Bajaj Allianz Business Plan

TLC – Team Life Care. No.1 Channel Partner

Bajaj Allianz General Insurance Co. Ltd.

Business Presentation



Why Life Insurance ?????

Fast Track Life

Nuclear Families

Job demands

Traveling

Security

Investments

Tax Benefits



Instrument Safety Liquidity Post Tax Returns

Tax efficiency

Life Cover

PF High Low Good Good None

Shares Low Average Uncertain

Low None

KVP/NSC High Low Average Low None

Bonds, FD Average

Average Low Low None

Mutual Fund

Average

High Uncertain

Average None

Post Saving Schemes

High Low Average Average None

LIFE INSURANCE

HIGH LOW GOOD HIGH YES



Who is Bajaj ????

Bajaj- Rs.8000 Crore Household.

Bajaj Auto- 4000Cr. Asset

55 Years–Trusted Company

No. 2 in 2&3 - Wheeler manufacturer in India

No.4 in World Level

15,000 Employees



Who is Allianz ???

Leading Global Insurance Company

Started in Germany @1890 – 116 Years

Rs.58,92,000 Cr – Asset

Global Networks - 70 Countries

Largest Asset Manager in the World

7 Wonders & Twin Tower - insured by Allianz



Why Bajaj Allianz ???

Fastest growing private Life Insurer in India.

The total sum assured rose to Rs.4137 Cr since inception

Bajaj Allianz Life records GWP of Rs. 250 Cr in just first 6 months

3,95,000 satisfied customers across the country



More than 39,05,112 customers have selected Bajaj Allianz

Every day more than 4000 Policies issued online.



Amount of claims paid since inception is more than

Rs. 295,00,00,000.00

Settled more than 1,95,000 claims.



Bajaj Allianz is a customer friendly & best services company in Insurance Industry.



Who is TLC???TLC – Team Life Care

Involved in marketing of Insurance policies and allied services, having wide experience of Referral Marketing

No.1 Channel Partner of Bajaj Allianz



Our Product



Name of the Policy : New Family Gain

Premium : 5000 (Half-yearly)

Minimum Premium Paying Term : 3 years

Partial & Full Withdrawal : After 3 Years

Fund Growth Rate : 15% to 25% Per annum

Age 0-10 11-20 21-30 31-40 41-50 51-55 56-60SA 3.5L 3.0L 2.5L 2.0L 1.5L 1.0L 70 K

SA - Sum Assured in Lakhs



After 6 months: 11 Types of Critical Illness Coverage. (Optional)

First Heart Attack.Coronary Artery Disease requiring Surgery.Stroke.Cancer.Kidney Failure.Major Organ Transplantation.Multiple Sclerosis.Aorta Graft Surgery.Primary Pulmonary Artery Hypertension.Alzheimer's diseaseParalysis.

(Age for Entry:18-50yrs, Benefit Age:18-65yrs)





For maturity with coverage, 150% of annual premium has to be maintained as minimum balance

Ex: Maturity Amount - Rs. 100000Partial withdrawal - Rs. 85000

5 types of Fund options

Liquid Fund

Bond Fund

Equity Growth Fund

Equity Index Fund II

Accelerator Mid-Cap Fund



Premium Period - Min. 3 yrs & Max. 70 yrsMaturity Period - Starts from 4th yrPartial Withdrawal: Eligible from 4th yr onwards

Ex: Principle Amount - Rs. 30000Partial withdrawal - Rs. 15000

After Partial Withdrawal: Rs. 15000Policy Coverage - remains same

Full Withdrawal - Policy has to be surrendered


Bajaj Allianz General Insurance Co. Ltd.Growth Illustration Table (As per IRDA Norms)

Growth Rate Optimistic Estimation Conservative Estimation @ 6% @ 10%At the end of 4th yr Rs. 31,800/- Rs. 33,000/-At the end of 5th yr Rs. 33,708/- Rs. 36,300/-At the end of 10th yr Rs. 45,108/- Rs. 58,416/-At the end of 15th yr Rs. 60,365/- Rs. 94,152/-At the end of 20th yr Rs. 80,784/- Rs. 1,51,634/-At the end of 25th yr Rs. 1,08,106/- Rs. 2,44,208/-

(Refer ww.irdaindia.org)New family gain is Unit Linked Insurance Plans (ULIPs). Investment in

ULIP is subject to risks associated with the Capital markets. The Policyholder is sole responsible for his/her decisions while investing in

ULIPs. All charges applicable shall be levied. The fund value shown above is only indicative & not guaranteed at 6% and 10% respectively.

Insurance is subject of matter of the solicitation.



Tax Exemption - Eligible under Act 80(c) & 10(10)d



Documents RequiredDD Rs. 10000/- in favour of “Bajaj Allianz Life Insurance Co. Ltd.,” payable @ Salem

Proposal Form

Check List

Standard Age Proof Copy

Address Proof Copy

Photo ID proof

IT return copies for premium 1 lakh and above

3 passport size photos



Business Plan

Royal Income



U

A B

C

600/-

Incentive Calculation - Twice in a Month

Referral Incentive (RI)



SILVER CO-ORDINATOR (Andaman tour package)

U

A B

100 members100 members



U

A B

350 members350 members

GOLDEN CO-ORDINATOR (Car Achiever)



U

A B

Car AchieverCar Achiever

DIAMOND CO-ORDINATOR (Pension Achiever)

Rs. 1,00,000/- will be deposited inPension Plan



U

A B

Pension AchieverPension Achiever

PLATINUM CO-ORDINATOR (Director Achiever)

10% profit sharing from the net profit of the

company



Thank you