Request for Proposal Various Property & Casualty

Insurance Coverages

Proposal Return Date:

Page No.

ii  

Table of Contents

Page No. Section I – General Terms and Conditions

1.1 General Terms and Conditions ..................................................................................................... I- 1.2 Special Terms and Conditions....................................................................................................... I- 1.3 Additional Insurance Requirements ............................................................................................. I- 1.4 Indemnification ............................................................................................................................... I-

Section II – Introduction & Background Scope of Request for Proposals .......................................................................................................... II- Adherence to RFP ................................................................................................................................ II- Role of Consultant (optional) ............................................................................................................. II- Inspections ............................................................................................................................................. II- Additional Information ........................................................................................................................ II- Current Program ................................................................................................................................... II- Background ............................................................................................................................................ II- Section III – General Requirements Minimum Qualifications of Insurer .................................................................................................... III- Proposal Submission ............................................................................................................................. III- Deadline for Questions from Agents.................................................................................................. III- Severability of Contracts ....................................................................................................................... III- Irrevocability of Proposal ..................................................................................................................... III- Use of Proposal Forms ......................................................................................................................... III- Non-Warranty of RFP .......................................................................................................................... III- Deviations from Individual Request for Proposals .......................................................................... III- Attachment of Contracts or Policies ................................................................................................... III- Conflict with Specimen Contracts or Policies ................................................................................... III- Payment Terms ...................................................................................................................................... III- Method of Acceptance .......................................................................................................................... III- Mandatory Recommendations ............................................................................................................. III- Evaluation Criteria ................................................................................................................................. III- Material to be Included with Proposal ................................................................................................ III-

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Section IV - Common Contract Provisions Named Insured Endorsement ............................................................................................................. IV- Contract Period ...................................................................................................................................... IV- Termination & Non-Renewal Endorsement ..................................................................................... IV- Rerating Endorsement .......................................................................................................................... IV- Claim Reporting Endorsement ............................................................................................................ IV- Subrogation Endorsement .................................................................................................................... IV- Loss Statistics .......................................................................................................................................... IV- Section V – Specific Contract Requirements Section V – A – Property Coverage (change/delete as necessary) Scope of Coverage ................................................................................................................................. V-A- Amount of Coverage ............................................................................................................................. V-A- Coverage Terms ..................................................................................................................................... V-A- Deductible Options ............................................................................................................................... V-A- Exposure Basis ....................................................................................................................................... V-A- Previous Loss Experience ..................................................................................................................... V-A- Section V – B – Boiler & Machinery (change/delete as necessary) Scope of Coverage ................................................................................................................................. V-B- Amount of Coverage ............................................................................................................................. V-B-Coverage Terms ..................................................................................................................................... V-B-Deductible Options ............................................................................................................................... V-B-Exposure Basis ....................................................................................................................................... V-B-Previous Loss Experience ..................................................................................................................... V-B- Section V – C – Miscellaneous Equipment Coverage (change/delete as necessary) Scope of Coverage ................................................................................................................................. V-C- Amount of Coverage ............................................................................................................................. V-C- Coverage Terms ..................................................................................................................................... V-C- Deductible Options ............................................................................................................................... V-C- Exposure Basis ....................................................................................................................................... V-C- Previous Loss Experience ..................................................................................................................... V-C-

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Section V – D – Installation Coverage (change/delete as necessary) Scope of Coverage ................................................................................................................................. V-D- Amount of Coverage ............................................................................................................................. V-D- Coverage Terms ..................................................................................................................................... V-D- Deductible Options ............................................................................................................................... V-D- Exposure Basis ....................................................................................................................................... V-D- Previous Loss Experience ..................................................................................................................... V-D- Section V – E – Electronic Data Processing Coverage (change/delete as necessary) Scope of Coverage ................................................................................................................................. V-E- Amount of Coverage ............................................................................................................................. V-E- Coverage Terms ..................................................................................................................................... V-E- Deductible Options ............................................................................................................................... V-E- Exposure Basis ....................................................................................................................................... V-E- Previous Loss Experience ..................................................................................................................... V-E- Section V – F – General Liability Coverage (change/delete as necessary) Scope of Coverage ................................................................................................................................. V-F- Amount of Coverage ............................................................................................................................. V-F- Coverage Terms ..................................................................................................................................... V-F- Deductible Options ............................................................................................................................... V-F- Exposure Basis ....................................................................................................................................... V-F- Previous Loss Experience ..................................................................................................................... V-F- Section V – G – Automobile Liability and Physical Damage (change/delete as necessary) Scope of Coverage ................................................................................................................................. V-G- Amount of Coverage ............................................................................................................................. V-G- Coverage Terms ..................................................................................................................................... V-G- Deductible Options ............................................................................................................................... V-G- Exposure Basis ....................................................................................................................................... V-G- Previous Loss Experience ..................................................................................................................... V-G- Section V – H – Crime Coverage (change/delete as necessary) Scope of Coverage ................................................................................................................................. V-H- Amount of Coverage ............................................................................................................................. V-H- Coverage Terms ..................................................................................................................................... V-H- Deductible Options ............................................................................................................................... V-H- Exposure Basis ....................................................................................................................................... V-H- Previous Loss Experience ..................................................................................................................... V-H-

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Section V – I – Workers’ Compensation & Employers Liability (change/delete as necessary) Scope of Coverage ................................................................................................................................. V-I- Amount of Coverage ............................................................................................................................. V-I- Coverage Terms ..................................................................................................................................... V-I- Deductible Options ............................................................................................................................... V-I- Exposure Basis ....................................................................................................................................... V-I- Previous Loss Experience ..................................................................................................................... V-I- Section V – J – Employment Practices Liability Coverage (change/delete as necessary) Scope of Coverage ................................................................................................................................. V-J- Amount of Coverage ............................................................................................................................. V-J- Coverage Terms ..................................................................................................................................... V-J- Deductible Options ............................................................................................................................... V-J- Exposure Basis ....................................................................................................................................... V-J- Previous Loss Experience ..................................................................................................................... V-J- Section V – K – Pollution and Remediation Legal Liability (change/delete as necessary) Scope of Coverage ................................................................................................................................. V-K- Amount of Coverage ............................................................................................................................. V-K- Coverage Terms ..................................................................................................................................... V-K- Deductible Options ............................................................................................................................... V-K- Exposure Basis ....................................................................................................................................... V-K- Previous Loss Experience ..................................................................................................................... V-K- Section VI – Exposure Data Section VII – Previous Loss Experience Section VIII – Proposal Forms Property Coverage ........................................................................................................................... VIII-A- Boiler & Machinery ........................................................................................................................ VIII-B- Miscellaneous Equipment Coverage ............................................................................................. VIII-C- Installation Coverage ....................................................................................................................... VIII-D- Electronic Data Processing Coverage ........................................................................................... VIII-E- General Liability Coverage ............................................................................................................. VIII-F- Automobile Liability & Physical Damage Coverage ................................................................... VIII-G- Crime Coverage ................................................................................................................................ VIII-H- Workers’ Compensation & Employers Liability Coverage ........................................................ VIII-I- Employment Practices Liability Coverage ................................................................................... VIII-J- Pollution and Remediation Legal Liability Coverage .................................................................. VIII-K-