (1.5)

H2. Will Your Client Outlive Their Life Insurance?Aaron Hanson, CLU ®, ITM TwentyFirst, LLC, Cedar Falls, IAAfter almost a decade of historic low interest rates and market volatility, the life insurance industry is experiencing a host of new issues. In recent years, the cost of insurance inside some policies has increased by as much as 600%, forcing policyholders to make painful decisions about their life insurance coverage. In addition, historically low interest rates are causing policy performance to suffer as most permanent life insurance is invested in fixed instruments. Take a close look at the specific characteristics of different types of insurance policies and how to select the best policy. Through real-world examples, explore problems created by outside market forces and discover solutions to use when policy issues arise.FOS: Specialized Knowledge – Technical (1.5)

MINNESOTA SOCIETY of CERTIFIED PUBLIC ACCOUNTANTS666 MINNESOTA SOCIETY of CERTIFIED PUBLIC ACCOUNTANTS

11:20 a.m.–12:10 p.m. | Breakout Sessions I

I1. Everything You Ever Wanted to Know About Lifetime RMDs … and MoreJeffrey Levine, CPA/PFS, CFP®, CWS®, MSA, Fully Vested Advice, Inc., Garden City, NYRequired minimum distributions (RMDs) are one aspect of retirement distribution planning that impacts nearly all clients at one point or another. A sound understanding of RMD rules is a golden opportunity for advisers to add value to their services. In this session, learn from the ground up to ensure you can give sound advice for years to come. Explore the correct way to calculate RMDs and strategies to minimize their impact. Delve into intricacies and nuances of this deceivingly complex aspect of the law to help your clients correct mistakes and avoid others before they happen.FOS: Specialized Knowledge – Technical (1)

I2. Getting Creative With Health Savings AccountsRyan S. McKeown, CPA, CFP®, Wealth Enhancement Group, Plymouth, MNBrian J. Vnak, CPA, CFP®, Wealth Enhancement Group, Plymouth, MNHealth Savings Accounts (HSAs) can be 24 karat magic for you and your clients if properly utilized. Unfortunately, most consumers fail to maximize the triple threat of tax benefits, and many professionals don’t know the quirks to leverage or be wary of when advising clients. Review the top 10 HSA providers and hear answers to frequently asked questions. Gain an understanding of the HSA landscape and learn key funding strategies and distribution pitfalls. FOS: Specialized Knowledge – Technical (1)

12:10–1 p.m. | Lunch, ExhibitsLunch Sponsor

1–2:15 p.m. | Breakout Sessions J

J1. Advanced Roth Planning: How to Squeeze More Juice Out of the Tax LemonJeffrey Levine, CPA/PFS, CFP®, CWS®, MSA, Fully Vested Advice, Inc., Garden City, NYA core concept of tax planning is to pay taxes at the lowest rates. But what will your clients’ tax rates be when they need to access their retirement funds? This unknown is a major risk for many retirees, but it’s a risk that a Roth IRA conversion can help to reduce or eliminate. Explore the rules governing Roth IRA conversions. Learn advanced Roth IRA conversion techniques to transition as much money as possible from tax-deferred accounts to tax-free accounts at the lowest cost. Analyze the merits of a Roth conversion in the real world and explore ways the Tax Cuts and Jobs Act impacts Roth IRA conversion planning.FOS: Specialized Knowledge – Technical (1.5)

J2. The Assets You May Have Forgotten to ConsiderJohn J. Scroggin, AEP (Distinguished), JD, LLM, Scroggin & Company, P.C., Roswell, GAUnusual or forgotten assets can be anything from personal property, safety deposit boxes and travel perks and points, to digital assets and accounts, 529 plans and family loans. In this enlightening session, learn the right questions to ask your clients about their forgotten assets, discuss mistakes clients make when disposing of personal property and explore the tax ramifications of parting with unconsidered assets. Walk away with checklists and other value-added materials to share with your clients.FOS: Specialized Knowledge – Technical (1.5)


2:15–2:30 p.m. | Refreshment Break, Exhibits

2:30–3:45 p.m. | Breakout Sessions K

K1. Conducting a Family Meeting After Concluding an Estate PlanStuart C. Bear, JD, Chestnut Cambronne, P.A., Minneapolis, MNA family meeting is the final step in a successful estate plan. It allows your client to set expectations and control the narrative for his or her heirs. And, hopefully, it eliminates surprises and dysfunction about the distribution of assets and fiduciary selection. Take a deep dive into the family meeting, who should attend, what should and should not be discussed, and gain a better understanding of what your role as the professional adviser is.FOS: Specialized Knowledge – Technical (1.5)

