More than $2.4 billion recovered for our clients in the last 5 years.

Our success rate is 56% collected at a cost of less than 4 cents per dollar

on average, compared to the typical agency that collects 14% at a cost

of 33 cents per dollar on average. GreenFlag Profit Recovery services

offer more than 4 times others’ success at about one-eighth the cost.

We encourage our clients to submit their accounts in the early stages of

delinquency when the opportunity for successful recovery is greatest.

More than 120 offices located throughout the United States.

Continued success stems from our nationwide network of recovery

offices. We serve clients who have a wide range of account balances.

Regardless of the balance or location of your customers, we provide the

ultimate system in diplomatic and intensive account recovery.

Our low, fixed fee averages less than $10.00* per account.

Get to know our services. Get to know our company. See for yourself

how our exceptional organization recovers more money, for more

businesses, at a lower cost. We believe GreenFlag will reshape the way

you view profit recovery — and the way you do business. *Company average.

“…the highest recovery rate in the industry – an average 56% of the value of the overdue accounts.”

— Barron’s National Business and Financial Weekly

We are in the Business of Profit Recovery.

GreenFlagSM Profit Recovery

by Transworld Systems is

the collections alternative

that generates more money

for our clients on their past

due accounts. We’ve been

proving it to our clients,

including many Fortune 500

companies, since 1970.

Let us prove it to you.

Hospitals, Medical and Dental Practices

Banks and Credit Unions

Travel Agencies

Libraries

Video Stores

Hotels

Colleges, Private Schools and Universities

Clothing Manufacturers

Pest Control

Convention Services

City, County and State Governments

Utility Companies

Auto Dealers

Advertising and Marketing Firms

Mail Order Houses

TV Stations

Health and Fitness Clubs

Insurance Companies and Agents

Heating and Air Conditioning Services

Ambulance Services

Cellular Telephone Services

CPA’s

Industrial Manufacturers and Distributors

Florists

Professional Athletic Teams

Fuel Oil Companies

Girl Scout Councils and YMCA’s

Security Alarm Companies

Veterinarians

Construction Companies and SpecialtyTrades

Attorneys

Auto Parts Stores/Suppliers

Printing Shops

Optical Stores

Trade Schools

Medical Laboratories

Wholesale Food Manufacturers and Distributors

“Our BBB has partnered with Transworld to offer our members the valuable benefit of increased cash flow through cost-effective debt collection.”

— President/CEO, Better Business Business Bureau of Southern Piedmont/Charlotte

Pay a fixed fee averaging less than $10* per account! Overall collection cost averages less than 4 cents per dollar on average collected vs. 33 cents with typical percentage agencies. **

Pay no commissions or percentages! All money is sent directly to you, improving your cash flow. You keep 100% of recovered funds.

Start recovery early when there’s the greatest success in collections. You can use GreenFlag early as an in-house tool, before accounts become a problem.

Harness the power of third party intervention. Professional contact from a nationwide agency gets attention and response, so you get substantially better recovery rates.

Maintain complete control. You decide when to start, stop and suspend collections with the click of your mouse. Choose how frequently we make contact and how assertive the approach should be.

Retain valued customers with our diplomatic approach. Using a third party lets you maintain good relationships with your customers, while training slow-payers to re-prioritize your billing.

Convenient, easy access 24/7 to your accounts. With our website, you always know the status of your accounts – from daily reports to fully archived records.

Submit large groups of accounts instantly via our interactive, secure website. Save staff time by uploading large volumes of accounts in seconds using our secure web portal or take advantage of one of our many software interfaces for programs like QuickBooks.

Dramatically reduce your internal costs by minimizing staff efforts. With GreenFlag, your staff concentrates on growing your core business rather than chasing after unresolved delinquent accounts.

*company average

**American Collector’s Association

“Now our collection process is more manageable. At 60 days, we submit accounts. GreenFlag does the work, and we reap the benefits!”

— Ellen Page, Delta Max, Scranton, Pennsylvania

PROFiT RECOvERy SERviCES

PAST DUE ACCOUNT RECOvERy

you know your customers better than anyone. When a past-due bill

or invoice becomes an issue, we give you the tools to recover your

money — quickly, easily and affordably.

