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E-Insurance Shopping Becoming Popular
Way to Buy Auto Insurance
Virtual Facts
The growing trend over the past several years has been to use the Internet as a popular source to compare and then purchase affordable auto insurance. While those with more experience in the art of surfing and shopping the web may find sifting through the wide selection of insurance companies and available coverages simple, others less experienced find it confusing.
Pros Vs ConsThere are two methods you can use toobtain auto insurance. The first is theold, conventional brick and mortarmethod, where you speak directlywith an insurance agent, either face toface or on the phone. The second, thee-insurance online method, can beimpersonal, but it allows you to easilyshop for coverage that fits your needswithout any added pressure. Similarly,insurance companies have embracedthis method as an opportunity todisplay their numerous policy optionson the Internet.
No Pressure From AgentIt’s only between you and your computer screen. You can shop leisurely at your own pace, in your bathrobe and slippers, if you wish, without feeling pressured to make an immediate decision. The policy options can be easily reviewed and compared between insurance companies.
Sign-up Can Be Quick and Done 24/7
If you’re a night owl or have a bizarre work schedule, this is one convenience you can’t pass up. You can review, compare, and buy auto insurance any time of day and night…even at 2 in the morning while having a slice of cold pizza.
Can Be Confusing For SomeToo much information can
overwhelm and confuse an
inexperienced online insurance
shopper. While insurance
companies may outline the
basic elements of a policy on
the Internet, the sign up process
can become complicated if the
insurance terms used on their
online websites are not
completely understood.
Bundling Policies and Getting Discounts Can Be Difficult
The many discounts available to youwhen you speak directly with an agentmight not be offered or apparentonline, meaning you may end up payingmore by not having the option todiscuss the ones you qualify for. Inaddition, the majority of insurancecarriers will discount your premiums ifyou bundle auto, home, and otherpolicies together, but with onlineshopping the options may be limited ornot fully displayed.
All Options Can Be DiscussedInsurance agents areprofessionals who:
• Can answer all your questionsand offer the options youneed or are looking for.
• Can discuss every feature ofan insurance policy beforeyou sign on the dotted line.
• Can let customers know whatdiscounts they’re eligible forfirst hand.
Can Interact With An Agent
This is not always a badthing. The insurance agentusually has the expertise tosimplify the decision makingprocess by presenting allyour options; speaking with alive person with your interestat heart can keep you fromgetting inadequate coverageor making the wrong policychoice altogether.
You’re subject to sales pressureWhile purchasing auto insuranceisn’t as pressurized as buying aused car…there is a certainamount pressure involved in theprocess. If you buckle easilyunder the weight of a strongsales pitch, you may have a bit ofa problem here. But, keep inmind that most insurance agentsare not pushy, nor will they steeryou toward purchasing a policythat doesn’t fit your needs.
Travel may be requiredIf you don’t have access to
the Internet, your search can be time consuming, not to mention expensive, should you have to drive around. Luckily, you can handle a great deal of the work over the phone, getting quotes, etc. Still, it can be a hassle and inconvenient compared to having everything at your fingertips in the comfort of your own home or office.
Contact Us
So, regardless of which method you choose, just remember that each one has its positive and negative points…and, the final choice is up to you. Also up to you is making sure
you’re getting the best rate on your auto insurance. Why not get
a free auto insurance quote today?