K2. Unique Assets: The Hidden Half of Client PortfoliosBrad Davidson, Unique Asset Partners LLC, Annapolis, MDIlliquid assets such as real estate, stock in privately owned companies and artwork account for 55% of your wealthy clients’ assets. But advisers routinely ignore this “hidden half ” even though clients are far more apt to worry about their illiquid assets than about mutual funds. Learn why they are so important to your clients and why as an adviser you need to take these assets more seriously. Discuss common issues and practical solutions. Discover how even advisers with limited illiquid assets experience can add value to their clients.FOS: Specialized Knowledge – Technical (1.5)


L1. Economic Update: Where Are We at Mid-Year?Dr. Christopher Kuehl, Armada Corporate Intelligence, Kansas City, KSWe’re halfway through the year and what is the economy telling us? What is more worrisome at this point: inflation or a possible recession? Is global growth slowing because of U.S. policy regarding trade and tariffs? How does global growth affect our domestic growth? Get answers to these questions and more in this timely session. Plus, gain a better understanding of how elections and politics can influence economic policy.FOS: Economics – Technical (1)

MORE CPE OPTIONS FOR FINANCIAL PLANNERS

Maximizing Your Social Security BenefitsJune 4 (SSR4) | MNCPA, Bloomington

Social Security and Medicare: Maximizing Retirement BenefitsJune 5 (CL4SSM) | MNCPA, Bloomington

Fiduciary Income Tax Returns: Form 1041 Workshop With Filled-in FormsJune 12 (10411) | MNCPA, Bloomington

Federal Estate and Gift Tax Return Boot CampJune 20 (GIFT) | MNCPA, Bloomington

Visit www.mncpa.org/cpe for details and registration.


Stuart C. Bear, JD, partner, shareholder and president of Chestnut Cambronne, P.A., specializes in providing succession planning services for individuals and businesses. His areas of expertise include wills, trusts, disability planning, powers of attorney, living wills, asset protection and Medical Assistance planning. He also teaches courses on wills and estates as an adjunct professor at the University of St. Thomas School of Law.

Brad Davidson is a manager at Unique Asset Partners, which helps fiduciaries manage unique assets, such as real estate partnerships, privately-owned businesses, mineral interests, insurance policies, loans and notes, and collectibles. He is the author of articles published in Trusts & Estates, the Appraisal Journal, Personal Financial Planning and other trade periodicals.

Jeremiah W. Doyle IV, Esq., estate planning strategist for BNY Mellon Wealth Management and senior vice president of Bank of New York Mellon, has more than 35 years of experience with the firm. He works with high-net-worth individuals and families throughout the country, providing integrated wealth management advice on how to hold, manage and transfer wealth in a tax-efficient manner. Doyle has appeared on CNBC, MSNBC and CNN, and was elected to the National Association of Estate Planners & Councils Estate Planning Hall of Fame in 2011.

Aaron Hanson, CLU®, oversees the TOLI policy remediation and life insurance review services for ITM TwentyFirst, LLC. His team reviews more than 14,000 life insurance policies annually and provides policy remediation services for clients, including complex policy analysis, policy replacement analysis and client consultations. Prior to joining ITM TwentyFirst in 2010, Hanson worked for CUNA Mutual Group.

Michael Helmuth, a chief portfolio manager of fixed income at Northwestern Mutual, has 18 years of fixed income experience. Previously, he was director of proprietary trading, U.S. rates at Deutsche Bank and managed an $8 billion fixed income arbitrage book as well as vice president of institutional fixed income at Stone and Youngberg and Stark Investments, responsible for a $2.5 billion fixed income arbitrage portfolio.

Elizabeth “Lisa” Henry is a partner at Chestnut Cambronne, P.A. She has more than 35 years of experience in business communication, marketing, and the legislative and political process. Henry specializes in the areas of civil litigation, commercial litigation, elder law, estate and trust litigation, guardian and conservatorships, and business representation.

Craig Kasap, CFA®, senior portfolio manager of fixed income, at Northwestern Mutual has more than 20 years of fixed income experience managing institutional portfolios. Prior to joining Northwestern Mutual, he worked at a number of firms including BlackRock, where he managed tax-exempt municipal portfolios totaling $3 billion in assets, and Duration Capital, where he managed a hedge fund focused on municipal bond arbitrage with assets exceeding $3 billion.

