2452 report

1. Fortnightly payments -Check with your lender to see whether you can make fortnightly payments. By making fortnightly payments instead of monthly payments you can cut down on the amount of interest you end up paying over the life of your loan.

2. Don’t pay the bare minimum - By paying as little as an extra $20 or $50 a month you can help reduce the amount of interest you end up paying overall.

3. Make the most of windfalls - If you�ve received a lump sum payment such as a tax return or work bonus, then you can place this in your mortgage account and potentially help cut years off of your loan term.

4. Use an offset account - The money placed into an offset account is used to offset the balance of your home loan. A lot of people have their wages payed into this type of account, and if you can keep a decent amount of money in it,

you could cut years and thousands of dollars

from your loan.

5. Review your home loan - Mortgage products change regularly,

as does your financial situation, so

you should constantly be reviewing your home loan. It is recommended that you seek the advice of professionals before making any major financial changes, as they will know all of the details relating to your individual financial situation.

NEWS

How Much Will Your Home Sell For?

Detox in February with the Febfast Challenge

Tips To Help You Own Your Home Sooner.Australian interest rates are currently at an all-time low and are expected to go even lower in 2015, giving Australian homeowners the perfect opportunity to pay off their home before their loan term is up.

Equity is the amount of

money in your home that you actually own.

December and January are typically months full of indulgence - there’s lots of feasting and drinks to celebrate Christmas and the New Year and just when you think it’s all over, along comes Australia Day and BBQs and beers with friends.

That’s where FebFast comes in. Febfast is hoping to be the ultimate hangover cure by encouraging Australian’s to take a break from alcohol, sugar, ca eine or digital

overload for 28 days to raise money for young people struggling with drug and alcohol

addiction.

You can pick any detox challenge that you like and ask your friends and family to help you out by donating or by buying you a ‘time out pass’ so that you can have a little treat – just try not to have too many!

Febfast is unique in that everyone in the family can get

involved. Typically these types of challenges are related to alcohol

only, however maybe you need to cut back on sugar, or the family could do

with a break from technology.

Whatever you think you need to take a break from, make February the month that you’ll try to give it up and head to febfast.org.au where you can nd all further details.

Our real estate agents are asked this question on a daily basis, however the answer is never a simple one and will depend on a number of factors.

When you call up an NSW real estate agent for a property appraisal they will look at the quality, look and feel of your home and compare your home to other homes currently on the market as well as similar properties that have recently sold in the area.

While each and every home is unique, a comparison with other homes will help to a) gain a better appreciation for what your house would be up against if it were to be put on the market, and b) understand the dollars comparable properties have been actually selling for.

Typically a house will achieve its best price in the 4 to 6 weeks of being on the market. New properties are generally more attractive to buyers and so you’re likely to get most internet hits and Open House inspections during this period. It’s for this reason that your property needs to be ready to sell from Day 1. Take the advice of your real estate agent and ensure your house is priced realistically, and presented beautifully so as to appeal to buyers.

Once start coming in, your real estate agent will be able to guide you and help negotiate with buyers so you end up with a price that you’re happy with.

If you’re interested in receiving a property appraisal or any advice about selling your home then call our NSW Real Estate office today and we’ll help you sell your

home for the best price possible.

How Much Will Your Home Sell For?

Detox in February with the Febfast Challenge

NSW Real Estate, members, directors, o�ces and employees do not give warranty to the accuracy, reliability or completeness of any information provided in this newsletter and shall not be liable for any loss or damage su�eredas a result of anyone relying on information provided in this newsletter. NSW Real Estate recommends you seek advice from your own �nancial, taxation, and legal advisors before entering into �nancial or other transaction. E. & O. E.