WRiTTEN DEMANDS

Begin with our proven

recovery method. The

goal: to get you paid.

Once you’ve submitted

a debtor, let GreenFlag

do the rest, so you

can get back to the

business at hand.

GreenFlag is the proven low-cost way to act fast and get paid before it’s too late. This chart below shows the importance of early action when

recovery rates are best. And that translates into increased cash

flow for your business.

Unresolved ClaimsYou get swifter, more accurate resolution on insurance claims because

GreenFlag gets accounts re-prioritized and moved from the clerk’s desk

into the hands of a supervisor.

Slow Self-Paying PatientsPatients feel comfortable returning to you for medical care after

responding to our diplomatic third party intervention.

0

10

20

30

40

50

60

70

80

90

100

1 Month

(Based on U.S. Department of Commerce study of depreciation of accounts held in-house)

5%

26%

35%

70%

90%3 Months

Projected Decrease in Recoverability

Typical AgencyTransworld

4 Months 6 Months 12 Months

“GreenFlag has collected more than $600,000 for our office in delinquent insurance claims. The collection cost was a mere 1.1%! We’re now also using GreenFlag on our private

pay accounts and getting 50% recovery at 2% collection cost!”

— Ruby Dust, Administrator Surgery, Inc. in Tulsa, Oklahoma

MEDiCAL AND DENTAL SERviCES

Whether you run a large

medical practice or you’re

a single practitioner, cash

flow is negatively affected

by slow-paying patients and

unresolved insurance claims.

The power of GreenFlag’s

third party intervention gets

your bottom line back on

track quickly.

Medical and Dental Services

NATiONAL STATiSTiCS PROvE iT

“As a national direct marketer, we face some very unique challenges

in the area of collections. Transworld not only helped us meet these challenges

but helped us exceed our goals in a very cost-effective manner.”

— Tom Miglino, vice President, American Mint

GreenFlagRecovered 56%

(Company Average)

GreenFlag Costless than 4¢ per Dollar

Recovered(Company Average)

Average AgencyCollected 14%(ACA Average)

Average AgencyCost 33¢ per Dollar

(ACA Average)

According to the

American Collectors

Association, the average

collection agency collects

less than 14% of all debts

assigned at an average cost of

33 cents per dollar collected.

Our clients experience a

56% recovery rate at an

approximate cost of less than

4 cents per dollar recovered.

PROvE iT TO yOURSELF

More than 60,000 companies nationwide have compared their traditional collection agency to

GreenFlag Profit Recovery by Transworld Systems and decided to switch to the best accounts

receivable solution available.

Services OfferedGreenFlag Profit Recovery

by Transworld SystemsPercentage Agency

Recovery Rate 56% -- highest in industry (average) 14% average according to American Collectors Assn.

Cost to Collect Accounts Less than 4% (average) 33% (average)

Increases Cash Flow Yes, money paid directly to you Money held up to 60 days

Stay in Control via Website Yes ?

Industry Leader Since 1970 Yes ?

Personal Rep on your Account Yes ?

“Real Time” Reporting 24/7 Yes, via user-friendly website ?

Archived Records Yes, via user-friendly website ?

“Thank You” Letter available Yes ?

Hold Harmless Agreement Yes ?

Reduces Internal Costs up to 70% Yes ?

Nationwide Coverage -120 offices Yes ?

Licensed, bonded and insured to collect in all states Yes ?

interactive Web Site Clients can submit accounts via our secure web site.

Account Management interface Allows clients to easily and quickly transfer groups of accounts via the web.

“...a long term proven record of being able to deliver twice the normal

recovery rate at a fraction of the normal cost.”

— Shearson Lehman

CONvENiENCE COUNTS GreenFlag offers you two ways to transmit debtors:

Contact us today to discover the benefits of GreenFlag Profit Recovery.

2235 Mercury Way | Suite 275 | Santa Rosa, CA 95407

www.transworldsystems.com

©2007 Transworld Systems inc. (Rev 03/07) All rights reserved. The Transworld Systems and GreenFlag logos are registered service marks of Transworld Systems inc. NyC License No. 1155022