Dr. Christopher Kuehl, a managing director at Armada Corporate Intelligence, provides forecasts and strategic guidance for a wide variety of corporate clients around the world. In addition, he is the chief economist for several national and international organizations including the Fabricators and Manufacturers Association; National Association of Credit Management; Finance, Credit and International Business Association; and Business Information Industry Association. Kuehl is also the economic analyst for the Missouri, Kentucky, Tennessee and Kansas CPA societies.

Jeffrey Levine, CPA/PFS, CFP®, CWS®, MSA, is a speaker, author and consultant at Fully Vested Advice, Inc. and the director of advisor educator for Kitces.com, a leading online resource for financial planning professionals. He also serves as the CEO and director of financial planning for BluePrint Wealth Alliance LLC, where he drives the firm’s vision of delivering a unique, modern approach to financial, tax and estate planning.

SPEAKERS


EXHIBITORS — BOTH DAYS! Your clients aren’t the only ones who have needs. You do, too. Looking for a product or service to help you better serve your clients or run your practice more smoothly? Visit with exhibitors during conference breaks and see what they have to offer.

View current exhibitors at www.mncpa.org/cpe/xcep.

What companies would you like to see exhibit at the conference? Send your suggestions to Leslie Mueller at [email protected] or 952-885-5520.

Ryan S. McKeown, CPA, CFP®, a financial advisor at Wealth Enhancement Group, has extensive experience in tax and retirement income planning. He helps lead the tax strategies group of the roundtable team of specialists and is a frequent guest on the weekly “Your Money” radio program. McKeown is a four-year winner of the “FIVE STAR Wealth Manager”, a long-standing member of the Ed Slott Master Elite IRA Advisor Group and a contributor to The Wall Street Journal.

Jeff Olejnik, leader of the cybersecurity services practice at Wipfli LLP, has more than 20 years of industry experience. He helps clients manage IT and operation risk, as well as comply with data protection regulations. Prior to Wipfli, Olejnik was the founder and CEO of Assurity River Group, a firm that merged into Wipfli in 2014.

Francis J. “Francesco” Rondoni, JD, a Partner and Shareholder at Chestnut Cambronne, P.A, has more than 38 years of experience as a trial attorney and litigator. He concentrates his practice in the areas of estate litigation, commercial litigation, class action litigation, tort litigation, business representation and governmental representation. Rondoni is a frequent speaker for attorneys, CPAs and trust officers on topics such as estate litigation, fiduciary liability, trial tactics, evidence, and ethics.

John J. Scroggin, AEP (Distinguished), JD, LLM, a partner at Scroggin & Company, P.C., has been in practice for 40 years. He specializes in tax planning, estate planning, business representations, business succession and sales of businesses and properties. Scroggin served as a member of the board of trustees of the University of Florida Levin College of Law from 2011–2018, taught tax law classes at the University of Florida College of Law, was an adjunct Tax Professor at the College of Business and a founding board member of the Florida Tax Institute.

Brian J. Vnak, CPA, CFP®, vice president, integrated advice, at Wealth Enhancement Group, oversees the delivery of advice and sophisticated financial, tax and estate strategies. He contributes to various media outlets (TV, radio, print, web) including a monthly column for Kiplinger’s “Wealth Creation” section as well as hosting seminars on financial topics pertinent to retirees. Vnak is a member of the esteemed Ed Slott Master Elite IRA Advisor Group. In 2015, he was one of 38 CPAs nationally selected to attend the prestigious AICPA Leadership Academy.

Rhonda Whitenack is a public relations and training representative at the Social Security Administration, where she has worked for more than 20 years. Her primary goal is to educate the public on Social Security’s programs and benefits. She has presented at key events such as Americans Discuss Social Security, sponsored by the PEW Foundation; Future of Social Security, sponsored by AARP; various Congressional forums; training sessions for several large companies in the metro area; and a Medicare training session for President George W. Bush to introduce the Medicare Part D program to the beneficiaries in the Twin Cities.


GENERAL INFORMATIONDATES AND TIMESWednesday, June 19Check-in: 8–8:30 a.m. Sessions: 8:30 a.m.–4:30 p.m. Thursday, June 20Check-in: 8–8:30 a.m. Sessions: 8:30 a.m.–4:40 p.m.