www.nswrealestate.com.au 66526811

3

Sawtell21 Tom Albert Pl

2 22land

$865,000 30/01/2015

3

Sawtell90 First Ave

1 1986land

$835,000 30/01/2015

3

Sawtell50 Boronia St

2 3771land

$790,000 04/11/2014

6

Sawtell11 David Watt Cl

4 22land

$750,000 24/10/2014

3

Sawtell12 Seventeenth Ave

2 2809land

$661,000 22/12/2014

4

Sawtell56 Moller Dr

2 22land

$520,000 14/11/2014

3

Sawtell1/35 Boronia St

2 1land

$500,000 31/10/2014

3

Sawtell12 Bangalow Tce

2 2915land

$465,000 14/01/2015

4

Sawtell10 Royal Palm Dr

2 2793land

$465,000 28/01/2015

3

Sawtell17 Circular Ave

2 1483land

$450,000 16/12/2014

4

Sawtell21 Bonville Waters Dr

2 2747land

$435,000 17/10/2014

2


1 1land

$425,000 16/01/2015

2

Sawtell7/27 Fourth Ave

1 1781land

$395,000 05/12/2014

3

Sawtell27a Dirrigeree Cres

2 2land

$385,000 06/11/2014

2


1 1land

$233,000 22/12/2014

1

Sawtell20/134 First Ave

1 1land

$165,000 29/01/2015

Recent sales inSawtell 2452

5

Toormina30 Coorabin Cres

3 31157land

$455,000 19/12/2014

4

Toormina11 Jemalong Cres

2 4836land

$425,000 16/12/2014

4

Toormina52 Kinchela Avenue

2 2925land

$415,000 21/01/2015

4

Toormina34 Platts Cl

2 2774land

$415,000 27/10/2014

3

Toormina75 Sawtell Rd

1 11399land

$395,000 09/10/2014

4

Toormina4 Kintorie Cres

2 3853land

$389,000 28/01/2015

4


2 1745land

$380,000 05/01/2015

3


2 1746land

$379,000 04/11/2014

4

Toormina5 Carrywell Cres

2 1741land

$378,500 05/12/2014

3

Toormina29 Mirroola Cres

1 11090land

$378,000 11/11/2014

3

Toormina33 Platts Cl

1 2525land

$377,000 17/10/2014

4

Toormina19a Armstrong Rd

4 2land

$375,000 26/11/2014

3

Toormina25 Werambie St

1 1844land

$375,000 06/11/2014

4

Toormina7 Pippin Cl

2 2417land

$368,000 10/11/2014

3

Toormina5/66 Sawtell Rd

2 22396land

$357,000 08/12/2014

3

Toormina35 Nariah Cres

1 1839land

$355,000 04/12/2014

Recent sales inToormina 2452

3

Toormina2/17 Armstrong Rd

2 3land

$350,000 03/10/2014

3

Toormina7 Dolphin Dr

1 2596land

$349,000 19/12/2014

3

Toormina21 Linden Avenue

2 2664land

$345,000 08/01/2015

4

Toormina3/10 Cavanba Rd

2 1land

$340,000 24/11/2014

3


1 1746land

$340,000 17/10/2014

3

Toormina23 Aquamarine Dr

1 1544land

$339,000 17/10/2014

3

Toormina8 Bower Cres

1 2650land

$334,000 24/10/2014

3

Toormina36 Bower Cres

1 2518land

$330,000 21/11/2014

3

Toormina17 McFadyn St

1 1719land

$325,000 13/01/2015

2


1 21115land

$325,000 08/10/2014

3

Toormina29 Shelton Cl

1 1781land

$320,000 19/12/2014

1


1 11745land

$298,000 25/11/2014

3

Toormina39a Aquamarine Dr

1 1525land

$295,000 04/11/2014

3

Toormina6 Ramornie Dr

1 1780land

$282,000 18/11/2014

3

Toormina4/259 Linden Ave

1 1340land

$272,500 22/01/2015

2

Toormina17 Wybalena Cres

1 2894land

$271,000 14/11/2014


2

Toormina2/3 Lady Belmore Dr

1 1land

$270,000 03/12/2014

3

Toormina2 Pippin Cl

1 1738land

$267,500 23/12/2014

3

Toormina3/25-27 Wybalena Cres

1 1land

$260,000 01/10/2014

3

Toormina2/25-27 Wybalena Cres

1 1157land

$257,000 12/11/2014

3

Toormina30 Anderson St

1 1616land

$250,000 21/01/2015

2

Toormina7/8 Lalaguli Dr

1 1land

$219,000 15/01/2015

3

Toormina38 Lalaguli Dr

2 1901land

$215,000 15/12/2014

2

Toormina1/19 Wirrabilla Dr

1 1land

$168,000 19/12/2014

2

Toormina1/12 Corambara Cres

1 1land

$147,500 17/10/2014


4

Boambee East6 Camellia Cl

2 2632land

$490,000 29/10/2014

4

Bonville2 Farrell Cl

2 2698land

$487,000 08/12/2014

5

Boambee East2 Sea Breeze Pl

2 21743land

$460,000 23/12/2014

4

Boambee East19 Kingfisher Cl

2 21194land

$459,000 28/10/2014

4

Boambee East5 Oscar Ramsay Dr

2 2700land

$450,000 16/12/2014

3

Boambee East9 Wedgetail Cres

2 2731land

$442,000 21/11/2014

3

Boambee East1 Sandpiper Crescent

2 2704land

$435,000 19/01/2015

5

Boambee East33 Sandpiper Cres

2 2731land

$428,000 10/11/2014

4

Boambee East66 Kinchela Ave

2 2601land

$410,000 24/12/2014

4

Boambee East48 Lady Belmore Dr

2 2750land

$410,000 08/12/2014

3

Boambee East7 Payne Cl

2 1727land

$405,000 29/01/2015

3

Boambee East15 Cordwell Gr

1 21739land

$396,000 19/12/2014

4

Boambee East36 Moseley Dr

2 2806land

$396,000 22/12/2014

3

Boambee East8 Borrowdale Cres

2 2705land

$389,000 22/12/2014

3

Boambee East23 Kookaburra Cl

1 2870land

$377,500 17/12/2014

3

Boambee East16 Bradbury Cl

1 1500land

$375,000 18/11/2014

Recent sales inBoambee East 2452

3

Boambee East10 Cordwell Gr

1 1940land

$355,000 18/11/2014

4

Boambee East22 Newport Cres

2 3706land

$347,500 21/10/2014

3

Boambee East34a Harvie Dr

2 2397land

$347,000 15/10/2014

3

Boambee East7 Corella Pl

1 2700land

$335,000 10/10/2014

3

Boambee East2/11 Kingfisher Cl

1 1land

$333,300 28/11/2014

3

Boambee East6 Jackwood Gr

1 1310land

$333,000 10/11/2014

3

Boambee East36 Shaws Cl

2 1404land

$330,000 27/01/2015

3

Boambee East13a Avonleigh Dr

2 1395land

$325,000 09/10/2014

3

Boambee East2/118 Linden Ave

2 1land

$325,000 21/11/2014

4

Boambee East257 Sawtell Rd

2904land

$325,000 24/12/2014

3

Boambee East1 Elderberry Way

1 1361land

$295,000 10/10/2014

Boambee East7 Lee Crt

908land

$116,500 31/10/2014

Recent sales inBoambee East 2452

Documents

2452 report