LOCATIONEarle Brown Heritage Center6155 Earle Brown Dr.Brooklyn Center, MN 55430763-569-6300 / 1-800-524-0239

Visit www.mncpa.org/cpe/xcep for map and driving directions.

HOTELEmbassy Suites Minneapolis – North6300 Earle Brown Dr.Brooklyn Center, MN 55430763-560-2700

Visit www.mncpa.org/confhotel and use corporate account number 0560031214 to receive the $139 MNCPA conference rate.

SPECIAL REQUESTSPlease notify the MNCPA of any special needs or ADA requests. Every effort will be made to accommodate you.

WHAT TO WEARMost conference attendees wear comfortable business or business casual clothing. Room temperatures can vary; dressing in layers is strongly recommended.

CONTACT INFORMATIONPlease contact MNCPA customer service with any questions or concerns regarding the 37th Annual MNCPA Estate & Personal Financial Planning Conference. Phone: 952-831-2707 1-800-331-4288 toll freeEmail: [email protected]

Photo Disclaimer: Photographs may be taken at MNCPA events and used in society marketing. Full policy is available at www.mncpa.org/PhotoUse.

CONTINUING EDUCATION CREDITSCPE: 16 hours See session descriptions for technical / non-technical fields of study.Ethics: 1.5 hours available (must attend session D1)CFP® and CLE: Applications pending

Visit www.mncpa.org/cpe/xcep for status updates.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Certificate of Attendance (CPE Transcript)Your certificate of attendance (aka CPE transcript) will be available beginning Friday, June 28. You can access your CPE transcript via the MNCPA website or request a copy be sent to you by contacting MNCPA customer service at 952-831-2707 or [email protected].

Visit www.mncpa.org/transcript to view or print your CPE transcript.

FEESEarly Bird 2 Days 1 DaySubmit registration with payment by Friday, May 24.Nonmember $525 $425Member $475 $375

Standard 2 Days 1 DayNonmember $625 $525Member $575 $475

Multiple 2 Days 1 Day Register 10 or more people from same company by Friday, May 24. Fax, mail or email registration form with list of attendees and their contact information.Nonmember $425 N/AMember $425 N/A

CANCELLATION AND REFUND POLICYReceive a full refund if you cancel your registration by 4 p.m. on Thursday, June 13.

EVENT CODESBoth days: XCEPDay 1 only: XCEP1Day 2 only: XCEP2


YES! Sign me up for the 37th Annual MNCPA Estate & Personal Financial Planning Conference.ONLINE: www.mncpa.org/cpe/xcepMAIL: Minnesota Society of CPAs 1650 W. 82nd St., Suite 600 Bloomington, MN 55431

FAX: 1-888-487-9931PHONE: 952-831-2707 1-800-331-4288 toll free

BREAKOUT SESSION CHOICESPlease indicate the days and breakout sessions you plan to attend at the conference. You must submit this information to receive continuing education credits. Day One: Wednesday, June 19 (all general sessions) Day Two: Thursday, June 20H1. Why Heirs Should Fear a Parent’s New

Marriage More Than the Tax CollectorH2. Will Your Client Outlive Their Life

Insurance?I1. Everything You Ever Wanted to Know About

Lifetime RMDs … and More I2. Getting Creative With Health Savings

AccountsJ1. Advanced Roth Planning: How to Squeeze

More Juice Out of the Tax Lemon J2. The Assets You May Have Forgotten to

ConsiderK1. Conducting a Family Meeting After

Concluding an Estate Plan K2. Unique Assets: The Hidden Half of Client

Portfolios

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CONFERENCE FEESEarly Bird 2 Days 1 DaySubmit registration with payment by Friday, May 24.Nonmember $525 $425Member $475 $375

Standard 2 Days 1 DayNonmember $625 $525Member $575 $475

Multiple 2 Days 1 DayRegister 10 or more people from same company by Friday, May 24. Fax, mail or email registration form with list of attendees and their contact information.Nonmember $425 N/AMember $425 N/A

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37TH ANNUAL MNCPA ESTATE & PERSONAL FINANCIAL PLANNING ... · 37TH ANNUAL MNCPA ESTATE & PERSONAL FINANCIAL PLANNING CONFERENCE JUNE 19-20, 2019 TAILOR MADE CUSTOM FIT YOUR PLANNING